297 Claims Adjuster jobs in India

• Receive and meticulously review insurance claims filed by policyholders.
• Investigate claims by gathering necessary documentation, such as police reports, medical records, and repair estimates.
• Interview claimants, witnesses, and relevant parties to obtain detailed accounts of incidents.
• Inspect damaged property, vehicles, or evaluate the extent of injuries to determine the scope of losses.
• Analyze insurance policies to ascertain coverage details and policy limitations relevant to the claim.
• Assess the validity and extent of each claim, ensuring compliance with policy terms and conditions.
• Negotiate settlements with claimants or their representatives, striving for fair and equitable resolutions.
• Prepare detailed reports documenting claim investigations, findings, and settlement recommendations.
• Maintain accurate and up-to-date claim files using the company's claims management system.
• Provide clear explanations of policy coverage and the claims process to policyholders.
• Adhere to all industry regulations, company policies, and ethical standards.
• Collaborate with legal counsel when necessary for complex or disputed claims.
• Identify potential instances of fraud and escalate concerns as per company procedures.

• Bachelor's degree in Business Administration, Finance, or a related field.
• Minimum of 3-5 years of experience as a Claims Adjuster or in a similar insurance claims role.
• Valid Indian insurance license or willingness to obtain one promptly.
• Strong understanding of various insurance policies (e.g., auto, property, casualty).
• Exceptional investigative, analytical, and problem-solving skills.
• Excellent negotiation and communication abilities, both written and verbal.
• Proficiency in using claims management software and standard office applications.
• Ability to work independently, manage time effectively, and handle a caseload of varying complexity.
• A valid driver's license and a clean driving record for site inspections.
• High level of integrity and professionalism.

Maersk is a global leader in integrated logistics and have been industry pioneers for over a century. Through innovation and transformation we are redefining the boundaries of possibility, continuously setting new standards for efficiency, sustainability, and excellence.

At Maersk, we believe in the power of diversity, collaboration, and continuous learning and we work hard to ensure that the people in our organisation reflect and understand the customers we exist to serve.

With over 100,000 employees across 130 countries, we work together to shape the future of global trade and logistics.

Join us as we harness cutting-edge technologies and unlock opportunities on a global scale. Together, let's sail towards a brighter, more sustainable future with Maersk.

Key Responsibilities

Claims -

Decision Making Authority

Function

Market & Industry Knowledge / Domain Knowledge / Process working /

 Education:

Experience:

Special Skills (Functional/Technical):

Maersk is committed to a diverse and inclusive workplace, and we embrace different styles of thinking. Maersk is an equal opportunities employer and welcomes applicants without regard to race, colour, gender, sex, age, religion, creed, national origin, ancestry, citizenship, marital status, sexual orientation, physical or mental disability, medical condition, pregnancy or parental leave, veteran status, gender identity, genetic information, or any other characteristic protected by applicable law. We will consider qualified applicants with criminal histories in a manner consistent with all legal requirements.

We are happy to support your need for any adjustments during the application and hiring process. If you need special assistance or an accommodation to use our website, apply for a position, or to perform a job, please contact us by emailing <. 

• Investigate insurance claims by gathering information through interviews, policy reviews, and site inspections.
• Analyze coverage, determine liability, and assess the extent of damages or losses.
• Negotiate settlements with policyholders and third parties in accordance with policy terms and company guidelines.
• Document all claim activities, findings, and decisions accurately in the claims management system.
• Maintain detailed records of claim files, including estimates, invoices, and supporting documentation.
• Interpret insurance policies and apply them to specific claim situations.
• Communicate effectively with policyholders, claimants, legal counsel, and other involved parties.
• Ensure compliance with all applicable laws, regulations, and industry standards.
• Identify potential fraudulent claims and escalate them for further investigation.
• Provide exceptional customer service throughout the claims process.
• Develop and maintain relationships with repair facilities, contractors, and other service providers.
• Attend ongoing training to stay updated on industry trends, regulations, and claims handling best practices.

• Investigate insurance claims to determine coverage and liability.
• Gather and analyze relevant documentation, reports, and evidence.
• Conduct interviews with claimants, witnesses, and other relevant parties.
• Assess damages and determine the extent of the company's liability.
• Negotiate settlements with policyholders and claimants.
• Process claims accurately and efficiently, ensuring compliance with company policies and regulations.
• Prepare detailed reports on claim investigations and findings.
• Maintain clear and professional communication with all parties involved.
• Manage a caseload of claims, prioritizing and organizing work effectively.
• Provide excellent customer service throughout the claims process.

• Bachelor's degree in Business, Finance, Law, or a related field.
• 2-4 years of experience as a Claims Adjuster or in a related insurance role.
• Knowledge of insurance policies, claims procedures, and relevant regulations.
• Strong analytical, investigative, and problem-solving skills.
• Excellent communication, negotiation, and interpersonal skills.
• Detail-oriented with strong organizational and time management abilities.
• Ability to work independently and make sound judgments.
• Proficiency in claims management software is a plus.
• Relevant insurance licenses (if applicable for the region) are required or must be obtained.

• Investigate insurance claims by gathering necessary information, interviewing claimants and witnesses, and collecting relevant documentation.
• Assess the extent of damage or loss and determine the liability of the insurance company according to policy terms and conditions.
• Evaluate policy coverage and ensure claims align with policy provisions.
• Negotiate settlements with claimants and/or their representatives in a fair and efficient manner.
• Communicate claim status updates and decisions to claimants, policyholders, and relevant parties.
• Manage a caseload of claims from initial report to final settlement.
• Maintain accurate and detailed records of claim investigations, evaluations, and settlements in the claims management system.
• Identify potential fraud indicators and escalate suspicious claims for further investigation.
• Ensure compliance with all relevant insurance regulations and company policies.
• Work collaboratively with legal counsel, repair shops, medical providers, and other third parties as needed.
• Conduct on-site inspections of property or accident scenes when necessary.
• Provide exceptional customer service throughout the claims process, demonstrating empathy and professionalism.
• Stay updated on industry trends, claims best practices, and changes in relevant legislation.
• Contribute to improving claims handling processes and efficiency.
• Prepare detailed reports summarizing claim findings and settlement recommendations.

• Bachelor's degree in Business, Finance, Law, or a related field.
• Minimum of 3 years of experience in insurance claims adjusting, preferably in property and casualty or a related line of insurance.
• Sound knowledge of insurance policies, claims investigation procedures, and settlement practices.
• Excellent negotiation, communication, and interpersonal skills.
• Strong analytical and problem-solving abilities with a keen attention to detail.
• Proficiency in using claims management software and Microsoft Office Suite.
• Ability to work independently and manage time effectively in a hybrid work environment.
• Customer-centric approach with a commitment to providing excellent service.
• Must possess relevant insurance licenses or be willing to obtain them.
• Ability to handle sensitive information with discretion and maintain confidentiality.
• Good driving record and willingness to travel occasionally for site visits.
• Adaptability to evolving work arrangements and company procedures.

• Investigate insurance claims by gathering information through interviews, policy reviews, and site inspections.
• Determine coverage and assess liability based on policy terms and conditions.
• Appraise damages and estimate the cost of repairs or replacement.
• Negotiate settlements with claimants, ensuring fairness and adherence to company guidelines.
• Prepare detailed reports documenting claim investigations, findings, and recommendations.
• Maintain accurate and up-to-date claim files in the company's system.
• Provide clear explanations of policy coverage and claim procedures to policyholders.
• Collaborate with legal counsel, medical professionals, and other experts as needed.
• Ensure compliance with all relevant insurance laws and regulations.
• Represent the company professionally in all interactions with claimants and third parties.
• Identify potential fraud and report suspicious activities.

• Bachelor's degree in Business Administration, Finance, or a related field.
• Previous experience in claims adjusting, insurance investigation, or a related role.
• In-depth knowledge of insurance policies, claims processes, and relevant regulations.
• Strong analytical, critical-thinking, and decision-making skills.
• Excellent communication, negotiation, and interpersonal skills.
• Proficiency in claims management software and standard office applications.
• Ability to work independently and manage a caseload effectively.
• A valid driver's license and willingness to travel within the designated region for inspections.
• Strong organizational skills and attention to detail.
• Ethical conduct and a commitment to customer service.