1,167 Credit Risk Management jobs in India

• Perform in-depth credit analysis for various TCIO investments across the fixed income spectrum. Engage with senior members of TCIO Credit Risk and the Portfolio Management teams to complete risk analysis, present conclusions and facilitate timely investment approvals
• Participate in portfolio credit impairment projections as part of various Firmwide exercises including the industry-wide annual CCAR (Comprehensive Capital Analysis and Review) process and quarterly CECL (Current Expected Credit Losses) reserving process
• Work alongside senior team members on product specific analysis required to support risk discussions, including preparation and delivery of analytical presentations for various Senior Risk forums
• Participate in the development and maintenance of various credit loss models related to CCAR stress testing as well as CECL reserve projections. Liaise with independent Model Review teams to prepare model documentation, pass credible challenge and obtain usage approvals
• Partner with the Front Office, Finance, Valuation Control Group, Model Review Group, Policy, Finance, Technology and Middle Office for other ongoing projects, thus contributing to continued build-out of the TCIO Credit Risk franchise

Required Qualification

• 1-3 years of relevant work experience in credit risk management within a financial organization or credit rating agency
• Undergraduate or Master s degree in a relevant discipline
• Strong analytical background with sound understanding of financial statements, including ratio analysis, cash flow analysis, and fundamental knowledge of key accounting standards
• Excellent verbal and written communication skills, with an ability to deliver effective presentations to senior management
• Demonstrated ability to partner effectively across different businesses and functional areas
• Ability to work efficiently under pressure
• Independent and strong critical thinking skills, with thorough attention to detail
• Resourcefulness, and ability to multitask effectively

Preferred qualifications, capabilities, and skills

• Proficiency in Python or other analytical tools such as Alteryx Tableau
• Knowledge of regulatory requirements for fixed income portfolio, including CCAR stress testing and CECL loss reserving

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. 

As a Credit Risk Associate within the Risk Management team, you will play a pivotal role in supporting the firm's growth by proactively identifying, assessing, and managing emerging risks. Your expertise in high-quality credit analysis and statistical model development will be crucial in estimating, monitoring and managing credit risk for TCIO’s (Treasury and Chief Investment Office) fixed income portfolio, which encompasses a diverse range of securitized and non-securitized asset classes. 

Job responsibilities 

Required qualifications, capabilities, and skills 

Preferred qualifications, capabilities, and skills 

Knowledge of regulatory modeling (CECL / CCAR /IFRS9) 

Proficiency in advanced analytical languages such as Python, R 

ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a digital banking platform that puts its 2.2 million members' financial goals within reach. With intelligent borrowing and savings, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $17.8 billion in responsible and affordable credit, saved its members more than $.3 billion in interest and fees, and helped our members save an average of more than 1,800 annually. For more information, visit .

WORKING AT OPORTUN

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.

The Manager of Risk Management helps manage credit policy and risk performance for Oportun’s Installment loan and Secured Auto products. This role supports improving Oportun’s core intellectual property leveraged in risk decisioning for underserved consumers that often lack a traditional credit bureau score. This is an exciting opportunity in a fast-paced organization where your contributions can have a meaningful impact on increasing access to Oportun’s affordable, credit building loan product for consumers with little or no credit history.

RESPONSIBILITIES:

DESIRED SKILLS & EXPERIENCE: 

Smart, dedicated, compassionate, hungry, fun, and genera

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

California applicants can find a copy of Oportun's CCPA Notice here: .

We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).

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