1,319 Credit Analysis jobs in India

Key Responsibilities

• Good knowledge of credit or equity risk fundamentals, solving for what creates risk for an obligor.
• Experience in writing reports crisply and analyzing Corporates or SMEs
• Experience in risk rating assessment of large and middle-market borrowers across geographies (desirable)
• Experience in analyzing free and paid research and preparation of event summaries.
• Good knowledge of loan portfolio monitoring including spreading, covenant monitoring, interim and annual reviews
• Ability to perform complex tasks with minimal support from supervisor.
• Ability to inculcate the habit of self-learning and sharing best practices.
• Should be good in Excel functions (mandatory), not VBA.
• The candidate should possess understanding of various data sources like Bloomberg, Factiva, among others.

Key Competencies

• Preparing timely event summaries with critical analysis of impact on obligors
• Preparing detailed credit reports (interim and annual reviews) on obligors within committed timelines
• Update required trackers with latest status/updates.
• Identify ways for improvement in efficiency gains and process improvement.
• Responsible for adherence to client SLAs and Policies
• Perform ad-hoc tasks with detailed understanding on client requirement within stipulated timelines.
• Responsible for on-time identification and escalation of risks and mitigants

Interested Candidates please share CV's at

Location: Bangalore

Notice Period: Immediate - 0-60 days

Key Responsibilities

• Good knowledge of credit or equity risk fundamentals, solving for what creates risk for an obligor.
• Experience in writing reports crisply and analyzing Corporates or SMEs
• Experience in risk rating assessment of large and middle-market borrowers across geographies (desirable)
• Experience in analyzing free and paid research and preparation of event summaries.
• Good knowledge of loan portfolio monitoring including spreading, covenant monitoring, interim and annual reviews
• Ability to perform complex tasks with minimal support from supervisor.
• Ability to inculcate the habit of self-learning and sharing best practices.
• Should be good in Excel functions (mandatory), not VBA.
• The candidate should possess understanding of various data sources like Bloomberg, Factiva, among others.

Key Competencies

• Preparing timely event summaries with critical analysis of impact on obligors
• Preparing detailed credit reports (interim and annual reviews) on obligors within committed timelines
• Update required trackers with latest status/updates.
• Identify ways for improvement in efficiency gains and process improvement.
• Responsible for adherence to client SLAs and Policies
• Perform ad-hoc tasks with detailed understanding on client requirement within stipulated timelines.
• Responsible for on-time identification and escalation of risks and mitigants

Interested Candidates please share CV's at

Location: Bangalore

Notice Period: Immediate - 0-60 days

Key Responsibilities

• Good knowledge of credit or equity risk fundamentals, solving for what creates risk for an obligor.
• Experience in writing reports crisply and analyzing Corporates or SMEs
• Experience in risk rating assessment of large and middle-market borrowers across geographies (desirable)
• Experience in analyzing free and paid research and preparation of event summaries.
• Good knowledge of loan portfolio monitoring including spreading, covenant monitoring, interim and annual reviews
• Ability to perform complex tasks with minimal support from supervisor.
• Ability to inculcate the habit of self-learning and sharing best practices.
• Should be good in Excel functions (mandatory), not VBA.
• The candidate should possess understanding of various data sources like Bloomberg, Factiva, among others.

Key Competencies

• Preparing timely event summaries with critical analysis of impact on obligors
• Preparing detailed credit reports (interim and annual reviews) on obligors within committed timelines
• Update required trackers with latest status/updates.
• Identify ways for improvement in efficiency gains and process improvement.
• Responsible for adherence to client SLAs and Policies
• Perform ad-hoc tasks with detailed understanding on client requirement within stipulated timelines.
• Responsible for on-time identification and escalation of risks and mitigants

Interested Candidates please share CV's at

Location: Bangalore

Notice Period: Immediate - 0-60 days

Key Responsibilities

• Good knowledge of credit or equity risk fundamentals, solving for what creates risk for an obligor.
• Experience in writing reports crisply and analyzing Corporates or SMEs
• Experience in risk rating assessment of large and middle-market borrowers across geographies (desirable)
• Experience in analyzing free and paid research and preparation of event summaries.
• Good knowledge of loan portfolio monitoring including spreading, covenant monitoring, interim and annual reviews
• Ability to perform complex tasks with minimal support from supervisor.
• Ability to inculcate the habit of self-learning and sharing best practices.
• Should be good in Excel functions (mandatory), not VBA.
• The candidate should possess understanding of various data sources like Bloomberg, Factiva, among others.

Key Competencies

• Preparing timely event summaries with critical analysis of impact on obligors
• Preparing detailed credit reports (interim and annual reviews) on obligors within committed timelines
• Update required trackers with latest status/updates.
• Identify ways for improvement in efficiency gains and process improvement.
• Responsible for adherence to client SLAs and Policies
• Perform ad-hoc tasks with detailed understanding on client requirement within stipulated timelines.
• Responsible for on-time identification and escalation of risks and mitigants

Interested Candidates please share CV's at

Location: Bangalore

Notice Period: Immediate - 0-60 days

About Us:

MUFG Bank, Ltd. is Japan’s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Bank’s parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to be the world’s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges.

MUFG Global Service Private Limited:

Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC / AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG’s global network across Americas, EMEA and Asia Pacific.

About the Role

Position Title: Japanese Corporate Banking, Portfolio Management Group

Corporate Title: Assistant Vice President

Reporting to: VP / Director

Location: Mumbai

Job Profile:

Position details:

• Support Portfolio Management Group and handle credit coverage for EMEA subsidiaries of Japanese Corporates.
• The Senior will be a corporate finance risk manager, supporting EMEA subsidiaries of publicly traded Japanese corporations. The critical function of assessing risk factors associated with a credit and determining appropriate rating based on established policies and guidelines. Responsibilities will include supporting the active credit management of a designated portfolio utilizing solid credit and analytical skills. Provide continuous oversight of portfolio names, monitoring for potential upgrading, downgrading and credit deterioration with the goal of maximizing net income and reducing credit costs.
• Additionally, the senior will be mentoring the junior staff, providing daily guidance as needed

Roles and Responsibilities:

• Active Portfolio Management of Designated Customers under the Guidance of Senior Portfolio Managers
• Manage a designated portfolio of Japanese corporate credit customers.
• Perform due diligence and scheduled reviews regularly.
• Analyze credit risk of the designated portfolio, determine accurate ratings, and make recommendations of accurate and timely ratings to management with support from senior portfolio managers.
• Prepare detailed credit analysis and credit applications in accordance with EMEA Credit Policy, Credit-Related Procedures, Credit Rules, and JCB Credit Operating Manual, evaluating the borrower’s industry / business / legal / financial risks and recommending extensions of credit to management.
• Oversight of covenants compliance, facility due date, condition / instruction / report required.
• Ongoing training to enhance the all-around skill sets of a portfolio manager.
• Perform other related functions as assigned.

Deal Support:

• Work with business lines / product groups to identify prospective transactions.
• Identify structural risks and mitigants in prospective transactions and recommend / enhance structuring of deals and covenants in line with policies and procedures.
• Advise relationship managers on credit risk issues, terms & conditions, to create the best possible deal with a goal of improving profit and minimizing credit cost with support from senior portfolio managers.
• Communicate with credit divisions with regard to rating rationale, facility structuring / exposures, and ensure credit divisions are furnished with all credit related information / analysis pertinent to making a decision.

Policy Compliance:

• Ensure compliance with external regulatory requirements (JFSA, BOJ, PRA etc).
• Ensure compliance with internal policy and procedures by understanding and adhering to EMEA Credit Policy, Credit-Related Procedures, Credit Rules, Procedures for Credit Ratings, JCB Credit Operating Manual, and any other applicable pronouncements.
• Support and mentor junior analysts in credit risk management process
• Train and support junior analysts on OJT basis as assigned by MD or Team Leader
• Guide junior analysts in completing complex assignments
• Study, develop and enhance analytical skills of the team through close communication

Job Requirements:

• 6-8 years of working experience in financial institutions or equivalent, in accounting / financial analysis areas.
• Excellent communication skills (both oral and written).
• Japanese language skill preferred
• MBA Finance or CA or CFA degree required
• Completion of formal credit training is a plus.

Equal Opportunity Employer

The MUFG Group is committed to providing equal employment opportunities to all applicants and employees and does not discriminate on the basis of race, colour, national origin, physical appearance, religion, gender expression, gender identity, sex, age, ancestry, marital status, disability, medical condition, sexual orientation, genetic information, or any other protected status of an individual or that individual's associates or relatives, or any other classification protected by the applicable laws.

About Us:

MUFG Bank, Ltd. is Japan’s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Bank’s parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to be the world’s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges.

MUFG Global Service Private Limited:

Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC / AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG’s global network across Americas, EMEA and Asia Pacific.

About the Role

Position Title: Japanese Corporate Banking, Portfolio Management Group

Corporate Title: Assistant Vice President

Reporting to: VP / Director

Location: Mumbai

Job Profile:

Position details:

• Support Portfolio Management Group and handle credit coverage for EMEA subsidiaries of Japanese Corporates.
• The Senior will be a corporate finance risk manager, supporting EMEA subsidiaries of publicly traded Japanese corporations. The critical function of assessing risk factors associated with a credit and determining appropriate rating based on established policies and guidelines. Responsibilities will include supporting the active credit management of a designated portfolio utilizing solid credit and analytical skills. Provide continuous oversight of portfolio names, monitoring for potential upgrading, downgrading and credit deterioration with the goal of maximizing net income and reducing credit costs.
• Additionally, the senior will be mentoring the junior staff, providing daily guidance as needed

Roles and Responsibilities:

• Active Portfolio Management of Designated Customers under the Guidance of Senior Portfolio Managers
• Manage a designated portfolio of Japanese corporate credit customers.
• Perform due diligence and scheduled reviews regularly.
• Analyze credit risk of the designated portfolio, determine accurate ratings, and make recommendations of accurate and timely ratings to management with support from senior portfolio managers.
• Prepare detailed credit analysis and credit applications in accordance with EMEA Credit Policy, Credit-Related Procedures, Credit Rules, and JCB Credit Operating Manual, evaluating the borrower’s industry / business / legal / financial risks and recommending extensions of credit to management.
• Oversight of covenants compliance, facility due date, condition / instruction / report required.
• Ongoing training to enhance the all-around skill sets of a portfolio manager.
• Perform other related functions as assigned.

Deal Support:

• Work with business lines / product groups to identify prospective transactions.
• Identify structural risks and mitigants in prospective transactions and recommend / enhance structuring of deals and covenants in line with policies and procedures.
• Advise relationship managers on credit risk issues, terms & conditions, to create the best possible deal with a goal of improving profit and minimizing credit cost with support from senior portfolio managers.
• Communicate with credit divisions with regard to rating rationale, facility structuring / exposures, and ensure credit divisions are furnished with all credit related information / analysis pertinent to making a decision.

Policy Compliance:

• Ensure compliance with external regulatory requirements (JFSA, BOJ, PRA etc).
• Ensure compliance with internal policy and procedures by understanding and adhering to EMEA Credit Policy, Credit-Related Procedures, Credit Rules, Procedures for Credit Ratings, JCB Credit Operating Manual, and any other applicable pronouncements.
• Support and mentor junior analysts in credit risk management process
• Train and support junior analysts on OJT basis as assigned by MD or Team Leader
• Guide junior analysts in completing complex assignments
• Study, develop and enhance analytical skills of the team through close communication

Job Requirements:

• 6-8 years of working experience in financial institutions or equivalent, in accounting / financial analysis areas.
• Excellent communication skills (both oral and written).
• Japanese language skill preferred
• MBA Finance or CA or CFA degree required
• Completion of formal credit training is a plus.

Equal Opportunity Employer

The MUFG Group is committed to providing equal employment opportunities to all applicants and employees and does not discriminate on the basis of race, colour, national origin, physical appearance, religion, gender expression, gender identity, sex, age, ancestry, marital status, disability, medical condition, sexual orientation, genetic information, or any other protected status of an individual or that individual's associates or relatives, or any other classification protected by the applicable laws.

About Us:

MUFG Bank, Ltd. is Japan’s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Bank’s parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to be the world’s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges.

MUFG Global Service Private Limited:

Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC / AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG’s global network across Americas, EMEA and Asia Pacific .

About the Role

Position Title: Japanese Corporate Banking, Portfolio Management Group

Corporate Title: Assistant Vice President

Reporting to: VP / Director

Location: Mumbai

Job Profile:

Position details:

• Support Portfolio Management Group and handle credit coverage for EMEA subsidiaries of Japanese Corporates.
• The Senior will be a corporate finance risk manager, supporting EMEA subsidiaries of publicly traded Japanese corporations. The critical function of assessing risk factors associated with a credit and determining appropriate rating based on established policies and guidelines. Responsibilities will include supporting the active credit management of a designated portfolio utilizing solid credit and analytical skills. Provide continuous oversight of portfolio names, monitoring for potential upgrading, downgrading and credit deterioration with the goal of maximizing net income and reducing credit costs.
• Additionally, the senior will be mentoring the junior staff, providing daily guidance as needed

Roles and Responsibilities:

• Active Portfolio Management of Designated Customers under the Guidance of Senior Portfolio Managers
• Manage a designated portfolio of Japanese corporate credit customers.
• Perform due diligence and scheduled reviews regularly.
• Analyze credit risk of the designated portfolio, determine accurate ratings, and make recommendations of accurate and timely ratings to management with support from senior portfolio managers.
• Prepare detailed credit analysis and credit applications in accordance with EMEA Credit Policy, Credit-Related Procedures, Credit Rules, and JCB Credit Operating Manual, evaluating the borrower’s industry / business / legal / financial risks and recommending extensions of credit to management.
• Oversight of covenants compliance, facility due date, condition / instruction / report required.
• Ongoing training to enhance the all-around skill sets of a portfolio manager.
• Perform other related functions as assigned.

Deal Support:

• Work with business lines / product groups to identify prospective transactions.
• Identify structural risks and mitigants in prospective transactions and recommend / enhance structuring of deals and covenants in line with policies and procedures.
• Advise relationship managers on credit risk issues, terms & conditions, to create the best possible deal with a goal of improving profit and minimizing credit cost with support from senior portfolio managers.
• Communicate with credit divisions with regard to rating rationale, facility structuring / exposures, and ensure credit divisions are furnished with all credit related information / analysis pertinent to making a decision.

Policy Compliance:

• Ensure compliance with external regulatory requirements (JFSA, BOJ, PRA etc).
• Ensure compliance with internal policy and procedures by understanding and adhering to EMEA Credit Policy, Credit-Related Procedures, Credit Rules, Procedures for Credit Ratings, JCB Credit Operating Manual, and any other applicable pronouncements.
• Support and mentor junior analysts in credit risk management process
• Train and support junior analysts on OJT basis as assigned by MD or Team Leader
• Guide junior analysts in completing complex assignments
• Study, develop and enhance analytical skills of the team through close communication

Job Requirements:

• 6-8 years of working experience in financial institutions or equivalent, in accounting / financial analysis areas.
• Excellent communication skills (both oral and written).
• Japanese language skill preferred
• MBA Finance or CA or CFA degree required
• Completion of formal credit training is a plus.

Equal Opportunity Employer

The MUFG Group is committed to providing equal employment opportunities to all applicants and employees and does not discriminate on the basis of race, colour, national origin, physical appearance, religion, gender expression, gender identity, sex, age, ancestry, marital status, disability, medical condition, sexual orientation, genetic information, or any other protected status of an individual or that individual's associates or relatives, or any other classification protected by the applicable laws.