666 Associate Risk jobs in India

Strategic Focus:

• Development of First Line Risk Frameworks – Contributing to the design and enhancement of risk procedures aligned with enterprise standards.
• Participation in Strategic Projects – Engaging in cross-functional initiatives like system implementations and regulatory efforts.
• Compliance with Risk Governance Standards – Ensuring alignment with CUSO Risk Framework and promoting a strong risk culture.

Operational Management:

• Support RCSA Program Execution – Planning and executing Risk and Control Self-Assessments.
• Issue Monitoring and Remediation Coordination – Tracking and resolving open issues across risk domains.
• Policy and Procedure Management – Maintaining and updating risk-related documentation.
• Control Testing Execution – Performing and documenting control tests.
• Documentation & Reporting – Preparing reports and dashboards for transparency.
• Continuous Improvement – Recommending enhancements to controls and methodologies.
• Project Management Skills – Tracking progress and directing team efforts.

People Leadership:

• Stakeholder Engagement – Collaborating with internal teams and communicating findings.
• Fostering team cohesion and performance.
• Strong presentation and communication skills – Communicating effectively across levels.
• Demonstrates leadership in team settings.

Governance & Risk:

• Compliance & Standards Alignment – Ensuring adherence to internal and external standards.
• Experience in Operational Risk Management, especially in Information/Technology Risk.
• Familiarity with industry frameworks – NIST, FFIEC, COBIT, ISO27002, OWASP.
• Issue Identification & Escalation – Identifying and escalating control deficiencies.

Qualifications:

• Educational and Professional Qualifications: Chartered Accountant / Master's degree in Business Administration, Commerce, Finance.
• Minimum of 2 years of experience in Operational Risk Management in Information/Technology Risk and operations/accounting within the financial services industry.
• Experience in the Second Line of Defense (SLoD) is desirable.
• Strong understanding of risk assessment methodologies and experience in Financial Services, preferably in the Fund Services environment.
• Proven ability to demonstrate detailed knowledge of various operational risk types and understanding of internal control principles to support successful execution of risk programs.
• Project management skills and ability to track project progress and direct/redirect team efforts.

Personal Attributes:

• Strong analytical and problem-solving skills and the ability to lead a medium-sized team.
• Support senior leadership in adoption and execution of accounting review standards and best practices.
• Ability to analyze, resolve, and document problems and resolutions.
• Ability to work as part of a cross-cultural team.
• Strong organizational and time management skills.
• Continuous improvement focus, with the ability to identify risks, cost efficiencies, and operational improvements.
• Strong presentation and communication skills with the ability to communicate clearly and effectively at all levels.
• Self-driven and motivated with a focus on operational efficiency and continuous improvement.

Strategic Focus:

• Development of First Line Risk Frameworks – Contributing to the design and enhancement of risk procedures aligned with enterprise standards.
• Participation in Strategic Projects – Engaging in cross-functional initiatives like system implementations and regulatory efforts.
• Compliance with Risk Governance Standards – Ensuring alignment with CUSO Risk Framework and promoting a strong risk culture.

Operational Management:

• Support RCSA Program Execution – Planning and executing Risk and Control Self-Assessments.
• Issue Monitoring and Remediation Coordination – Tracking and resolving open issues across risk domains.
• Policy and Procedure Management – Maintaining and updating risk-related documentation.
• Control Testing Execution – Performing and documenting control tests.
• Documentation & Reporting – Preparing reports and dashboards for transparency.
• Continuous Improvement – Recommending enhancements to controls and methodologies.
• Project Management Skills – Tracking progress and directing team efforts.

People Leadership:

• Stakeholder Engagement – Collaborating with internal teams and communicating findings.
• Fostering team cohesion and performance.
• Strong presentation and communication skills – Communicating effectively across levels.
• Demonstrates leadership in team settings.

Governance & Risk:

• Compliance & Standards Alignment – Ensuring adherence to internal and external standards.
• Experience in Operational Risk Management, especially in Information/Technology Risk.
• Familiarity with industry frameworks – NIST, FFIEC, COBIT, ISO27002, OWASP.
• Issue Identification & Escalation – Identifying and escalating control deficiencies.

Qualifications:

• Educational and Professional Qualifications: Chartered Accountant / Master's degree in Business Administration, Commerce, Finance.
• Minimum of 2 years of experience in Operational Risk Management in Information/Technology Risk and operations/accounting within the financial services industry.
• Experience in the Second Line of Defense (SLoD) is desirable.
• Strong understanding of risk assessment methodologies and experience in Financial Services, preferably in the Fund Services environment.
• Proven ability to demonstrate detailed knowledge of various operational risk types and understanding of internal control principles to support successful execution of risk programs.
• Project management skills and ability to track project progress and direct/redirect team efforts.

Personal Attributes:

• Strong analytical and problem-solving skills and the ability to lead a medium-sized team.
• Support senior leadership in adoption and execution of accounting review standards and best practices.
• Ability to analyze, resolve, and document problems and resolutions.
• Ability to work as part of a cross-cultural team.
• Strong organizational and time management skills.
• Continuous improvement focus, with the ability to identify risks, cost efficiencies, and operational improvements.
• Strong presentation and communication skills with the ability to communicate clearly and effectively at all levels.
• Self-driven and motivated with a focus on operational efficiency and continuous improvement.

About Credit Saison India

Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population.
Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings.
Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people.
Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact.
Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people.
Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil.
Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment.  

Roles & Responsibilities:

• Conduct Portfolio Analysis and Monitor Portfolio delinquencies at a micro level, identification of segments, programs, locations, and profiles which are delinquent or working well.

• Helps to develop credit strategies across the customer lifecycle (acquisitions, management, fraud, collections, etc.)

• Identify trends by performing necessary analytics at various cuts for the Portfolio

• Provide analytical support to various internal reviews of the portfolio and help identify the opportunity to further increase the quality of the portfolio

• Work with Product team and engineering team to help implements the Risk strategies

• Work with Data science team to effectively provide inputs on the key model variables and optimise the cut off for various risk models

• Create a deep level understanding of the various data sources (Traditional as well as alternate) and optimum use of the same in underwriting

• Should have good understanding about various unsecured credit products

• Should be able to understand the business problems and helps convert them into the analytical solutions

Required skills & Qualifications:

• Bachelor's degree in Computer Science, Engineering or related field from top tier (IIT/IIIT/NIT/BITS)

• 2-5 years of experience working in Data science/Risk Analytics/Risk Management with experience in building the models/Risk strategies or generating risk insights

• Proficiency in SQL and other analytical tools/scripting languages such as Python or R

• Deep understanding of statistical concepts including descriptive analysis, experimental design and measurement, Bayesian statistics, confidence intervals, Probability distributions

• Proficiency with statistical and data mining techniques

• Proficiency with machine learning techniques such as decision tree learning etc.

• Should have an experience working with both structured and unstructured data

• Fintech or Retail/ SME/LAP/Secured lending experience is preferred

Position : Associate – Risk Advisory Services
Experience: 0-2 yr
Location : Hyderabad

Responsibilities:

Service delivery related:

People related

Desired Profile:

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Job Responsibilities

• Own, maintain and lead the improvement of the stress testing framework, which includes defining shocks across asset classes and risk factors, defining macro scenarios, and analyzing the results of the analysis versus imposed limits.
• Respond to regulatory requests from Federal Reserve Bank (FRB), Office of the Comptroller of the Currency (OCC), Prudential Regulation Authority (PRA) and other Agencies. We are the point of contact for the Market Risk contribution to the Comprehensive Capital Analysis and Review (CCAR) and Risk Appetite of the Firm.
• Understand the assumptions made and the limitations of the methodology and improving the process, documentation and controls.
• Manage the technology that serves as a central repository for stress testing that communicates with systems in each Line of Business. There is a continuous need to improve the infrastructure as stress testing evolves.
• Own, develop and maintain firmwide Market Risk stress testing methodology, including but not limited to shock design, documentation, governance and review.
• Own the asset class FSI shock Qualitative Model (QM) and relevant governance, partnering with asset class experts and Model Risk Governance and Review (MRGR)
• Develop, implement and oversee stress related technology process and controls, including both BAU enhancement and strategic infrastructure.
• Drive the Market Risk stress testing data science and strategic infrastructure initiatives to modernize stress calculation - partnering across teams in Market Risk Management, Quantitative Research, Technology, Product Management and Data Science groups - leveraging the firm s robotics, machine learning and AI programs.
• Manage Trading Issuer Default Loss (IDL) submission for quarterly internal Risk Appetite and external regulatory exercises such as CCAR. Verify, analyze, and interpret Trading IDL calculation inputs and outputs, and perform impact analysis based on methodology and regulatory rules.
• Identify and mitigate operational risks and work towards streamlining and optimizing process efficiency, explain capabilities, and controls
• Collaborate closely with Internal / external control and audit teams to ensure effective risk management practices and support audit processes.

Required qualifications, capabilities, and skills

• Bachelor's degree with Minimum 4 years work experience in the financial industry
• Strong quantitative and analytical background with existing knowledge of financial markets and complex financial product valuation along with a deep understanding of trading strategies / exposures for one asset class; experience across various asset classes.
• Knowledge of risk sensitivities on financial products including Option Greeks and an understanding of financial product valuation and explanation
• Advanced skills in analyzing large datasets using Excel, Tableau or other software
• Prior experience of working with technology teams on risk system enhancements / infrastructure projects and performing user acceptance testing; experience with JPM risk systems.
• Strong control and risk management mindset while still driving process enhancement and improvements
• Proven strong project leadership skills, business writing skills and communication skills to drive initiatives to completion and lead discussions across multiple stakeholder teams

Job description

Job Title: Associate – Risk & Advisory (internal audit)

Location: Pune

Job Type: Full-Time | On-Site

Experience- 0-2 years

Position- Associate

Role Overview:

We are seeking a qualified Chartered Accountant with a strong background in Internal Audit to join our team in Pune. The ideal candidate will have significant experience in auditing listed companies, particularly in the Manufacturing and IT sectors. This role involves leading audit engagements from planning through reporting, ensuring compliance, evaluating internal controls, and driving value addition for clients.

Key Responsibilities:

• Plan, execute, and manage end-to-end internal audits, including audit committee presentations.
• Evaluate internal controls, ensure regulatory compliance, and review the accuracy of financial records.
• Prepare detailed audit reports, maintain working papers, and present findings to senior management.
• Recommend improvements to systems, processes, and control frameworks.
• Ensure adherence to the ICAI’s Code of Ethics and firm’s values.
• Stay current with auditing standards, regulatory changes, and conduct internal trainings/seminars.
• Collaborate effectively with clients and internal teams; build and maintain strong professional relationships.
• Identify and communicate new opportunities or critical issues to reporting managers or partners.
• Support LLP-level initiatives and be willing to stretch beyond working hours when required.

Qualifications & Skills:

• Chartered Accountant (CA)
• Articleship must be majorly in Internal Audit
• Experience with listed companies, preferably in Manufacturing and IT sectors
• Strong knowledge of internal audit, risk management, and compliance frameworks
• Familiarity with audit tools and advanced MS Excel skills
• Excellent analytical, documentation, and reporting skills
• Strong communication and presentation abilities
• Ability to work independently and in a team environment

Key Benefits:

• Opportunity to work with reputed listed clients across sectors
• Strong learning curve and professional development
• Supportive work environment with emphasis on quality and ethics
• Five-day work week ensuring healthy work-life balance

Industry

• Financial Services

Employment Type

Full-time

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