69 Electronic Payments jobs in India

Why You’ll Love This Role

As a Payment Operations Analyst at StockX, you’ll play a critical role in ensuring the accuracy, integrity, and efficiency of our end-to-end payments processes across StockX. You’ll work at the intersection of finance, fraud, and customer experience to monitor and resolve issues related to payment processing, reconciliation, and chargebacks. You're detail-oriented, analytical, and eager to dive deep into data and processes to uncover root causes, identify trends, and drive improvements. This role offers a unique opportunity to contribute directly to the trust customers place in our platform by ensuring seamless, secure, and accurate payment experiences

What You’ll Do

• Monitor and support daily payment operations across multiple providers and geographies, including payment processing, settlement, chargebacks and refunds
• Investigate payment failures, delays, and discrepancies across systems;
  partner with engineering, finance, and customer support to resolve them quickly and accurately
• Track and analyze key payment metrics, such as authorization rates, chargeback volumes, refund rates, and payment success by method or geography
• Act as a key liaison between internal teams (Fraud, Customer Support, Treasury, Finance, Accounting, Engineering) and external payment vendors, ensuring alignment on issue resolution, payment performance, and process improvements
• Respond to escalations and incidents involving payments;
  document root causes and propose scalable fixes
• Partner cross-functionally with product, legal, compliance, engineering, and finance teams to implement operational improvements and ensure accurate financial flows
• Drive continuous process improvement by analyzing existing payment workflows and systems to identify inefficiencies, reduce costs, and enhance operational performance. Propose and implement scalable solutions that streamline processes and improve execution across teams
• Support payment cost optimization efforts by tracking processing fees, identifying costly payment methods or routing decisions, and partnering with product and finance teams to reduce transaction costs without impacting customer experience

About You

• 3-5 years of experience in payments operations, financial operations, treasury, or risk within an e-commerce, marketplace, or fintech company
• Strong attention to detail and a process-oriented mindset;
  you’re comfortable digging into data and resolving operational edge cases
• Solid understanding of payment methods (e.G., cards, digital wallets, bank transfers) and processing flows (auth, capture, refund, settlement)
• Experience working with payment service providers like Adyen, Braintree, Stripe, or PayPal
• Proficient in Excel/Sheets and familiar with SQL or BI tools (e.G., Tableau)
• Strong written and verbal communication skills;
  able to collaborate cross-functionally and clearly document findings and solutions
• Prior experience working on, payment operations in U.S. and EU markets, with an understanding of region-specific regulations, schemes, and payment trends
• Comfortable working in a fast-paced, high-growth environment with a bias for action

Nice To Have Skills

• Familiarity with network tokens, account updater services, or token vaults used in card-on-file transactions
• Working knowledge of payment orchestration platforms or routers
• Experience supporting Alternative Payment Methods (APMs) like Klarna, Afterpay, or Apple Pay and/or Local Payment Methods
• Understanding of payment pricing models (e.G., interchange, scheme fees, processor markups) and experience analyzing or reducing payment processing costs

Job Description for the Position of Billing Executive/Cashier

Utilizing ERP to identify the outstanding accounts

Generating bills and invoices specific to customer

Generating Sales Order after getting detailed understanding customer’s requirements

Delivering invoices to clients via digital and traditional services

Reconciling all payment with invoices

Receiving and sorting incoming payments including Cash, DC/CC, Online Payments, UPI

Managing Petty Cash

Identifying any inconsistencies in any transactions or pricing in ERP

Regularly updating receivables specific to customer

Answering customers’ equations and address problems

Submission of all cash collected to the concerned authority at end of the day

Reconciliation of all payments received at end of day

Preparing and submitting Daily Sales Reports to Accounts team

Generating monthly and quarterly reports and present to Reporting Authority

There are also other duties as to the designation. The duties are not limited to the tasks above and expected to adhere to the customer satisfaction level being following the policies and protocols.

Qualifications:

B. Com

Understanding of accounting software/ERP such as Oracle/SAP

Strong computational skills

An extreme attention to detail

Ability to be productive without oversight

Excellent interpersonal skills

Robust written and communication skill set

Basic understanding of office software and machinery

Key Skills and Competencies

1 year of experience as a Billing Executive at any large format store

Understanding of relevant laws, rules, and regulations

Passion for numbers and financial data

Excellent knowledge of MS Office

Critical thinker and problem-solving skills

Team player

Good time-management skills

Great interpersonal and communication skills

Integrity

CTC : INR 10,000 – 12,000 in hand

Location :

Baripada

Domain Knowledge:

Must Have: Card Payments with hands-on experience working on Network Tokenization;
Issuing and Acquiring knowledge.

Nice to have: Money Movement experience

Consulting Experience:

Process Consulting experience of documenting the current state processes, conducting gap analysis, and defining the future-state processes.

Product Owner experience of translating the product vision into detailed technical roadmap that can be consumed by the Development Teams. Product owner certifications PSPO/CSPO/SAFe PO preferred.

Customer Engagement: Work closely with customers to understand their functional and technical requirements and challenges. Incorporate customer feedback into the product development process.

Cross-Functional Collaboration: Collaborate with engineering, QA, and design teams to ensure the delivery of high-quality products. Facilitate effective communication and coordination among teams.

Cloud and Microservice Architecture: Guide the development of the product with a strong focus on cloud architecture, domain-driven design, and microservice architecture. Ensure scalability, reliability, and maintainability.

Agile Methodology: Lead agile ceremonies such as sprint planning, daily stand-ups, sprint reviews, and retrospectives. Promote agile best practices within the team.

Documentation and Training: Develop comprehensive product documentation and training materials. Provide support and training to internal teams and customers as needed.

Job description

TransFi’s purpose is to power the world’s payments, helping businesses and individuals access better ways to move money. Combining industry-leading coverage of currencies and payment methods, we deliver compliant payouts, collections, and ramp services across Asia, Europe, LatAm, Africa, and North America. In our pursuit to advance economic prosperity through borderless finance, TransFi’s enterprise-grade, developer-friendly platform is quietly transforming global payments—making international money movement faster, less expensive, and more reliable than ever.

Trans-Fi is remote first;
we believe the best talent comes from all over the world. Our team is distributed over multiple countries and continents. We are building for the long term and look for strong owners, builders and big thinkers. Join us if you want to build the future of global finance

What You’ll Do

Design & Implement Payment Systems

• Architect and build scalable, reliable payment flows (checkout, refunds,subscriptions).
• Integrate with PSPs and maintain PCI-compliant practices.

Build & Maintain Front-End

• Develop performant, accessible React components in a Vite/CRA environment
• Ensure great UX across devices and handle complex client-side state/data concerns

Drive Security Best Practices

• Identify, remediate, and prevent security ulnerabilities (OWASP Top 10, JWT management, CORS, CSP)
• Conduct regular threat modeling and code reviews with a security lens

Ensure Quality Through Testing

• Write and maintain unit and integration tests (Jest, Vitest, React Testing
• Library)
• Collaborate on E2E test suites (Playwright, Cypress) to validate critical flows

Own Your Deliverables

• Take full lifecycle ownership—from scoping and estimation through deployment and monitoring
• Proactively identify and solve production issues, implement observability (logs, metrics, alerts)

Document Thoroughly

• Produce clear API specs, README updates, onboarding guides, and architectural diagrams
• Keep internal Wikis and Confluence pages up to date

What We’re Looking For

Experience:

• 5+ years in full-stack JavaScript development (MERN: MongoDB, Express,
• React, Next.Js, Node.Js)
• Hands-on with payment gateways and transaction lifecycle design

Technical Skills:

• Strong proficiency in React (hooks, context, performance optimization)
• Deep understanding of Node.Js back-end patterns (RESTful APIs, middleware, error handling)
• Solid database design and querying expertise with MongoDB (aggregation,
• indexing, replication)

Quality & Security:

• Proven track record writing comprehensive unit tests (Jest/Vitest) and integration tests
• Familiarity with security best practices: authentication, authorization, encryption, OWASP mitigations

Soft Skills:

• Exceptional ownership mentality—you drive features from concept to production
• Excellent written communication and documentation skills
• Collaborative mindset: you enjoy pairing, code reviews, and knowledge sharing

Nice-to-Haves

• Experience with TypeScript across front-end and back-end
• Familiarity with containerization (Docker) and cloud deployments (AWS/GCP)
• Background in microservices or event-driven architectures
• Exposure to CI/CD pipelines and infrastructure as code

Why Join Us?

• Impact: Your work will power critical payment flows for thousands of users every day.
• Growth: Strong mentorship, bi-weekly tech talks, and training stipends.
• Flexibility: Work remotely.
• Culture: A supportive team that values autonomy, learning, and continuous
• improvement.

We suggest you enter details here.

This is a full-time on-site role as a Banking & Payment Gateway Executive located in Jalandhar. The executive will be responsible for managing banking transactions, payment gateways, customer service related to finance, credit, and insurance services.

• Finance and Credit skills
• Communication and Customer Service skills
• Knowledge of Insurance services
• Experience in banking and payment gateway operations
• Excellent analytical and problem-solving skills
• Bachelor's degree in Finance, Business Administration, or related field
• Relevant certification in banking or finance is a plus

About the Company

Easebuzz is a payment solutions (fintech) company that enables online merchants to accept, process, and disburse payments through developer-friendly APIs. We are focused on building plug-and-play products—including payment infrastructure—to solve end-to-end business challenges across sectors.

We’re at the center of all things fintech: payments, lending, subscriptions, eKYC—you name it. Easebuzz is where innovation meets execution.

We have been consistently profitable and continue to scale rapidly, having grown 4x in the past year alone. Backed by a strong product roadmap and execution, we recently closed a fresh funding round of $30 million in 2025, led by leading VC firms and strategic investors. This comes in addition to our earlier $4 million fundraise in March 2021.

Easebuzz has been granted Full Authorization from the Reserve Bank of India (RBI) for payment aggregator license in 2025.

Our corporate culture is built on openness, ownership, and collaboration. We are an equal opportunity employer and celebrate diversity across all levels. At Easebuzz, you’ll find yourself working with passionate colleagues who are committed to growing together.

Headquartered in Pune, we also have a presence in Delhi, Mumbai, Kolkata, Bengaluru, and Gurugram

Responsibilities

Define and execute the product roadmap for UPI payment solutions.

Collaborate with cross-functional teams to gather requirements and translate them into clear product specifications.

Analyze market trends, competitor products, and customer feedback to identify growth opportunities.

Ensure compliance with RBI guidelines and other regulatory norms related to UPI.

Work with engineering teams to prioritize features, track progress, and ensure timely delivery.

Drive product launches, including go-to-market strategies and post-launch performance analysis.

Monitor key product metrics and implement improvements to enhance adoption, retention, and transaction volumes.

Liaise with banking partners and NPCI for seamless integration and updates.

Act as a product evangelist internally and externally.

Qualifications

Education : Bachelor’s degree in Business, Engineering, Computer Science, or related field;
MBA preferred.

Experience : 3+ years of product management experience, preferably in fintech or digital payments.

Domain Expertise : Strong understanding of UPI architecture, payment flows, and regulatory landscape.

Technical Knowledge :

Acquiring bank integration knowledge

Knowledge of UDIR refunds

Deep understanding of UPI flow

Knowledge of UPI switch working

Collaboration : Experience working with engineering and design teams in an Agile environment.

Compensation : up to 40 LPA

Key Responsibilities:

• Define and execute the product strategy and roadmap for the Payments Hub, ensuring alignment with customer needs and regulatory requirements.
• Lead end-to-end product development lifecycle , from ideation to deployment, with a strong focus on scalability, security, and real-time processing.
• Develop detailed functional specifications for ACH, Wire, RTP, FedNow, and card payments, ensuring seamless integration across financial institutions and payment networks.
• Collaborate with engineering teams to design APIs, workflows, and transaction processing rules that meet compliance and operational requirements.
• Ensure adherence to Nacha, Fed, and card network standards.
• Define and monitor key performance metrics (transaction success rates, processing speeds, fraud detection, etc.) to continuously improve the platform.
• Engage with customers, banks, and payment partners to understand market trends, pain points, and opportunities for innovation.
• Drive partnerships and integrations with payment networks, core banking providers, and fintech partners.
• Stay ahead of emerging trends in real-time payments, open banking, and digital wallets

Qualifications:

• 10+ years of experience in payments product management , preferably in a financial institution, fintech, or payment processor.
• Deep expertise in ACH and Wire payments (Nacha rules, FedWire operations etc.).
• Experience with one or more of RTP, FedNow, and card issuing / processing
• Knowledge of Golang development
• Strong understanding of payment network integrations, ISO 20022 messaging, and API-based payment processing.
• Knowledge of regulatory requirements, risk management, and fraud detection in payments.
• Excellent ability to translate business requirements into technical specifications.
• Experience working with engineering, compliance, and sales teams to deliver complex payment solutions.
• Strong analytical and problem-solving skills with a data-driven approach.
• Exceptional communication and stakeholder management skills.

Paymentwall is a leading global payments platform that helps businesses accept payments from

over 200 local payment methods

—including credit and debit cards, bank transfers, e-wallets, prepaid cards, and mobile carrier billing—through a single, seamless integration.

With a presence across multiple continents, we make it easy for businesses to expand globally by simplifying cross-border payments and creating localized payment experiences for millions of users worldwide.

As an

Associate, Payment Solutions Business Developer

, you will play a key role in driving Paymentwall's global growth strategy. You'll work closely with our international business development and partnerships teams to identify potential merchants, forge new relationships, and support the expansion of our payment network across diverse markets.

This is an exciting opportunity for individuals passionate about

fintech, international commerce, and strategic business development

to gain hands-on experience in a fast-moving global environment.

At Paymentwall,

honesty and trust

are core to everything we do. We expect all team members to communicate openly, transparently, and respectfully.

We also value

curiosity and a growth mindset

. You should bring fresh ideas, creativity, and a willingness to learn from those around you.

Bonus points if you're

multilingual or have experience working across borders

—we thrive in global, multicultural teams.

• Support business development initiatives to identify, qualify, and onboard new merchants and payment partners
• Conduct market research, industry analysis, and competitive benchmarking to uncover growth opportunities
• Assist in preparing proposals, partnership presentations, and sales materials for client and partner engagements
• Collaborate with internal teams, including Product, Legal, Compliance, and Finance to ensure smooth partner integration and operational alignment
• Manage and update CRM systems to track leads, opportunities, and communication effectively
• Contribute to strategic projects related to market expansion, partner acquisition, and revenue optimization

• Bachelor's degree in Business, Marketing, or a related field.
• Strong research, analytical, and communication skills with a keen eye for detail.
• Proficiency in presentation and documentation.
• A proactive, self-motivated attitude with a desire to take ownership and drive results
• Genuine interest in fintech, online payments, and cross-border business ecosystems

• Work in a dynamic, globally distributed team at the forefront of payments innovation
• Gain exposure to international markets and partnerships across industries and regions
• Develop your business development and fintech expertise under the mentorship of experienced professionals
• Contribute directly to projects that shape the future of digital payments and global commerce

In this role, you will:

• Problem solving and analytical abilities including the ability to evaluate information gathered from a multiple sources, reconcile conflicts, decompose high-level information into details and apply sound business knowledge.
• Elicit user requirements and document in accepted formats with client sign-off. Analyse Business Requirement and prepare detailed requirement. Capability to function also as System Analyst
• Providing consultation / inputs to business. Show n Tell / Demos to business. Providing requirement walkthrough to project stakeholders
• Ensure that the functional information is appropriately conveyed to the technical teams and testing team as per project needs through training to development and testing teams
• Assisting testing team with scope definition, test strategy and test scenario. Work with external service providers / vendors. Ability to prioritize work to successfully deliver service to agreed levels in a diverse and constantly changing environment
• Effectively co-ordinate delivery of services involving elements delivered by other internal/external teams. Strong customer focus, business thinking and play product owner role in the POD
• Excellent interpersonal, verbal and written communication skills. Be able to clearly and professionally communicate with all business and IT parties, including negotiation skills to resolve conflicts and maintain good relationship with all parties. Demonstrated success in key stakeholder management
• Have ability to multi-task and work independently, as well as work collaboratively with other teams, some of which may be geographically distributed

To be successful in this role, you should meet the following requirements:

• At least 7 years of relevant IT experience, including exposure to business analysis, systems analysis, functional testing.
• Needs to have past extensive Payments experience as mandatory, ISO20022 is an advantage.
• Prior business analysis / consulting experience in Corporate Internet banking, Payments or Corporate Channels domain is preferred.
• Knowledge of Banking Payment Systems and/or Banking Domain is preferred. Knowledge in Payment Systems like SEPA / NACHA / RTP will be preferred
• Experience on XML, SWIFT and other industry standard formats and frameworks is preferred. Working experience in low value, file based payments processing systems
• Prior experience in Agile methodology. Awareness of story slicing and experience in story point estimation technique
• Experience in using JIRA and Visio is must
• Awareness of protocols like Connect Direct, FTPS, SFTP is desirable. Experience in BDD is preferred (Behaviour Driven Development)