398 Auto Loan jobs in India

• Lead Generation & Prospecting :
• Identify and target potential customers who require auto loans, through various channels such as referrals, partnerships, and direct marketing.
• Build and maintain a pipeline of qualified leads for the auto loan business.
• Sales & Business Development :
• Promote and sell auto loan products to prospective customers, ensuring alignment with their financial needs.
• Drive sales through effective communication of product benefits, interest rates, and loan terms.
• Customer Acquisition :
• Approach potential customers, evaluate their financial eligibility, and provide suitable loan solutions.
• Ensure a high conversion rate of leads to loan applicants.
• Loan Application Process :
• Assist customers with the loan application process, including collecting required documentation and providing guidance on loan terms and eligibility.
• Work closely with the credit and underwriting teams to ensure the timely processing and approval of loan applications.
• Relationship Management :
• Develop and maintain strong, long-term relationships with customers to encourage repeat business and referrals.
• Provide personalized service to customers throughout the loan approval and disbursement process.
• Cross-Selling & Upselling :
• Identify opportunities to cross-sell and upsell additional products such as insurance, extended warranties, or top-up loans.
• Collaborate with other product lines and services within the organization to enhance sales.
• Market Research & Competitor Analysis :
• Conduct market research to identify trends, competitive offerings, and customer demands in the auto loan market.
• Provide feedback to the management and marketing teams to improve product offerings and sales strategies.
• Sales Targets & Reporting :
• Achieve monthly and annual sales targets, ensuring consistency in meeting or exceeding quotas.
• Maintain regular reporting of sales activities, customer feedback, and loan disbursement status to management.
• Customer Service :
• Ensure excellent customer service at all stages of the loan process to maximize satisfaction and minimize complaints.
• Address customer queries, resolve issues, and provide updates on loan status promptly.
• Compliance & Documentation :
• Ensure all loan documents are collected, verified, and submitted according to company policies and regulatory requirements.
• Adhere to compliance and regulatory standards while processing loans and managing customer data.

Description

Job Role

Responsible to Evaluate, authorize, or recommend approval of credit loans. Advise borrowers on financial status and methods of payments. The vertical Business volume increase also will be a well appreciated trait. 

Eligibility

Profile Graduation (regular) or PG in any discipline with 2+ years of Experience in the same stream is appreciated. 

Description

Job Role

Responsible to Evaluate, authorize, or recommend approval of credit loans. Advise borrowers on financial status and methods of payments. The vertical Business volume increase also will be a well appreciated trait. 

Eligibility

Profile Graduation (regular) or PG in any discipline with 2+ years of Experience in the same stream is appreciated. 

Description

Job Role

Responsible to Evaluate, authorize, or recommend approval of credit loans. Advise borrowers on financial status and methods of payments. The vertical Business volume increase also will be a well appreciated trait. 

Eligibility

Profile Graduation (regular) or PG in any discipline with 2+ years of Experience in the same stream is appreciated. 

• Credit Evaluation :
• Assess the creditworthiness of customers applying for auto loans by reviewing their financial profiles, credit history, and loan repayment capacity.
• Conduct thorough checks, including background and reference verification, to ensure accurate decision-making.
• Loan Application Processing :
• Review and validate loan applications for completeness and compliance with bank policies and regulatory requirements.
• Ensure that all documentation is in place for loan disbursement.
• Risk Analysis :
• Identify and evaluate potential risks associated with lending to applicants.
• Utilize risk management tools and models to minimize credit risk exposure.
• Approval and Rejection of Loans :
• Approve or reject auto loan applications based on analysis, credit policies, and risk assessment criteria.
• Ensure timely communication with customers regarding loan approval or rejection.
• Loan Structuring :
• Recommend suitable loan structures, terms, and interest rates based on customer profiles and internal policies.
• Collaboration with Sales Team :
• Work closely with the sales and relationship management teams to ensure that loan products meet customer needs and expectations.
• Provide support for any questions or concerns related to loan terms, conditions, and eligibility.
• Compliance and Regulatory Adherence :
• Ensure compliance with the bank's internal policies , local regulations, and industry standards.
• Stay updated with the latest regulatory changes impacting auto loans.
• Customer Interaction :
• Assist customers with loan-related queries, provide information on loan products, and guide them through the loan application process.
• Foster positive relationships with customers to encourage repeat business and enhance customer satisfaction.
• Performance Monitoring :
• Monitor loan portfolio performance, including assessing the timely repayment of loans.
• Identify delinquent accounts and recommend appropriate action in line with the organization's policies.
• Reporting :
• Generate regular reports on loan performance, outstanding balances, and credit quality.
• Provide insights into loan trends, customer behaviors, and any areas for improvement.

Description

Job Role

Responsible to Evaluate, authorize, or recommend approval of credit loans. Advise borrowers on financial status and methods of payments. The vertical Business volume increase also will be a well appreciated trait. 

Eligibility

Profile Graduation (regular) or PG in any discipline with 2+ years of Experience in the same stream is appreciated. 

Description

Job Role

Responsible to Evaluate, authorize, or recommend approval of credit loans. Advise borrowers on financial status and methods of payments. The vertical Business volume increase also will be a well appreciated trait. 

Eligibility

Profile Graduation (regular) or PG in any discipline with 2+ years of Experience in the same stream is appreciated. 

Description

Job Role

Responsible to Evaluate, authorize, or recommend approval of credit loans. Advise borrowers on financial status and methods of payments. The vertical Business volume increase also will be a well appreciated trait. 

Eligibility

Profile Graduation (regular) or PG in any discipline with 2+ years of Experience in the same stream is appreciated. 

Description

Job Role

Responsible to Evaluate, authorize, or recommend approval of credit loans. Advise borrowers on financial status and methods of payments. The vertical Business volume increase also will be a well appreciated trait. 

Eligibility

Profile Graduation (regular) or PG in any discipline with 2+ years of Experience in the same stream is appreciated.