5,136 Intermediate Analyst jobs in India

The IT Business Intermediate Analyst is an intermediate-level position responsible for liaising between business users and technologists to exchange information in a concise, logical and understandable way in coordination with the Technology team. The overall objective of this role is to contribute to continuous iterative exploration and investigation of business performance and other measures to gain insight and drive business planning.
**Responsibilities:**
+ Formulate and define systems scope and project objectives through research activities and provide guidance to new or lower level analysts
+ Analyze business client needs, document requirements and new technology, and derive test cases
+ Define and analyze enhancements and assist in redesigning business processes and process automation
+ Prepare reports, metrics and presentations and exchange ideas/information in a concise and logical manner between business units and IT
+ Identify risk and consider business implications of the application of technology to the current business environment
+ Test systems to ensure projects meet requirements and identify system problems to develop solutions based on analyses
+ Resolve problems by translating business requirements into technical solutions and identifying and selecting solutions through the application of acquired technical experience and precedent
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**Qualifications:**
+ 4-10 years of relevant experience
+ Experience in data analysis with intermediate/advanced Microsoft Office Suite skills
+ Knowledge of applicable business systems and industry standards
+ Proven analytical, data analysis, organization and presentation skills
+ Demonstrated ability to manage a diverse project portfolio
+ Consistently passionate for research, ideation and exploration with understanding of business analysis procedures and concepts
+ Consistently demonstrate clear and concise written and verbal communication
+ Proven ability to work independently and in a team with understanding of how collaboration accomplishes objectives
**Education:**
+ Bachelor's degree/University degree or equivalent experience
---
**Job Family Group:**
Technology
---
**Job Family:**
Business Analysis / Client Services
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Please see the requirements listed above.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

The Project Intermediate Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. This includes close partnership with colleagues and stakeholders in other areas, such as Compliance, Technology, Operations and the Business. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.
**This position is based in Mumbai; the candidate must be located in Mumbai.**
**This is a hybrid role, expecting a minimum of 60% work from office (subject to change according to Citi India policies) and seeks flexibility to support between 12:00PM to 9:00PM IST.**
**Responsibilities:**
+ Collect business requirements and document them into Business Requirements Document and Scope Document.
+ Define the As-Is state to Future state; and also define Interim state if needed.
+ Contributes to workflow or process change and redesign, and to forms a strong basic understanding of the specific product or process associated with a project under management.
+ Collects, measures, and analyzes project performance data.
+ Identifies, tracks, and closes project issues.
+ Ensures creation of project scope management plan.
+ Creates project schedule management plan.
+ Ensures corrective action is taken when project schedule variances occur create project cost estimates.
+ Tracks actual project costs, identify variances, and reforecast project costs as needed.
+ Creates the project quality management plan.
+ Identifies quality standards and metrics relevant to the project and how to meet them.
+ Identifies project risks, perform probability and impact analysis, determine responses to risks, track risks, and execute responses as needed.
+ Accountable for regular reporting or process administration as owner.
+ Exhibits strong basic executional and increasing project ownership capabilities.
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**Qualifications:**
+ 5-8 years of related relevant experience.
+ Prior proven experience as a Business Analyst.
+ Expertise in authoring Requirements, BRDs, Scope documents.
+ High proficiency in English with the ability to communicate clearly and concisely to stakeholders.
+ Any Business Analysis professional certification preferred (examples - CBAP, CCBA, CSPO, PMI-PBA)
+ Prior work experience in US Tax Information Reporting preferred.
+ Proficient in MS Office applications, Visio, or any other tools used in defining workflows.
**Education:**
+ Minimum of Bachelor's/University degree - preferably Engineering background.
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**Job Family Group:**
Project and Program Management
---
**Job Family:**
Project Management
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Please see the requirements listed above.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
**Responsibilities:**
+ Resolve issues and recommend solutions to moderate problems
+ Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
+ Serve as an industry expert and advisor
+ Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
+ Develop risk management framework and processes for funds
+ Advise businesses and clients on transaction structures and negotiate credit terms
+ Has the ability to operate with a limited level of direct supervision.
+ Can exercise independence of judgement and autonomy.
+ Acts as SME to senior stakeholders and /or other team members.
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**Qualifications:**
+ 5+ years of relevant experience
+ Experience in financial analysis, accounting and valuation
+ Consistently demonstrate clear and concise written and verbal communication
**Education:**
+ Bachelor's degree/University degree or equivalent experience
---
**Job Family Group:**
Risk Management
---
**Job Family:**
Portfolio Credit Risk Management
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
**Responsibilities:**
+ Resolve issues and recommend solutions to moderate problems
+ Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
+ Serve as an industry expert and advisor
+ Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
+ Develop risk management framework and processes for funds
+ Advise businesses and clients on transaction structures and negotiate credit terms
+ Has the ability to operate with a limited level of direct supervision.
+ Can exercise independence of judgement and autonomy.
+ Acts as SME to senior stakeholders and /or other team members.
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**Qualifications:**
+ 5+ years of relevant experience
+ Experience in financial analysis, accounting and valuation
+ Consistently demonstrate clear and concise written and verbal communication
**Education:**
+ Bachelor's degree/University degree or equivalent experience
---
**Job Family Group:**
Risk Management
---
**Job Family:**
Portfolio Credit Risk Management
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.
**Shape your Career with Citi**
We're currently looking for a high caliber professional to join our team as **Testing Intermediate Analyst** based in Chennai, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.
**Overview:**
We are seeking a skilled and experienced Automation UAT Tester to join our Anti-Money Laundering (AML) Transaction Monitoring team. As a UAT Tester, you will be responsible for ensuring the quality and reliability of our financial institution's transaction monitoring systems. Your role will involve develop, maintain and validate requirements using Automation solutions according to the standards of user acceptance testing environment. You will work closely with business users, analysts, and developers within an Agile Scrum framework to deliver high-quality software that helps protect our institution from financial crime.
**Responsibilities:**
+ Design , develop and maintain automation solution developed for UAT environment to validate key business requirements AML transaction monitoring systems.
+ Develop and execute UAT test plans and test cases based on business requirements and functional specifications for AML transaction monitoring systems.
+ Perform hands-on testing of backend systems, including Oracle and Big Data databases, to validate data accuracy, integrity, and system performance.
+ Identify, document, and track software defects using testing tools such as QC/ALM and Jira, ensuring timely resolution and retesting.
+ Collaborate with business stakeholders, business analysts, and developers to understand system requirements and provide feedback on design and usability.
+ Participate in Agile Scrum ceremonies, including sprint planning, daily stand-ups, sprint reviews, and retrospectives, to ensure effective communication and collaboration within the team.
+ Leverage Generative AI tools to enhance test automation and documentation.
**Qualifications:**
+ Bachelor's degree in computer science, Information Technology, or a related field.
+ 2-4 years of experience in software testing, with a focus on user acceptance testing (UAT) within the financial industry.
+ Strong understanding of testing principles, methodologies, and the software Test life cycle (STLC).
+ Proven experience in testing backend systems, including Oracle and Big Data databases, using SQL and other data query languages.
+ Proven experience in developing & maintaining automation solutions using Python , Selenium or equivalent languages. (Minimum of 1 year, mandatory)
+ Experience with testing tools such as QC/ALM, Jira, or similar test management and defect tracking systems.
**Key Competencies:**
+ AML Knowledge: Familiarity with Anti-Money Laundering regulations, transaction monitoring processes, and AML systems like Mantas, Actimize, or similar detection tools (preferred).
+ Agile Proficiency: Hands-on experience working in an Agile Scrum framework, with a strong understanding of Agile principles and practices.
+ Technical Skills: Solid technical skills, including experience with SQL, data analysis, and a strong understanding of automation frameworks like Python and Selenium. (must)
+ Analytical Skills: Excellent analytical and problem-solving skills, with the ability to analyze complex system requirements and design effective test cases.
+ Communication Skills: Strong written and verbal communication skills, with the ability to effectively communicate testing results, issues, and recommendations to both technical and non-technical stakeholders.
**Education:**
+ Bachelor's/University degree or equivalent experience
Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.
**Take the next step in your career, apply for this role at Citi today**
Family Group:**
Technology
---
**Job Family:**
Technology Quality
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Please see the requirements listed above.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

**Job Summary:**
The Supply Chain Operations (SCO) Reconciliation Intermediate Analyst plays a vital role in ensuring the financial integrity and accuracy of SCO-related balance sheet accounts. This role requires a deep understanding of accounting principles, expert-level proficiency in reconciliation processes and systems, and proven ability to lead and develop a high-performing team. The Individual is responsible for overseeing complex reconciliation activities, driving process improvements, implementing robust control frameworks, and providing strategic financial insights to senior management.
**Key Responsibilities:**
+ **Strategic Leadership:** Develop and execute the strategic vision for SCO reconciliation, aligning with overall organizational goals and objectives.
+ **Reconciliation Expertise:** Oversee and manage the end-to-end reconciliation process for complex SCO balance sheet accounts, ensuring accuracy, timeliness, and adherence to the Global Finance Adjustment Directive and established Service Level Agreements (SLAs).
+ **Process Optimization:** Identify and implement process improvements to enhance reconciliation efficiency, reduce risk, and strengthen internal controls. Lead the evaluation, testing, and implementation of new technologies, system enhancements, and automation initiatives.
+ **Risk Management and Compliance:** Develop and maintain robust control frameworks to mitigate financial and operational risks within the reconciliation function. Ensure compliance with internal policies, regulatory requirements, and audit standards.
+ **Stakeholder Management:** Collaborate effectively with cross-functional teams, including invoice processing, finance, IT, and senior management. Build strong relationships and effectively communicate reconciliation performance and initiatives.
+ **Financial Analysis and Reporting:** Oversee the preparation and analysis of complex reconciliation reports, identifying trends, anomalies, and areas for optimization. Present findings and recommendations to senior management, providing valuable financial insights.
+ **Business Continuity and Disaster Recovery:** Contribute to business continuity planning and disaster recovery strategies, ensuring the resilience of reconciliation operations.
**Required Qualifications:**
+ **Education:** Bachelor's or Master's degree in Accounting, Finance, or a related field. CPA or equivalent certification preferred.
+ **Experience:**
+ 7+ years of progressive experience in account reconciliation, financial analysis, or a related field, with demonstrated expertise in P2P processes and leading teams.
+ Experience managing complex projects and driving strategic initiatives.
+ Experience working in cross-cultural global teams is a plus.
+ **Skills & Competencies:**
+ Deep understanding of accounting principles, financial analysis techniques, internal control frameworks, and regulatory requirements.
+ Expert-level proficiency in Procure-to-Pay systems and General Ledger systems (Flexcube, DBS, EBS/FMS).
+ Advanced analytical, problem-solving, and decision-making skills.
+ Excellent communication, interpersonal, and stakeholder management skills.
+ Ability to quickly learn and apply new technologies and business processes.
+ Results-oriented approach with a strong sense of urgency and ownership.
+ Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, etc.).
---
**Job Family Group:**
Operations - Services
---
**Job Family:**
Accounting Operations
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Please see the requirements listed above.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At **Citi** , you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.
**Shape your Career with Citi**
The Global Leveraged Finance Underwriting Credit Team ("LFU") within Institutional Credit Management ("ICM") is seeking an Snr Analyst to join its Analytics team. The Snr Analyst is a professional with the goal to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to broader ICM Underwriting and Banking, Capital Markets and Advisory's (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending across ICG. The Snr Analyst will work with the rest of the LFU team to create a best-in-class Leveraged Lending Underwriting organization with the primary goal of materially enhancing Citi's end-to-end Leveraged Lending credit management process.
**In this role, you're expected to:**
The Snr Analyst will be responsible for writing Annual Reviews and Quarterly Reviews, and for supporting LFU Underwriters on transactions.
+ Assess the credit and financial strength of Citi's most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
+ Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk and BCMA partners
+ Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
+ Assess the borrower's cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
+ Provide analytical support across LFU's core functions: (1) Leveraged Lending transaction origination and credit approval; (2) portfolio management and early problem recognition; (3) global leveraged lending related projects and strategic initiatives
**As a successful candidate, you'd ideally have the following skills and exposure:**
+ 4-7 years of credit analysis, origination, or relevant credit experience
+ Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
+ Team player with strong work ethic who also works well with others at all levels
+ Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
+ Advanced knowledge of Microsoft Word, Excel, and PowerPoint
+ Three statements financial modeling experience
+ Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
+ Awareness and adherence to the control environment including Quality Assurance and Quality Control
**Education:**
MBA or CFA or CA
Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.
**Take the next step in your career, apply for this role at Citi today**
_ Family Group:**
Risk Management
---
**Job Family:**
Credit Risk
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.
The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.
**In this role, you're expected to** **:**
+ Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration.
+ Manages the risk associated with new and existing borrowing relationships through the following:
+ Performs spreads of client business financial statements
+ Creates Customer Accounting Systems' through Credit Platform
+ Recognizes potential client risk through early warning systems
+ Performs periodic financial statement review
+ Tracks established financial covenants
+ Monitors compliance to borrowing base credit facility
+ Accompanies Underwriting Manager on customer site visits (when appropriate)
+ Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors.
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**As a successful candidate, you'd ideally have the following skills and exposure** **:**
+ 3-6 years previous experience in a financial institution with a focus on credit analysis and spreading software.
+ Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis
**Education:**
+ Bachelor's/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
---
**Job Family Group:**
Risk Management
---
**Job Family:**
Credit Risk
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At **Citi** , you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.
**Shape your Career with Citi**
We're currently looking for a high caliber professional to join our team as **Officer, Report Intermediate Analyst for KYC Operations Hybrid** (Internal Job Title: KYC Operations Intmd Analyst - **C11** ) based in Mumbai, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
+ Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
+ Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
+ We have a variety of programs that help employees balance their work and life.
The KYC Operations Intmd Analyst is an intermediate-level position responsible for Anti-Money Laundering (AML) monitoring, governance, oversight and regulatory reporting activities in coordination with the Compliance and Control team. The overall objective of this role is to develop and manage a dedicated internal KYC (Know Your Client) program at Citi.
**In this role, you're expected to:**
+ Ensure production of accurate and standardized reporting with key insights
+ Provide ongoing support and enhancement relating to reporting deliverables
+ Assist with Ad hoc data and reporting requests from seniors/peers within SMB KYC Quality function
+ Maintain dashboards and on demand reporting to leadership team
+ Prepare presentations for senior-management that appropriately communicate data-driven results to executives
+ Own/Lead departmental projects / initiatives as requested
+ Representation in various local / regional forums, as required
+ Responsible for various aspects of risk and control, include but are not limited to Information Security, Continuation of Business and Records Management
+ Conduct analysis of risk and associated controls to identify root cause and collaborate with peers and management to report findings with solutions to mitigate risk/control issues
+ Provide support to business managers and product staff
+ Partner with peers and management on various activities, including developing and executing business plans within area of responsibility, developing compliance guidelines and completing monthly, quarterly, and other periodic risk & control reporting to be used for various forums
+ Interface with internal and external teams to provide guidance and subject matter expertise, as needed
+ Interface with Internal Audit (IA) and external audit to provide input on situations that create risk and legal liabilities for Citi
+ Oversee situations that create risk and legal liabilities for Citi
+ Has the ability to operate with a limited level of direct supervision.
+ Can exercise independence of judgement and autonomy.
+ Acts as SME to senior stakeholders and /or other team members.
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**As a successful candidate, you'd ideally have the following skills and exposure:**
+ Bachelor's/University degree
+ 5-6 years of relevant experience in data analysis, reporting and presentation.
+ Good English communication skills (written and verbal).
+ Strong Stakeholder management experience.
+ Intermediate to advance MS Excel and PPT/presentation skills.
**Take the next step in your career, apply for this role at Citi today**
_ job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
_#hybrid #LI-AR1_
---
**Job Family Group:**
Operations - Services
---
**Job Family:**
Business KYC
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
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