3,010 Commercial Banking jobs in India

• Acquire new to bank SME customers by providing corporate banking solutions while maintaining high service standards
• Maintain complete customer profile including the risk profile, demographics and assets in the bank
• Enrich relationships and garner higher wallet share through customer engagement activities and increase customer stickiness by offering corporate banking products like Tax payment, Internet Banking, trade products, CMS etc.
• Deepen the existing relationships by providing them Corporate solutions like Trade and Forex, CMS and SME Loans
• Identify potential customers who can be sold tailored products to enhance product penetration
• Acquire new customers by converting referral leads
• Achieve targets as assigned by the organization on a monthly basis
• Record and track all engagement activities through the CRM system
• Coordinate with Service Team to resolve any issue raised by the client
• Comply with KYC/SEBI rules, regulations, and legislation governing the Bank

Preferred candidate profile

1. Client relationship management : Strong interpersonal skills to build and maintain high trust and long term relationship with clients
2. Communication : Excellent verbal and communication skills for conveying complex concepts clearly
3. Sales and Negotiation Skills : Proven track record in sales, with the ability to meet and exceed targets. 
4. Financial Acumen : In-depth understanding of banking products, services, and financial markets. Ability to analyse financial statements and provide sound financial advice. 
5. Problem-Solving Abilities:  Strong analytical and problem-solving skills to address client needs and challenges.

Skills Required
Customer Service, Kyc, Sme

Roles and Responsibilities

Hiring for a Leading Bank1 Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of
client base
2 Support in coverage of clients with revenues from Rs. to 0 Cr.
3 Credit analysis, risk identification, credit presentation (credit memo)
4 Delivery of banking solutions in collaboration with other parts of the bank
5 Work with product and support teams under the guidance of RM to ensure seamless credit
delivery

**About this role:**
"Wells Fargo is seeking a Commercial Banking Portfolio Manager. We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a supportive environment where you can learn and grow."
**In this role, you will:**
+ Research complex credit investigations and diverse credit information for loans
+ Identify opportunity for process improvements within scope of responsibilities or functional area
+ Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables
+ Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
+ Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers
**Required Qualifications:**
+ 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
+ MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics.
+ 2+ years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class)
+ Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance).
+ Good knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis. Working experience with Moody's Risk Analytics would be a plus.
+ Experience in assessing credit worthiness of borrower based on various qualitative and quantitative factors
+ Excellent communication skills, with special focus on business writing skills for credit reports
+ Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template.
+ Intermediary to advanced excel skills would be a plus
**Job Expectations:**
+ Evaluate financial performance of companies / borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the time period.
+ This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity.
+ Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance.
+ Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines.
+ Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and / or approval committees.
+ Understand the feedback received from the reviewers and implement the same in their day-to-day work.
+ Quality check of work performed by junior team members and provide appropriate feedback on the same.
**Posting End Date:**
29 Aug 2025
**_*Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo ( .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy ( to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-469148

**About this role:**
Wells Fargo is seeking a (Commercial Banking Portfolio Manager). We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a supportive environment where you can learn and grow.
**In this role, you will:**
+ Research complex credit investigations and diverse credit information for loans
+ Identify opportunity for process improvements within scope of responsibilities or functional area
+ Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables
+ Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
+ Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers
**Required Qualifications:**
+ 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
+ MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics.
+ Atleast 2+ years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class)
+ Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance).
+ Well versed with Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis. Working experience with Moody's Risk Analytics would be a plus.
+ Experience in assessing credit worthiness of borrower based on various qualitative and quantitative factors
+ Excellent communication skills, with special focus on business writing skills for credit reports.
+ Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template.
+ Advanced excel skills would be a plus
**Posting End Date:**
29 Aug 2025
**_*Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo ( .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy ( to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-469794

About this role:

Wells Fargo is seeking a (Commercial Banking Portfolio Manager). We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a supportive environment where you can learn and grow.

In this role, you will:

• Research complex credit investigations and diverse credit information for loans
• Identify opportunity for process improvements within scope of responsibilities or functional area
• Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables
• Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
• Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers

Required Qualifications:

• 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics.
• Atleast 2+ years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class)
• Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance).
• Well versed with Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis. Working experience with Moody's Risk Analytics would be a plus.
• Experience in assessing credit worthiness of borrower based on various qualitative and quantitative factors
• Excellent communication skills, with special focus on business writing skills for credit reports.
• Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template.
• Advanced excel skills would be a plus

Posting End Date:
29 Aug 2025
*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About Client:

A leading BPO Organization

Roles and responsibilities

• 2-10 years of work experience, predominantly in USA Banking Operation in depth knowledge of entire Commercial loan life cycle. Origination knowledge will be advantage.
• Exposure towards USA Credit policy guidelines.
• Experience in handling team.
• Active participation in Solutions and Transitions is a must.
• Understand market dynamics and drive business decisions
• Ability to thrive in a fast paced, multi-tasking environment and to manage multiple deadlines

Preferred Technical Skills:

1. Transformational leadership skills

2. Strategy development

3. Analytical skills

4. Exceptional communications verbal and writing

5. Good interpersonal skills

Location: Bangalore

Night shift

 Job Description

Req#: R-327374

About this role:

Wells Fargo is seeking a Senior Commercial Banking Portfolio Manager.

About Wells Fargo

Wells Fargo & Company (NYSE: WFC) is a diversified, community-based financial services company with $2.0 trillion in assets. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance through more than 8,500 locations, 13,000 ATMs, the internet (wellsfargo.com) and mobile banking, and has offices in 42 countries and territories to support customers who conduct business in the global economy. With approximately 273,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo's vision is to satisfy our customers' financial needs and help them succeed financially. News, insights, and perspectives from Wells Fargo are also available at Wells Fargo Stories.

Wells Fargo India and Philippines (WFIP) is an integral part of the Well Fargo Enterprise and provides Operations and Technology support to the WF Enterprise Business. WFIP operates out of 4 sites across 2 countries and currently has 28,000 employees supporting all lines of business covering business operations, technology development and support.

Department Overview

Wells Fargo Middle Market Banking (MMB) delivers a comprehensive suite of products and industry expertise to serve the diverse financial needs of companies with annual sales typically ranging from $ million to 2 billion. As a leader in serving commercial customers, Wells Fargo offers financial services including credit and treasury management solutions as well as specialized expertise across industries including Technology, Food, Beverage & Agribusiness, Investor Real Estate and Government.

The role involves performing credit investigation and analyzing complex and diverse credit information for companies and industries for Commercial loans (including real estate asset class). Functions include but not limited to: (a) Performing loan modification/service/monitoring activities (b) Analyzing borrower information, financial statements, tax returns and collateral to determine accuracy of risk ratings

Responsibilities include, but not limited to:

• Evaluate financial performance of companies / borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the time period.

• This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity.

• Perform market research using various third party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance.

• Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines.

• Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and / or approval committees.

• Quality check of work performed by junior team members and provide appropriate feedback on the same.

• Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning as well.

• Understand the feedback received from the onshore team members and disseminate the same to the team.

• MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics.

• At least 8 years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class)

• Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance).

• Well versed with Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis. Working experience with Moody's Risk Analytics would be a plus.

• Experience in assessing credit worthiness of borrower based on various qualitative and quantitative factors

• Excellent communication skills, with special focus on business writing skills for credit reports.

• Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template.

• Advanced excel skills would be a plus

Skills Required
Chartered Accountancy

**About this role**:
Wells Fargo is seeking a Commercial Banking Portfolio Associate.

**In this role, you will**:

- Research complex financial and credit information for commercial business, or high net worth customer loan packages, according to business unit standards within Commercial Banking Portfolio Management functional area
- Review basic issues, policies, or procedures for which answers can be quickly obtained, related to low to medium risk tasks and deliverables
- Underwrite loans with aggregate credit exposure based upon approved credit authority limits
- Investigate credit standards and determine credit worthiness of high net worth loans
- Receive direction from supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements
- Collaborate and consult with managers, functional colleagues, and stakeholders including internal as well as external customers

**Required Qualifications, US**:

- 6+ months of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

**Required Qualifications, International**:

- Experience in Commercial Banking Portfolio Management, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

**Desired Qualifications**:
**Job Expectations**:
**We Value Diversity**

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

**Job Id**:

- Z-1833

**Industry**:

- Banking
- 1

**Gender**:

- Both

**Experience**:

- 3 - 10 Year

**Qualification**:

- 38, 39, 48

**Designation**:

- RM - COMMERCIAL BANKING GROUP

**Department**:

- Sales & Marketing

**Sub Department**:

- General - Sales & Marketing

**Location**:

- Lower Parel West

**City**:

- Mumbai

**Country**:

- India

**CTC INR Lacs**:

- 15 - 25 p.a

**Variable**:

- Yes

**Skills**:

- Needs to have handled a similar role in a peer Bank,
- Multi-tasking with crisis management capabilities,
- Must be able to work under pressure and meet deadlines,
- Balanced Sales and credit orientation. Should have customer focus.

**Behavioral Traits (Examples)**
- Customer Responsiveness
- Energetic
- Self Driven

**Functional Traits**:(Examples)**
- Process Management
- Excellent communication skills / Interpersonal skills
- Analytical skills

**Preference**:

- **Locations / Regions handled - West Zone**:

- ** Size of business - 500 to No Cap**:

- ** Product Portfolio - Universal Banking Products including Working Capital, Term Loan, Structured Trade, FX, Investment Banking.**

**Description**:
**Specific Roles and Responsibilities**:

- Well versed with credit for note preparing and proposing & getting the case sanctioned from risk ( 500 - No Cap),
- Must be thorough with disbursement process ( legal / valuation, etc. ) ,
- To acquire new clients
- To deepen share of wallet for the acquired portfolio,
- Should have the ability and past experience of putting the case in front of committee for sanction,
- Should have knowledge of the local market where he / she knows the leading Mid Corporate Clients,

Ability to structure the facilities as per the client and bank’s need.