592 Lending jobs in India

Profile: Lending ConsultantOur team is widely distributed across a variety of industries, including banking, fin-tech, NBFCs, and other fields. As a lending consultant, you will be involved in all phases of the software test life cycle (STLC) with an emphasis on quality. You should be well-versed with accounting practices and accounting rules.

What will you do:

Creation, implementation and maintenance of test plans, processes and tools.

Help the project managers in assessing the standard deliverables and guide them in best practices of software testing specifically to the lending field.

Send out daily, weekly or monthly reports to all relevant stakeholders.

Execute quality assurance for projects and production support in relation to environments, test data, system/data design and integration through analysis, manual/automated testing, test files, and test case development.

Participate in the project management plan's requirements analysis process to find requirements gaps and problems (both functional and non-functional) in order to create a thorough requirement document.

Always be on the lookout for ways to improve monitoring, spot issues, and give the customer more for their investment.

Apply if you have:

Ability to operate in a very fast-paced, constantly changing, and evolving environment

Experience in end to end lending domain applications (LMS, LOS, CRM etc.) testing strategy, planning, and execution with the application of QA best practices, processes, and tools.

An eye for detail and the ability to execute precise work.

Good written and verbal communication skills.

Strong analytical and problem-solving skills.

Able to understand, apply, and explain relevant governmental rules, market trends in the banking and Fin-tech sectors.

It will be advantageous to have knowledge of SQL, databases, and other technology.

What We Offer:

Impactful Product: At Synoriq, you get to work on exciting products and software that create a huge impact in the lives of common people. You get exposure to the various domains we work in - be it the financial sector or the government sector. With projects of such scale, we work on the latest and most popular technologies in the market. 

Great Nucleus of Minds: You get to work with the smartest people and learn together. Our team is a bunch of talented designers, engineers, singers, storytellers, and dancers.

Fun: We understand that there is a life outside the office too. We offer flexibility in your work schedule and work from home so that you give your best everyday.

Leadership Initiatives: We promote the overall development of an individual and help you realize your professional goals. There are ample learning opportunities providing exposure to different domains and to work in cutting-edge technology.

About Synoriq

Synoriq is a core lending product company that offers solutions for banking and financial services. At Synoriq, our purpose is to build a better world through technology. Headquartered in Jaipur, India, we are a team of 150+ lending experts, designers and engineers. We believe problems of any complexity can be solved if you have great leaders. Our utmost focus is on leadership and we thrive to create outstanding leaders who deliver on our promises to all the stakeholders. By creating leaders, we play a critical role in shaping a better world for our people, our clients, our communities, and our nation. By creating a work environment that is exciting and flexible, and by fostering growth through ongoing learning and development programs, we empower our employees to achieve their professional and personal goals. We work with some of the big names in the industry. Some of our clients include:

Financial Services: Finova Capital, Spandana, SPFC, SG Finserve, CSL, and more (30+ Customer)

Promoter Profile

Mudit Jain is the CEO and Founder of Synoriq. He is an IIT Bombay Alumni with experience of 14+ years of working with various banks, HFCs, and NFCs. He served as the Country Head for Finmechanics at a very young age of 24. He has also worked with PwC and Diamond Consulting after graduating from IIT Bombay. Before starting Synoriq, he was the co-founder of Qriyo - India’s first managed home tuition app.

About Us

Institutional

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial well-being and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

To assist the Lending Processing Manager from Lending operational perspective. Interact with customers / agents and co-ordinate with GCC and / or in-country teams to deliver loan fulfillment and life cycle management services. Support the team on other global / regional initiatives as and when required. Strong knowledge of Commercial Lending is mandatory for this role. This role requires strong stakeholder management, operational planning & execution, team management, operational controls and people management skills.

Location: Bengaluru, Manyata Tech Park

What will your day look like?

• Ensure quality outcomes are delivered, in line with SLA’s, to maximise customer satisfaction

• Drive changes effectively ensuring BAU is well managed at all times

• Manage operational risks closely ensuring risk are proactively identified and minimised

• Identify and improve efficiency and effectiveness within the teams

• Manage talent pipeline and leadership development

• Work with the Function Head and IIB Execs and Senior stake holders to establish and execute the strategic plan and direction for the team in GCC.

• Bring together multiple business functions, streamlining process and maximising customer experience

• Identify trends, risks & issues; resolve and/or report and escalate them as required.

• Ensure adherence to ANZ policies, processes and external regulatory/legislative requirements

• Support senior management to drive a performance management culture

• Promote diversity and inclusion

• Identify and implement ongoing improvements to reduce operating costs

• Manage and drive staff engagement

• Maintenance of Rating 2 or better in the Audit and manage any issues until resolved.

What will you bring?

• Looking for 12+ years of experience with Strong knowledge of Commercial Lending is mandatory .
• Deep understanding of the end-to-end lending process , especially drawdown phase .
• Familiarity with loan fulfillment, lifecycle management , and risk identification .
• Strong problem solving, analytical & decision-making ability - able to make sound decisions under pressure.
• Strong organisational skills and ability to manage multiple initiatives at one time
• Ability to work in a team environment as well as independently
• Able to build strong, open & collaborative working relationships
• Strong focus on the customer experience
• You must have a deep understanding of the end-to-end lending process, particularly the drawdown phase.
• Error Prevention and Quality Control
• Strong attention to detail
• Process adherence discipline
• A culture of accountability and continuous improvement
• Coaching and mentoring
• Recognition and morale-building
• Setting measurable goals
• Providing regular feedback
• Creating a culture of ownership and growth
• Capacity planning and workload balancing
• Pre-work strategies to reduce last-minute pressure
• Real-time tracking of inflow and backlog

So why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong.

We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and well-being services.

We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.

About the company: Propelld is a new age lending startup focusing in the education market

doing an annual INR 1800 Cr + disbursal, backed by WestBridge Capital (largest in Financial

Services space - backers of Axis, HDFC, CIBIL, AU small finance bank, Sharechat, Mamaearth,

etc), looking to grow multi-fold in the next 3 years to an eventual IPO. Propelld is set to

become the biggest Education Finance company in India over the next few years and hence

growth and opportunities will be limitless at this role.

Manager / SM – Debt & Lending Alliances

1. Managing fundraising (debt/structured finance/ Co-lending) for the company to ensure

clear visibility of funds / credit limit for ensuring Business growth and cash flow

management includes cash planning, cash flow monitoring, managing bank accounts,

ensuring optimum utilization of funds etc.

2. Nurture and develop extensive relationship and involve in negotiation with different

stakeholders (including Senior Bank Officials, NBFCs, Fis, Rating agencies, Trustee, Legal

Counsel etc. both existing and new relationship)

3. Handling financial due-diligence and interfacing with bankers/due-diligence firm/lenders/

rating agency for any proposed transaction

4. Preparing loan proposals and Credit Monitoring Arrangement data (CMA) for term

loan/cash credit lines/NCDs/Tier-II Capital/off-balance sheet funding and other instruments

5. Monitoring the Monthly/quarterly/annual reporting to investors/lenders/other

stakeholders

6. Covenant tracking for various lenders / Co-lenders and compliance of the same.

7. Execute Assignment / Securitization/NCD transactions; Prepare pool, execute the

transaction and prepare monthly payout reports.

8. Ensuring best practices for treasury controls are in place and are in compliance with the

regulatory guidelines

Requirements:

 We are looking for more expertise than experience. 4-5 years of experience

upwards is a good measure of relevant work

CA/MBA degree from renowned institute

trong interpersonal skills and the ability to build relationships with internal and

external stakeholders.

n exceptional ability to perform and prioritize multiple tasks simultaneously with

excellent attention to detail.

Organizational Context

• ABC Digital has been incorporated as a wholly owned subsidiary of Aditya Birla Capital in 2023 to engage in distribution of Aditya Birla Capital products and providing services to customers, including web-based services, e-commerce, and payments facilities and allied activities. ABC Digital is developing an omni-channel based D2C platform (website and app) to acquire new customers and serve them seamlessly. In addition, ABC Digital has started a virtual engagement management through inbound and outbound calling. Also, ABC Digital is engaged in selling different ABC products to walk-in branch customers.

Job Context

• Part of Compliance & CS team looking after Managing compliances in a timely and orderly manner in all regulatory matters under corporate laws, including SEBI, MCA, RBI, Information Technology; AMFI etc.
• Work regularly with internal teams to complete filings within prescribed timelines.
• Being a distributor of various products and services ABCD will deal with huge volume of data this position will be required to ensure compliance with data protection laws including regulations stipulated by various regulators in connection therewith.

Enabling skill sets & qualifications: -

• Education: Company Secretary LLB would be added advantage.
• Experience: 9+ years in compliance roles, with exposure to mutual funds (AMFI distributor) and lending (RBI/NBFC regulations).
• Strong understanding of SEBI, AMFI, RBI, and NBFC compliance requirements.
• Timely compliance & updates

Key Result Areas:

1. Compliance Management: Manage compliances in a timely and orderly manner in all regulatory matters under corporate laws, including SEBI, MCA, stock exchanges, RBI; AMFI, and other regulator from time to time.
2. Monitoring statutory compliances: F ollow up regularly with internal teams to complete filings within prescribed timelines. Develop guidelines, SOPs, document templates as may be required from compliance perspective and as good governance; Up to date in SEBI/AMFI/RBI regulations on day-to-day basis. Keep abreast of the regulatory changes & come up with the implementation plan
3. Preparing and filing forms: returns, applications, documents, etc. to be filed with applicable Regulators Interact with auditors, regulators, and other internal as well as external stakeholders. Assist in Secretarial audits. Conduct / Support conduct of Board meetings.

Please note: We are currently hiring for two roles: Compliance Manager (Lending) and Compliance Manager (Payments). Kindly apply according.

Airtel's financial services team is building the next wave of digital products to meet customers’ needs. We invest heavily in our platform and extensibility solutions to grow our business and build a synergistic ecosystem, including customers, partners, and us. As a team, we pride ourselves in reinventing customer experiences by analyzing their pain points and valuing progress over busy activity.

We are seeking an entrepreneurial and hands-on senior product manager who can launch and grow the lending business to the next level. The leader would get an opportunity to work at a scale of millions of users and would first-hand experience building products for the next billion Indians. If you are a product leader with a passion for customer excellence, a knack for building platforms and looking for a fun job that expands your stellar career, this position has relevant challenges to help you achieve your objectives.

Responsibilities:

1. Independently set the product vision and strategy with measurable outcomes.
2. Identify team combinations that optimize the delivery of these outcomes.
3. Work with cross-functional teams that include engineering, design, regulatory, legal, finance, and marketing to launch products with high velocity.
4. Dive deep to generate actionable insights and refine products based on customer feedback to take products to the next level.
5. Drive clarity on highly complex and ambiguous projects.

Qualifications:

1. 3+ years of product management experience.
2. Prior experience in the lending domain is mandatory. Should know the regulatory and industrial landscape.
3. Technical skills sufficient to understand product complexity without developer inputs and work with developers/architects to make the right technical trade-offs.
4. Experienced in working in an agile environment with scrum ceremonies.
5. Strong communication and stakeholder management skills. Ability to refine messages based on the audience.
6. Adept in go-to-market strategies and growing businesses 0 to 1 and 1 to 10.
7. Track record of launching multiple products with high velocity and impact.