19 Loan Assistant jobs in India
Assistant Manager - Credit
Bengaluru, Karnataka
Hilton
Posted 2 days ago
Job Viewed
Job Description
With thousands of hotels in over 100 countries and territories, Hilton offers countless opportunities to delight. From an open door to a welcoming smile and an exceptional experience, we offer the millions of travellers who stay with us every year a welcome they will never forget. In addition to our flagship brand, Hilton Hotels & Resorts, the family of brands includes Waldorf Astoria, LXR, Conrad, Canopy, Curio Collection, DoubleTree, Hilton Garden Inn, Hampton and many others.
If you appreciate the impact global travel can have on the world, you may be just the person we are looking for to work as a Hilton Team Member. Because it's with Hilton where we never forget the reason we're here: to delight our guests, Team Members, and owners alike.
The Assistant Manager - Credit supports the overall strategic management of the credit section by establishing effective working relationships with colleagues, in particular the Director of Business Development, Director of Sales, Revenue Manager, Director of Banquet & Conference Sales and Accounts Receivable team. This role will convert the entire hotel's revenue into collected cash within the shortest agreed timescale through managing the credit control in a diligent and professional way.
**What will I be doing?**
As the Assistant Manager - Credit, you will be responsible for performing the following tasks to the highest standards:
- Conduct credit investigations so that an intelligent informed decision of a customer's credit worthiness, character and ability to pay may be ascertained to justify extension of credit.
- Ensure the collection of accounts receivable is kept current and follow up closely on aged accounts.
- Maintain good relations with hotel customers including but not limited to wholesalers, corporate clients, hotel guests, travel agents, tour operators, function organizers, airlines, government, etc.
- Review supporting documents to verify the accuracy of the balance of receivables.
- If full recovery of arrears is still not received after the timely provision for bad debts, ensure the cancellation of non-recovery account follows Hilton approval process.
- Report immediately any unfavourable information received affecting a customer's credit standing so that appropriate action may be taken.
- Report directly to the General Manager and / or Director of Finance on all matters affecting credit and collection.
- Ensure all credit application forms are approved and updated annually.
- Supervise the activities of the Credit staff in order to achieve an efficient and effective performance of each individual's duties and responsibilities.
- Ensure monthly closing is completed in a timely and accurate manner and that the vouchers are booked into the correct account.
- Work closely with the Accounts Receivable Supervisor and / or Clerk to follow up on overdue accounts.
- Ensure that all collection calls have been made on a timely basis, documented in writing and followed up on a monthly basis.
- Schedule credit meetings at least once a month.
- Ensure that the number of debtor days outstanding is within the acceptable range as stipulated in the policies and procedures manual.
- Ensure that the month end processes are completed in a timely and accurate manner.
- Prepare all supporting documentation for monthly allowances and monthly journal vouchers relating to the Receivables ledger.
- Ensure the timely and accurate entry of all credits to the various accounts.
- Ensure monthly closing is completed in a timely and accurate manner and that the vouchers are booked into the correct account.
- Pro-actively follow up on any outstanding accounts to ensure the hotel is protected from loss.
- Prepare all necessary reports pertaining to accounts receivable.
- Alert sister hotels on bad debt accounts information to avoid losses might be incurred in other sister hotels.
- Process and control all sundry payments made by credit card.
- Maintain an adequate and up to date filing system.
**What are we looking for?**
An Assistant Manager - Credit serving Hilton Brands is always working on behalf of our Guests and working with other Team Members. To successfully fill this role, you should maintain the attitude, behaviours, skills, and values that follow:
- University Degree, preferably in Commerce, Accounting & Management or any other Accounting qualifications (e.g. ACCA/ CPA).
- Previous experience in a managerial operational accounting role.
- Proficient in Microsoft Office applications.
- Fluent in written and spoken English to meet business needs.
- Good relationship with the local bank and government agencies.
- Good communication skill with clients.
- Possess systems skills in OnQ, Check SCM, SUN, OPERA/ OnQ PMS, MICROS, HRLINK.
**What will it be like to work for Hilton?**
Hilton is the leading global hospitality company, spanning the lodging sector from luxurious full-service hotels and resorts to extended-stay suites and mid-priced hotels. For nearly a century, Hilton has offered business and leisure travellers the finest in accommodations, service, amenities and value. Hilton is dedicated to continuing its tradition of providing exceptional guest experiences across its global brands. Our vision to fill the earth with the light and warmth of hospitality unites us as a team to create remarkable hospitality experiences around the world every day. And, our amazing Team Members are at the heart of it all!
**Job:** _Finance_
**Title:** _Assistant Manager - Credit_
**Location:** _null_
**Requisition ID:** _HOT0C0PO_
**EOE/AA/Disabled/Veterans**
If you appreciate the impact global travel can have on the world, you may be just the person we are looking for to work as a Hilton Team Member. Because it's with Hilton where we never forget the reason we're here: to delight our guests, Team Members, and owners alike.
The Assistant Manager - Credit supports the overall strategic management of the credit section by establishing effective working relationships with colleagues, in particular the Director of Business Development, Director of Sales, Revenue Manager, Director of Banquet & Conference Sales and Accounts Receivable team. This role will convert the entire hotel's revenue into collected cash within the shortest agreed timescale through managing the credit control in a diligent and professional way.
**What will I be doing?**
As the Assistant Manager - Credit, you will be responsible for performing the following tasks to the highest standards:
- Conduct credit investigations so that an intelligent informed decision of a customer's credit worthiness, character and ability to pay may be ascertained to justify extension of credit.
- Ensure the collection of accounts receivable is kept current and follow up closely on aged accounts.
- Maintain good relations with hotel customers including but not limited to wholesalers, corporate clients, hotel guests, travel agents, tour operators, function organizers, airlines, government, etc.
- Review supporting documents to verify the accuracy of the balance of receivables.
- If full recovery of arrears is still not received after the timely provision for bad debts, ensure the cancellation of non-recovery account follows Hilton approval process.
- Report immediately any unfavourable information received affecting a customer's credit standing so that appropriate action may be taken.
- Report directly to the General Manager and / or Director of Finance on all matters affecting credit and collection.
- Ensure all credit application forms are approved and updated annually.
- Supervise the activities of the Credit staff in order to achieve an efficient and effective performance of each individual's duties and responsibilities.
- Ensure monthly closing is completed in a timely and accurate manner and that the vouchers are booked into the correct account.
- Work closely with the Accounts Receivable Supervisor and / or Clerk to follow up on overdue accounts.
- Ensure that all collection calls have been made on a timely basis, documented in writing and followed up on a monthly basis.
- Schedule credit meetings at least once a month.
- Ensure that the number of debtor days outstanding is within the acceptable range as stipulated in the policies and procedures manual.
- Ensure that the month end processes are completed in a timely and accurate manner.
- Prepare all supporting documentation for monthly allowances and monthly journal vouchers relating to the Receivables ledger.
- Ensure the timely and accurate entry of all credits to the various accounts.
- Ensure monthly closing is completed in a timely and accurate manner and that the vouchers are booked into the correct account.
- Pro-actively follow up on any outstanding accounts to ensure the hotel is protected from loss.
- Prepare all necessary reports pertaining to accounts receivable.
- Alert sister hotels on bad debt accounts information to avoid losses might be incurred in other sister hotels.
- Process and control all sundry payments made by credit card.
- Maintain an adequate and up to date filing system.
**What are we looking for?**
An Assistant Manager - Credit serving Hilton Brands is always working on behalf of our Guests and working with other Team Members. To successfully fill this role, you should maintain the attitude, behaviours, skills, and values that follow:
- University Degree, preferably in Commerce, Accounting & Management or any other Accounting qualifications (e.g. ACCA/ CPA).
- Previous experience in a managerial operational accounting role.
- Proficient in Microsoft Office applications.
- Fluent in written and spoken English to meet business needs.
- Good relationship with the local bank and government agencies.
- Good communication skill with clients.
- Possess systems skills in OnQ, Check SCM, SUN, OPERA/ OnQ PMS, MICROS, HRLINK.
**What will it be like to work for Hilton?**
Hilton is the leading global hospitality company, spanning the lodging sector from luxurious full-service hotels and resorts to extended-stay suites and mid-priced hotels. For nearly a century, Hilton has offered business and leisure travellers the finest in accommodations, service, amenities and value. Hilton is dedicated to continuing its tradition of providing exceptional guest experiences across its global brands. Our vision to fill the earth with the light and warmth of hospitality unites us as a team to create remarkable hospitality experiences around the world every day. And, our amazing Team Members are at the heart of it all!
**Job:** _Finance_
**Title:** _Assistant Manager - Credit_
**Location:** _null_
**Requisition ID:** _HOT0C0PO_
**EOE/AA/Disabled/Veterans**
This advertiser has chosen not to accept applicants from your region.
0
Assistant Manager - Credit
Chennai, Tamil Nadu
Marriott
Posted 2 days ago
Job Viewed
Job Description
**Additional Information**
**Job Number**
**Job Category** Finance & Accounting
**Location** Courtyard by Marriott Chennai, 564 Anna Salai, Chennai, Tamil Nadu, India, VIEW ON MAP ( Full Time
**Located Remotely?** N
**Position Type** Management
**JOB SUMMARY**
Manages the day-to-day operations of accounts receivables, ensuring that invoices being sent out are correct and dispersed in a timely manner. Follows up on any delinquent accounts. Researches and decides upon credit authorization for incoming customers.
**CANDIDATE PROFILE**
**Education and Experience**
- 4-year bachelor's degree in Finance and Accounting or related major; no work experience required.
**CORE WORK ACTIVITIES**
**Managing Work, Projects, and Policies**
- Generates and provides accurate and timely results in the form of reports, presentations, etc.
- Compiles, codes, categorizes, calculates, tabulates, audits, or verifies information or data.
- Completes accounts receivable period end closing functions and procedures; credit and period end reporting.
- Upholds the policies and procedures outlined in the credit policy.
- Interacts with sales and catering staff for timely credit decisions on incoming customers.
**Demonstrating and Applying Accounting Knowledge to Credit Management Issues**
- Demonstrates knowledge of job-relevant issues, products, systems, and processes.
- Uses computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.
- Uses relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.
- Keeps up-to-date technically and applying new knowledge to your job.
- Stays knowledgeable of accounts receivable system.
**Leading Credit Management Team**
- Utilizes interpersonal and communication skills to lead, influence, and encourage others; advocates sound financial/business decision making; demonstrates honesty/integrity; leads by example.
- Staffs, manages and develops all billing and accounts receivable employees.
**Maintaining Finance and Accounting Goals**
- Submits reports in a timely manner, ensuring delivery deadlines.
- Ensures profits and losses are documented accurately.
- Achieves and exceeds goals including performance goals, budget goals, team goals, etc.
- Develops specific goals and plans to prioritize, organize, and accomplish your work.
- Monitors all taxes that apply, ensuring that taxes are current, collected and/or accrued.
- Ensures property billings are sent error free and in a timely manner.
- Monitors receivables for timely collections and follows up with appropriate collection correspondence.
**Additional Responsibilities**
- Provides information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.
- Provide direction and assistance to other organizational units regarding accounting and budgeting policies and procedures, and efficient control and utilization of financial resources.
- Analyzes information and evaluating results to choose the best solution and solve problems.
- Informs and/or updates the executives, the peers and the subordinates on relevant information in a timely manner.
- Maintains positive working relations with customers and department managers.
_At Marriott International, we are dedicated to being an equal opportunity employer, welcoming all and providing access to opportunity. We actively foster an environment where the unique backgrounds of our associates are valued and celebrated. Our greatest strength lies in the rich blend of culture, talent, and experiences of our associates. We are committed to non-discrimination on any protected basis, including disability, veteran status, or other basis protected by applicable law._
At Courtyard, we're passionate about better serving the needs of travelers everywhere. It's what inspired us to create the first hotel designed specifically for business travelers, and it's why the Courtyard experience today empowers our guests, no matter the purpose of their trip. We're looking for achievers who are passionate about providing a guest experience that goes above and beyond, enjoy being part of a small yet ambitious team, and love learning how to always improve - all while having fun.
In joining Courtyard, you join a portfolio of brands with Marriott International. **Be** where you can do your best work, **begin** your purpose, **belong** to an amazing global team, and **become** the best version of you.
**Job Number**
**Job Category** Finance & Accounting
**Location** Courtyard by Marriott Chennai, 564 Anna Salai, Chennai, Tamil Nadu, India, VIEW ON MAP ( Full Time
**Located Remotely?** N
**Position Type** Management
**JOB SUMMARY**
Manages the day-to-day operations of accounts receivables, ensuring that invoices being sent out are correct and dispersed in a timely manner. Follows up on any delinquent accounts. Researches and decides upon credit authorization for incoming customers.
**CANDIDATE PROFILE**
**Education and Experience**
- 4-year bachelor's degree in Finance and Accounting or related major; no work experience required.
**CORE WORK ACTIVITIES**
**Managing Work, Projects, and Policies**
- Generates and provides accurate and timely results in the form of reports, presentations, etc.
- Compiles, codes, categorizes, calculates, tabulates, audits, or verifies information or data.
- Completes accounts receivable period end closing functions and procedures; credit and period end reporting.
- Upholds the policies and procedures outlined in the credit policy.
- Interacts with sales and catering staff for timely credit decisions on incoming customers.
**Demonstrating and Applying Accounting Knowledge to Credit Management Issues**
- Demonstrates knowledge of job-relevant issues, products, systems, and processes.
- Uses computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.
- Uses relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.
- Keeps up-to-date technically and applying new knowledge to your job.
- Stays knowledgeable of accounts receivable system.
**Leading Credit Management Team**
- Utilizes interpersonal and communication skills to lead, influence, and encourage others; advocates sound financial/business decision making; demonstrates honesty/integrity; leads by example.
- Staffs, manages and develops all billing and accounts receivable employees.
**Maintaining Finance and Accounting Goals**
- Submits reports in a timely manner, ensuring delivery deadlines.
- Ensures profits and losses are documented accurately.
- Achieves and exceeds goals including performance goals, budget goals, team goals, etc.
- Develops specific goals and plans to prioritize, organize, and accomplish your work.
- Monitors all taxes that apply, ensuring that taxes are current, collected and/or accrued.
- Ensures property billings are sent error free and in a timely manner.
- Monitors receivables for timely collections and follows up with appropriate collection correspondence.
**Additional Responsibilities**
- Provides information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.
- Provide direction and assistance to other organizational units regarding accounting and budgeting policies and procedures, and efficient control and utilization of financial resources.
- Analyzes information and evaluating results to choose the best solution and solve problems.
- Informs and/or updates the executives, the peers and the subordinates on relevant information in a timely manner.
- Maintains positive working relations with customers and department managers.
_At Marriott International, we are dedicated to being an equal opportunity employer, welcoming all and providing access to opportunity. We actively foster an environment where the unique backgrounds of our associates are valued and celebrated. Our greatest strength lies in the rich blend of culture, talent, and experiences of our associates. We are committed to non-discrimination on any protected basis, including disability, veteran status, or other basis protected by applicable law._
At Courtyard, we're passionate about better serving the needs of travelers everywhere. It's what inspired us to create the first hotel designed specifically for business travelers, and it's why the Courtyard experience today empowers our guests, no matter the purpose of their trip. We're looking for achievers who are passionate about providing a guest experience that goes above and beyond, enjoy being part of a small yet ambitious team, and love learning how to always improve - all while having fun.
In joining Courtyard, you join a portfolio of brands with Marriott International. **Be** where you can do your best work, **begin** your purpose, **belong** to an amazing global team, and **become** the best version of you.
This advertiser has chosen not to accept applicants from your region.
1
Credit Risk Analytics- Assistant Vice President
Mumbai, Maharashtra
Citigroup
Posted 2 days ago
Job Viewed
Job Description
The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
**Responsibilities:**
+ Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
+ Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
+ Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
+ Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
+ Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
+ Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**Qualifications:**
+ 8+ years of relevant experience
+ Knowledge of commercial risk analytics
+ Ability to apply credit and risk principles toward business goals
+ Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
+ Proven ability to remain organized in a fast-paced environment, managing multiple projects
+ Proven interpersonal, organizational and analytic skills
**Education:**
+ Bachelor's degree/University degree or equivalent experience
---
**Job Family Group:**
Risk Management
---
**Job Family:**
Portfolio Credit Risk Management
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
**Responsibilities:**
+ Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
+ Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
+ Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
+ Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
+ Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
+ Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**Qualifications:**
+ 8+ years of relevant experience
+ Knowledge of commercial risk analytics
+ Ability to apply credit and risk principles toward business goals
+ Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
+ Proven ability to remain organized in a fast-paced environment, managing multiple projects
+ Proven interpersonal, organizational and analytic skills
**Education:**
+ Bachelor's degree/University degree or equivalent experience
---
**Job Family Group:**
Risk Management
---
**Job Family:**
Portfolio Credit Risk Management
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
This advertiser has chosen not to accept applicants from your region.
2
Credit Product Strategy - Assistant Vice President
Mumbai, Maharashtra
Citigroup
Posted 2 days ago
Job Viewed
Job Description
CPSO team comprises senior Banking and Credit Risk SMEs along with specialized staff with a broad mandate spanning all of credit monitoring, portfolio management, collateral management, transaction management, credit risk middle office, quality assurance, issues management and regulatory issue remediation. The team's objective is to ensure exceptional outcomes for Citi's clients while sustaining industry leading safety and soundness as regards credit risk management by the first line of defence.
**Key Responsibilities:**
+ Effective Issue Resolution & Risk Mitigation by providing testing support to resolve MRAs/CAPs (Corrective Action Plans) and SIIs (Self-Identified Issues) across Institutional Credit Management (ICM)
+ Support Portfolio Manager and Assistant Portfolio Manager in Partnership and Continuous engagement with applicable regional and industry stakeholders in ICM, CB, CCB, Wealth and Risk for effective Issue resolution and Risk Mitigation
+ Implementation of best practices inline with established guidelines to drive operational consistency across Business Units
+ Ensure on-time adoption and continued improvement of the Credit Risk Process Digitalization platforms in partnership with ICM Product Development, Technology, and end users across all LoBs.
+ Ensure timely completion of projects within the CPSO book of work.
+ Following established governance mechanisms / controls to prevent recurrence of issues
+ Identify scope to leverage new age tools (AI/ML) to optimize processes across the ICM organization
+ Ensure ongoing and timely feedback and coaching of Associates and Senior Analysts to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
+ Actively participate in Learning, Development and Training opportunities including instructor led courses
+ Support CPSE VoE Engagement, Belonging (DEI), and Leadership scores
+ Travel (less than 10%)
**Knowledge/Experience:**
+ Demonstratable financial services experience, including 6-9 years in Banking or FI Industry
+ Deep knowledge of Wholesale Credit Processes and Policies spanning the Credit Risk Value Chain
+ Sound and thorough knowledge of Citi´s systems
+ Significant experience in preparing presentations for seniors
+ Outstanding awareness and adherence to the control environment
**Skills/Competencies:**
+ Strategic orientation to ensure the team continues to be positioned as a thoughtful and proactive partner in providing effective resolutions and best practices for Risk Mitigation across Business units
+ Proven culture carrier. Well-developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
+ Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
+ Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
+ Intermediate Microsoft Office (Word, Excel, and PowerPoint) skills
**Qualifications:**
+ BA/BSc in Finance or Accounting or higher degree in Business (MBA), or CFA, or any other related subject
---
**Job Family Group:**
Business Strategy, Management & Administration
---
**Job Family:**
Strategy & Development
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Please see the requirements listed above.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
**Key Responsibilities:**
+ Effective Issue Resolution & Risk Mitigation by providing testing support to resolve MRAs/CAPs (Corrective Action Plans) and SIIs (Self-Identified Issues) across Institutional Credit Management (ICM)
+ Support Portfolio Manager and Assistant Portfolio Manager in Partnership and Continuous engagement with applicable regional and industry stakeholders in ICM, CB, CCB, Wealth and Risk for effective Issue resolution and Risk Mitigation
+ Implementation of best practices inline with established guidelines to drive operational consistency across Business Units
+ Ensure on-time adoption and continued improvement of the Credit Risk Process Digitalization platforms in partnership with ICM Product Development, Technology, and end users across all LoBs.
+ Ensure timely completion of projects within the CPSO book of work.
+ Following established governance mechanisms / controls to prevent recurrence of issues
+ Identify scope to leverage new age tools (AI/ML) to optimize processes across the ICM organization
+ Ensure ongoing and timely feedback and coaching of Associates and Senior Analysts to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
+ Actively participate in Learning, Development and Training opportunities including instructor led courses
+ Support CPSE VoE Engagement, Belonging (DEI), and Leadership scores
+ Travel (less than 10%)
**Knowledge/Experience:**
+ Demonstratable financial services experience, including 6-9 years in Banking or FI Industry
+ Deep knowledge of Wholesale Credit Processes and Policies spanning the Credit Risk Value Chain
+ Sound and thorough knowledge of Citi´s systems
+ Significant experience in preparing presentations for seniors
+ Outstanding awareness and adherence to the control environment
**Skills/Competencies:**
+ Strategic orientation to ensure the team continues to be positioned as a thoughtful and proactive partner in providing effective resolutions and best practices for Risk Mitigation across Business units
+ Proven culture carrier. Well-developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
+ Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
+ Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
+ Intermediate Microsoft Office (Word, Excel, and PowerPoint) skills
**Qualifications:**
+ BA/BSc in Finance or Accounting or higher degree in Business (MBA), or CFA, or any other related subject
---
**Job Family Group:**
Business Strategy, Management & Administration
---
**Job Family:**
Strategy & Development
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Please see the requirements listed above.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
This advertiser has chosen not to accept applicants from your region.
3
Data and Credit Bureau Attributes Specialist Consumer Credit Risk- Assistant Vice President
Mumbai, Maharashtra
Citigroup
Posted 2 days ago
Job Viewed
Job Description
The **Data & Credit Bureau Attributes Specialist (AVP) - Consumer Credit Risk s** is responsible for overseeing the end-to-end lifecycle of data utilized in credit risk decisioning systems, rules engines, and regulatory reporting. This role involves leading the integration, governance, and transformation of complex data sets, ensuring the accuracy, consistency, and control of data across multiple platforms and processes. The executive will be responsible for building, testing, and deploying data pipelines that drive mission-critical credit risk decisioning and regulatory compliance efforts.
The ideal candidate will bring expertise in aligning data controls and integration strategies with broader risk management objectives, ensuring data quality supports high-stakes credit decisions, and regulatory reporting is accurate, timely, and compliant.
**Key Responsibilities:**
+ **Data Governance & Control Framework:**
+ Develop and enforce a governance framework that ensures the accuracy, security, and quality of data throughout its lifecycle-from ingestion to reporting.
+ Implement data control mechanisms that proactively monitor for and mitigate risks related to data accuracy, completeness, and consistency in credit risk models and decisioning platforms.
+ Collaborate with senior leadership across Risk, IT, and Compliance to ensure data governance practices align with both internal policies and external regulatory requirements.
+ **Data Transformation & Summarization:**
+ Oversee the transformation of raw and disparate data sets into actionable insights that support both strategic and tactical decision-making within credit risk frameworks.
+ Lead the implementation of sophisticated data summarization techniques that provide clarity on key performance indicators, risk metrics, and regulatory requirements, ensuring the data drives accurate and timely credit risk reporting.
+ Drive initiatives that leverage emerging technologies (AI/ML) to enhance the speed, accuracy, and scalability of data integration and summarization processes.
+ **Build, Unit Test, and Deploy Leadership:**
+ Lead the end-to-end delivery process for building, testing, and deploying data pipelines, ensuring seamless integration with rules engines and decisioning platforms.
+ Oversee the design and execution of unit tests, ensuring that data transformations and controls are thoroughly validated before deployment.
+ Ensure continuous improvement of data delivery methodologies, promoting automation and operational excellence in the build, test, and deployment of credit risk data solutions.
+ **Regulatory Reporting & Compliance:**
+ Ensure that all data driving regulatory reporting is accurate, timely, and adheres to both internal and external compliance standards, including OCC, CFPB, and Fed regulations.
+ Collaborate closely with compliance and regulatory teams to ensure that data integration processes meet the evolving demands of regulatory scrutiny and industry best practices.
+ Provide leadership in designing data-driven processes and systems that streamline reporting, reducing manual interventions while enhancing accuracy and timeliness.
+ **Cross-Functional Collaboration & Stakeholder Engagement:**
+ Engage with senior stakeholders across Risk, IT, Compliance, and Business units to ensure that data strategies are aligned with organizational goals and business outcomes.
+ Build strong partnerships with technology teams to ensure that data pipelines are seamlessly integrated with credit risk systems, ensuring agility and scalability as business needs evolve.
+ Act as a key liaison to regulators, industry groups, and external auditors, representing the organization in discussions around data governance, controls, and regulatory reporting practices.
+ **Innovation & Continuous Improvement:**
+ Lead innovation efforts that enhance the automation, scalability, and efficiency of data integration and controls within the credit risk framework.
+ Stay at the forefront of industry advancements in data governance, AI/ML, and data transformation technologies, applying these insights to continuously improve data management processes.
+ Proactively identify areas for improvement in the data lifecycle, driving projects that reduce costs, increase accuracy, and improve compliance outcomes.
**Key Qualifications:**
+ **Educational Background:** Bachelor's degree in a relevant field (e.g., finance, risk management, information technology). A Master's degree or certifications in credit risk, financial analysis is a plus. Certifications in Data Governance, Data Management, or Risk Technology are highly preferred.
+ **Data Governance & Control Expertise:**
+ Extensive experience in designing and implementing data governance frameworks that align with regulatory standards, including experience with data controls, summarization, and transformation in a credit risk context.
+ Strong expertise in managing data used in decisioning systems, rules engines, and regulatory reporting, ensuring accuracy and consistency throughout the data lifecycle.
+ **Technology & Innovation Leadership:**
+ Demonstrated experience with modern data integration tools, cloud platforms, and emerging AI technologies that drive data transformation, testing, and deployment.
+ A track record of leading innovation efforts that enhance the automation and efficiency of data delivery, ensuring timely and accurate reporting across credit risk platforms.
+ Experience in SAS, SAS/Stat, SQL is a must. Any Certifications are an advantage.
+ Experience working with Digital, Big Data mining tools and technology is an advantage.
+ Experience working in a large, sophisticated credit granting organization with major credit card, financial services, retail or consulting business a plus.
+ Experience working with Python & R is a plus.
+ **Stakeholder Management & Executive Communication:**
+ Exceptional communication and presentation skills, with the ability to engage senior leadership, board members, and external stakeholders on complex data and risk management topics.
+ Proven ability to drive cross-functional collaboration, ensuring that data strategies are aligned with risk, compliance, and business objectives.
+ **Financial Acumen:**
+ Strong financial management skills with experience managing large-scale data projects, including budgeting, forecasting, and cost optimization.
---
**Job Family Group:**
Risk Management
---
**Job Family:**
Portfolio Credit Risk Management
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
The ideal candidate will bring expertise in aligning data controls and integration strategies with broader risk management objectives, ensuring data quality supports high-stakes credit decisions, and regulatory reporting is accurate, timely, and compliant.
**Key Responsibilities:**
+ **Data Governance & Control Framework:**
+ Develop and enforce a governance framework that ensures the accuracy, security, and quality of data throughout its lifecycle-from ingestion to reporting.
+ Implement data control mechanisms that proactively monitor for and mitigate risks related to data accuracy, completeness, and consistency in credit risk models and decisioning platforms.
+ Collaborate with senior leadership across Risk, IT, and Compliance to ensure data governance practices align with both internal policies and external regulatory requirements.
+ **Data Transformation & Summarization:**
+ Oversee the transformation of raw and disparate data sets into actionable insights that support both strategic and tactical decision-making within credit risk frameworks.
+ Lead the implementation of sophisticated data summarization techniques that provide clarity on key performance indicators, risk metrics, and regulatory requirements, ensuring the data drives accurate and timely credit risk reporting.
+ Drive initiatives that leverage emerging technologies (AI/ML) to enhance the speed, accuracy, and scalability of data integration and summarization processes.
+ **Build, Unit Test, and Deploy Leadership:**
+ Lead the end-to-end delivery process for building, testing, and deploying data pipelines, ensuring seamless integration with rules engines and decisioning platforms.
+ Oversee the design and execution of unit tests, ensuring that data transformations and controls are thoroughly validated before deployment.
+ Ensure continuous improvement of data delivery methodologies, promoting automation and operational excellence in the build, test, and deployment of credit risk data solutions.
+ **Regulatory Reporting & Compliance:**
+ Ensure that all data driving regulatory reporting is accurate, timely, and adheres to both internal and external compliance standards, including OCC, CFPB, and Fed regulations.
+ Collaborate closely with compliance and regulatory teams to ensure that data integration processes meet the evolving demands of regulatory scrutiny and industry best practices.
+ Provide leadership in designing data-driven processes and systems that streamline reporting, reducing manual interventions while enhancing accuracy and timeliness.
+ **Cross-Functional Collaboration & Stakeholder Engagement:**
+ Engage with senior stakeholders across Risk, IT, Compliance, and Business units to ensure that data strategies are aligned with organizational goals and business outcomes.
+ Build strong partnerships with technology teams to ensure that data pipelines are seamlessly integrated with credit risk systems, ensuring agility and scalability as business needs evolve.
+ Act as a key liaison to regulators, industry groups, and external auditors, representing the organization in discussions around data governance, controls, and regulatory reporting practices.
+ **Innovation & Continuous Improvement:**
+ Lead innovation efforts that enhance the automation, scalability, and efficiency of data integration and controls within the credit risk framework.
+ Stay at the forefront of industry advancements in data governance, AI/ML, and data transformation technologies, applying these insights to continuously improve data management processes.
+ Proactively identify areas for improvement in the data lifecycle, driving projects that reduce costs, increase accuracy, and improve compliance outcomes.
**Key Qualifications:**
+ **Educational Background:** Bachelor's degree in a relevant field (e.g., finance, risk management, information technology). A Master's degree or certifications in credit risk, financial analysis is a plus. Certifications in Data Governance, Data Management, or Risk Technology are highly preferred.
+ **Data Governance & Control Expertise:**
+ Extensive experience in designing and implementing data governance frameworks that align with regulatory standards, including experience with data controls, summarization, and transformation in a credit risk context.
+ Strong expertise in managing data used in decisioning systems, rules engines, and regulatory reporting, ensuring accuracy and consistency throughout the data lifecycle.
+ **Technology & Innovation Leadership:**
+ Demonstrated experience with modern data integration tools, cloud platforms, and emerging AI technologies that drive data transformation, testing, and deployment.
+ A track record of leading innovation efforts that enhance the automation and efficiency of data delivery, ensuring timely and accurate reporting across credit risk platforms.
+ Experience in SAS, SAS/Stat, SQL is a must. Any Certifications are an advantage.
+ Experience working with Digital, Big Data mining tools and technology is an advantage.
+ Experience working in a large, sophisticated credit granting organization with major credit card, financial services, retail or consulting business a plus.
+ Experience working with Python & R is a plus.
+ **Stakeholder Management & Executive Communication:**
+ Exceptional communication and presentation skills, with the ability to engage senior leadership, board members, and external stakeholders on complex data and risk management topics.
+ Proven ability to drive cross-functional collaboration, ensuring that data strategies are aligned with risk, compliance, and business objectives.
+ **Financial Acumen:**
+ Strong financial management skills with experience managing large-scale data projects, including budgeting, forecasting, and cost optimization.
---
**Job Family Group:**
Risk Management
---
**Job Family:**
Portfolio Credit Risk Management
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
This advertiser has chosen not to accept applicants from your region.
4
Senior Loan Processor
Thane, Maharashtra
Self-employed
Posted 5 days ago
Job Viewed
Job Description
Company Description
We suggest you enter details here.
Role Description
This is a full-time on-site role for a Senior Loan Processor, located in Thane. The Senior Loan Processor will be responsible for reviewing and processing loan applications, ensuring that all loan documents are complete and accurate. The role involves preparing and processing loan files till disbursement, communicating with clients to collect necessary information, and resolving issues that may arise during the loan process.
Qualifications
- Experience with Loan Processing and handling Loan Documents
- Knowledge of Loans and Underwriting procedures
- Strong Communication skills
- Attention to detail and organizational skills
- Ability to work independently and manage multiple tasks
- Relevant certifications or training in loan processing or underwriting are a plus
- Proficiency with loan processing software
This advertiser has chosen not to accept applicants from your region.
5
Loan Processor (Australia)
Mumbai, Maharashtra
Global Assist
Posted 5 days ago
Job Viewed
Job Description
Company Description
Welcome to Global Assist (GA)! At GA, we specialize in providing offshore staffing solutions to businesses across various industries, including mortgage broking, accounting, taxation, and other business solutions. Our highly skilled Global Support Team is always ready to help and deliver the best services to help your business reach significant milestones. We understand the difficulties and complexities involved in hiring and working with staff overseas, and we are dedicated to keeping your interests ahead of ours. Join our LinkedIn community and visit our website to learn more about GA!
Role Description
Provide broker with loan processing support. This includes
- Completing servicing calculations under various scenarios
- Completing valuations and pricing
- Undertaking policy analysis
- Manage offshore team members
- Inputting Data into Aggregator CRM and ApplyOnline
- Document collection and packaging
- Packaging lender and compliance documents
- Lodging the application and tracking the application till Formal Approval
- Actively managing client relationships, collecting additional supporting documentation, and providing loan status updates.to clients
- Communicate with key stakeholders including lenders, referral partners and conveyancers.
What makes you the perfect fit
- Prior experience in the Australian mortgage broking industry as a credit assessor/analyst or loan processor would be advantageous
- High attention to detail and extremely organised
- Great at managing workload and prioritising tasks where necessary to meet deadlines
- Excellent verbal and written communication skills
- Can-do attitude with the ability to work autonomously in a fast-paced environment
- Be willing to work collaboratively and be driven as a team player
This advertiser has chosen not to accept applicants from your region.
Be The First To Know
About the latest Loan assistant Jobs in India !
6
KPMG INDIA - Credit Risk Specialist - Assistant Manager & Manager
Mumbai, Maharashtra
KPMG India
Posted 5 days ago
Job Viewed
Job Description
About KPMG INDIA
KPMG entities in India are professional services firm(s). These Indian member firms are affiliated with KPMG International Limited. KPMG was established in India in August 1993. Our professionals leverage the global network of firms, and are conversant with local laws, regulations, markets and competition. KPMG has offices across India in Ahmedabad, Bengaluru, Chandigarh, Chennai, Gurugram, Jaipur, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, Noida, Pune, Vadodara and Vijayawada.
KPMG entities in India offer services to national and international clients in India across sectors. We strive to provide rapid, performance-based, industry-focused and technology-enabled services, which reflect a shared knowledge of global and local industries and our experience of the Indian business environment.
Credit Risk Role
- Should have prior experience in model development, model validation or model monitoring with Indian Banks.
- Good understanding of Credit Risk Model Development steps starting with exploratory data analysis, roll rate, vintage analysis, good/bad definitions, factor selections, logistic/ linear regressions including assumptions and limitations, scorecard calibration
- Credit Risk Model Validation starting from data preparation and analysis, validation tests, back testing, scenario analysis, sensitivity analysis
- Time Series analysis and forecasting
- Economic Capital computation
- Sound knowledge of IRB, IFRS 9, CECL, CCAR, SR-11-7, Scorecard, Wholesale & Retail Portfolio, credit card, CRD, CRR guidelines.
- Regulatory Guideline - PRA, EBA, FED, HKMA
Degree/ Qualified accountant/FRM with regulatory reporting background
- Strong quantitative and analytical skills with attention to detail and accuracy
- A power user of Excel spreadsheet and PowerPoint. Acumen and demonstrated knowledge to use visualization tools (i.e., Power BI) will be advantageous
- Investment banking product knowledge and other regulatory development around IB
- SAS, Python, R
- CA/MBA(Finance)/ M.SC (stats)
- Certifications in CFA/ FRM
Good communication skills, analytical and presentation skills are mandatory for the above skill set.
If interested please send in your Cvs to
- Looking for selected candidates to join within 30 to 45 days or an immediate joiner.
Equal employment opportunity information
KPMG India has a policy of providing equal opportunity for all applicants and employees regardless of their color, caste, religion, age, sex/gender, national origin, citizenship, sexual orientation, gender identity or expression, disability or other legally protected status. KPMG India values diversity and we request you to submit the details below to support us in our endeavor for diversity. Providing the below information is voluntary and refusal to submit such information will not be prejudicial to you
This advertiser has chosen not to accept applicants from your region.
7
US Mortgage Loan Processor
Myfinser
Posted today
Job Viewed
Job Description
About Myfinser Global
Myfinser is a global services company providing virtual business process solutions to clients worldwide. This position is part of our specialized team delivering Mortgage Hard Money Loan Processing and Underwriting Services to a leading U.S.-based client in the mortgage finance industry—recognized for excellence in real estate lending, capital markets, and securitization.
Role: US Mortgage Loan Processor
Key Responsibilities:
- Work on U.S. Mortgage Hard Money Loan Origination, Processing, and Pre-Underwriting.
- Review and evaluate application forms, bank statements, background checks, credit reports, inspection reports , and other financial data to assess risk and eligibility.
- Collect and verify borrower and broker documentation as per checklist requirements.
- Conduct due diligence including KYC, property appraisal, title verification, insurance, and credit analysis.
- Support underwriters by preparing loan files, financial models, and loan term sheets.
- Analyze income, cash flows, and repayment capacity ; calculate interest and eligibility.
- Review third-party reports, appraisals, and other collateral documents.
- Enter/update data in loan origination systems and ensure compliance with partner guidelines.
Required Skills & Experience:
- 3–5+ years of experience in U.S. mortgage origination and underwriting (Residential or Commercial).
- Strong expertise in Fix & Flip, Bridge, New Construction, Multifamily Bridge, and DSCR Rental loans.
- Deep understanding of credit analysis (Income, Assets, Liabilities — 3Cs of Underwriting) .
- Proven ability to review property appraisals, tax certificates, insurance , and project documents.
- Ability to thrive in a fast-paced, high-volume environment.
- Strong analytical, decision-making, and communication skills (written & verbal).
- Flexible, detail-oriented, and collaborative team player.
How to Apply
Send your resume to
Subject line: Application – US Mortgage Loan Processor (Joining Time / CTC)
Location: Hi-Tech City, Hyderabad
Shift: USA Shift (6:30 PM – 3:30 AM IST / 9 AM – 6 PM EST)
Salary: Best in Industry
This advertiser has chosen not to accept applicants from your region.
8