5,810 Banking jobs in India
Officer, Gold Loan Officer, Consumer Banking Group
Posted today
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Job Description
As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business - they were made just for you.
**Responsibilities**:
- Handling Gold Loan Customers in the Branch, explain Product Features, handling queries from customers, support in documentation and End to End Loans processing in LOS.
- Clear and resolve all Audit queries, FCU queries
- Handle Gold Loan Customer servicing
- Responsible for Insurance Cross Sell targets
- Manage the training agenda for the branch to ensure the Branch staff/DST are following the required procedures
**Requirements**:
- 2 to 6 years of handling Gold Loan Operations with Gold Loan NBFCs/ Banks
- Excellent interpersonal
- Ability to build strong relationships with clients.
- Strong understanding on loan processes
- Knowledge about internal/external regulations.
- Capable of managing the loan origination system
- We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
Banking
Posted today
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Job Description
- Have a knowledge of accounts
- Age : 18 to 30
- Qualification : BCOM, BAF, BFM, BBA, BBI (Graudate only)
**Salary**: From ₹10,000.00 per month
Schedule:
- Morning shift
Ability to commute/relocate:
- Kharghar, Navi Mumbai, Maharashtra: Reliably commute or planning to relocate before starting work (required)
**Speak with the employer**
+91-XXX
Banking
Posted today
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Job Description
- B.COM/M.COM
CTC-7-8 LPA
Exp
- 6-7 yrs
Periodic Reconciliation of Vendor, Customers & Bank, Controlling bank activities, Correspondence,Letter Typing & Mailing.
Interacts with Bank Officials for BANK Guarantee and Letter of Credit and various Banking activities.
Handling Outward and Inward remittance
Foreign Remittance A1 & A2
GR wavier
Reconciliation of Bank Accounts.
Handling Corporate Banking System for several banks
Issuance of Letter of Credit (Import/Domestic), Amendment in LC,Reconciliation of LC Charges,Payment of LC,Digitalization of LC issuance process.
Understanding of IDPMS Compliances,Relationship with Bank trade teams Issuance/Amendment of BG,Understanding of BG text,Discharge/Cancellation of BG.
Invoicing Process,Credit Note,Sales InvoiceImport and Export Eway-Bill’s
Preparing Bank Reports for daily transaction Customer Account statements for reconciliation.
LC bill discounting
Preparation of Various MIS for management like, LC tracker, BG MIS etc.
Pay: ₹700,000.00 - ₹800,000.00 per month
**Experience**:
- total work: 1 year (preferred)
Ability to Commute:
- Greater Noida, Uttar Pradesh (required)
Ability to Relocate:
- Greater Noida, Uttar Pradesh: Relocate before starting work (required)
Work Location: In person
Loan Officer-Reputed Banking Industry-Rajkot, Gujarat, India- 3lpa
Posted today
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JOB DETAILS
1.Evaluate credit worthiness by processing loan applications and documentation within specified limits
2.Interview applicants to determine financial eligibility and feasibility of granting loans
3.Determine all applicable ratios and metrics and set up debt payment plans
4.Communicate with clients either to request or to provide information
5.Justify decisions (approvals/rejections) and report on them
6.Complete loan contracts and counsel clients on policies and restrictions
7.Update job knowledge on types of loans and other financial services
8.Maintain and update account records
9.Assess customer needs, explore all options and introduce different types of loans
10.Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
FUNCTIONAL AREA
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Hiring Banking Industry Loan Officer Fresher 2-3 Lpa
Posted today
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Job Description
**Positions** : Home Loan Officer
**No. of positions** : 60
**Experience:
- ** Graduate Fresher or minimum 6 month to 1 year experienced in loan sales.
**Roles and Responsibilities**
- **Area/ Geography Mapping.**
Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle.
**Knowledge, Skills & Functional Competency**
- Knowledge of the entire geography.
- Ability to plan and map the allocated geography into areas/lane to lane.
- Ability to use tools and resources to identify potential sources.
2. **Source Relationship Management.**
Responsible for managing the relationship with all sources assigned and identified by him in his geography/area.
**Knowledge Skills & Functional Competency**
- Ability to understand the potential.
- Knowledge and ability to use various tools which can be utilized to improve relationship and ratios.
3. **Maintain Reports**
Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities.
**Knowledge, Skills & Functional Competency**
- Knowledge of various reports to be maintained
- Ability to capture data in the prescribed format
- Ability to understand and perform all functions of diary.
4.**Channel Partner Recruitment**
Responsible for identification of channel partners
**Knowledge, Skills & Functional Competency**
- Ability to identify the potential channel partner
5.**Team Huddle**
Responsible for attending team huddle on a daily basis as per the set process
**Knowledge, Skills & Functional Competency**
- Knowledge of daily morning huddle process
- Ability to provide data in the prescribed format based on business requirements.
6.**Customer Relationship Management**
Responsible for enhancing the customer experience by developing and maintaining relationship with customers
**Knowledge, Skills & Functional Competency**
- Knowledge of all products
- Ability to sell products and provide required services to customers
- Knowledge of KYC documentation
- Knowledge of legal documentation and technical process
- Knowledge and ability to use sales kit
- Ability to analyze credit document and derive eligibility
- Ability to handle objections
**Freshers can also apply!**
**Call / Drop your CV on
+91-XXX (WhatsApp)**
.
Regards,
Gurdarshan Singh
TA Expert | Team O3Hire
**M**: +91- (Call & WhatsApp)
- Key Skills- sales- loannbfcHome LoansMarketingb2cfresherbankBscb2bCasagraduateField SalesMortgage LoansMFBusiness DevelopmentcreditBcombbabtechFinancial ServicesFintechDirect SalesFinanceBankingmbaHousing LoanBusiness LoanInsuranceLapDmatLIFDBAcustomerInvestment- Skills highlighted with ‘‘ are preferred keyskillsEducation
- UG:_Any Graduate
**Company Profile**:
O3 Hire
.
Regards,
Gurdarshan Singh
TA Expert | Team O3Hire **M**: +91- (Call & WhatsApp)
- Company Info- Contact Company:_O3 Hire
- Reference Id:_Guri-KBR
**Salary**:
1,00,000 - 3,00,000 P.A.
Industry:
Banking
Functional Area:
BFSI, Investments & Trading
Role Category:
Lending
Role:
Loan Officer
Employment Type:
Full Time, Permanent
Loan Officer
Posted today
Job Viewed
Job Description
Company Overview
MUDRA 360 excels in simplifying the borrowing journey for customers, specializing in locating the best financial products in India. Partnered with over 100 banks and NBFCs, we offer personalized deals on various loans and credit cards. Our team consists of skilled loan specialists dedicated to assisting customers in making well-informed financial decisions. Headquartered in Noida and operating within the Financial Services industry, we provide an expansive network across the finance landscape.
Job Overview
We are seeking a dynamic and motivated Loan Officer for a mid-level position at mudra360. The role is based in Noida, Delhi, Ghaziabad, and Greater Noida. As a Loan Officer, you will be employed full-time, playing a pivotal role in fostering relationships and guiding customers through the loan processes with empathy and expertise.
Qualifications and Skills
- Proven experience and proficiency in lead generation to effectively identify and convert potential loan applicants.
- Demonstrated ability in cross-selling financial products to maximize individual and company revenue streams.
- Strong sales negotiation skills, adept at negotiating terms that benefit both the customer and the organization.
- Comprehensive understanding of loan sales processes with a focus on personal loans and related financial products.
- Experience in loan servicing to ensure seamless customer support and loan processing from start to finish.
- Excellent communication skills, capable of articulating complex financial concepts in a clear and concise manner.
- Proficiency in convincing people to help potential customers realize the advantages of various loan solutions.
- Collaborative mindset with the ability to work effectively within a team to meet personal and company objectives.
Roles and Responsibilities
- Identify and approach potential clients by generating leads through various channels such as networking and referrals.
- Evaluate and analyze client needs to tailor loan products that match customer requirements and enhance satisfaction.
- Facilitate the loan application process, guiding clients through paperwork and assisting with compliance requirements.
- Cross-sell additional financial services such as credit cards and insurance to expand customer portfolios.
- Maintain detailed records of client interactions and account statuses to ensure accurate reporting and follow-ups.
- Negotiate loan terms in alignment with client needs while maintaining organization policies and profitability ratios.
- Respond to client inquiries efficiently and resolve any issues related to loan processing or payments promptly.
- Continuously stay informed about financial products, services, industry changes, and competitive offerings.
Loan Officer
Posted today
Job Viewed
Job Description
Job description
Job Responsibilities:1.Documents Verification
- Review, verify, and ensure accuracy of loan documentation and files
- Adhere to NHB/RBI guidelines, company policy, and lending guidelines.
2.Collaboration and Communication
- Coordinate with all departments for document verification, pendency clearance, and case closure
- Ensure timely payment release
3.Reports Analysis
- Verify Business/Salaries FI, Residence FI, RCU, Aadhar verification, Technical and legal search reports
- Analyze other relevant reports
4.CKYC and CERSAI
- Create disbursal cases for CKYC and CERSAI
5.Basic Knowledge
- Banking operations
- MS Office
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Loan Officer
Posted today
Job Viewed
Job Description
CORPORATE FINCON PRIVATE LIMITED is a financial services company based out of 508, UPPER GROUND FLOOR, WORLD TRADE CENTRE, RING ROAD,, SURAT, Gujarat, India.
The Role
You will be responsible for :
- Acquiring and managing relationships with corporate and institutional clients in your area of focus to achieve sales targets and business objectives.
- Developing strong internal relationships to optimise service delivery and ensure all practices are in line with internal guidelines and statutory requirements.
- Supporting the daily operations for loans servicing by ensuring all requests are processed in a timely and accurate manner, in line with internal service standards.
- Reviewing credit documents and liaising with internal and external stakeholders to ensure documentation is complete as per the internal policy and guidelines.
- Monitoring of credit limits and exposures.
- Ensuring collateral valuation, monitoring and reconciliation with original documents.
Ideal Profile
- You have at least 2 years experience including solid experience in a similar role within Financial Services.
- You are a strong team player who can manage multiple stakeholders
- You possess strong analytical skills and are comfortable dealing with numerical data
- You are highly goal driven and work well in fast paced environments
- You are willing to undertake 30-60% travel.
What's on Offer?
- Join a market leader within Corporate Banking
Loan Officer
Posted today
Job Viewed
Job Description
Company Overview
MUDRA 360 excels in simplifying the borrowing journey for customers, specializing in locating the best financial products in India. Partnered with over 100 banks and NBFCs, we offer personalized deals on various loans and credit cards. Our team consists of skilled loan specialists dedicated to assisting customers in making well-informed financial decisions. Headquartered in Noida and operating within the Financial Services industry, we provide an expansive network across the finance landscape.
Job Overview
We are seeking a dynamic and motivated Loan Officer for a mid-level position at mudra360. The role is based in Noida, Delhi, Ghaziabad, and Greater Noida. As a Loan Officer, you will be employed full-time, playing a pivotal role in fostering relationships and guiding customers through the loan processes with empathy and expertise.
Qualifications and Skills
- Proven experience and proficiency in lead generation to effectively identify and convert potential loan applicants.
- Demonstrated ability in cross-selling financial products to maximize individual and company revenue streams.
- Strong sales negotiation skills, adept at negotiating terms that benefit both the customer and the organization.
- Comprehensive understanding of loan sales processes with a focus on personal loans and related financial products.
- Experience in loan servicing to ensure seamless customer support and loan processing from start to finish.
- Excellent communication skills, capable of articulating complex financial concepts in a clear and concise manner.
- Proficiency in convincing people to help potential customers realize the advantages of various loan solutions.
- Collaborative mindset with the ability to work effectively within a team to meet personal and company objectives.
Roles and Responsibilities
- Identify and approach potential clients by generating leads through various channels such as networking and referrals.
- Evaluate and analyze client needs to tailor loan products that match customer requirements and enhance satisfaction.
- Facilitate the loan application process, guiding clients through paperwork and assisting with compliance requirements.
- Cross-sell additional financial services such as credit cards and insurance to expand customer portfolios.
- Maintain detailed records of client interactions and account statuses to ensure accurate reporting and follow-ups.
- Negotiate loan terms in alignment with client needs while maintaining organization policies and profitability ratios.
- Respond to client inquiries efficiently and resolve any issues related to loan processing or payments promptly.
- Continuously stay informed about financial products, services, industry changes, and competitive offerings.
Loan Officer
Posted today
Job Viewed
Job Description
CORPORATE FINCON PRIVATE LIMITED is a financial services company based out of 508, UPPER GROUND FLOOR, WORLD TRADE CENTRE, RING ROAD,, SURAT, Gujarat, India.
The Role
You will be responsible for :
- Acquiring and managing relationships with corporate and institutional clients in your area of focus to achieve sales targets and business objectives.
- Developing strong internal relationships to optimise service delivery and ensure all practices are in line with internal guidelines and statutory requirements.
- Supporting the daily operations for loans servicing by ensuring all requests are processed in a timely and accurate manner, in line with internal service standards.
- Reviewing credit documents and liaising with internal and external stakeholders to ensure documentation is complete as per the internal policy and guidelines.
- Monitoring of credit limits and exposures.
- Ensuring collateral valuation, monitoring and reconciliation with original documents.
Ideal Profile
- You have at least 2 years experience including solid experience in a similar role within Financial Services.
- You are a strong team player who can manage multiple stakeholders
- You possess strong analytical skills and are comfortable dealing with numerical data
- You are highly goal driven and work well in fast paced environments
- You are willing to undertake 30-60% travel.
What's on Offer?
- Join a market leader within Corporate Banking