1,047 Loan Operations jobs in India

Job Title: Gold Loan Admin

Location:

Workshaala Delta

No. 154, Next to Devi Eye Hospital, Sector 5, 1st Sector, HSR Layout, Bengaluru, Karnataka 560102

Working Days:

6 days a week

About Rupeek

Founded in 2015 and headquartered in Bangalore, Rupeek is India’s leading asset-backed digital lending fintech platform. The company is committed to making credit accessible in a fair and convenient manner by unlocking the potential of India’s $2 trillion gold market. Rupeek operates across 40+ cities in India with a customer base of over 500,000. The company partners with top banks and financial institutions to deliver low-risk, low-touch, and frictionless financial products.

Role and Responsibilities

• Transaction Oversight: Approve KYC, gold appraisal, payment, and release transactions within defined timelines.
• Operational Management: Manage day-to-day operations related to transaction approvals, loan processing, and back-office tasks.
• Compliance & Process Control: Ensure adherence to company policies, standard operating procedures, and regulatory guidelines for all transactions.
• Error Identification: Detect and report discrepancies or errors in KYC, gold appraisal, payment, and release processes.
• Gold Appraisal: Perform accurate visual inspections to identify spurious gold and calculate stone deductions effectively.

Skills and Qualifications

• Experience: 0 to 1 year of experience in gold loan appraisal or back-office operations.
• Education: Undergraduate or postgraduate degree from a recognized institution.
• Industry Experience: Preferred experience in NBFCs, banking, financial services, or gold loan operations.
• Technical Skills: Ability to differentiate between genuine and spurious gold; knowledge of standard deduction practices for embedded stones.
• Language Requirement: Ability to read in Marathi or Gujarati is mandatory.
• Communication: Strong verbal and written communication skills.
• Collaboration: Proven ability to work effectively in large, diverse teams.
• Stakeholder Management: Capable of managing and influencing stakeholders without direct authority.
• Organizational Skills: Strong attention to detail, time management, and analytical skills.
• Work Ethic: Self-driven, dedicated, and maintains a positive and professional attitude.

Job Title: Gold Loan Admin

Location:

Workshaala Delta

No. 154, Next to Devi Eye Hospital, Sector 5, 1st Sector, HSR Layout, Bengaluru, Karnataka 560102

Working Days:

6 days a week

About Rupeek

Founded in 2015 and headquartered in Bangalore, Rupeek is India’s leading asset-backed digital lending fintech platform. The company is committed to making credit accessible in a fair and convenient manner by unlocking the potential of India’s $2 trillion gold market. Rupeek operates across 40+ cities in India with a customer base of over 500,000. The company partners with top banks and financial institutions to deliver low-risk, low-touch, and frictionless financial products.

Role and Responsibilities

• Transaction Oversight: Approve KYC, gold appraisal, payment, and release transactions within defined timelines.
• Operational Management: Manage day-to-day operations related to transaction approvals, loan processing, and back-office tasks.
• Compliance & Process Control: Ensure adherence to company policies, standard operating procedures, and regulatory guidelines for all transactions.
• Error Identification: Detect and report discrepancies or errors in KYC, gold appraisal, payment, and release processes.
• Gold Appraisal: Perform accurate visual inspections to identify spurious gold and calculate stone deductions effectively.

Skills and Qualifications

• Experience: 0 to 1 year of experience in gold loan appraisal or back-office operations.
• Education: Undergraduate or postgraduate degree from a recognized institution.
• Industry Experience: Preferred experience in NBFCs, banking, financial services, or gold loan operations.
• Technical Skills: Ability to differentiate between genuine and spurious gold; knowledge of standard deduction practices for embedded stones.
• Language Requirement: Ability to read in Marathi or Gujarati is mandatory.
• Communication: Strong verbal and written communication skills.
• Collaboration: Proven ability to work effectively in large, diverse teams.
• Stakeholder Management: Capable of managing and influencing stakeholders without direct authority.
• Organizational Skills: Strong attention to detail, time management, and analytical skills.
• Work Ethic: Self-driven, dedicated, and maintains a positive and professional attitude.

• Thorough understanding of Loan product Lifecyle with exposure across various Loan management systems, documentation, closing, funding, and post closure servicing of transactions.
• Sound understanding of loan products; policies and processes; documentation requirements; risk systems, including loan origination systems; limits and exposure management; legal documentation.
• Experience in migration of syndicated and bilat deals to LIQ from other softwares, preferably trading portfolio.
• Experience in reviewing legal documents such as credit agreement, pricing letters, borrowing notices.
• Hands-on experience of servicing loans in LIQ/Flex is a must, including processing outstanding loans/SBLCs, fee accrual booking/manual adjustments, FED/SWIFT payments, generating manual cashflows etc
• Processing of funding requests, payments, rollover, nostro reconciliation and calculation of interest and fees per the notice sent by agent bank.
• Experience in collaborating/liaising with internal/external stakeholders and ensuring daily targets are met
• Experience in secondary loan trading and settlement

The Loan Operations Manager will be responsible for managing the operational lifecycle of Business Loans and Loan Against Property (LAP) products. This includes overseeing documentation, disbursement, servicing, compliance, and closure processes. The role demands strong coordination with internal teams and external stakeholders to ensure timely and accurate loan processing while maintaining regulatory compliance.

Key Responsibilities:

Loan Processing & Disbursement:

• Manage end-to-end operations for Business Loans and LAP, from post-sanction to disbursement.
  
• Ensure accurate verification of KYC, financials, property documents, and other relevant paperwork.
  
• Coordinate with credit, legal, and technical teams for valuation, title checks, and compliance.
  

Documentation & Compliance:

• Review and validate loan documentation including sanction letters, agreements, and property papers.
  
• Ensure compliance with RBI guidelines and internal credit policies.
  
• Maintain proper documentation for audits and regulatory inspections.
  

Customer Service & Support:

• Handle customer queries related to loan servicing, repayment schedules, and foreclosure.
  
• Ensure smooth onboarding and servicing experience for borrowers.
  

Portfolio Monitoring & Risk Management:

• Monitor loan accounts for timely repayments and flag potential delinquencies.
  
• Coordinate with collections and recovery teams for overdue accounts.
  
• Support risk mitigation through operational checks and controls.
  

Reporting & MIS:

• Prepare and present operational reports including disbursement trends, turnaround times, and exception handling.
  
• Track KPIs such as processing time, error rates, and customer satisfaction.
  

Team Leadership & Coordination:

• Lead a team of loan processing officers and executives.
  
• Collaborate with sales, credit, legal, and finance teams to ensure seamless operations.
  

Requirements

Qualifications & Skills:

• Graduate/Postgraduate in Finance, Business Administration, or related field.
  
• 5–8 years of experience in loan operations, preferably in Business Loans and LAP within NBFCs or banks.
  
• Strong understanding of property documentation, financial analysis, and credit underwriting processes.
  
• Familiarity with loan management systems and digital lending platforms.
  
• Excellent communication, analytical, and leadership skills.

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Preferred Attributes:

• Experience in managing high-ticket LAP and unsecured business loans.
  
• Exposure to process automation and workflow optimization.
  
• Knowledge of local property laws and valuation practices.
  

The Loan Operations Manager will be responsible for managing the operational lifecycle of Business Loans and Loan Against Property (LAP) products. This includes overseeing documentation, disbursement, servicing, compliance, and closure processes. The role demands strong coordination with internal teams and external stakeholders to ensure timely and accurate loan processing while maintaining regulatory compliance.

Key Responsibilities:

Loan Processing & Disbursement:

• Manage end-to-end operations for Business Loans and LAP, from post-sanction to disbursement.
  
• Ensure accurate verification of KYC, financials, property documents, and other relevant paperwork.
  
• Coordinate with credit, legal, and technical teams for valuation, title checks, and compliance.
  

Documentation & Compliance:

• Review and validate loan documentation including sanction letters, agreements, and property papers.
  
• Ensure compliance with RBI guidelines and internal credit policies.
  
• Maintain proper documentation for audits and regulatory inspections.
  

Customer Service & Support:

• Handle customer queries related to loan servicing, repayment schedules, and foreclosure.
  
• Ensure smooth onboarding and servicing experience for borrowers.
  

Portfolio Monitoring & Risk Management:

• Monitor loan accounts for timely repayments and flag potential delinquencies.
  
• Coordinate with collections and recovery teams for overdue accounts.
  
• Support risk mitigation through operational checks and controls.
  

Reporting & MIS:

• Prepare and present operational reports including disbursement trends, turnaround times, and exception handling.
  
• Track KPIs such as processing time, error rates, and customer satisfaction.
  

Team Leadership & Coordination:

• Lead a team of loan processing officers and executives.
  
• Collaborate with sales, credit, legal, and finance teams to ensure seamless operations.
  

Requirements

Qualifications & Skills:

• Graduate/Postgraduate in Finance, Business Administration, or related field.
  
• 5–8 years of experience in loan operations, preferably in Business Loans and LAP within NBFCs or banks.
  
• Strong understanding of property documentation, financial analysis, and credit underwriting processes.
  
• Familiarity with loan management systems and digital lending platforms.
  
• Excellent communication, analytical, and leadership skills.

  ---

  
  

Preferred Attributes:

• Experience in managing high-ticket LAP and unsecured business loans.
  
• Exposure to process automation and workflow optimization.
  
• Knowledge of local property laws and valuation practices.
  

Job Summary:

We seek a highly skilled Loan Operations Executive to oversee and streamline the loan disbursement process.

This role will ensure accuracy, compliance, and efficiency in loan processing, KYC verification, reconciliations, and disbursement activities.

The ideal candidate will manage a team, handle escalations, and work closely with internal and external stakeholders to deliver optimal results.

Key Responsibilities:

Loan Disbursement Management:

Oversee loan disbursements, including approvals from management and internal teams.

Ensure all documentation is accurate before disbursement.

Manage the loan cancellation process when necessary.

KYC Process Oversight:

Own the loan KYC process, ensuring maximum efficiency in terms of output and turnaround time (TAT).

Reconciliations & Transfers:

Reconcile data between the system and bank transfers.

Handle interbank transfers and bank transfers for loan disbursements from respective accounts.

Loan Document & Escalation Handling:

Responsible for checking loan documents and handling escalations related to loan disbursements.

Tech Enhancement & Process Improvement:

Collaborate with the tech team to enhance loan processing systems and workflows.

Proactively identify and implement process improvements.

MIS Reporting & Tracker Maintenance:

Prepare daily, weekly, and monthly MIS reports.

Maintain various trackers for management updates and ensure they are kept up-to-date.

Cross-functional Coordination:

Act as a liaison between internal teams and external partners to ensure smooth operations.

Qualifications & Experience:

Graduate/Postgraduate from a reputed college or university.

MBA/CA/Finance degree is preferred.

1 to 2 years of experience in Financial Services, NBFC, or Banking sectors, specifically in loan operations or similar roles.

Skills & Knowledge:

• Strong understanding of loan processes, especially in a high-velocity environment.
• Experience with compliance and process documentation.
• Excellent problem-solving and decision-making skills.
• Ability to work in a fast-paced, flexible environment with attention to deadlines and details.
• Strong multi-tasking abilities and the capacity to manage complex client situations.
• Strong networking and communication skills.

Perks and Benefits:

• Alternate Saturday off.
• Medical benefits.

Job Summary:

We seek a highly skilled Loan Operations Executive to oversee and streamline the loan disbursement process.

This role will ensure accuracy, compliance, and efficiency in loan processing, KYC verification, reconciliations, and disbursement activities.

The ideal candidate will manage a team, handle escalations, and work closely with internal and external stakeholders to deliver optimal results.

Key Responsibilities:

Loan Disbursement Management:

Oversee loan disbursements, including approvals from management and internal teams.

Ensure all documentation is accurate before disbursement.

Manage the loan cancellation process when necessary.

KYC Process Oversight:

Own the loan KYC process, ensuring maximum efficiency in terms of output and turnaround time (TAT).

Reconciliations & Transfers:

Reconcile data between the system and bank transfers.

Handle interbank transfers and bank transfers for loan disbursements from respective accounts.

Loan Document & Escalation Handling:

Responsible for checking loan documents and handling escalations related to loan disbursements.

Tech Enhancement & Process Improvement:

Collaborate with the tech team to enhance loan processing systems and workflows.

Proactively identify and implement process improvements.

MIS Reporting & Tracker Maintenance:

Prepare daily, weekly, and monthly MIS reports.

Maintain various trackers for management updates and ensure they are kept up-to-date.

Cross-functional Coordination:

Act as a liaison between internal teams and external partners to ensure smooth operations.

Qualifications & Experience:

Graduate/Postgraduate from a reputed college or university.

MBA/CA/Finance degree is preferred.

1 to 2 years of experience in Financial Services, NBFC, or Banking sectors, specifically in loan operations or similar roles.

Skills & Knowledge:

• Strong understanding of loan processes, especially in a high-velocity environment.
• Experience with compliance and process documentation.
• Excellent problem-solving and decision-making skills.
• Ability to work in a fast-paced, flexible environment with attention to deadlines and details.
• Strong multi-tasking abilities and the capacity to manage complex client situations.
• Strong networking and communication skills.

Perks and Benefits:

• Alternate Saturday off.
• Medical benefits.

Loan against Gold Jewelry operations - Loan Application Form checking as per laid down guidelines. Know Your Customer checking as per banks KYC Policy. To conduct sample checking & valuation of jewelry by valuer.

Ensure proper inputting of data in Loan Origination System. To generate repayment schedule and payment detail updation as per Straight Through Process/Non-Straight through Process.

Proper storage of Gold packet as per defined guidelines. To manage all vouchers and records as per laid down guidelines. Timely processing of all records in the RMS/Archival system as per laid down guidelines.

To liaise with Record management Agency for storage/retrieval of records.

To ensure system Security. Investigate customer complaints and analyze, send response and resolve the same under intimation to seniors.

Liaison with internal customers for resolution of issues. Suspense/General Ledger accounts monitoring. Store all security documents, instruments, etc. in FRFC under dual custody. To convert customer on digital platform.

Experience: 2 to 5 Years

Location: Goregaon, Mumbai (Apply if you are from western line)

Notice Period: Immediate to 30 days

Industry: Investment Banking / Financial Services

Key Skills

Loan Servicing , Loan Operations , Loan Settlements , Syndicated Lending , Loan IQ , Corporate Loans , Global loans,  Cash Reconciliation , Credit Documentation , Banking Operations , Financial Services , Loan Administration , Fund Services, US Loans, Corporate loans

What You'll Do:

• Oversee loan lifecycle operations , including servicing, settlements, and reconciliations
• Manage credit agreements , liaise with internal teams and external agents
• Resolve cash breaks , track metrics, and contribute to reporting dashboards
• Collaborate across Finance , Capital Markets , and Lending teams  to ensure accuracy and compliance

What You Bring:

• 2+ years of experience in loan operations , syndicated lending , or settlement functions
• Hands-on with Loan IQ , Excel , and loan documentation
• Excellent verbal and written communication skills
• Ability to multitask, prioritize, and drive process improvements independently