54 Credit Control jobs in India

Hi,

This is with regards to an opening with Global Financial Services Firm in Mumbai

Role - Head Credit Valuation IPV (Executive Director)

Exp -12+ years

Title - ED to ED or Director Equivalent to Director

IPV / Valuation Control Leads

• Professionals currently leading or second-in-command in Credit IPV / Valuation Control within Global Markets divisions.
• Experience across Vanilla & Exotic Credit Derivatives , Bonds , CDS , CVA/DVA , and structured credit products.
• Typically manage regional/global teams, often interfacing with FO, Risk, and Product Control.

b. Product Control / Valuation Methodology Heads

• Product Control professionals who’ve moved into Valuation Control or IPV governance roles.
• Deep exposure to revenue recognition, reserves, and fair value adjustments .
• Often have cross-product exposure and work closely with Valuation Governance, Quants, and Risk teams.

c. Model Valuation / Risk Quant Professionals

• From Market Risk or Model Validation backgrounds who’ve moved into valuation control.
• Familiar with valuation methodology, pricing models, and regulatory requirements (Prudent Valuation, FVA, CVA).

Typical Background Snapshot

• Experience: 15–20 years total, with 10+ in IPV / valuation control / credit markets.
• Education: Quantitative or Finance degree (Maths, Economics, Engineering, Accounting); CFA / FRM / ACA a plus.
• Profile traits:
• Deep credit product knowledge (cash & derivatives)
• Strong communication and regulatory exposure
• Comfortable managing global stakeholders
• Strategic mindset with control rigor

If Interested share your Updated cv on

About the Company

MSI Services Pvt. Ltd. is currently hiring suitable candidates for the role - “Accounting Associate” within our business operations in Bangalore, India.

About the Role

The Accounts Receivables (AR) team is responsible for managing the collection of outstanding invoices and ensuring timely payment from clients. Key functions include creating and sending invoices, processing payments, following up on overdue accounts, resolving billing issues, and maintaining strong customer relationships. The team also generates AR reports and ensures compliance with company policies.

Responsibilities :

• Accounts Receivable
• Reconciling Bank book with MSI Books
• Reconciling Customer Books with MSI
• Creating deposits - Cash, Credit Card, Checks and Wire transactions using ERP software
• Application of Cash Receipts to Customer Accounts
• Processing AR & SO credits – Generating Credit memos in customer account when customer returns the material
• Perform additional duties as required and or requested
• Follow up on aging balance of customer which is past due
• Making calls to customers for payments and solving them
• Follow up on Credits to be issued
• Creating Customer Accounts and verifying them
• Verification of Resale Certificate
• Issuing sales tax credits after verification of Resale certificate
• Verification of credit application with state websites
• Making calls to customers and references daily
• Prepare age reports for Branch

Qualifications

Graduate / Postgraduate in any discipline with overall 1-3 years of work experience/Freshers.

Required Skills

• Ability to solve problems and identify opportunities through analytical thinking
• Strong attention to detail and has ability to learn quickly
• Excellent communication skills with good command over English language (verbal & written)
• Ability to work independently in a team

This role offers a structured career path with opportunities to progress into senior positions, leadership roles, or cross-functional projects we are equal opportunity employer with growth based on meritocracy.

We shall prioritize candidates based out of Bangalore and available to join with short notice / sooner.

Designation- Assistant Manager- Accounts Receivable

Function / Vertical- Accounts Receivable including Reconciliation of Receipts

Location- Mumbai (Powai)

Educational Qualification- B Com / MCOM/ MBA Finance

Additional Qualification- Any Tally or accounting package Certification

Specialization- TDS, GST, Partys Ledger Scrutiny.

Industry Type- Only from Insurance Industry (Insurance Broking added Advantage)

Roles and Responsibilities:

• Handle all Receivables on a timely & accurate manner.
• Maintaining the GST Register, Filling of GSTR 1, 3 B Recon 8A, Data Compilation for form 9C.
• Responsible for Maintaining sales Register in Excel 
• Reconciliation with 26AS on Monthly basis
• Maintenance of all in-house records physical and/ or digital manner such as Invoices, Tax Documents.
• Maintenance of Debtors Ageing and publishing the status of same. 
• Present monthly detailed review of all aspect of Receivables.

 No of years of experience - Minimum 3-7 years.

Technical Competencies

 Experience with Microsoft Outlook, Word, Excel, PowerPoint, Tally ERP, Tally Prime

 Proficiency in excel is an essential requirement.

Behavioral competencies

Eye for detail, updated with latest guidelines, deadline oriented, Methodical, Self-driven,

Solution Oriented, can work Independently, good written and verbal English communication skill.

, India
**Job Family Group:**
Finance
**Worker Type:**
Regular
**Posting Start Date:**
September 16, 2025
**Business unit:**
Finance
**Experience Level:**
Experienced Professionals
**Job Description:**
**Job Purpose**
This role is responsible for managing Credit Operations (Collections Process & recovery) for Shell Operating Units and Lines of Business under FO scope. This role will be fully responsible for Collections and Recovery Process within support OU/LoBs with medium complexity of scope. The role requires maximizing commercial opportunities where credit can play a part in delivering strong margins whilst taking acceptable credit risks. This will require maintaining strong working relationships with several stakeholders from Finance, OTC and Sales Team with primary accountabilities such as:
**Debt management**
+ Responsible for the efficient and effective management of credit risk on OU level according to Downstream Credit Manual (DCM) and direction from the credit authorities. Efficient and effective management of the accounts receivable by managing collection activities, minimizing overdue debts and negotiate and approve refinancing of overdue debts.
+ Maintain sustainable cash flows through efficient collections and allocation of incoming payments and responsible for providing authorized approval for release of credit blocked orders and taking credit decisions, according to relevant MOA threshold (if applicable).
+ Lead the PARCO commentary, Open Line item calls and DC review calls , OCC calls at appropriate frequency to manager DS India Credit KPIs. Maintain issue log, Project log, CO-Credit Log, and PE Credit Log to drive operational and strategic discussions
+ Participate in engagement forums, Lead topic(s) in team/VM huddle. Onboard new joiner's until Teach Back Sessions and continuous coach and drive motivation of the DCs by active engagement and providing real time feedback to ROMs to promote a culture of continuous people development.
+ Responsible for establishing and adhering to a strong internal controls environment to ensure the integrity of financial results. Being a control owner for all applicable process step controls on the OU/LoB level and providing assurance that adequate and effective controls are in place to safeguard company assets. Taking full responsibility for the quality of the controls on the OU level and being the first contact person for internal and external auditors, as well as R&A.
+ Build and develop a culture of Customer Care and develop networks with OTC, as well as Sales organization
+ Additionally, this position will be responsible for engaging and managing effective relationships with key stakeholders within Finance Operations, Finance in the Business, OTC and Sales, to ensure that alignment of objectives takes place, delivery of functional plan is achieved, and targets are met.
+ SMEs to support migration activities by ensuring proper handover and assess staff readiness together with line managers and Backup plan for team and Regular KT sessions .
+ Drive people upskilling and future skilling team members. Champion the behaviors expected throughout the team. Lead, develop and evolve relationship other Risk Managers, ensuring sharing best practice and collaboration wherever possible.
+ Embed learnings and follow LFI procedure, Ensure compliance with corporate and local policies and procedures, Ensure IO test passed successfully.
**Debt Recovery**
+ Act as primary focal point on Debt Recovery portfolio and strategy matters to all key stakeholders. Responsible for formulating Debt Recovery Strategy for the specified business segments/OUs, underpinned by agreed RDS Credit Integrated Process Plan (IPP). Alignment with credit & finance managers on Credit Strategies via providing full transparency on portfolio performance to optimize bad debt recoverability.
+ Provide credit functional insight into all decisions to manage debt recovery portfolio as set out in the DS Credit Manual. Responsible for DS India Credit Debt Recovery policy, Debt Recovery Credit KPIs (Strategic & Management) targets setting, the overall deliveries of these Credit KPIs/IPPs for the supported COBs. Ensure that relevant policies (e.g. DS Credit Manual) are fit for purpose for the supported debt recovery scope.
+ Monitor and manage assigned portfolio of overdue accounts, ensuring timely follow-ups and resolution. Maintain sustainable cash flows through efficient collections of recognized bad debt.
+ Liaise with customers through calls, emails, site visits, and formal meetings to recover outstanding dues. Calculate and advise on provisions when debts are considered doubtful in ensuring customers are appropriately reassessed to determine provisions for recovery, in relevant timeframe (as per the DCM) and relevant bad debts are appropriately handled and acted upon.
+ Act as primary FP for internal/external auditors for debt recovery-related matters. Coordinate consolidation of relevant MI for the business to drive data-driven portfolio management.
+ Negotiate repayment terms, settlements, and restructuring proposals, in line with credit strategy/DCM/DCG. Collaborate with external legal counsel, collection agencies, and internal legal teams for initiating legal action where necessary.
+ Prepare recovery status reports and dashboards for highlighting key risks and recovery opportunities. Stay abreast of regulatory frameworks related to debt recovery and ensure full compliance in recovery processes.
+ Support in developing and implementing debt recovery strategies and operational procedures and Identify early warning signals of potential defaults and suggest preventive measures.
+ Realize and operationalize a range of digitalization agenda through relevant Credit IPP, as well as external market information, including delivery of off-the-shelf solutions for Debt Recovery process .
**Job Knowledge, Skills & Experience**
+ Minimum of 5 years of experience in finance/accounting
+ **Debt Recovery and Debt Management is highly required for this role.**
+ Bachelor's in finance, Accounting or related business degree; MBA or Chartered Accountancy a plus.
+ Strong commercial acumen
+ Excellent interpersonal, communication (verbal and written), and stakeholder management skills. Must have the professional competence and confidence to work effectively with both internal and external customers.
+ Strong influencing and negotiating skills with ability to make tough decisions and assume accountability for those decisions.
+ Ability to work decisions / issues to a satisfactory conclusion while maintaining customer relationships.
+ Must be positive, assertive, and self-motivated to achieve results. A strong team player and demonstrated evidence of leadership skills.
+ Ability to analyze, interpret and visualize data to effectively convey insights and inform business decisions.
+ **Hindi Language required**
**Key Competences**
**Leadership**
+ Delivers Results
+ Motivates, Coaches & Develops
+ Displays Personal Effectiveness
**Functional Competencies**
+ Risk Evaluation
+ Advanced Financial Knowledge
+ Credit Terminology and Process
+ Commercial Mindset
+ Negotiating
+ Risk Management
+ Business/Industry/Country Knowledge
+ Financial Drivers for Credit
+ Integrated Credit Position/Impact
+ Business Partnering / CVP
**Key Stakeholders:**
+ Regional Credit Leadership Team, NSMs, Risk Managers, Global Debt Recovery Analysts Community, if needed Commercial GMs, other CoEs Senior Stakeholders (Treasury, Tax, FTM), External Collection Agencies, External and Internal Legal
**After you submit your application, you will receive an email providing a link to an online assessment that is a mandatory part of the process. The email will come from HireVue - please check your spam/junk mailbox if you do not see the email. Once completed, your application will be reviewed to determine next steps. Thank you for your interest in Shell.**
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**DISCLAIMER:**
Please note: We occasionally amend or withdraw Shell jobs and reserve the right to do so at any time, including prior to the advertised closing date. Before applying, you are advised to read our data protection policy. This policy describes the processing that may be associated with your personal data and informs you that your personal data may be transferred to Shell/Shell Group companies around the world. The Shell Group and its approved recruitment consultants will never ask you for a fee to process or consider your application for a career with Shell. Anyone who demands such a fee is not an authorised Shell representative and you are strongly advised to refuse any such demand. Shell is an Equal Opportunity Employer.
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