587 Risk Management jobs in India

Department: Risk Management

Job Summary:

The Risk Manager will be instrumental in developing, implementing, and overseeing a robust risk management framework specifically for wealth management operations, including OBPP operations, mutual fund & insurance distribution activities. This role requires a deep understanding of nuanced operational, technological, and regulatory risks associated with digital platforms.

Key Responsibilities:

• Risk governance
• Design and implement the risk framework for the wealth platform
• Ensure compliance with SEBI and other regulatory requirements applicable to OBPPs, stock brokers, distributors etc.
• Platform and product risk management
• Identify, assess, and mitigate risks specific to OBPP and distribution operations.
• Set up and implement risk controls for digital operations, including order placement, settlements, payment processing etc.
• Analyze risks related to suitability and appropriateness of products, mis-selling, scheme-specific risks.
• Operational risk management of Altifi platform
• Assess and mitigate operational risks in the platform.
• Build and maintain SOPs for all processes; develop and monitor KRI dashboards
• Risk reporting
• Comprehensive reporting of risk metrics, mitigation measures to all relevant stakeholders

Qualifications:

• Education: MBA or equivalent post-graduation degree with specialisation in finance, risk management, business administration, statistics or similar field. Professional qualifications such as FRM, NISM certifications etc. are added advantages
• Experience: 5-8 years of experience in risk management with at least 3 years in a leadership role. Relevant experience should be in a stock broking firm (focus on debt segment), wealth management firm, fixed income desk of Bank or NBFC.

Specific experience with OBPP preferred.

Roles and Responsibilities  

Tracking Market movement and Risk exposures of clients- ODIN /OMNSYS
Monitoring clients positions, limits and triggering
Exchange Margin preparing and reporting
Take follow up of Peak & MTM Margin
Knowledge products like MTF, Exchange settlement

Desired Candidate Profile  

Perks and Benefits  

Job description

JD RMS EXECUTIVE

 Roles and responsibilities

 :
· Cross checking BOD for All segments before Market Start.
· Making Activation and Deactivation of Trading Terminal and Investor client. 

· Ability to resolve queries on a day to day basis.
·

 Keeping Monitoring on Additional Surveillance Margin (ASM) and reporting to HOD. 

· Blocking GSM and Illiquid scrip on Time to Time in the Trading system.
·

 RMS Blocking for Debit, RMS Blocking for Far month Contract, RMS Blocking for
Illiquid scrip. 

· Keeping track of MTM Alert violation, MTM net position & Square off the open position
once MTM Loss get triggered.

 · Responsible for squaring off all the intraday position through Timer Square off for all
segments.

 · Supervision of Limit assigned to the clients (Base Limit and Intraday limits). 

· Coordination with different teams. 

· Surveillance of Script Wise & Client wise Position, Simulated Trade, Script concentration
etc.

 · Track on Tender period contract in all Segments, Whole process of Straggled Delivery
Mechanism.

 · Successfully Implementation Exchange & Depository Related Compliances.

 · Enhance Supervisor Reporting, Client fund, Collateral, Security Balance (Weekly's).

 · Daily Margin Reporting for all Segments.

 · Quarterly Settlement of A/Cs & Dormant & Inactive Process & CTCL Empanelment.

**Description**
**You Lead the Way. We've Got Your Back.**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**Team Overview:**
The Global Risk & Compliance Organization ("GRC") independently oversees the company's risk-taking and risk management activities, including the comprehensive identification, management, and mitigation of risks within the Company's risk appetite. GRC ensures the company operates in a safe, sound and fully compliant manner within all applicable regulatory expectations. We create and maintain the overall risk management framework while ensuring legal and regulatory compliance.
We are passionate about our commitment to drive the company's goals of growth and progress by creating a culture of awareness and proactivity around regulatory matters, and by partnering closely with business units across the enterprise to ensure we deliver maximum value to our shareholders and our customers efficiently and effectively.
The Financial Risk Management within Global Risk and Compliance (GRC) is responsible for identifying and managing Credit Risk, Model Risk, Market & Liquidity Risk, External Fraud risk and Financial Crimes Decision Science & Analytics CoE, across all business units, functions, processes and geographies at American Express
**How will you make an impact in this role?**
We are seeking a Analyst, Portfolio Analytics, to join our Financial Risk Management (FRM) function within GRC. The role requires close collaboration with several key partners including CCO teams across US & International markets, Fraud Risk team, Finance, and Capabilities teams to evolve globally consistent and scalable analytics & MIS.
+ Monitor key Credit Risk metrics across customers and Businesses, including High Exposures and ensure that the analytics yields impactful actionable insights and provides early reads on emerging trends
+ Create and Manage Credit Risk MIS and capabilities
+ Identify areas of Credit Concentration and understand associated risks.
+ Generate analytical insights that provide support to Credible Challenge of 1LOD.
+ Identifying credit risks, delivering and calling out key findings, and advising on recommended solutions to mitigate these risks
**Minimum Qualifications**
+ Academic Background: Bachelor's degree or master's degree from a Tier -1 Institute
+ Strong analytical skills, verbal and written communication skills, with the ability to translate between various technical and non-technical audiences
+ Strong collaboration & communication skills to work effectively & influentially with multiple stakeholders.
+
* Strong sense of urgency combined with the ability to react nimbly to senior leadership requests.
+
* Drive to create and maintain an external focus and the ability to connect the dots between external and internal trends
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Schedule** Full-time
**Req ID:**

**Description**
**You Lead the Way. We've Got Your Back.**
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
The Global Risk & Compliance Organization ("GRC") is a group sitting in the Second Line of Defense and independently oversees the company's risk-taking and risk management activities, including the comprehensive identification, management, and mitigation of risks within the Company's risk appetite. GRC ensures the company operates in a safe, sound and fully compliant manner within all applicable regulatory expectations. We create and maintain the overall risk management framework while ensuring legal and regulatory compliance.
We are passionate about our commitment to drive the company's goals of growth and progress by creating a culture of awareness and proactivity around regulatory matters, and by partnering closely with business units across the enterprise to ensure we deliver maximum value to our shareholders and our customers efficiently and effectively.
We are seeking a Director, Network Governance, to join our Enterprise Risk Management and Risk Oversight (ERM&RO) function within GRC. The successful candidate will establish a governance framework to enhance oversight over our Global Network Services' (GNS) partners and network infrastructure, drive governance and operational excellence, and minimize risk to drive flawless payments processing globally for American Express. Our culture in Global Risk & Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
**Key Responsibilities:**
+ Create a governance framework for the Network Business globally keeping in mind the principles of Enterprise Risk Management
+ Leverage industry & regulatory expertise to design and implement frameworks that enable Network business teams to drive remediation of significant exposures and control gaps
+ Bring in additional perspective from industry/ regulatory landscape/ business knowledge to help in fast tracking the risk identification and assessment with the business and leading the development of the risk framework.
+ Partner with the first line of defense teams to prioritize work and lead operational readiness and change management program in response to regulatory mandates
+ Provide thought-leadership and effectively challenge the first line of defense teams on the roll out of new and / or enhanced risk management programs
+ Develop and enhance data-driven key risk indicators and key performance indicators that provide real time and meaningful insights into the risk and performance trends.
+ Enhance Global Network Services Oversight and Governance Practices
**Minimum Qualifications:**
+ 7-10 years of Risk Management experience in FinTech, financial services, audit or payments and networks
+ Advanced degree in Business, Finance, Risk Management, or a related field is required
+ Proven ability to identify risks, analyze issues and derive meaningful insights about risk trends by conducting interviews and analyzing large volumes of data.
+ Excellent communication and stakeholder management skills, with the ability to influence and collaborate with senior executives and cross-functional teams
+ Ability to think strategically, manage complex projects, and deliver results in a fast-paced, dynamic environment
+ Display strong people leadership skills and hold the team together in uncertain times
+ Strong understanding of financial services regulations and risk management best practices
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Schedule** Full-time
**Req ID:**

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
The Global Commercial Payments business is going through a significant transformation to take advantage of the tremendous payments opportunities across the globe. The business is significantly evolving our product offerings to meet the diverse needs of our commercial customers. With these evolving products customer management strategies also need to evolve.
The incumbent Manager of Commercial Risk Management in the Credit & Fraud Risk - Centre of Excellence CFR-CoE) will lead the customer management strategies for the GCP Case setup's and digital
Key Responsibilities will include:.
+ Build and execute on best in class customer management strategies to ensure our delinquency numbers meet the targets.
+ Drive key initiatives like digital strategies; support migration to POA platforms.
+ Leverage capabilities such as Customer 360 and Commercial Debt Capacity to help transform risk management to Obligor level and execute on the recession readiness plan in collaboration with other commercial risk teams within the broader global CFR organization.
+ Lead, engage, and inspire a team of high performing risk management professionals.
**·** **Critical Factors to Success:**
* Ability to prioritize across multiple requests and continuously manage partner expectations.
* Ability to structure highly unstructured requests and convert the available information to into business implications and insights.
**Past Experience:**
* 4 Years of Relevant/Related Work Experience with Consistent Track Record Of Strong Performance
**Academic Background:**
* MBA, Master's Degree In Economics, Statistics Or Related Fields From Top Tier Institute
**·** **Functional Skills/Capabilities:**
* Ability To Drive Results With Strong Thought Leadership
* Strong Analytical & Problem Solving Skills
* Excellent Communication and Relationship Building Skills
* Demonstrated Ability to Work Effectively Manage and Integrate With Cross-Functional Business Partners Worldwide
* Technical Skills/Capabilities:
* Advanced level used for Excel and PowerPoint
Proficiency with Programming in SAS / SQL / HIVE
* **Knowledge of Platforms:**
* Experience working on Cornerstone, Lumi
**Behavioral Skills/Capabilities:**
* Enterprise Leadership Behaviors
* Set The Agenda: Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective
* Bring Others With You: Build the Best Team, Seek & Provide Coaching Feedback, Make Collaboration Essential
* Do It The Right Way: Communicate Frequently, Candidly & Clearly, Make Decisions Quickly & Effectively, Live the Blue Box Values, Great Leadership Demands Courage  
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Karnataka-Bengaluru Urban
**Schedule** Full-time
**Req ID:**

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
As part of Enterprise Shared Services (ESS), the Global Supply Management (GSM) organization works with American Express business partners to identify the right third parties to support their strategic business objectives, negotiate supplier contracts and protect the company from third-party risk. GSM's vision is to offer outstanding procurement, third-party risk management, and partner payment services to American Express colleagues.
With a focus on strategy and analytics, US Consumer Marketing analytics & Investment Services team is responsible for driving acquisition growth & deepening engagement with cardmembers by delivering the most relevant content to the right consumer through their preferred channel(s) of choice with an eye on profitability & value maximization. Our charter is to drive revenue growth for the business and maximize return for investment on marketing dollars by accelerating innovation for both immediate impact as well as long-term transformation of our business. A unique aspect of the team is the integration of diverse skills across all its remit. The team has a very broad range of responsibilities, resulting in a range of business growth initiatives for the US consumer card business.
The role requires exhibiting a high level of expertise in driving decisions backed by data insights, deploying statistical methodologies, strategic analytics and data techniques. This is an exciting opportunity for someone to understand the evolving consumer card marketing business & use analytics to further the business goals. He / She will drive improvements in generating data driven actionable strategies to enable business growth initiatives.
**How will you make an impact in this role?**
In this role, the incumbent will be part of US Consumer Marketing Analytics & Investment Services team. He / She will focus on strategy around life-time value assessment across acquisition channels and capabilities. The team works in close collaboration with Product, Marketing, Finance and other partners across BUs. The incumbent will work towards creating and owning best in class framework to evaluate & rationalize consumer profitability in prospecting ecosystem which will be foundational to enhance our targeting strategies and funding decisions while accomplishing our revenue efficiency goals. This role requires candidates with analytical bent of mind and exceptional quantitative and problem-solving skills. Prior experience in analytics roles is desirable.
**Responsibilities:**
+ Perform in-depth data analysis to understand acquisition & customer dynamics and derive actionable insights to drive revenue for US consumer business.
+ Develop deep understanding of consumer profitability (Life-Time Value) and acquisition landscape.
+ Identify opportunities to enhance accuracy of Customer Life-Time value and implement solutions
+ Evaluate impact on business of different strategies/initiatives and generate insights and recommendations.
+ Closely monitor behavioral performance of acquisitions/customer channels and identify driving factors behind ROI and efficiency trends.
+ Collaborate with Marketing, Finance and Product teams to plan and prioritize various initiatives.
+ Continuously broaden and strengthen knowledge of analytical methods and tools to further evolve our analytical practices.
+ Centralize and standardize Consumer Economics practice maximizing synergies across the broader acquisition team.
**Minimum Qualifications:**
+ Degree in engineering, mathematics, statistics or finance combined with a master's or other secondary professional qualification from top tier institutes.
+ 0 to 2 years of relevant analytics experience.
+ Strong analytical and problem-solving skills. Ability to be proactive, think quickly and make critical decisions regarding high visibility deliverables with tight timelines.
+ Strong ability to drive results; self-starter.
+ Strong interpersonal, written and verbal communication skills.
+ Experience in programming languages like Big Query, Hive, SQL, SAS, Python etc.
+ Proficient in MS Office especially excel and PowerPoint.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Schedule** Full-time
**Req ID:**