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SAP Basis Consultant

Mount, Kerala Numeric Technologies

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Hi,


Title: SAP BASIS with EWM

Location: Hyderabad - Remote

Shift: Rotational shift

Afternoon (2 PM - 11 PM) or evening (5:30 PM - 1:30 AM) or complete Night (10 PM - 6 AM)


Technical and Experience Requirements:

We are seeking a seasoned SAP BASIS Consultant with strong expertise in SAP EWM Decentralized System setup and its integration with S/4HANA. This role demands in-depth technical know-how in managing system landscapes, ensuring smooth interface between decentralized EWM and S/4, and handling the associated BASIS-level configurations, performance, and security.

Key Responsibilities:

Install, configure, and maintain SAP decentralized EWM system landscapes (standalone instances). Manage integration of EWM with core S/4HANA systems via CIF, IDocs, qRFCs, and web services. Perform system copy, client copy, and transport management for EWM and S/4HANA systems. Set up and monitor RFC connections, ALE/IDoc communication, SLT, and TRFC queues between decentralized EWM and S/4HANA. Handle Kernel upgrades, SP stack upgrades, component patches relevant to EWM and S/4 systems. Ensure high availability, system performance, and disaster recovery readiness for distributed systems. Troubleshoot and resolve integration issues, connectivity lags, and BASIS-level errors across both systems. Maintain technical documentation for EWM/S/4HANA landscape architecture, system builds, and procedures.

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Quality Controller

Mount, Kerala TELUS Digital

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Job Description

The team at Telus International is seeking a Quality Controller to specialize in improving the results of internet search for the Indian market.

The successful candidate must live in India and have extensive cultural, political and economic knowledge of the region. Deep, market specific, familiarity with Hindi cultural nuances is integral to this role. These insights will feed into customer analytics to improve and localize online experiences for Hindi-based service users.

Responsibilities:

  • Work within a global team of Quality Controllers.
  • A key responsibility of the role is to provide cultural expertise of India for the business and customers, including how users interact with global search engines.
  • Manage the performance of and regularly interact with a large number of Indian work-at-home “cloud based” resources, who work on projects to improve internet search results. Cultural understanding of how these resources work is critical.
  • Measure adherence of resources to strict sets of guidelines and rules, utilising performance data from operating systems.
  • Conduct root cause analysis of performance issues of resources on an on-going basis, then develop and measure improvement programs, providing reports and recommendations to management.
  • Manage the design, implementation and delivery of specific training, through web-based eLearning materials, online video production and webinars.
  • Communicate with peers to leverage best practice and consistency across all markets.
  • The role will require a high degree of confidence, experience and cultural knowledge of using internet-based technologies and online research.

General Skills & Expectations:

  • Ideally the successful candidate will be fluent in Hindi, but other Indian languages are desirable.
  • Must have deep-rooted familiarity with current and historical business, media, sport, news, social media and cultural affairs of the Indian market.
  • Must have a robust working knowledge of the internet and social media in India.
  • Demonstrate verbal, written and listening skills, with the ability to provide expertise at all levels of the business and with customers.
  • Time management and organisation skills are essential.
  • 3rd Level Qualification essential.
  • The ideal candidate will have strong research skills, with the ability to read and understand complex guidelines, and to apply those guidelines to user behaviour.
  • Ability to collaborate both internally and externally of the business is essential.

Technical Skills & Expectations

  • The successful candidate must have strong Microsoft Office skills, especially Excel and PowerPoint, as well as a very high comfort level with internet search and researching online. Familiarity with the Google Suite of products is desirable.
  • Experience designing and delivering learning, especially eLearning, content an advantage.
  • Experience with data analysis to support decision-making an advantage.

Internal Candidates must meet a 6 month minimum tenure to apply.

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Visual Designer

Mount, Kerala FluidCloud

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About the Role

We’re looking for a talented Visual Designer to join our design team and lead user experience and interface design across our web presence and marketing assets. You’ll work closely with cross-functional teams – product, marketing, and engineering – to create seamless, user-centric web experiences that reflect our brand, drive engagement, and convert visitors into users or customers.

Key Responsibilities

  • Support the marketing team by creating impactful designs for various channels, including the website, marketing campaign materials, microsites, social media assets, and marketing emails.
  • Create wireframes, mockups, prototypes, and high-fidelity designs using tools such as Figma and Adobe Creative Cloud (Illustrator and After Effects).
  • Ensure UX consistency across all digital touchpoints, including email, social, and paid media creatives.
  • Expanding the Brand: Enhancing our efforts with our design system by creating more scalable and consistent assets that function across all touchpoints.
  • Analyze website performance (heatmaps, GA, A/B tests) to identify UX improvements.
  • Ensure all visual assets adhere to FluidCloud’s brand guidelines while pushing creative boundaries

Experience

  • Bachelor’s Degree in Art/Design or relevant experience
  • 5+ years of experience designing in a digital creative agency or client-side group; B2B / tech experience is a plus
  • A standout portfolio demonstrating sophisticated web design projects, thoughtful art direction, impactful illustrations, and elegant marketing collateral.
  • Proficiency in Figma, Adobe Creative Suite, Webflow (nice to have), or similar tools.
  • Experience designing compelling websites and marketing assets that adhere to accessibility standards and cross-browser compatibility.
  • Familiarity with basic HTML/CSS to communicate effectively with developers.
  • Strong communication skills, able to clearly articulate concepts, ideas, and creative decisions to stakeholders

Bonus Points For

  • Experience designing for developer-focused products or technical audiences
  • Motion graphics or animation skills
  • Ability to write or improve microcopy and UI text.
  • Experience in Product Design
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Sales Assistant

Mount, Kerala HRipple Solutions

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Technical Lead

Mount, Kerala Tech Mahindra

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Title: Technical Lead

Experience: 7+yrs

Job Location: Onsite (Muscat, Oman) Long Term

Offshore Location: (Any Tech M Location) for Initial days for Visa Processing time.

Notice Period: Short Joiner within 30 days


The Technical Lead - Digital Channels is responsible for the projects and changes in Digital ChannelsApplications of the Bank. The Applications referenced here consists of thefollowing and any other new systems the bank may implement for the business:

  • Mobile Banking Engagement Layer (UI/UX or Presentation layer}
  • Mobile Banking Digital Spine (Micro-service layer)


Overall Responsibility:

  • Technically lead projects and changes of digital channel application.
  • Must to have prior experience in mobile banking application implementation process.
  • Must have mobile app experience with iOS, Android & HarmonyoS.
  • Good exposure around UI/UX development technologies like Flutter & React- Native.
  • Proficient in Java/J2EE, SQL, Microservices, and integration technologies (SOAP/REST/MQ/TCP-IP).
  • Experience in surround system integration like core banking, card systems, middleware, etc.
  • Goodlevel of knowledge in database management systems like Oracle, MS SQL Server & MySQL.
  • Must have good hands on experience in SQL fr PL/SQL
  • Exper’hse in containerization technologies (OpenShift, Kubernetes) and On- Prem environments.

lO. During Project or change phase the resource should support for SIT,UAT, Security Testing and Performance testing.

  • Familiarity with Agile, Waterfall, and hybrid methodologies.
  • Lead daily scrum calls and facilitate agile ceremonies to ensure the team stays aligned and project milestonesaremet.
  • Knowledge of DevOpspractices and CI/CD pipelines using tools (e.g., Jenkins, GitLab CI/CD).


  • Evaluate vendor deliverables for quality and compliance with project requirements.
  • Experience indata Migration, application/server/infrastructure upgrade etc., if it is applicable.

Day-to-Day Tracking and required follow-up to be in place during the whole project phase or changes.

  • Diagnose and resolve application issues promptly, working closely with the product vendor, surroundsystems and infrastructure teams.
  • End-To-End Test or Production implementation support for digital channels projects and changes.
  • This individual will apply proven communication, analytical and problem- solving skills to understand the business requirement and help identify, communicate and resolve systems issues in order to maximize the benefit of IT systems investments.
  • Documentation and technical skills require for preparing the Test Strategy document for SJT, UAT, Security and Performance testing.


  • 8anking Architectural skills must to have for supporting the banking applications and also to prepare the Architecture Document,

Production support also required a9er post-production implementationof any project or changes.

Calm under pressure and supportive of colleagues at all times.

Meticulous project management skills technically, dealing with multiple work streams simultaneously and familiarity in digital channelapplications.

Ensure that relevant documentation, policies and procedure related to Development Projects, Change Control, Access and Security are maintained and applied to all day-to-day activities related to Applications and their Platforms.

  • Stay abreast with up-to-date knowledgeof emerging technology trends and developments in areasof interest to the organization.
  • Proactive monitoring and maintenance during project or changes phases.
  • Making sure that support theproject team is available whenever required.
  • Is responsible for recommending necessarystrategy and technology for implementing any new Digital Channels Systems.
  • Must ensure that the changingneeds of Businessare addressed continuously and appropriate software solutions are recommended,
  • Must make sure that aproper work distribution is maintained within the team assigned.
  • Must ensure that any development or enhancements are based on best practices in the Industry.
  • Must co-ordinate with other sections within ITdepartment inresolving issues and disputes.

Must make sure that regular updates on progress are conveyed to Headof Digital Channels.


  • Must make sure that high quality deliverables and work products areprovided

and meet commitments for the scheduleon satisfying the Bank'suser needs.

  • Must ensure that appropriate corrective and preventive actions areundertaken and resolve problems as soon as they arise.
  • Must contribute ideas to help thesupport team to become more effective and seek ideas from other team members.
  • Must ensure compliance to Risk and Audit standards.


Specific Responsibilities:


  • System Maintenance.
  • Must ensure that Digital Channel Applications availability is provided to the Project Testing team without any blockage of service.
  • All application maintenances of the Test Digital Channels Applications are

undertaken and executed.

  • Must ensurethat a detailed root causeanalysis of any issue is carried out andviable solution is recommended with the help of application vendors.


  • System Enhancements.
  • Must set milestones for the activities undertaken by Technical Lead and coordinate between various groups within Bank Muscat IT departmentand respective application vendor for resolution of any issues.
  • Must assist the project or support team in making proper decisions and using right methodology during any development whenever applicable.
  • Must review the architecture, the design, specifications and technical documents related to any enhancement.
  • Research and evaluate emerging technologies and trends and suggest course of action to lT Management.
  • Assist andadvise digital transformation andchange management teams on projects related to Digital Channels Applications.


Good academic background with extensive domainknowledge of supportsystems of a bank and project implementation, mainly Digital Channels Applications related.


7+ years of experience in thefield ofinformation technology with reputed organizations having knowledge and experience in the digital Channels Applications Management. The candidate should also have thorough knowledge of the following:


  • High level programming knowledge invarious languages and knowledge ofSDLC.
  • In-depth experience in system development, design, Architecture and implementation.
  • Planning, implementation and administration of Digital ChannelsApplications Systems through the use of control, procedures, measurements and strategies.
  • High-level knowledge of current technology inthe industry.
  • In depth knowledge inDocumentation & Report/MIS Preparation.
  • Good management capabilities with abilities tolead ateam.
  • Good communication, presentation skills with good command ofwritten English.
  • Good Interpersonal relations with pleasing personality.
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Search Engine Optimization Team Lead

Mount, Kerala aecc - digital innovation hub

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About the Role:


We are seeking a forward-thinking SEO Strategist who brings the strategic acumen of a consultant, the technical clarity of an SEO expert, and the customer empathy of a product thinker. The role’s scope is dependent on the preferred candidate's capabilities and career aspirations. The role may either lead the SEO team or act as a thought leader and strategic advisor, deeply involved in mentoring, guiding, and empowering our internal SEO team.

If you enjoy building long-term organic strategies while enabling teams to execute with confidence and clarity—this role is for you.

Your work won’t just be about ranking pages, but about building an intent-first SEO engine that helps students navigate life-changing decisions—from course discovery and visa guidance to scholarships and job pathways.


Key Responsibilities:

1.Vision & Strategy Development

  • Design a future-proof SEO roadmap in line with evolving trends like AI Search, SGE, LLM integration, and zero-click behaviors.
  • Use Jobs-To-Be-Done frameworks to guide strategy—aligning keyword themes to real-world student intent and emotional triggers across the journey.
  • Help the organization move from keyword-based to intent-based content planning—empowering both scale and personalization.

2. Strategic Support to SEO Team (Leadership or Advisory)

  • Depending on the candidate's experience and aspirations, this role may either lead the internal SEO team or act as a strategic advisor and mentor.
  • Lead weekly consultative sessions to unblock tactical challenges, recommend new directions, and foster SEO-first thinking across functions.
  • Guide the team on building playbooks for content clusters, technical health, interlinking, and authority-building.
  • Empower team members to own their SEO verticals (destinations, products, formats) with strategic frameworks you provide.

3. Cross-Functional Influence

  • Work closely with content, design, tech, data, and country marketing teams to ensure search-first collaboration.
  • Partner with analytics and product teams to build visibility into SEO funnel performance, especially top and mid-funnel intent drop-offs.
  • Ensure every effort is aligned to a student-first outcome—whether it’s discoverability, helpfulness, or decision support.


Ideal Candidate Profile Must-Haves

  • 8+ years in SEO with at least 2 years in a consultative or strategic SEO role
  • Demonstrated experience mentoring or coaching SEO teams (or potential to lead)
  • Strong grasp of user psychology, keyword intent, and JTBD principles
  • Advanced skills across technical SEO, content architecture, E-E-A-T, schema, and SEO analytics
  • Familiar with AI’s impact on search—from content generation to prompt-based workflows and AI-driven SERPs

Preferred

  • Experience working on both agency and client-side SEO teams, providing a comprehensive understanding of diverse client needs and internal ownership.


Bonus Points

  • Experience in international education, higher ed, or student products
  • Built/led topical authority frameworks, hub & spoke models, or knowledge graphs
  • Implemented AI/ML-enabled SEO experimentation or content clustering
  • Familiar with SGE testing, Perplexity AI, Bing Copilot, or Gemini search models
  • Ability to communicate SEO strategies in business-first language for senior stakeholders


You’ll Thrive in This Role If You Are:

  • A visionary who doesn’t wait for trends to go mainstream
  • Someone who thinks like a product owner of organic search
  • Comfortable in a consultative setup—guiding without owning execution (or capable of leading a team)
  • A team-first leader who believes in enabling, not micromanaging (or a strong individual contributor with leadership potential)
  • Passionate about solving real student problems—not just search problems


Success Metrics:

● Clear SEO roadmap aligned to changing search trends and business priorities

● Measurable growth in non-branded organic visibility and conversion

● Strategic uplift in content depth, search experience, and topical authority

● Increased confidence and independence in the internal SEO execution team (or strong strategic influence)

● Preparedness for future models of search (AI, multimodal, conversational)


Why This Role Matters:

This is not a traditional SEO role. It's a strategic anchor for the future of search within our student engagement ecosystem. You’ll help shape a search function that’s built for humans first, algorithms second—while creating long-term value for millions of students across 12+ countries. This role provides flexibility for the right candidate to either lead or advise based on their strengths and career goals.

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LTIMindtree Hiring Thought Machine - Vault Engineer Developer!!!

Mount, Kerala LTIMindtree

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Job Description:

Position: Thought Machine - Vault Engineer Developer

Location: PAN India

Total Experience: 8 to 12 Years


Mandatory Skills


  • 10 years of IT experience with a minimum of 5 years in core banking implementations eg Temenos Transact Mambu Thought Machine Flexcube
  • Strong knowledge of Thought Machine Vault with Thought Machine Vault Professional Engineer Level 2 Certification
  • Demonstrated ability to build configure Smart Contracts in Vault
  • Handson development experience with Python or Go
  • Deep expertise in microservices architecture and API integration
  • Experience in web and mobile frontend interactions database integration and system interoperability
  • Proficiency in Kafkabased event streaming and real time integrations
  • Experience working in Agile Scrum environments and using tools like Jira Git and Jenkins


Interested candidates please share profiles on


LTIMindtree is proud to be an equal opportunity employer. We are committed to equal employment opportunity regardless of race, ethnicity, nationality, gender, gender-identity, gender expression, language, age, sexual orientation, religion, marital status, veteran status, socio-economic status, dis-ability or any other characteristic protected by applicable law.”

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Project Manager (Non Tech)

Mount, Kerala Innodata Inc.

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As a Project Manager, you will oversee projects focused on AI/LLM OR knowledge processes specific to legal, life sciences, and medical domains. You will be responsible for coordinating project activities, managing resources, and ensuring successful project delivery in alignment with industry-specific requirements and standards. This role requires a deep understanding of data engineering principles, knowledge process outsourcing, and industry-specific challenges and opportunities.

Key Responsibilities:

  • Collaborate with stakeholders to define project scope, objectives, and deliverables, taking into account industry-specific requirements and standards.
  • Develop comprehensive project plans, timelines, and resource allocation strategies tailored to the unique needs of KPO and data engineering projects in the LLM industry.
  • Lead cross-functional project teams in executing project tasks according to established plans, ensuring adherence to quality standards and timelines.
  • Monitor project progress, identify potential risks and issues, and implement mitigation strategies to keep projects on track and within scope.
  • Utilize industry-specific tools and methodologies to manage and track project deliverables, milestones, and dependencies.
  • Lead initiatives to streamline workflows, optimize resource utilization, and enhance project efficiency and effectiveness.
  • Communicate effectively with stakeholders to manage expectations, solicit feedback, and address concerns throughout the project lifecycle.
  • Allocate resources effectively, including data engineers, domain experts, and project support teams, to ensure optimal project performance and delivery.
  • Collaborate with recruitment leads to address staffing needs and skill gaps, leveraging both internal and external talent as necessary.
  • Define and implement quality assurance processes and standards specific to data engineering and KPO projects in the LLM industry, ensuring accuracy, reliability, and compliance with industry regulations.
  • Conduct regular reviews and audits of project deliverables to identify areas for improvement and ensure alignment with stakeholder expectations.
  • Identify opportunities for process improvement, innovation, and automation within AI/LLM and data engineering projects, leveraging industry best practices and emerging technologies.


Skills/Experience/Qualifications:

  • Proven experience as a Project Manager, with a focus on data engineering, knowledge process outsourcing domain.
  • Strong leadership, communication, and stakeholder management skills, with the ability to build consensus and drive results in a complex and dynamic environment.
  • Proficiency in project management tools and methodologies, as well as industry-specific software and technologies.
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Engineer, Development

Mount, Kerala Aptean India

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JOB DESCRIPTION:

1. JOB IDENTIFICATION

APTEAN JOB TABLE:

APTEAN JOB LEVEL: B

APTEAN JOB TITLE: Engineer, Development

2. GENERAL JOB SUMMARY

· AI Working knowledge creating AI Agents from development through Deployment

· Taking Ownership of Development Activities.

· Excellent communication skills across cultures.

· Must exhibit excellent Debugging and Analytical skills.

· Must have knowledge around troubleshooting, Performance, Deployment, Debugging using Analyzing tools.

· Closely work with Support Team and Tech Hub Team.

· Experience in Performance and Security Testing.

· Owning Critical customer issues and drive through the fixture.

· Writing secure, reusable, efficient code with high standards and enforce the same to the team and peers through code reviews.

· Working with the Product Owner, Product Manager, Architect and other leads within the team reviewing projectfeature specifications.

· Working with the Architect and other leads architecturally designing and delivering high quality, secure and performant features.

· Participate in all phases of the lifecycle from understanding requirements through development and finally to any post deployment maintenance activities.

· Working within an Agile team implementing features and guiding juniors.

· Taking ownership of sprints, features and implementations hitting tight deadlines when needed and reporting on the same to managers.

3. SCOPE

Knowledge: AI Agents dev and deployment, C#.net, SQL Server, AWS(S3,SQS, Lambda, Dynamo DB), HTML, CSS, APIs , Sencha/Angular/React framework, Office Web Add-ins, Web Application Architecture.

Complexity: Expert (4+ years Exp)

Supervision: Yes( has to supervise Team)

4. ORGANIZATION (Indicate the job positions reporting to this role)

Full line: R&D

· Job (# of positions): 1

Dotted line:

· Job (# of positions):

5. PRINCIPAL DUTIES AND RESPONSIBILITIES

· Usage of AI Models for dev

· Web Development and testing of software applications and solutions.

· Liaison with Performance and Security Testing Teams.

· Need to write Stored Procedures and functions.

· Have a good grip on finetuning Application and SQL performance issue.

· Must maintain ETL process.

· Write API’s and debug using Postman or other tools.

· Need to exhibit excellent Analytica and debugging skills and guide team.

· Builds and assembles prototype assimilations of software applications and solutions as directed.

· Writes code, completes programming, and debugs software applications and solutions.

· Review the code and maintain best practices on Dev-Ops.

· Maintain SAST and DAST standards.

· Owning tasks and drive results towards end-to-end delivery.

· Deliver high quality software applications and solutions that are extensible and scalable within the specified timeline.

6. JOB SPECIFICATIONS

Education (Indicate the minimum level of education necessary for this position. Check all that apply and indicate specific degree as applicable to the side (e.g., Bachelor’s in Computer Science)

Required Preferred Degree/Certification

Bachelor’s degree(BE/BTech)

Master’s degree

Ph.D.

J.D. (law)

Certification:

Registration:

Licensure:

Other:

Work Experience

Knowledge, Skills and Abilities

· AI working knowledge must in developing AI Agents.

· Advanced level programming in C# .Net framework and .NET Core, WCF, JavaScript, HTML, CSS, SQL, APIs.

· Dev-Ops, CI/CD, Terraforms etc.

· Proven experience designing and writing secure and performant applications.

· Experience writing technical and functional specifications for product features.

· Drive for innovation and learning.

· Excellent communication skills with the ability to communicate across cultures and a proven track record mentoring juniors.

· Experience working in an Agile methodology.

· Strong knowledge of cloud technologies and interest in furthering understanding of designs and best practices for cloud services

· Must have strong grip in executing the tasks and achieving the results by working with the Team.

DISCLAIMER

The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job.

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Managing Partner's

Mount, Kerala RISK FREE LIFE INSURANCE BROKING

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"We are not hiring managers; we are appointing Partners. We are looking for proven leaders to join us as Managing Partners (Zones), Regional Partners, and Associate Partners to build their own enterprise on our platform."



The Opportunity: We're Appointing Partners, Not Filling Positions.



We are assembling the founding circle for India's first tech-driven Insurance Brokerage Cooperative. We are seeking proven leaders to join us and take command of their future as:


  • Managing Partners (Zones)
  • Regional Partners
  • Associate Partners

  • This is your blueprint to launch your own full-service broking firm on our platform, without investing a single rupee and without the traditional barriers.


    This is your chance to run your own broking company without the traditional barriers.


    Let's be clear: This is not a salaried position. This is a 100% entrepreneurial opportunity. Your success is entirely in your hands, and your rewards are limitless.




    Stop Building Someone Else's Empire. Build Your Own


    Are you a leader in the insurance world? Are you tired of building value for a company where you have no real stake? Have you ever felt that your network, your skills, and your hard work should be building your own legacy, not just earning you a commission or a salary?


    If you answered YES, then we are looking for you.


    At Risk-free life insurance broking , we are launching a revolution in insurance distribution, and we are searching for our founding partners. This isn't another job offer; this is a chance to become a true entrepreneur.




    The Model: Your Ambition, Our Platform


    We've already done the heavy lifting. You don't need to invest a single rupee in licenses, technology, or branding. You simply bring your ambition and expertise, and we provide the rest.


    You Focus On:


    • Building and leading your team of insurance professionals.
    • Driving business and generating revenue through your network.
    • Strategising for your region's growth as its leader.
    • Being the CEO of your own business unit.

  • We provide (at ZERO cost to you):


    • IRDAI Broking License: Operate legally and with credibility for both Life & General insurance.
    • World-Class Technology: Our award-winning tech stack with API integrations for instant quotes and policy issuance from all major insurers.
    • Full Product Suite: Offer every type of insurance (Life, Health, Motor, Fire, Factory, Credit, etc.) to every client.
    • National Brand Recognition: Leverage our status as a Startup India Challenge Runner-up and a SIDBI TOP 20 Company.
    • Complete Back-Office Support: We handle compliance, commission processing, and administrative tasks so you can focus on growth.


    The Real Prize: Income Today, Equity for Tomorrow (Committed Fixed Value )


    Your income will be directly from the revenues you and your team generate—a true entrepreneurial model where your efforts are directly rewarded.

    But the real game-changer is Revenue-Based Equity.

    For every rupee of premium you generate, you don't just earn a commission; you earn a real ownership stake in our company. This isn't a bonus or a phantom stock plan. It's a direct path to building tangible, generational wealth. As our collective business grows, the value of your equity grows with it, creating a legacy for your family.

    You will literally be running your own broking company, with all the benefits of technology, products, and branding, plus the ultimate reward of equity ownership.




    Our Business Model - Will Make Things Easy for You in the MARKET


    Our Vision: To build India's first truly cooperative insurance ecosystem where value creators become value owners.


    Our Tagline: Build Your Business. Own Your Future.


    Core Philosophy: A Modern Cooperative (DAO Structure)


    At its heart, our model is designed to be genuinely sustainable and cooperative. We reject the traditional top-down approach where only the company's founders and investors benefit from growth. Instead, we operate like a modern DAO (Decentralised Autonomous Organisation)


    This means our structure is built on transparency, fairness, and a shared mission. The rules are clear, and the rewards are directly tied to contribution. We believe that every person and every business that generates revenue for the ecosystem should own a piece of that ecosystem. This is the game-changer for the industry and the foundation of our two primary business models.


    Our Dual-Engine Growth Model


    We grow by empowering two distinct but interconnected channels, both powered by our unique equity-sharing principle.


    Model 1: The Advisor / PSPO Partner Platform


    This model is designed for the individual insurance professional—the PSPO (Point of Sales Person) or Advisor —who is the backbone of the industry. We empower them to transition from being a solo agent to a full-stack entrepreneur.


    • The Problem We Solve: Individual advisors often struggle with limited product access, lack of technology, weak branding, and, most importantly, an income that is purely transactional. They build a book of business for a company but never get a stake in its long-term valuation.
    • Our Empowerment Stack: We provide our Advisor-Partners with everything they need to compete and win, at no upfront cost:
    • Technology: A state-of-the-art digital platform, CRM, and tools for instant quotes and policy issuance.
    • Products: Access to the full suite of products (Life, Health, Motor, etc.) from every major insurer in India.
    • Branding: The credibility and recognition of the award-winning "Risk free life insurance broking" brand.
    • Better Revenue: A highly competitive commission structure that maximizes their immediate income.
    • The Game-Changer for Advisors: Beyond higher commissions, we share Revenue-Based Equity . Every policy they sell contributes not just to their income, but to their personal ownership stake in our entire company.

  • Model 2: The Affinity Partner Ecosystem


    This B2B2C model is designed for businesses where insurance is a natural and substantial source of revenue. We focus on turning their captive audience into a powerful new asset.

    • Our Target Partners:
    • NBFCs and FinTech Companies
    • Automobile Dealerships and Platforms
    • E-commerce and Retail Companies
    • Travel Agencies and Hospitality Groups
    • Our Empowerment Stack for Businesses: We provide a seamless "Insurance-as-a-Service" solution:
    • Code & Integration: Simple and robust APIs to integrate insurance offerings directly into their existing customer journeys and digital platforms.
    • Content: Professionally curated content and marketing support to drive conversions.
    • Higher Revenue Opportunities: A superior revenue-sharing model that makes insurance a more significant contributor to their bottom line.
    • The Unique Advantage for Affiliates: Just like our individual advisors, our Affinity Partners participate in our unique Revenue-Based Equity model . We are the first in the industry to offer businesses not just a commission split, but a real ownership stake in our brokerage based on the revenue they help generate. This transforms a simple revenue stream into a long-term, high-growth enterprise asset for them.

  • The Unifying Force: Our Revenue-Based Equity Model


    This is the core innovation that connects and powers our entire ecosystem. For both our Advisor-Partners and our Affinity-Partners, the principle is the same:


    Revenue Generated → Direct & Transparent Equity Allotment.


    This creates a powerful flywheel effect:

    • Our partners are highly motivated to generate revenue because it directly impacts both their immediate income and their long-term wealth.
    • As revenue grows, the company's valuation increases.
    • As the valuation increases, the value of the equity held by all our partners grows, creating a virtuous cycle of shared success.

    By making every contributor an owner, we are building a truly resilient, motivated, and collaborative force set to redefine the insurance distribution landscape in India.


    If You Believe In the RFL Business Model and Your Skill Set




    Please get in touch with me at:


    PS. LOVE TO HEAR THE FEEDBACK AND SUGGESTIONS ON THE MODEL


    Risk-free life insurance broking

    Build Your Business. Own Your Future.

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