1,178 Loan jobs in India

Company Description

Nalluri Associates is dedicated to providing a hassle-free lending process, particularly for Housing Loans which are long-term commitments. Choosing a good finance company is essential for a smooth experience, and Nalluri Associates emphasizes expert advice, high-quality service, and transparency throughout the lending process. The company also ensures seamless legal verification leveraging its vast domain knowledge.

Role Description

This is a full-time on-site role for a Mortgage Loan Officer, located in Hyderabad. The Mortgage Loan Officer will be responsible for assisting clients in securing mortgage loans applications, and underwriting. They will guide clients through the lending process, provide expert financial advice, and ensure a high level of customer service is maintained throughout.

Qualifications

• Experience as a Loan Officer and familiarity with Mortgage Lending
• Knowledge of the Mortgage Industry and Underwriting processes
• Strong Customer Service skills
• Excellent communication and interpersonal skills
• Ability to work independently and as part of a team
• Bachelor's degree in Finance, Business, or a related field

Address

We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

Office Location:

Fort Worth, Texas, United States

SCOPE/CONTACTS: Incumbent is responsible for providing secondary market mortgage loans to consumers. The incumbent has extensive contacts on a daily basis with Bank customers and personnel as well as outside contact with real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities to insure a competitive product that meets the customer's needs.

ESSENTIAL FUNCTIONS:

• Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals with Bank customers, real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities;
• Conducts interviews with prospective borrowers in order to analyze financial and credit data to determine customer financing objectives; 
• Advises customers of product/pricing policies and guidelines and gathers any additional required information;
• Continually identifies, develops and maintains a quality network of personal and business relationships that serves as a recurring source of referrals for new mortgage lending opportunities;
• Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements;
• Demonstrates a commitment to professional ethics.
• Participates in job specific training and other various bank training programs as required.
• Complies with all Federal and State Laws and Regulations including BSA, AML and all bank policies and procedures.
• Other duties as assigned.
• Actively participate in the sales and service culture, support the values of the organization and follow established Bank policies and procedures.

MINIMUM QUALIFICATIONS:

• High school diploma or equivalent
• Two years of mortgage loan experience, and one year of real estate/sales experience are required.
• Bachelor’s Degree with specialization in real estate or finance may substitute in lieu of experience.
• Working knowledge of mortgage lending and laws/regulations procedures is necessary.

• Must be familiar with FNMA, FHLMC, FHA, and VA regulations and guidelines as well and other loan

programs offered.

• Proficiency in Microsoft Word, Excel, and related computer applications is also required.
• Incumbent must be able to work with limited supervision.
• Professional demeanor as well as effective oral communication and interpersonal skills are essential.

Company Description

Nalluri Associates is dedicated to providing a hassle-free lending process, particularly for Housing Loans which are long-term commitments. Choosing a good finance company is essential for a smooth experience, and Nalluri Associates emphasizes expert advice, high-quality service, and transparency throughout the lending process. The company also ensures seamless legal verification leveraging its vast domain knowledge.

Role Description

This is a full-time on-site role for a Mortgage Loan Officer, located in Hyderabad. The Mortgage Loan Officer will be responsible for assisting clients in securing mortgage loans applications, and underwriting. They will guide clients through the lending process, provide expert financial advice, and ensure a high level of customer service is maintained throughout.

Qualifications

• Experience as a Loan Officer and familiarity with Mortgage Lending
• Knowledge of the Mortgage Industry and Underwriting processes
• Strong Customer Service skills
• Excellent communication and interpersonal skills
• Ability to work independently and as part of a team
• Bachelor's degree in Finance, Business, or a related field

JOB TITLE:U.S Mortgage Underwriter

SHIFT TIMING: Must be open for Night Shift

POSITION TYPE: Full-Time

LOCATION: Chennai

Experience Range: 0.6 months – 8 years

Notice period: UPTO45Days

Job description

A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.

Key Responsibilities: Loan Application Review:

Analyse and verify loan applications, ensuring all required documents are complete and accurate.

Assess the borrower's credit history, employment, income, and debt levels.

Confirm the property's value through appraisal reports.

Credit and Financial Analysis:

Evaluate credit reports to determine the borrower's creditworthiness.

Analyse financial statements, tax returns, pay stubs, and other income documentation.

Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.

Compliance and Risk Assessment:

Ensure loans comply with all federal, state, and local regulations. Adhere to company policies and guidelines.

Identify potential risks and assess the overall risk level of the loan.

Essential skills and requirements:

• Any bachelor’s degree.

• Proven experience in mortgage processing or underwriting.

• Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills.

• Detail-oriented with exceptional organizational abilities.

• Proficiency in using mortgage processing software and financial tools.

• Effective communication and interpersonal skills

. • Ability to work efficiently under pressure and meet tight deadlines.

• Solid understanding of financial statements and credit reports.

• • Certification in mortgage underwriting or related fields is a plus.

JOB TITLE:U.S Mortgage Underwriter

SHIFT TIMING: Must be open for Night Shift

POSITION TYPE: Full-Time

LOCATION: Chennai

Experience Range: 0.6 months – 8 years

Notice period: UPTO45Days

Job description

A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.

Key Responsibilities: Loan Application Review:

Analyse and verify loan applications, ensuring all required documents are complete and accurate.

Assess the borrower's credit history, employment, income, and debt levels.

Confirm the property's value through appraisal reports.

Credit and Financial Analysis:

Evaluate credit reports to determine the borrower's creditworthiness.

Analyse financial statements, tax returns, pay stubs, and other income documentation.

Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.

Compliance and Risk Assessment:

Ensure loans comply with all federal, state, and local regulations. Adhere to company policies and guidelines.

Identify potential risks and assess the overall risk level of the loan.

Essential skills and requirements:

• Any bachelor’s degree.

• Proven experience in mortgage processing or underwriting.

• Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills.

• Detail-oriented with exceptional organizational abilities.

• Proficiency in using mortgage processing software and financial tools.

• Effective communication and interpersonal skills

• Ability to work efficiently under pressure and meet tight deadlines.

• Solid understanding of financial statements and credit reports.

• • Certification in mortgage underwriting or related fields is a plus.