596 Lending jobs in India

Role Description:

We are looking for a detail-oriented and proactive Operations Executive to join our team in a

non-voice, backend operations role. The ideal candidate will be responsible for ensuring the

quality and accuracy of operational processes while engaging with both internal teams and

external stakeholders, including lenders.

Key Responsibilities:

• Execute quality-based operational tasks in line with defined parameters
• Identify and rectify errors in operational workflows
• Collaborate with internal teams and communicate with external stakeholders & vendors
• Draft and manage professional email communications
• Maintain and update data using Excel efficiently
• Ensure smooth coordination with lenders for disbursal and related processes

Attributes we are looking for:

• Minimum 4 year of experience in an operations or disbursal role
• Proficiency in MS Excel (V-Lookup, Pivot Table, Sheets, Basic formulas)
• Strong attention to detail and commitment to quality
• Good written communication skills (Email, Chats)
• Ability to manage multiple tasks and stakeholders efficiently
• A Graduate is mandatory in any discipline
• Language - English & Hindi mandatory.

Job Description

 
What’s the role?

Lending Managers are critical to achieving our Business Division’s desire of helping make Australian businesses stronger. As a Lending Manager, based in NSW, you will execute highly complex Business & Home lending deals. You will ensure we are putting our customer first by maintaining exceptionally high standards of deal quality and achieving first time right principles. Your role will also involve executing complex credit proposals in an efficient and effective manner.

What do I need?

• You’ll be naturally motivated and energetic with experience in complex financial analysis and credit standards for SME or Commercial banking.
• Helpfulness is in your DNA, so building strong relationships with the team and customers and taking ownership is second nature to you.
• You will also need to demonstrate the ability to collaborate effectively with your internal business partners, most importantly with our Credit partners.
• You will ideally have a demonstrated experience in lending and settlement processes for business banking transaction and a strong understanding of credit risk.

Why join us?
We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. 
• Tailored learning and development opportunities to help your grow your career within the bank. 
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

Create your future today
To get started, simply click on the APPLY or APPLY NOW button
 
We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.
 
If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website.

About Our Client

- Client is a well funded consumer internet start-up.

Job Description

- The candidate will manage the P&L for a 0-1 Lending product.

- Manage capital supply and lead NBFC and Banking partnerships.

- Build and scale the entire product business.

The Successful Applicant

- A successful candidate should have at least 8-10 years of experience in NBFCs and Lending start-ups.

- Demonstrated experience of scaling businesses.

Profile: Lending ConsultantOur team is widely distributed across a variety of industries, including banking, fin-tech, NBFCs, and other fields. As a lending consultant, you will be involved in all phases of the software test life cycle (STLC) with an emphasis on quality. You should be well-versed with accounting practices and accounting rules.

What will you do:

Creation, implementation and maintenance of test plans, processes and tools.

Help the project managers in assessing the standard deliverables and guide them in best practices of software testing specifically to the lending field.

Send out daily, weekly or monthly reports to all relevant stakeholders.

Execute quality assurance for projects and production support in relation to environments, test data, system/data design and integration through analysis, manual/automated testing, test files, and test case development.

Participate in the project management plan's requirements analysis process to find requirements gaps and problems (both functional and non-functional) in order to create a thorough requirement document.

Always be on the lookout for ways to improve monitoring, spot issues, and give the customer more for their investment.

Apply if you have:

Ability to operate in a very fast-paced, constantly changing, and evolving environment

Experience in end to end lending domain applications (LMS, LOS, CRM etc.) testing strategy, planning, and execution with the application of QA best practices, processes, and tools.

An eye for detail and the ability to execute precise work.

Good written and verbal communication skills.

Strong analytical and problem-solving skills.

Able to understand, apply, and explain relevant governmental rules, market trends in the banking and Fin-tech sectors.

It will be advantageous to have knowledge of SQL, databases, and other technology.

What We Offer:

Impactful Product: At Synoriq, you get to work on exciting products and software that create a huge impact in the lives of common people. You get exposure to the various domains we work in - be it the financial sector or the government sector. With projects of such scale, we work on the latest and most popular technologies in the market. 

Great Nucleus of Minds: You get to work with the smartest people and learn together. Our team is a bunch of talented designers, engineers, singers, storytellers, and dancers.

Fun: We understand that there is a life outside the office too. We offer flexibility in your work schedule and work from home so that you give your best everyday.

Leadership Initiatives: We promote the overall development of an individual and help you realize your professional goals. There are ample learning opportunities providing exposure to different domains and to work in cutting-edge technology.

About Synoriq

Synoriq is a core lending product company that offers solutions for banking and financial services. At Synoriq, our purpose is to build a better world through technology. Headquartered in Jaipur, India, we are a team of 150+ lending experts, designers and engineers. We believe problems of any complexity can be solved if you have great leaders. Our utmost focus is on leadership and we thrive to create outstanding leaders who deliver on our promises to all the stakeholders. By creating leaders, we play a critical role in shaping a better world for our people, our clients, our communities, and our nation. By creating a work environment that is exciting and flexible, and by fostering growth through ongoing learning and development programs, we empower our employees to achieve their professional and personal goals. We work with some of the big names in the industry. Some of our clients include:

Financial Services: Finova Capital, Spandana, SPFC, SG Finserve, CSL, and more (30+ Customer)

Promoter Profile

Mudit Jain is the CEO and Founder of Synoriq. He is an IIT Bombay Alumni with experience of 14+ years of working with various banks, HFCs, and NFCs. He served as the Country Head for Finmechanics at a very young age of 24. He has also worked with PwC and Diamond Consulting after graduating from IIT Bombay. Before starting Synoriq, he was the co-founder of Qriyo - India’s first managed home tuition app.

Dear Aspirants,

NTT DATA is hiring for the Corporate/Commercial Lending process - Banking Operations. We only have a few requirements for the open role.

We are looking for Immediate joiners, with a 15 days of notice period.

Job Description:

• Analyze and execute the Business Banking Loan process by understanding Standard Operating Procedures
• Interpret the request received related to Business Banking loan processing and capture the information into the appropriate application
• Adhere to all appropriate and agreed standardized processes and procedures
• Provide a narrative in the English language to include proper grammar and sentence structure
• Review and keep up to date, and fully abide by the process, operational, and administrative procedures, and ensure process compliance
• Participating in the training programs based on business needs
• Attending team meetings or customer calls
• Acting as the Subject Matter Expert for the team
• Conducting & leading the training programs based on business needs
• Attending team meetings and customer calls to gather feedback and updates

Overview and General duties and tasks

• 2 - 4 Years of experience in Banking BPO is preferred
• University degree or equivalent that requires 3 or more years of formal studies in Accounting & Commerce.
• Ability to work scheduled shifts from Monday-Friday, 02:00 PM to 12:00 AM.
• Ability to communicate (oral/written) effectively in English to exchange information with our client.

Regards,

Vignesh M

Who We Are Looking For
An experienced operation manager for the SSGM India COO organization with a proven record of managing processes and large teams in the area of securities lending, mark to market, SBL, Corporate actions, Settlements of FI or Equity and Collateral management.

Why this role is important to us
The team you will be joining is a part of State Street Global Markets India COO (SSGM) which is transforming our operating model that provides support to sales and trading desks across all regions EMEA, APAC and North America 24/6. StateStreet is one of the largest agents lenders in the world, with over 40 years of experience and more than 250clients across multiple global markets. Our depth of lendable assets and strong market position provides more trading opportunities When owners and managers of institutional assets need research, trading, securities lending and innovative portfolio strategies, they turn to SSGM business unit. Join us if making your mark in the capital markets industry from day one is a challenge you are up for.

What You Will Be Responsible For
As State Street Markets Securities Lending - Assistant Vice President, you will

Position Responsibilities

• Processes high volume of international loans, Recall returns, Equilend & Non-Equilend Broker Returns daily adhering to established procedures and controls; monitors and resolves pending and failing aged Returns. Contract Compare, Billing, etc
• Interacts with traders, client management, fund group(s) and counterparts regarding discrepancies if any
• Executes instructions to receive or deliver securities from counterparties.
• Ensure that your team meets the agreed SLA, KPI and KRI and evidence of the same documented every day.
• Reviews contract compare records, DDA's to validate positions with each counterparty.
• Assists business area with inquiries pertaining to transactional activity; coordinates response with traders, corporate actions staff and other internal teams.
• Ensure timely resolution of counterparty issues including pricing problems, quantities of loans and borrows, etc. while keeping management informed of any potential issues.
• Identifies and analyzes operations risks related to current and potential business and recommends procedural changes/improvements as needed
• Demonstrates effective communication skills (written and verbal) – ensuring key stakeholders are regularly appraised on progress relative to milestones & escalates issues requiring attention appropriately
• Ensure trades that fall out of the STP process are highlighted, tracked and remediated where appropriate
• Understand end to end of the process (including new ones) and contributes to process improvement ideas highlighting any potential process risk to the managers
• Demonstrates effective risk management skills – capture and communicate probability and impact to key stakeholders, ensure appropriate mitigation strategies are agreed.
• Works collaboratively across SSGM Globally on key initiatives.

The AVP is expected to display the following Managerial qualities:

• Demonstrate 'Risk Excellence' culture in your behaviour and nurture the same ethos within the team, encouraging an environment of openness and transparency that fuels effective challenge, debate and open discussion.
• Establish and nurture a culture of individual and collective ownership at the 'captive' giving all staff a clear sense of both responsibility and accountability. Develop effective working relationships with all SSGM staff at all levels across all locations
• Ensure that all staff adheres to the expected SSGM Code of Conduct.
• In depth knowledge of domains like- securities lending, mark to market, SBL, Corporate actions, Settlements of FI or Equity and Collateral management.
• Should have 12 years of experience in knowledge services environment serving Capital Market in Stock lending domain, handling a team of over 20 people at a minimum.
• Communicates with other team members from diverse background in an effective manner. Influences and motivates the team. Creates an empowering climate. Projects an inspiring presence and collaborates by fostering a network of communication
• Demonstrates flexibility and effectiveness with changing environments, tasks, responsibilities & people. Is open to change and new ideas while maintaining core goals and values. Adapts behavior and work methods in response to new information, changes or organization demands
• Ability of an individual to facilitate the continuous development of individual & organizational competencies, developing other's potential through the sharing of expertise and providing timely feedback. Continue to coach and mentor staff.
• Track and monitor the workflow queues/day to day workload/pending requests/mailbox to avoid any potential issues and delays and ensure 100% SLA and accuracy and timelines for BAU deliverables.
• Drive opportunities to work across groups in support of client needs, contribute in enhancing operating model and key Business Unit and Transformation initiatives, deliver on business and regulatory initiatives as per set timelines, achieve our financial commitments by providing better client service.
• Always finding better ways to improve the process-you are responsible to drive and provide process improvement ideas to make the process and operating model better and efficient. Encourage staff to think differently. Look to provide time saves and risk reduction
• Ensure 3 tier back up and bolster resiliency by planning split ops across both locations.
• SSGM COO transformation - understand and assess internal control environment to drive year-over-year improvement and enhancement of internal controls – promote self identification working in partnership with the global SSGM Business Controls teams

Shift Time

• Should be flexible to work in US (6:30 PM - 3:30 AM IST) Shift

Subject Matter Expert In

• Global Markets
• Securities Finance
• Settlements and Collateral
• Securities Lending
• Mark to Market
• Depo and inventory management
• Financial Accounting
• Enhanced Custody
• Corporate Action

Required Competencies

• Work as a team player in a global team environment
• Ability to work and communicate with people across organizational units
• Demonstrate a high standard for customer service and proactively managing work queues
• Handling and monitoring issue and query mails and escalating issues promptly as required to Senior Management
• Strong risk mitigation, problem solving, and decision making skills
• Effective in process improvement and expense reduction
• Experience in managing teams in multiple locations regions
• Ability to think critically and resolve complex problems
• Strategic mindset – looking at bigger picture for the future of the organization
• Change agent with abilities to navigate challenges effectively

Education / Experience

• MBA/BS/BA or equivalent
• 12 + years experience in management of multi location
• Strong management and employee relations skills

Technical Skills – IT And Systems

• Intermediate, demonstrable knowledge of Microsoft Office suit
• MCH
• Euroclear/CREST
• Qlikview
• DTCC
• IHS MARKIT
• PIRUM
• EQUILEND

About State Street
What we do
. State Street is one of the largest custodian banks, asset managers and asset intelligence companies in the world. From technology to product innovation we're making our mark on the financial services industry. For more than two centuries, we've been helping our clients safeguard and steward the investments of millions of people. We provide investment servicing, data & analytics, investment research & trading and investment management to institutional clients.

Work, Live and Grow.
We make all efforts to create a great work environment. Our benefits packages are competitive and comprehensive. Details vary in locations, but you may expect generous medical care, insurance and savings plans among other perks. You'll have access to flexible Work Program to help you match your needs. And our wealth of development programs and educational support will help you reach your full potential.

Inclusion, Diversity and Social Responsibility.
We truly believe our employees' diverse backgrounds, experiences and perspective are a powerful contributor to creating an inclusive environment where everyone can thrive and reach their maximum potential while adding value to both our organization and our clients. We warmly welcome the candidates of diverse origin, background, ability, age, sexual orientation, gender identity and personality. Another fundamental value at State Street is active engagement with our communities around the world, both as a partner and a leader. You will have tools to help balance your professional and personal life, paid volunteer days, matching gift program and access to employee networks that help you stay connected to what matters to you.

State Street is an equal opportunity and affirmative action employer.

Discover more at

Job ID: R-

Choosing Capgemini means choosing a company where you will be empowered to shape your career in the way youd like, where youll be supported and inspired bya collaborative community of colleagues around the world, and where youll be able to reimagine whats possible. Join us and help the world's leading organizationsunlock the value of technology and build a more sustainable, more inclusive world.

Your profile.

Senior leader with domain experience across operational excellence and leadership, demonstrated consistent, high quality service delivery and risk outcomes in Banking operations. significant focus on people, customer and stakeholder management, and a drive for continuous improvement of measurable outcomes against targets and client strategy.

Expected to possess a robust skill set that includes strong leadership and interpersonal abilities, effective communication skills, and a deep understanding of retail and business banking operations Proficient in coaching and mentoring team members to enhance performance, managing change and uncertainty, and fostering a customer-centric culture. Demonstrate strategic thinking and decision-making capabilities, conflict management skills, and the ability to build high-performing teams. Adept at performance management, driving accountability, and process compliance. Continuous learning and adaptability are crucial, as they need to stay updated with the latest industry trends and internal processes.

Graduate in any discipline with people management, process and transition experience of years. Should have analytical & problem-solving skills, expertise in MS Office (Excel, PowerPoint, Word, etc), experience of working in Banking Customer Care & capable of managing senior stakeholders. Should possess understanding of managing a regulated process.

Strong leadership and interpersonal abilities, effective communication skills, and a deep understanding Retail and business banking operations

Proficient in coaching and mentoring team members to enhance performance, managing change and uncertainty.

Demonstrate strategic thinking and decision-making capabilities, conflict management skills, and the ability to build high-performing teams. Adept at performance management, driving accountability, and process compliance.

Your role.

Scope and Accountability

• Primary responsibility for CPE team deliverables and department outcomes as a result. Joint responsibility with others for the business unit, and enterprise result.
• Works with business unit leader to translate business plans into targeted operational objectives, and supports consistent delivery through a disciplined operating rhythm, and data-driven approach to operational excellence and customer / partner experience.
• Exercises operational objectives within a team or business unit to complete tasks in accordance with service requirements. Performance is monitored regularly through disciplined operating rhythms and functional governance.
• Recommends and supports the design and implementation of initiatives, may influence policies and procedures.

Operations Excellence

• Leadership support, role modelling and guidance across the division. Support and lead through change and transformation initiatives, demonstrating adaptability and resilience in navigating organisational changes.
• Consistent high-quality service delivery against SLAs and targets, meeting customer experience, risk and efficiency expectations.
• Functional performance reporting, insights and trends.
• Tactical resource planning (forecast / budget / impact and benefit realisation), recruitment, onboarding and upskill planning, adhering to standard disciplined operating rhythm
• Supporting program and change involvement and acceptance into BAU, including identifying, preparing, and providing SMEs to support deep dives and investigation, business readiness, impact assessment, embedding, benefit delivery
• Maintained understanding of, and compliance with, regulations and policies. Collaborate with external stakeholders, including regulatory bodies, to address operational requirements and regulatory compliance.
• Process and knowledge management review and continuous improvement.
• Establish and maintain effective relationships with internal stakeholders, such as department heads, upper management, and cross-functional teams, to ensure alignment of goals and objectives.
• Team engagement and action planning, active staff retention and development activities. Monitoring and management of people metrics.

Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, generative AI, cloud and data, combined with its deep industry expertise and partner ecosystem.

JOB DESCRIPTION

You are a strategic thinker passionate about ensuring a robust control environment. You have found the right team.

As a Control Management Associate in our Finance team, you will spend each day overseeing control issue identification, escalation, evaluation, and remediation. As a Control Management Associate in our Finance team, you will play an instrumental role in promoting consistency of approach across both Corporate and Line of Business Finance teams.

Job responsibilities

• Develop an enhanced operating model and organizational structure that allows for the continuous assessment of the control environment
• Design and implement an evaluation process that will assess the impact of issues and deficiencies raised across RCSA, SOX, CCAP, Internal Audit, External Regulators and Attestation Qualifications
• Target a single source of reporting across Finance to support Control Environment Affirmations and Representations
• Identify opportunities to automate control testing and to implement continuous monitoring rather than point-in-time evaluation

Required qualifications, capabilities, and skills

• 3+ years of business and financial management experience
• Execution focused self-starter with strong initiative and eye for detail; able to take ownership and work independently, as well as on a team
• Excellent oral and written communication skills
• Solid organizational skills and ability to prioritize
• Comfortable operating in a demanding and fast-paced environment
• Responds with flexibility in dynamic environment and comfortable with addressing ambiguity
• Demonstrated ability to partner well and influence others

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

Role Description

Deutsche Banks Lending Asia is a well-established team of professionals involved in providing customized and standardized liquidity solutions specifically designed to address theunique and complex needsofultra/highnet worth individuals. Its team members are based across Mumbai, Hong Kong, and Singapore.

Your key responsibilities

Initial financing enquiries and live execution

• Financial Analysis of underlying companies and/or collateral. Depending on each enquiry/transaction, including but not restricted to Credit fundamental analysis, analysis of financials, comparable company, valuation analysis, financial modelling
• As required, general industry overview that relates to the financing enquiry/ transaction
• Research on sponsors/clients
• Transaction writeup and internal transaction presentation
• Collation of relevant research reports, including ratings report to the extent applicable
• Commercial, business and financial due diligence in a live transaction
• Preparing/assisting in credit approval analysis and addressing Risk Management queries

Post transaction

• Monitoring transaction covenants (eg financial covenants, information needed on a periodic basis)
• Transaction amendments and credit renewal process

Others

• Timely input of new/to-be-renewed credit files and risk ratings into the lending digital platform, for onward credit approvals
• Participate in system testing
• Potential ad hoc projects
• Private bank/ Wealth Management experience would be preferable
• Experience in change management and process improvements initiatives would be helpful for candidate to succeed in the role

Your skills and experience

Education and Experience:

Key Competencies:

• Prior experience of credit analysis with a strong knowledge of Lending business
• Highly motivated person with initiative, willing to learn and actively blend with his/her onshore and offshore colleagues.
• Superior analytical aptitude, problem solving abilities and excellent communication skills
• Strong understanding of finance with ability to analyze financial statements
• Team player, Fast thinking, dynamic and a strong work ethic
• Experience of at least 6 years in a financial institution in a similar role would be preferred
• Attention to detail and high level of motivation