476 Loss Adjuster jobs in India

• Manage auto insurance claims from opening to closing.
• Investigate claims by gathering relevant documentation and information.
• Assess policy coverage, liability, and damages.
• Communicate with policyholders, claimants, and other relevant parties.
• Negotiate settlements within authorized limits.
• Ensure compliance with insurance regulations and company procedures.
• Maintain accurate and up-to-date claim files.
• Provide excellent customer service throughout the claims process.
• Identify potential fraud and escalate as necessary.

• Bachelor's degree in any discipline.
• 1-3 years of experience in insurance claims handling or a related customer service role.
• Understanding of auto insurance policies and claims procedures.
• Strong communication, interpersonal, and negotiation skills.
• Excellent organizational and time management abilities.
• Proficiency in MS Office Suite and claims management software.
• Ability to work effectively in a fast-paced office environment.

Motor Claims Handler (International Voice Process)

Educational Qualification – Graduation mandator

Experience - 2-7 years in motor claims handling

Job Requirement :

• Candidates with experience in Motor claims handling ( domestic/International)
• Excellent Command over English ( comprehension and conversation) , providing advice to customers on the motor claims processing
• Manage a claims portfolio and handle all claims within the appropriate service levels and in a compliant manner
• Flexibility to work in rotational shifts

72520 | Customer Services & Claims | Professional | Non-Executive | Allianz Services | Full-Time | Permanent

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.
We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in.
We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability or sexual orientation.
Join us. Let's care for tomorrow.
Note: Diversity of minds is an integral part of Allianz’ company culture. One means to achieve diverse teams is a regular rotation of Allianz Executive employees across functions, Allianz entities and geographies. Therefore, the company encourages its employees to have motivation in gaining varied skills from different positions and to collect experiences from across Allianz Group.

• Document claim file by accurately capturing and updating claims data/information in compliance with best practices for low to moderate. exposure and complexity for Property and Content damage and Liability/Injury claims.
• Exercise judgement to determine policy verification and coverage determination by analysing applicable coverage for claims and determining whether the loss falls within the coverage.
• Exercise judgement to determine liability by gathering and analysing relevant facts, images; utilizing applicable coverages.
• Identify anomalies and patterns to identify fraudulent claims and refer to SIU team based on SOPs
• Work to have a timely resolution to claims with complete ownership from initiation/intake to settlement.
• Assess damages by calculating applicable damage or range of damages.
• Negotiate settlement of a claim by establishing the appropriate negotiation strategy and utilizing available resources within authority limits.
• Meet quality standards by following best practices
• Responsible for data integrity and the appropriate documentation of the claim file as well as for compliance with regulatory requirements.
• Accountability in customer satisfaction and execute on the strategy to provide the best claims service for host damage protection.
• Ensure customer service by proactively communicating information, responding to inquiries, following customer protocols and special handling instructions.
• Ensure legal compliance by following federal laws and regulations, and internal control requirements.

Key skills required:

• Bachelor's degree or college Diploma.
• Experience in P&C, Healthcare Claims dealing with damage, liability or injury claims.
• Good knowledge of Insurance claims end-to-end value chain activities, challenges and best practices.
• Good knowledge of how to evaluate injuries and damage using market tools and technology.
• General knowledge of the coverages available under the damage protection, liability policy and some common exclusions.
• Results driven, ability to multi-task, pay attention to detail and follow procedures.
• Proven leadership and time management skills in a team environment.

• Investigate insurance claims by gathering information from policyholders, witnesses, and other relevant sources.
• Analyze policy coverage and assess damages or losses incurred.
• Determine the extent of the company's liability and negotiate settlements with claimants.
• Prepare detailed reports documenting claim investigations, findings, and recommendations.
• Maintain accurate and organized claim files using company software systems.
• Ensure compliance with all relevant insurance regulations and company procedures.
• Provide clear and timely communication to policyholders throughout the claims process.
• Collaborate with legal counsel, repair facilities, and other service providers as needed.
• Identify potential fraud and follow established protocols for investigation.
• Continuously update knowledge of insurance products and claims handling best practices.
  

• Bachelor's degree in Business, Finance, or a related field, or equivalent work experience.
• Minimum of 3 years of experience in insurance claims adjustment.
• Strong understanding of insurance policies, claims investigation, and negotiation techniques.
• Excellent analytical and critical thinking skills.
• Exceptional interpersonal and communication abilities, both written and verbal.
• Proficiency in claims management software and standard office applications.
• Ability to work independently and manage multiple claims simultaneously.
• Strong negotiation and conflict-resolution skills.
• Customer-focused approach with a commitment to service excellence.
• Valid driver's license and willingness to travel to claim sites as required.

• Investigate insurance claims to determine coverage and liability.
• Interview claimants, witnesses, and relevant parties to gather information.
• Inspect damaged property and assess the extent of losses.
• Review policy documents and claim forms for accuracy and completeness.
• Negotiate settlements with claimants and their representatives.
• Prepare detailed reports on claim investigations and findings.
• Ensure compliance with insurance laws and regulations.
• Process payments and manage claim files efficiently.
• Provide excellent customer service to policyholders throughout the claims process.

• High school diploma or equivalent; Bachelor's degree preferred.
• Minimum of 2-4 years of experience as an insurance claims adjuster or in a related field.
• Knowledge of insurance policies, claims processing, and investigation techniques.
• Strong analytical and problem-solving skills.
• Excellent communication, negotiation, and customer service skills.
• Proficiency in claims management software and Microsoft Office Suite.
• Ability to work independently and manage a caseload effectively.
• Relevant insurance licenses or certifications are a plus.

• Investigate insurance claims promptly and thoroughly by gathering information, interviewing claimants and witnesses, and reviewing policy coverage.
• Assess the damage or loss reported and determine the extent of the company's liability based on policy terms and conditions.
• Negotiate settlements with policyholders and their representatives in a fair and efficient manner.
• Prepare detailed reports on claim investigations, findings, and recommendations.
• Maintain accurate and organized claim files, ensuring all documentation is complete.
• Liaise with legal counsel, repair shops, medical providers, and other third parties as needed.
• Adhere to all relevant insurance laws, regulations, and company policies.
• Manage a portfolio of claims, prioritizing tasks and ensuring timely resolution.
• Provide excellent customer service to policyholders throughout the claims process.
• Identify potential cases of fraud and escalate them for further investigation.
• Stay updated on industry best practices and changes in insurance legislation.
• Conduct on-site assessments of property damage or injury where necessary.
• Attend court hearings or depositions when required.

• Bachelor's degree in Finance, Business Administration, or a related field.
• Proven experience as a Claims Adjuster or in a similar role within the insurance industry.
• Strong understanding of insurance policies, claims processing, and legal/regulatory requirements.
• Excellent investigative, analytical, and problem-solving skills.
• Exceptional negotiation and communication abilities (both written and verbal).
• Proficiency in using claims management software and standard office applications.
• Ability to manage a caseload effectively and meet deadlines.
• High level of integrity and attention to detail.
• Customer-focused approach with a commitment to providing outstanding service.
• Valid Adjuster's license or willingness to obtain one is required.

• Investigate insurance claims thoroughly and objectively.
• Interview claimants, witnesses, and relevant parties.
• Inspect damaged property, vehicles, or other insured items.
• Review policy documents, claims forms, and supporting evidence.
• Determine the extent of liability and coverage under the policy.
• Calculate and negotiate fair claim settlements.
• Manage a caseload of claims from inception to closure.
• Maintain accurate and detailed claims records.
• Ensure compliance with all relevant insurance laws and regulations.
• Provide clear and timely communication to policyholders regarding their claims status.

• Bachelor's degree in Business Administration, Finance, or a related field.
• Proven experience as an Insurance Claims Adjuster or in a similar role.
• Knowledge of insurance policies, claims processing, and legal/regulatory requirements.
• Strong analytical, investigative, and problem-solving skills.
• Excellent negotiation and communication skills.
• Ability to manage time effectively and prioritize tasks.
• Proficiency in using claims management software.
• Valid insurance adjuster license (or willingness to obtain).
• Ability to conduct on-site inspections and client meetings.