1,200 Credit Management jobs in India

• Perform in-depth credit analysis for various TCIO investments across the fixed income spectrum. Engage with senior members of TCIO Credit Risk and the Portfolio Management teams to complete risk analysis, present conclusions and facilitate timely investment approvals
• Participate in portfolio credit impairment projections as part of various Firmwide exercises including the industry-wide annual CCAR (Comprehensive Capital Analysis and Review) process and quarterly CECL (Current Expected Credit Losses) reserving process
• Work alongside senior team members on product specific analysis required to support risk discussions, including preparation and delivery of analytical presentations for various Senior Risk forums
• Participate in the development and maintenance of various credit loss models related to CCAR stress testing as well as CECL reserve projections. Liaise with independent Model Review teams to prepare model documentation, pass credible challenge and obtain usage approvals
• Partner with the Front Office, Finance, Valuation Control Group, Model Review Group, Policy, Finance, Technology and Middle Office for other ongoing projects, thus contributing to continued build-out of the TCIO Credit Risk franchise

Required Qualification

• 1-3 years of relevant work experience in credit risk management within a financial organization or credit rating agency
• Undergraduate or Master s degree in a relevant discipline
• Strong analytical background with sound understanding of financial statements, including ratio analysis, cash flow analysis, and fundamental knowledge of key accounting standards
• Excellent verbal and written communication skills, with an ability to deliver effective presentations to senior management
• Demonstrated ability to partner effectively across different businesses and functional areas
• Ability to work efficiently under pressure
• Independent and strong critical thinking skills, with thorough attention to detail
• Resourcefulness, and ability to multitask effectively

Preferred qualifications, capabilities, and skills

• Proficiency in Python or other analytical tools such as Alteryx Tableau
• Knowledge of regulatory requirements for fixed income portfolio, including CCAR stress testing and CECL loss reserving

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. 

As a Credit Risk Associate within the Risk Management team, you will play a pivotal role in supporting the firm's growth by proactively identifying, assessing, and managing emerging risks. Your expertise in high-quality credit analysis and statistical model development will be crucial in estimating, monitoring and managing credit risk for TCIO’s (Treasury and Chief Investment Office) fixed income portfolio, which encompasses a diverse range of securitized and non-securitized asset classes. 

Job responsibilities 

Required qualifications, capabilities, and skills 

Preferred qualifications, capabilities, and skills 

Knowledge of regulatory modeling (CECL / CCAR /IFRS9) 

Proficiency in advanced analytical languages such as Python, R 

ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a digital banking platform that puts its 2.2 million members' financial goals within reach. With intelligent borrowing and savings, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $17.8 billion in responsible and affordable credit, saved its members more than $.3 billion in interest and fees, and helped our members save an average of more than 1,800 annually. For more information, visit .

WORKING AT OPORTUN

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.

The Manager of Risk Management helps manage credit policy and risk performance for Oportun’s Installment loan and Secured Auto products. This role supports improving Oportun’s core intellectual property leveraged in risk decisioning for underserved consumers that often lack a traditional credit bureau score. This is an exciting opportunity in a fast-paced organization where your contributions can have a meaningful impact on increasing access to Oportun’s affordable, credit building loan product for consumers with little or no credit history.

RESPONSIBILITIES:

DESIRED SKILLS & EXPERIENCE: 

Smart, dedicated, compassionate, hungry, fun, and genera

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

California applicants can find a copy of Oportun's CCPA Notice here: .

We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).

Imagine your career taking you to the depths of innovation and the heights of impact. Our people enable continuous progress. Their commitment, collective expertise, and unique capabilities are the engine room behind SBM Offshore’s - shaping the future of energy, and beyond.

About Us:
SBM Offshore is the world’s deepwater ocean-infrastructure expert. Our work is already resulting in cleaner, more efficient energy production. is our promise to enable that into the future while at the same time using our expertise to support new and existing markets in the blue economy. It starts with Advancing our Core: continuing to advance the decarbonization of traditional energy production. While Pioneering More: helping to enable the energy transition and using our unique capabilities in ocean infrastructure to support more industries to grow sustainably. Sharing our experience for a better blue tomorrow.

Job description

1. BILLING – Credit Control

2. ACCOUNTING

3. OTHERS

Job requirements:

Behaviours &inter-personal skills - Key points:

Proactive and organized

Hi All,Urgently need trainers for credit management with experience in NBFC's for Mumbai,Delhi,Pune & Chennai.Interested candidates can share CV's on or whatsapp on .

Trainer experience :

• 15-20 years, with experience in NBFC and credit management
• Must know credit risk assessment across various product lines, macroeconomy and its impact on credit, regulations and legal aspects, and the latest trends in credit lending.
• Excellent facilitation and communication skills
• English and Regional language fluency

Learners : Credit managers (Deputy managers, Managers, AVPs and VPs)

It will be a 4-month part-time engagement , with multiple batches running in parallel. Mode of delivery will be classroom as well as virtual online.

Trainers will need to spend time understanding business context and provide value add to content.

Hi All,Urgently need trainers for credit management with experience in NBFC's for Mumbai,Delhi,Pune & Chennai.Interested candidates can share CV's on or whatsapp on .

Trainer experience:

• 15-20 years, with experience in NBFC and credit management
• Must know credit risk assessment across various product lines, macroeconomy and its impact on credit, regulations and legal aspects, and the latest trends in credit lending.
• Excellent facilitation and communication skills
• English and Regional language fluency

Learners: Credit managers (Deputy managers, Managers, AVPs and VPs)

It will be a 4-month part-time engagement, with multiple batches running in parallel. Mode of delivery will be classroom as well as virtual online.

Trainers will need to spend time understanding business context and provide value add to content.

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

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Responsible for portfolio management, conducting due diligence, periodic monitoring, and preparation of credit applications (annual renewals new proposals) and borrower ratings for Global Corporate and FI clients across all India branches. Responsible for managing the credit approval process thereby supporting front office in meeting client expectations and monitor portfolio quality for the bank. Engage with diversified set of stakeholders in Credit, Audit, Business, CAD and Operations and support in portfolio related matters. Quality review of work submitted the analyst teams and ensure compliance with local regulatory matters. Support management in conducting sector reviews, audits and periodic portfolio analysis. Role is focused on credit underwriting/ analysis and portfolio management and does not involve credit approvals or delegated authority.

Section 2 : Primary Responsibilities

Categories

Weigh ting

Strategic

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I. Credit Process & Quality of Deliverables:

II. Portfolio Management:

III. Watchlist and Emerging Risks:

65%

Financial

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10%

Customer

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15%

People

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10%

Other/ Control

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S ection 3 : Scoping Factors

People Manager or Individual Contributor

Individual Contributor

Team Size

(Only for People Manager role)

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Scope

Country

Financial accountability

(e.g. revenue/ budget/ expense)

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Any other metric (e.g. Transaction volume, project fund etc)

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S ection 4 : Key Relationships (with whom & p urpose)

External

Clients, Rating Agencies, Peer banks

Internal

(Please attach an Organisation chart, max 3 layers, if applicable)

Coverage Team, Credit analyst Team, Product partners, Middle Office, Credit Approving Division, Credit Managed Assets Department, Offshoring booking location, Compliance, Legal, Internal Audit

Se ction 5 : Qualification & Experience

Skills & Knowledge

(e.g. Capability, Traits required for the role)

Strong understanding of Financial Institutions/ Banks and Non-Bank FI (NBFI) sectors. Extensive experience in preparing / reviewing credit applications (Preferably Financial institutions, NBFIs Portfolio) including financial analysis, risk identification & measurement, mitigation, and Early warning management. Deep understanding of economic & business factors and their impact on major industries. Experience in deal structuring and execution for a wide variety of transactions including M&A – Domestic & Cross-border, Sponsor led transactions, Financial Institutions, NBFC etc. Strong understanding of Corporate Banking product suite (Lending, Trade, Hedging) including related regulations, documentation and product risks. Strong communication, report writing, presentation, problem solving skills. Must be adept in data mining using spreadsheets involving high volume portfolio data, creating power point presentations. Familiarity with Bloomberg, CapIQ and other analytical and data tools.

Education & Professional Qualifications

Post graduate Diploma in Management (MBA)/ Chartered Accountant (CA)/ CFA/ FRM)

Length & Type of Experience

10+ years of relevant experience in Corporate/ FI Credit Risk underwriting/ analysis and Portfolio management.

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.