298 Credit Underwriter jobs in India
Credit Underwriter
Posted today
Job Viewed
Job Description
Job Title: Credit underwriter
Experience: 5+ Years
Salary: 25-30 LPA
Location: Green Park (South Delhi)
Working Days: 5 Days
Job/role description
- strong analytical mindset with strong financial analysis aptitude
- capability to analyze case 360 degrees from promoter, group and project level diligence
- understanding about stat and legal due diligence
- smartness to handle client and internal teams and bridge the gap between the management and deployment requirements
- ability to make proposal notes covering all the diligence
- undertaking diligence of the investee companies
- transaction structuring with risk assessment and mitigating risks with building proper terms and conditions
- engaging with third party values and lawyers for transaction execution
- navigating transactions with lawyers and investee companies to not compromise on risk yet completing the transaction.
- post transaction compliance tracking for perfecting transaction related securities and risk management
- transaction monitoring and tracking and legal follow ups with clients.
- recovery and collection follow up with clients and taking legal actions in coordination with legal counsel for recovery.
Qualification:
- ca/cost accountant preferred
- MBA finance/finance degrees
- Prior experience of ncd, listed capital market debt products preferred.
Experience - 5 yrs+
- Credit roles with banks, senior credit roles in hdfc/ kotak / icici /sbi banks specially preferred.
- Experience in structured debt products preferred, corporate credit roles preferred. Solely retail loans not preferred.
- Experience with non convertible debentures, optionally converted debentures preferred
- Experience in collection/recoveries, and should be adept in management of transaction along with client handling and risk assessment.
Skills expected:
- risk assessment
- Analytical mindset
- sharp on picking up small clues
- self motivation (since small team)
- independent handling of situations
- strong knowledge of financial products and irr concepts
For more details please visit the website:
Credit Underwriter
Posted today
Job Viewed
Job Description
**Roles and Responsibilities**
- Familiarity with key Finance, Banking concepts (Balance Sheet, Debit, Credit entries)- Ability to read and understand financial statements / Bank statements / Account Narrations
- Ability to categorize the narrations to match Credit requirements
- Ability to input details into system as per correct category from credit analysis point of view.
- Knowledge of bookkeeping and Banking procedures.
**Eligibility**
- Minimum 1 year Underwriting Experience.Working Days - 5- Shifts 24/7**Salary
- 4lpa
- 6lpa( 30%hike on last drawn)**
**Job Location - Gurgaon**
**To get your telephonic interviews scheduled kindly reach out to our HR.**
- **Shikha **
- **Kindly refer friends and family if looking for a job**
**Warm Regards,**
**Prajit Grover**
**HR TEAM**
**KVC CONSULTSANTS LTD.**
- Role:
Credit Analyst
- Salary:
4.5-6 Lacs P.A.
- Industry:
BPO / Call Centre
- Department:
BFSI, Investments & Trading
- Role Category:
Lending
- Employment Type:
Full Time, Permanent
- Key Skills
Underwriting
balance sheet
credit underwriting
Credit Rating
Credit Monitoring
Credit Evaluation
Credit Analysis
Credit Management
Credit Appraisal
Credit Risk
Credit Assessment
Credit Risk Analysis
Credit Verification
Skills highlighted with ‘‘ are preferred
Credit Underwriter
Posted today
Job Viewed
Job Description
- **Qualifications**: Graduates/postgraduates in Finance (B.Com, M.Com); B.Tech, MBA HR, and M.Tech are not eligible.
- **Skills**: Excellent communication skills and familiarity with financial terminology.
- **Experience**: Freshers welcome; full training provided.
**Join us** and build your career in the dynamic world of credit underwriting!
**Work Schedule**: 5 days per week, Australian shifts.
Pay: Up to ₹1,200,000.00 per year
**Benefits**:
- Health insurance
Schedule:
- Morning shift
Supplemental Pay:
- Performance bonus
Work Location: In person
Credit Underwriter
Posted today
Job Viewed
Job Description
**Experience**: 1-4 Years
**Location**: Saket (Delhi)
**About the Company**: At WeCredit, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds.
**Key Responsibilities**:
- Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity
- Make clear, data-driven underwriting decisions within defined turnaround times **Ensure compliance with internal policies, regulatory norms, and credit risk standards**:
- Collaborate with sales, collections, and operations teams to ensure seamless customer journeys
- Continuously refine underwriting criteria based on performance and market trends
- Document decisions and maintain accurate underwriting records
**Qualifications**:
- Bachelor’s degree in Finance, Economics, Business, or related field
- 1-3 years of experience in credit underwriting, preferably in NBFCs or fintech companies
- Strong understanding of credit risk, financial ratios, and lending practices
- Proficiency in MS Excel and credit scoring tools
- High attention to detail and strong analytical skills
- Ability to work independently and make sound judgments
- Experience in underwriting unsecured loans or digital lending platforms (preferred)
If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you!
Pay: ₹300,000.00 - ₹500,000.00 per year
**Benefits**:
- Flexible schedule
Schedule:
- Day shift
Work Location: In person
**Speak with the employer**
+91
Credit Underwriter
Posted today
Job Viewed
Job Description
Location: Juinagar (Navi Mumbai)
**Experience Required: Minimum 5 years in NBFC Credit Underwriting**
Products: Commercial Vehicles
Language**:Kannada, Telugu, Gujarati**
Key Responsibilities:
1.Responsible for complete assessment of customers, including cross-verification and due diligence.
2.Conduct ground-level understanding of various business profiles, especially of self-employed non-professionals, through available documents and evidence.
3.Ensure underwriting decisions are taken within defined turnaround times (TAT) to meet business requirements.
4.Provide clear and sound recommendations on proposals in line with company credit policy and risk parameters.
5.Be proactive and decisive, with the ability to take ownership of decisions in the best interest of the organization.
6.Conduct training sessions for the Sales and Credit teams on product features and credit policies.
7.Engage in periodic portfolio reviews, including vendor assessments, early delinquency analysis, and delinquent customer evaluation.
8.Monitor and analyze portfolio trends to mitigate, transfer, or reduce credit, operational, or fraud-related risks.
9.Collaborate closely with internal stakeholders to ensure high-quality underwriting and portfolio health.
Other Details:
This is a centralized underwriting role, fully based out of the Juinagar office - no branch visits required.
Pay: From ₹300,000.00 per year
**Benefits**:
- Provident Fund
Schedule:
- Day shift
- Morning shift
**Experience**:
- Credit Underwriter: 5 years (required)
- NBFC: 5 years (required)
**Language**:
- Kannada, Telugu, Gujarati (required)
Work Location: In person
**Speak with the employer**
+91
Credit Underwriter
Posted 5 days ago
Job Viewed
Job Description
Job Title: Credit underwriter
Experience: 5+ Years
Salary: 25-30 LPA
Location: Green Park (South Delhi)
Working Days: 5 Days
Job/role description
- strong analytical mindset with strong financial analysis aptitude
- capability to analyze case 360 degrees from promoter, group and project level diligence
- understanding about stat and legal due diligence
- smartness to handle client and internal teams and bridge the gap between the management and deployment requirements
- ability to make proposal notes covering all the diligence
- undertaking diligence of the investee companies
- transaction structuring with risk assessment and mitigating risks with building proper terms and conditions
- engaging with third party values and lawyers for transaction execution
- navigating transactions with lawyers and investee companies to not compromise on risk yet completing the transaction.
- post transaction compliance tracking for perfecting transaction related securities and risk management
- transaction monitoring and tracking and legal follow ups with clients.
- recovery and collection follow up with clients and taking legal actions in coordination with legal counsel for recovery.
Qualification:
- ca/cost accountant preferred
- MBA finance/finance degrees
- Prior experience of ncd, listed capital market debt products preferred.
Experience - 5 yrs+
- Credit roles with banks, senior credit roles in hdfc/ kotak / icici /sbi banks specially preferred.
- Experience in structured debt products preferred, corporate credit roles preferred. Solely retail loans not preferred.
- Experience with non convertible debentures, optionally converted debentures preferred
- Experience in collection/recoveries, and should be adept in management of transaction along with client handling and risk assessment.
Skills expected:
- risk assessment
- Analytical mindset
- sharp on picking up small clues
- self motivation (since small team)
- independent handling of situations
- strong knowledge of financial products and irr concepts
For more details please visit the website:
Senior Credit Underwriter
Posted 5 days ago
Job Viewed
Job Description
Invoyz Financial Solutions Pvt. Ltd. is a Bengaluru based financial services technology start-up with a focus on Supply Chain Financing and other Business Lending products.
Tenure / Location: Full-time Regular Employment Position, based out of Bengaluru
Experience: 5 + years in assessing credit risk and underwriting for Business Lending and Supply-Chain Finance products.
We encourage retired banking professionals with the relevant background.
Job Description / Qualification:
The Credit Underwriter will analyze the financial and transactional data to assess the creditworthiness of the businesses and their channels. This role involves analyzing financial data, preparing credit assessment reports, to either underwrite on our own books or match-making with the suitable lenders. This person shall ensure that all documentation and processes comply with company policies and regulatory requirements.
Job Content:
1. Review and analyze loan applications, credit reports, financial statements, and other relevant documents.
2. Collect, analyze, and interpret credit data from various sources to assess the creditworthiness of the customers. Verify loan documentation and ensure completeness and accuracy.
3. Develop and maintain credit scoring models to evaluate the credit risks.
4. Qualify leads by assessing the financial needs and eligibility criteria of potential clients.
5. Collect and accurately record detailed information and outcomes of each lead assessment, in the CRM system.
6. Prepare detailed reports on credit analysis findings, including risk assessments, credit ratings, and recommendations.
7. Collaborate with 3rd party lenders, banks, including internal/external finance, sales, and operations, to ensure accurate and comprehensive credit evaluations.
8. Coordinate with Lenders and LSPs for the approval or denial of loan applications and also influence their decision making, if feasible.
9. Ensure all loan processing activities comply with company policies, procedures, and regulatory requirements.
10. Communicate effectively with clients, colleagues, and third parties to obtain necessary documentation and information.
11. Educate clients on loan options, terms, and conditions. Assist clients in understanding the loan terms and application process and other requirements.
12. Stay updated on product knowledge and industry trends, market conditions to effectively communicate benefits to customers.
Qualification :
1. Bachelor's degree in Finance, Economics, Statistics, or a related field.
2. Minimum 2years experience as a Credit Data Analyst or in a similar analytical role within the financial services industry.
3. Familiarity with credit risk assessment methodologies and financial statement analysis.
4. Knowledge of loan processing procedures, credit risk assessment, and regulatory requirements.
Annual Salary: Not a constraint for an Excellent Talent
Response Email ID:
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Senior Credit Underwriter
Posted 1 day ago
Job Viewed
Job Description
Invoyz Financial Solutions Pvt. Ltd. is a Bengaluru based financial services technology start-up with a focus on Supply Chain Financing and other Business Lending products.
Tenure / Location: Full-time Regular Employment Position, based out of Bengaluru
Experience: 5+ years in assessing credit risk and underwriting for Business Lending and Supply-Chain Finance products.
We encourage retired banking professionals with the relevant background.
Job Description / Qualification:
The Credit Underwriter will analyze the financial and transactional data to assess the creditworthiness of the businesses and their channels. This role involves analyzing financial data, preparing credit assessment reports, to either underwrite on our own books or match-making with the suitable lenders. This person shall ensure that all documentation and processes comply with company policies and regulatory requirements.
Job Content:
1. Review and analyze loan applications, credit reports, financial statements, and other relevant documents.
2. Collect, analyze, and interpret credit data from various sources to assess the creditworthiness of the customers. Verify loan documentation and ensure completeness and accuracy.
3. Develop and maintain credit scoring models to evaluate the credit risks.
4. Qualify leads by assessing the financial needs and eligibility criteria of potential clients.
5. Collect and accurately record detailed information and outcomes of each lead assessment, in the CRM system.
6. Prepare detailed reports on credit analysis findings, including risk assessments, credit ratings, and recommendations.
7. Collaborate with 3rd party lenders, banks, including internal/external finance, sales, and operations, to ensure accurate and comprehensive credit evaluations.
8. Coordinate with Lenders and LSPs for the approval or denial of loan applications and also influence their decision making, if feasible.
9. Ensure all loan processing activities comply with company policies, procedures, and regulatory requirements.
10. Communicate effectively with clients, colleagues, and third parties to obtain necessary documentation and information.
11. Educate clients on loan options, terms, and conditions. Assist clients in understanding the loan terms and application process and other requirements.
12. Stay updated on product knowledge and industry trends, market conditions to effectively communicate benefits to customers.
Qualification:
1. Bachelor's degree in Finance, Economics, Statistics, or a related field.
2. Minimum 2years experience as a Credit Data Analyst or in a similar analytical role within the financial services industry.
3. Familiarity with credit risk assessment methodologies and financial statement analysis.
4. Knowledge of loan processing procedures, credit risk assessment, and regulatory requirements.
Annual Salary: Not a constraint for an Excellent Talent
Response Email ID:
Senior credit underwriter
Posted today
Job Viewed
Job Description
Invoyz Financial Solutions Pvt. Ltd. is a Bengaluru based financial services technology start-up with a focus on Supply Chain Financing and other Business Lending products.Tenure / Location: Full-time Regular Employment Position, based out of BengaluruExperience: 5+ years in assessing credit risk and underwriting for Business Lending and Supply-Chain Finance products.We encourage retired banking professionals with the relevant background.Job Description / Qualification: The Credit Underwriter will analyze the financial and transactional data to assess the creditworthiness of the businesses and their channels. This role involves analyzing financial data, preparing credit assessment reports, to either underwrite on our own books or match-making with the suitable lenders. This person shall ensure that all documentation and processes comply with company policies and regulatory requirements.Job Content:1. Review and analyze loan applications, credit reports, financial statements, and other relevant documents.2. Collect, analyze, and interpret credit data from various sources to assess the creditworthiness of the customers. Verify loan documentation and ensure completeness and accuracy.3. Develop and maintain credit scoring models to evaluate the credit risks.4. Qualify leads by assessing the financial needs and eligibility criteria of potential clients.5. Collect and accurately record detailed information and outcomes of each lead assessment, in the CRM system.6. Prepare detailed reports on credit analysis findings, including risk assessments, credit ratings, and recommendations.7. Collaborate with 3rd party lenders, banks, including internal/external finance, sales, and operations, to ensure accurate and comprehensive credit evaluations.8. Coordinate with Lenders and LSPs for the approval or denial of loan applications and also influence their decision making, if feasible.9. Ensure all loan processing activities comply with company policies, procedures, and regulatory requirements.10. Communicate effectively with clients, colleagues, and third parties to obtain necessary documentation and information.11. Educate clients on loan options, terms, and conditions. Assist clients in understanding the loan terms and application process and other requirements.12. Stay updated on product knowledge and industry trends, market conditions to effectively communicate benefits to customers.Qualification:1. Bachelor's degree in Finance, Economics, Statistics, or a related field.2. Minimum 2years experience as a Credit Data Analyst or in a similar analytical role within the financial services industry.3. Familiarity with credit risk assessment methodologies and financial statement analysis.4. Knowledge of loan processing procedures, credit risk assessment, and regulatory requirements.Annual Salary: Not a constraint for an Excellent TalentResponse Email ID: