11 Retail jobs in Gulbarga

Responsibilities:

• Responsible for personal discussion of cases as per the laid down policies procedures and maintain strict adherence to quality.
• Adhere to agreed SLAs and timelines in completing the activities assigned.
• A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function
• Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral
• Ensure proper communication of credit decisions to Stakeholders.
• Responsible for improving underwriting efficiencies while ensuring adequate risk management
• Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure

Job Responsibilities

Apollo Pharmacy is inviting applications for engagement as apprentices under the Apprentice Act 1961.

Interested candidates may apply as an apprentice for a Retail Trainee Associate position and make a promising start to their career in Pharmacy Retail with the largest Pharmacy Retail chain spread PAN India.

Following are the details of the apprentices engagement & benefits for the candidates:

An excellent opportunity to build relevant skillsets, gain excellence in work and grow in the retail industry.

Qualification

SSC / Inter / Any non-pharmacy degree

Experience

Freshers

Skill

Flair for learning, customer service with good inter-personal & communication skills

Title: Senior Associate - Retail Banking Ops-Cards Operations Issuing

Location: REMOTE

Duration: 6 months

Type: Contract

Role Overview

The Chargeback & Card Financial Operations Specialist is responsible for managing end-to-end chargeback handling strategies to safeguard the bank, merchants, and cardholders from financial losses. This role involves implementing effective processes, ensuring compliance with card schemes, and supporting business decisions by balancing risk and service. The position also plays a key role in training, process optimization, and building strong relationships with internal stakeholders and external partners.

Key Responsibilities

• Chargeback Management & Dispute Reduction
• Develop and implement daily chargeback handling strategies to minimize financial losses.
• Analyze disputes and advise acquiring merchants on effective dispute reduction strategies.
• Process & Financial Controls
• Establish, maintain, and improve operational processes to strengthen financial controls.
• Drive initiatives to enhance and optimize profitability for both merchant acquiring and card issuance businesses.
• Business Partnership & Risk Management
• Collaborate with product and promotions teams to support current and future business requirements.
• Ensure an appropriate balance between risk mitigation and customer service excellence.
• Compliance & Governance
• Monitor and implement compliance requirements mandated by card schemes (Visa, Mastercard, JCB, CUP, Diners, and regional switches).
• Develop and maintain internal procedures, compliance programs, and agreements to support product implementation and dispute resolution.
• Training & Stakeholder Management
• Design and deliver training programs for card center staff to build expertise in financial and chargeback processes.
• Build and maintain strong relationships with member banks, ensuring effective service level agreements (SLAs) with internal and external departments.
• Quality & Performance Monitoring
• Monitor and evaluate quality performance of financial and chargeback operations.
• Provide insights and recommendations to improve operational efficiency and dispute resolution outcomes.

Qualifications & Skills

• Bachelor’s degree in Finance, Business Administration, or related field (Master’s preferred).
• Strong experience in card operations, chargebacks, and dispute management .
• Sound knowledge of Visa/Mastercard/other card scheme regulations and compliance requirements .
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication and stakeholder management abilities.
• Ability to balance business growth, risk management, and customer service.

E-commerce PPC Manager (Google & Meta Ads) – Part-time at Finixio

Every e-commerce brand has that moment.

The product is ready, the store is live, but the growth depends on how well the ads are managed. Sometimes it’s a single campaign that makes all the difference — the right audience, the right creative, and the right bidding strategy that suddenly turns browsers into buyers.

At Finixio, we’ve seen this moment again and again. And we know it takes more than just tools — it takes someone who understands both the detail and the bigger picture. That’s why we’re opening a part-time opportunity for an E-commerce PPC Manager who can help scale online stores through Google and Meta Ads.

What you’ll be doing

Managing and optimizing PPC campaigns on Google Ads and Meta Ads with a focus on e-commerce funnels.

Testing strategies, creatives, and audiences to maximize ROAS and customer acquisition.

Running remarketing campaigns that bring shoppers back and increase lifetime value.

Tracking and analyzing performance metrics (CPC, CPA, CTR, AOV, LTV) and turning data into actionable insights.

Collaborating with our team remotely, balancing flexibility with accountability.

The kind of experience we value

Proven track record running profitable e-commerce campaigns on Google & Meta.

Experience scaling budgets responsibly and profitably.

Familiarity with platforms like Shopify, WooCommerce, or Magento is a plus.

Strong knowledge of performance marketing fundamentals: PPC, bidding models, conversion optimization.

Independent, data-driven, and comfortable making decisions that impact growth.

Why this role matters

For e-commerce brands, ads are more than a line item — they’re the growth engine. This role is about more than launching campaigns; it’s about owning results, experimenting with ideas, and finding what truly drives sustainable growth.

What’s in it for you

Flexible part-time collaboration — work from anywhere, anytime.

Competitive pay tied directly to the impact of your campaigns.

A chance to work on diverse e-commerce brands with international reach.

A professional but creative environment that values testing, learning, and scaling.

How to start the conversation

We’re not looking for polished cover letters. If you’ve ever scaled an e-commerce campaign — maybe you doubled ROAS, turned a small daily budget into consistent sales, or built a funnel that changed a brand’s trajectory — share that story with us. That’s all we need to begin.

At Finixio, we believe great PPC managers aren’t just ad operators. They’re growth partners, storytellers, and problem-solvers. If that’s how you see yourself, let’s talk.

Hashtags

#Finixio #Ecommerce #PPC #GoogleAds #MetaAds #DigitalMarketing #PerformanceMarketing #RemoteWork #PartTimeJobs #GrowthMarketing

• To ensure the achievement of disbursement targets with minimum delinquency
• Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits, Centre Meeting and loan applicants
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Ensuring weekly / daily meetings & visit to centre
• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
• Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management, Business sourcing
• Flair for sales
• Understand critical attributes of customer service
• Qualification-  Graduate in any discipline