280 Field Credit Officer jobs in India
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Loan Officer
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Job description
Job Responsibilities:1.Documents Verification
- Review, verify, and ensure accuracy of loan documentation and files
- Adhere to NHB/RBI guidelines, company policy, and lending guidelines.
2.Collaboration and Communication
- Coordinate with all departments for document verification, pendency clearance, and case closure
- Ensure timely payment release
3.Reports Analysis
- Verify Business/Salaries FI, Residence FI, RCU, Aadhar verification, Technical and legal search reports
- Analyze other relevant reports
4.CKYC and CERSAI
- Create disbursal cases for CKYC and CERSAI
5.Basic Knowledge
- Banking operations
- MS Office
Loan Officer
Posted today
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Job Description
Company Overview
MUDRA 360 excels in simplifying the borrowing journey for customers, specializing in locating the best financial products in India. Partnered with over 100 banks and NBFCs, we offer personalized deals on various loans and credit cards. Our team consists of skilled loan specialists dedicated to assisting customers in making well-informed financial decisions. Headquartered in Noida and operating within the Financial Services industry, we provide an expansive network across the finance landscape.
Job Overview
We are seeking a dynamic and motivated Loan Officer for a mid-level position at mudra360. The role is based in Noida, Delhi, Ghaziabad, and Greater Noida. As a Loan Officer, you will be employed full-time, playing a pivotal role in fostering relationships and guiding customers through the loan processes with empathy and expertise.
Qualifications and Skills
- Proven experience and proficiency in lead generation to effectively identify and convert potential loan applicants.
- Demonstrated ability in cross-selling financial products to maximize individual and company revenue streams.
- Strong sales negotiation skills, adept at negotiating terms that benefit both the customer and the organization.
- Comprehensive understanding of loan sales processes with a focus on personal loans and related financial products.
- Experience in loan servicing to ensure seamless customer support and loan processing from start to finish.
- Excellent communication skills, capable of articulating complex financial concepts in a clear and concise manner.
- Proficiency in convincing people to help potential customers realize the advantages of various loan solutions.
- Collaborative mindset with the ability to work effectively within a team to meet personal and company objectives.
Roles and Responsibilities
- Identify and approach potential clients by generating leads through various channels such as networking and referrals.
- Evaluate and analyze client needs to tailor loan products that match customer requirements and enhance satisfaction.
- Facilitate the loan application process, guiding clients through paperwork and assisting with compliance requirements.
- Cross-sell additional financial services such as credit cards and insurance to expand customer portfolios.
- Maintain detailed records of client interactions and account statuses to ensure accurate reporting and follow-ups.
- Negotiate loan terms in alignment with client needs while maintaining organization policies and profitability ratios.
- Respond to client inquiries efficiently and resolve any issues related to loan processing or payments promptly.
- Continuously stay informed about financial products, services, industry changes, and competitive offerings.
Loan Officer
Posted today
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Since its inception, CFPL is one of the fastest growing companies in corporate project finance sphere. In over decade and half, CFPL has evolved into the most trusted financial partners for the corporate world. We cut across wide range of services in the field of corporate project finance and have successfully delivered 1000+ projects spanning diffrent sectors in the economy. With our entrepreneur spirit, we have been providing the highest standard of customer service and thus have attained soaring heights of customer satisfaction. We believe that transparency and clear communication allows to deliver work within committed time and we endeavor to exceed client’s expectations. We boost of commitment and loyalty of our team, who has lead to stability and success in the past and will continue to do so in future.
We are promoted by highly qualified professionals with vast and diverse experience of more than decade and half rendering services especially in relation to corporate project financing. We are young dynamic and result driven team with a visionary young leadership and a strong presence in Surat, Baroda, Ahmedabad, Rajkot and covering the entire Gujarat.
TasksJob Title: Loan Officer
Location: Surat, Gujarat
Salary Package: ₹15,000 - ₹20,000 per month
Job Summary:
We are seeking a detail-oriented and customer-focused Loan Officer to join our team in Surat. The ideal candidate will be responsible for evaluating, authorizing, and recommending loan approvals for clients. You will be expected to guide applicants through the loan application process, assess financial information, and ensure compliance with company policies and regulations.
Key Responsibilities:
Client Interaction:
- Engage with potential clients and understand their loan requirements.
- Explain loan products, terms, and conditions to customers.
- Assist clients in completing loan applications and provide support throughout the process.
Loan Evaluation & Processing:
- Review and verify financial documents, credit history, and other relevant information.
- Analyze applicants' financial status and assess loan eligibility.
- Recommend appropriate loan products based on clients' needs.
Compliance & Documentation:
- Ensure that all loan applications comply with company policies and regulatory guidelines.
- Maintain accurate records and documentation of loan applications and approvals.
- Conduct follow-ups with clients and ensure timely disbursal of loans.
Sales & Targets:
- Achieve monthly sales targets and contribute to the company's growth.
- Develop relationships with clients to generate repeat business and referrals.
Required Skills & Qualifications:
Bachelor’s degree in Finance, Commerce, or related field.
Strong understanding of financial principles and loan processes.
Excellent communication and interpersonal skills.
Basic knowledge of credit assessment and risk management.
Ability to work under pressure and meet sales targets.
BenefitsPerks & Benefits:
Performance-based incentives.
Training and career development opportunities.
Flexible work culture and supportive environment.
Join Corporate Fincon Pvt Ltd as a Loan Officer to elevate your career in the dynamic loan brokerage industry. Leverage your skills and grow with our innovative team.
Loan Officer
Posted today
Job Viewed
Job Description
Company Overview
MUDRA 360 excels in simplifying the borrowing journey for customers, specializing in locating the best financial products in India. Partnered with over 100 banks and NBFCs, we offer personalized deals on various loans and credit cards. Our team consists of skilled loan specialists dedicated to assisting customers in making well-informed financial decisions. Headquartered in Noida and operating within the Financial Services industry, we provide an expansive network across the finance landscape.
Job Overview
We are seeking a dynamic and motivated Loan Officer for a mid-level position at mudra360. The role is based in Noida, Delhi, Ghaziabad, and Greater Noida. As a Loan Officer, you will be employed full-time, playing a pivotal role in fostering relationships and guiding customers through the loan processes with empathy and expertise.
Qualifications and Skills
- Proven experience and proficiency in lead generation to effectively identify and convert potential loan applicants.
- Demonstrated ability in cross-selling financial products to maximize individual and company revenue streams.
- Strong sales negotiation skills, adept at negotiating terms that benefit both the customer and the organization.
- Comprehensive understanding of loan sales processes with a focus on personal loans and related financial products.
- Experience in loan servicing to ensure seamless customer support and loan processing from start to finish.
- Excellent communication skills, capable of articulating complex financial concepts in a clear and concise manner.
- Proficiency in convincing people to help potential customers realize the advantages of various loan solutions.
- Collaborative mindset with the ability to work effectively within a team to meet personal and company objectives.
Roles and Responsibilities
- Identify and approach potential clients by generating leads through various channels such as networking and referrals.
- Evaluate and analyze client needs to tailor loan products that match customer requirements and enhance satisfaction.
- Facilitate the loan application process, guiding clients through paperwork and assisting with compliance requirements.
- Cross-sell additional financial services such as credit cards and insurance to expand customer portfolios.
- Maintain detailed records of client interactions and account statuses to ensure accurate reporting and follow-ups.
- Negotiate loan terms in alignment with client needs while maintaining organization policies and profitability ratios.
- Respond to client inquiries efficiently and resolve any issues related to loan processing or payments promptly.
- Continuously stay informed about financial products, services, industry changes, and competitive offerings.
Loan Officer
Posted today
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Job Description
**Salary**: ₹18,000.00 - ₹35,000.00 per month
Schedule:
- Morning shift
Ability to commute/relocate:
- Delhi, New Delhi - 110008, Delhi: Reliably commute or planning to relocate before starting work (required)
**Experience**:
- total work: 3 years (preferred)
Loan Officer
Posted today
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Job Description
minimum age required 25 years.
minimum qualification 10th.
company give you joining letter and company I’d card.
This is one time opportunity (totally permanent job)
**Job Type**: फ़ुल-टाइम
**Salary**: ₹३२,०००.०० per month
**Benefits**:
- आने जाने में सहायता
- इंटरनेट के लिए पेमेंट
- मोबाइल फ़ोन के बिलों का पेमेंट
- हेल्थ इंश्योरेंस
Ability to commute/relocate:
- Jakhal, Haryana: Reliably commute or planning to relocate before starting work (required)
**Experience**:
- total work: 1 year (preferred)
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- Health insurance
Loan Officer
Posted today
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Job Description
- Interviewing applicants to determine financial eligibility and feasibility of granting loans
- Determining all applicable ratios and metrics and set up debt payment plans.
**Salary**: ₹12,000.00 - ₹15,000.00 per month
**Benefits**:
- Cell phone reimbursement
- Flexible schedule
Schedule:
- Day shift
Supplemental pay types:
- Commission pay
- Performance bonus
Ability to commute/relocate:
- Muzaffarpur, Bihar: Reliably commute or planning to relocate before starting work (required)
**Experience**:
- total work: 1 year (preferred)
**Speak with the employer**
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Loan Officer
Posted today
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Job Description
- Field Sales Executive
Segment:
- Loan Department
Location:
- Patna
Qualification:
- Graduation
Bike Required
**Salary**: ₹11,102.43 - ₹30,662.37 per month
Schedule:
- Day shift
Supplemental pay types:
- Commission pay
Ability to commute/relocate:
- Patna, Bihar: Reliably commute or planning to relocate before starting work (required)
**Experience**:
- total work: 1 year (preferred)
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Loan Officer
Posted today
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Job Description
2. Converting a suspect to a prospect. This involves the following:
- Establishing contact with the prospect, this could involve several calls and may need a call at a time beyond office hours.
- This will also involve making calls at different times in order to achieve success.
- Need Analysis
- Eligibility Profiling
- Setting up an appointment
- Follow up with the prospect post every meeting with the sales officer until conclusion.
3. Basis feedback from the prospect, seek interventions from the senior sales resource or by your own-self in satisfying customer needs with the objective of converting the prospect to a customer
4. Responsible for conversion of suspects to prospects to customers
5. Provide support to the sales team in increasing conversions by:
- Prompt calling to all suspects / prospects
- Timely follow up with all prospects
- Cordial relationships with the sales officer mapped.
- Collaboration with the sales officer in providing feedback.
6. Responsible for complete knowledge of company products and policies as well as those of competition
7. Responsible for quality of the conversation, which entails the following:
- Accuracy
- Product Knowledge
- Appraisal Skills
- Punctuality & TOS
- TAT commitments
8. Ability to handle objections
9. Updating the software. You must capture your conversation with the customer effectively such that a third person is able to carry on the conversation with the customer where you left off.
10. Generating References: The quality of your conversation and your ability to connect with the customer is also reflected in the number of references that you generate.
11. Providing market feedback to the supervisor: It is important to share with your supervisor any trends that you come across whilst speaking to a prospect. Examples could be objections from prospects regards the processing fee being charged by us vis-à-vis the same being charged by a specific competitor.
**Salary**: ₹18,000.00 - ₹22,000.00 per month
**Benefits**:
- Health insurance
- Provident Fund
Schedule:
- Day shift
**Experience**:
- total work: 1 year (preferred)
Ability to Commute:
- Mumbai, Maharashtra (required)
Ability to Relocate:
- Mumbai, Maharashtra: Relocate before starting work (required)
Work Location: In person
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Loan Officer
Posted today
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Exp: 1 to 3 yrs exp
Department : Unsecured loan
Field sales
Gender : M/F
**Salary**: ₹25,000.00 - ₹35,000.00 per month
Schedule:
- Day shift
**Experience**:
- total work: 1 year (preferred)
Ability to Relocate:
- Bandra East, Mumbai, Maharashtra: Relocate before starting work (required)
Work Location: In person
**Speak with the employer**
+91