655 Medical Safety Officer jobs in India
Risk Management
Mumbai, Maharashtra
Anand Rathi Group
Posted 7 days ago
Job Viewed
Job Description
Company Name - Anand Rathi Global Intermediaries Limited (Stock Broker)
Company Overview
We are a SEBI-registered Trading Member and Self-Clearing Member with a focus on institutional broking, proprietary trading, and promoter group trading activities.
Role Overview
The Risk Manager leads the development, implementation, and oversight of risk management policies and daily surveillance in a prop and institutional desk environment. This individual will be responsible for real-time risk controls, regulatory margin management, exposure monitoring, and limit enforcement across all firm and group trading activities.
Key Responsibilities
- Develop and implement comprehensive risk management frameworks and processes for prop, institutional, and promoter trades
- Monitor exposures, P&L, and real-time risk across trading desks; implement controls to ensure compliance with SEBI, Exchange, and internal policies
- Oversee margin management, position limits, scrip profiling, and fund allocation in alignment with regulatory and internal risk norms
- Perform stress testing, scenario analysis, and risk analytics for large and complex positions/trades
- Supervise surveillance of all client and group trades to detect anomalies, trigger alerts, and enforce action as per policy
- Collaborate with front office, compliance, and technology teams to ensure system readiness for risk capture and reporting
- Conduct regular reviews of risk management systems, participate in audits, and enhance processes in line with best practices
- Ensure timely regulatory and internal risk reporting; present key risk exposures and action plans to management
- Train desk and ops teams in risk awareness, policy updates, and compliance practices
Candidate Requirements
- Graduate/Postgraduate with 5–10 years’ experience in risk management for institutional/prop broking.
- Advanced understanding of capital market risk controls, margin management, position/limit monitoring, and risk reporting
- Familiar with exchange systems (e.g., NMASS, OFS Portals), scrip/client profiling, and risk system tools
- Analytical with hands-on skills in scenario analysis, stress testing, and exposure surveillance
- Strong regulatory knowledge: SEBI, NSE/BSE, clearing and settlement framework, internal controls
- Excellent communication, technology acumen, and cross-team coordination
- FRM/CFA/NISM series or equivalent risk certifications
This advertiser has chosen not to accept applicants from your region.
0
Analyst-Risk Management
Haryana, Uttar Pradesh
American Express
Posted 2 days ago
Job Viewed
Job Description
**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us deine the future of American Express.
Overview of the Business:
Credit and Fraud Risk (CFR) team helps drive profitable business growth by reducing the risk of fraud and maintaining industry lowest credit loss rates. It uses an array of tools and ever-evolving technology to detect and combat fraud, minimize the disruption of good spending, and provide a world-class customer experience. The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation.
A single decision can have many outcomes. And when that decision affects millions of customers, it needs to be the right one. That's where our Credit & Fraud Risk (CFR) Analytics & Data Science CoE team comes in. The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation, every day. Right from targeting the right customer for our products to underwriting them to managing their experience with Amex when they get onboarded, every decision is advised by groundbreaking analytics & data science. We help the company grow its business profitably while delivering the world's best customer experience, all powered by data. We are the backbone of all financial services operations at American Express and impact every aspect of the company.
As a part of the team, you'll have the opportunity to work in one of the best companies for data scientists in the country. You will solve real world business problems while getting exposure to the industry's top leaders in analytics, data science and machine learning. If you're passionate about solving complex problems and crafting solutions that impact millions, you should consider a career in CFR.
**Description on the role:**
Development, review and/or execution of economic logic & analytical solutions to drive profitable credit business actions.
**Responsibilities:**
* Understand the core business of AXP and the levers behind various decisions
* Analyze large amounts of data to derive business insights and create innovative solutions
* Leverage the power of closed loop through Amex network to make decisions more intelligent and relevant
* Innovate with a focus on developing newer and better approaches using big data & machine learning solution
* Clear articulation and structuring of business findings across prospect and customer domain to the leadership and key partners
* Maintain external lens and be aware of developments in the field of Finance/Payments/Analytics etc.
**Minimum Qualifications**
* MBA, Master's Degree In Economics, Statistics, Computer Science Or related fields
* **0-18 months of experience i** n analytics (Analyst Req only )
* Ability to drive project deliverables to achieve business results
* Ability to work effectively in a team environment
* Strong communication and interpersonal skills
* Innovative problem solver with ability to learn quickly and work independently with complex, unstructured initiatives
* Ability to Integrate with Cross-Functional Business Partners Worldwide
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Other Locations:** India-Karnataka-Bengaluru Urban
**Schedule** Full-time
**Req ID:**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us deine the future of American Express.
Overview of the Business:
Credit and Fraud Risk (CFR) team helps drive profitable business growth by reducing the risk of fraud and maintaining industry lowest credit loss rates. It uses an array of tools and ever-evolving technology to detect and combat fraud, minimize the disruption of good spending, and provide a world-class customer experience. The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation.
A single decision can have many outcomes. And when that decision affects millions of customers, it needs to be the right one. That's where our Credit & Fraud Risk (CFR) Analytics & Data Science CoE team comes in. The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation, every day. Right from targeting the right customer for our products to underwriting them to managing their experience with Amex when they get onboarded, every decision is advised by groundbreaking analytics & data science. We help the company grow its business profitably while delivering the world's best customer experience, all powered by data. We are the backbone of all financial services operations at American Express and impact every aspect of the company.
As a part of the team, you'll have the opportunity to work in one of the best companies for data scientists in the country. You will solve real world business problems while getting exposure to the industry's top leaders in analytics, data science and machine learning. If you're passionate about solving complex problems and crafting solutions that impact millions, you should consider a career in CFR.
**Description on the role:**
Development, review and/or execution of economic logic & analytical solutions to drive profitable credit business actions.
**Responsibilities:**
* Understand the core business of AXP and the levers behind various decisions
* Analyze large amounts of data to derive business insights and create innovative solutions
* Leverage the power of closed loop through Amex network to make decisions more intelligent and relevant
* Innovate with a focus on developing newer and better approaches using big data & machine learning solution
* Clear articulation and structuring of business findings across prospect and customer domain to the leadership and key partners
* Maintain external lens and be aware of developments in the field of Finance/Payments/Analytics etc.
**Minimum Qualifications**
* MBA, Master's Degree In Economics, Statistics, Computer Science Or related fields
* **0-18 months of experience i** n analytics (Analyst Req only )
* Ability to drive project deliverables to achieve business results
* Ability to work effectively in a team environment
* Strong communication and interpersonal skills
* Innovative problem solver with ability to learn quickly and work independently with complex, unstructured initiatives
* Ability to Integrate with Cross-Functional Business Partners Worldwide
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Other Locations:** India-Karnataka-Bengaluru Urban
**Schedule** Full-time
**Req ID:**
This advertiser has chosen not to accept applicants from your region.
1
Analyst-Risk Management
Karnataka, Karnataka
American Express
Posted 2 days ago
Job Viewed
Job Description
**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us deine the future of American Express.
Overview of the Business:
Credit and Fraud Risk (CFR) team helps drive profitable business growth by reducing the risk of fraud and maintaining industry lowest credit loss rates. It uses an array of tools and ever-evolving technology to detect and combat fraud, minimize the disruption of good spending, and provide a world-class customer experience. The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation.
A single decision can have many outcomes. And when that decision affects millions of customers, it needs to be the right one. That's where our Credit & Fraud Risk (CFR) Analytics & Data Science CoE team comes in. The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation, every day. Right from targeting the right customer for our products to underwriting them to managing their experience with Amex when they get onboarded, every decision is advised by groundbreaking analytics & data science. We help the company grow its business profitably while delivering the world's best customer experience, all powered by data. We are the backbone of all financial services operations at American Express and impact every aspect of the company.
As a part of the team, you'll have the opportunity to work in one of the best companies for data scientists in the country. You will solve real world business problems while getting exposure to the industry's top leaders in analytics, data science and machine learning. If you're passionate about solving complex problems and crafting solutions that impact millions, you should consider a career in CFR.
**Description on the role:**
Development, review and/or execution of economic logic & analytical solutions to drive profitable credit business actions.
**Responsibilities:**
* Understand the core business of AXP and the levers behind various decisions
* Analyze large amounts of data to derive business insights and create innovative solutions
* Leverage the power of closed loop through Amex network to make decisions more intelligent and relevant
* Innovate with a focus on developing newer and better approaches using big data & machine learning solution
* Clear articulation and structuring of business findings across prospect and customer domain to the leadership and key partners
* Maintain external lens and be aware of developments in the field of Finance/Payments/Analytics etc.
**Minimum Qualifications**
* MBA, Master's Degree In Economics, Statistics, Computer Science Or related fields
* **0-18 months of experience i** n analytics (Analyst Req only )
* Ability to drive project deliverables to achieve business results
* Ability to work effectively in a team environment
* Strong communication and interpersonal skills
* Innovative problem solver with ability to learn quickly and work independently with complex, unstructured initiatives
* Ability to Integrate with Cross-Functional Business Partners Worldwide
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Other Locations:** India-Karnataka-Bengaluru Urban
**Schedule** Full-time
**Req ID:**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us deine the future of American Express.
Overview of the Business:
Credit and Fraud Risk (CFR) team helps drive profitable business growth by reducing the risk of fraud and maintaining industry lowest credit loss rates. It uses an array of tools and ever-evolving technology to detect and combat fraud, minimize the disruption of good spending, and provide a world-class customer experience. The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation.
A single decision can have many outcomes. And when that decision affects millions of customers, it needs to be the right one. That's where our Credit & Fraud Risk (CFR) Analytics & Data Science CoE team comes in. The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation, every day. Right from targeting the right customer for our products to underwriting them to managing their experience with Amex when they get onboarded, every decision is advised by groundbreaking analytics & data science. We help the company grow its business profitably while delivering the world's best customer experience, all powered by data. We are the backbone of all financial services operations at American Express and impact every aspect of the company.
As a part of the team, you'll have the opportunity to work in one of the best companies for data scientists in the country. You will solve real world business problems while getting exposure to the industry's top leaders in analytics, data science and machine learning. If you're passionate about solving complex problems and crafting solutions that impact millions, you should consider a career in CFR.
**Description on the role:**
Development, review and/or execution of economic logic & analytical solutions to drive profitable credit business actions.
**Responsibilities:**
* Understand the core business of AXP and the levers behind various decisions
* Analyze large amounts of data to derive business insights and create innovative solutions
* Leverage the power of closed loop through Amex network to make decisions more intelligent and relevant
* Innovate with a focus on developing newer and better approaches using big data & machine learning solution
* Clear articulation and structuring of business findings across prospect and customer domain to the leadership and key partners
* Maintain external lens and be aware of developments in the field of Finance/Payments/Analytics etc.
**Minimum Qualifications**
* MBA, Master's Degree In Economics, Statistics, Computer Science Or related fields
* **0-18 months of experience i** n analytics (Analyst Req only )
* Ability to drive project deliverables to achieve business results
* Ability to work effectively in a team environment
* Strong communication and interpersonal skills
* Innovative problem solver with ability to learn quickly and work independently with complex, unstructured initiatives
* Ability to Integrate with Cross-Functional Business Partners Worldwide
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Other Locations:** India-Karnataka-Bengaluru Urban
**Schedule** Full-time
**Req ID:**
This advertiser has chosen not to accept applicants from your region.
2
Analyst-Risk Management
Haryana, Uttar Pradesh
American Express
Posted 3 days ago
Job Viewed
Job Description
**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
How will you make an impact in this role?
Within the Finance Risk Management Group in GRC, Market & Liquidity Risk is the independent risk management team covering market and liquidity risk at American Express. The team's core responsibility is to design and execute risk measurement and controls across balance sheet management areas, including funding and liquidity risk and market risk.
Roles & Responsibilities:
Analyst- Liquidity Risk Oversight will be responsible for providing independent oversight and effective challenge of Liquidity Risk Management across American Express and American Express National Bank (AENB). The analyst will assume the responsibility of overseeing key areas in funding and liquidity risk management, leveraging analytical frameworks for independent risk assessment and providing effective challenge to funding and liquidity risk management processes.
This role will report to Manager, Funding and Liquidity Oversight, and will be responsible for developing and monitoring risk metrics, conducting in-depth reviews of funding and liquidity risk processes, ensuring compliance with regulations and internal policies, managing relationships with first line partners, and enhancing the firm's funding and liquidity risk program as American Express's balance sheet grows.
**Primary responsibilities include:**
+ Perform review and challenge of funding and liquidity related processes, including but not limited to methodologies and assumptions
+ Deliver data-driven insights to support financial and risk management decisions
+ Identify new and emerging liquidity risks and develop measurement and mitigation strategies
+ Prepare communications for risk management committees and senior leadership forums
Minimum Qualifications:
+ Undergraduate degree in Finance, Statistics, Mathematics, Engineering, or a related field, is required; graduate degree is a plus
+ Excellent verbal and written communications required
+ Ability to effectively deliver complex messages to senior leaders, various risk management committees, and stakeholders across three lines of defense
+ Ability to think critically and independently, devote significant attention to details, remain highly organized
+ Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to mitigate risks
+ Self-motivated, results-oriented with a dedication to meeting deadlines for key milestones
+ Ability to build trust with partners in Treasury and Finance
+ Experience in funding and liquidity risk management and related regulations highly preferred
+ Advanced proficiency in Excel and PowerPoint required, knowledge of SQL and Python strongly preferred
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Schedule** Full-time
**Req ID:**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
How will you make an impact in this role?
Within the Finance Risk Management Group in GRC, Market & Liquidity Risk is the independent risk management team covering market and liquidity risk at American Express. The team's core responsibility is to design and execute risk measurement and controls across balance sheet management areas, including funding and liquidity risk and market risk.
Roles & Responsibilities:
Analyst- Liquidity Risk Oversight will be responsible for providing independent oversight and effective challenge of Liquidity Risk Management across American Express and American Express National Bank (AENB). The analyst will assume the responsibility of overseeing key areas in funding and liquidity risk management, leveraging analytical frameworks for independent risk assessment and providing effective challenge to funding and liquidity risk management processes.
This role will report to Manager, Funding and Liquidity Oversight, and will be responsible for developing and monitoring risk metrics, conducting in-depth reviews of funding and liquidity risk processes, ensuring compliance with regulations and internal policies, managing relationships with first line partners, and enhancing the firm's funding and liquidity risk program as American Express's balance sheet grows.
**Primary responsibilities include:**
+ Perform review and challenge of funding and liquidity related processes, including but not limited to methodologies and assumptions
+ Deliver data-driven insights to support financial and risk management decisions
+ Identify new and emerging liquidity risks and develop measurement and mitigation strategies
+ Prepare communications for risk management committees and senior leadership forums
Minimum Qualifications:
+ Undergraduate degree in Finance, Statistics, Mathematics, Engineering, or a related field, is required; graduate degree is a plus
+ Excellent verbal and written communications required
+ Ability to effectively deliver complex messages to senior leaders, various risk management committees, and stakeholders across three lines of defense
+ Ability to think critically and independently, devote significant attention to details, remain highly organized
+ Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to mitigate risks
+ Self-motivated, results-oriented with a dedication to meeting deadlines for key milestones
+ Ability to build trust with partners in Treasury and Finance
+ Experience in funding and liquidity risk management and related regulations highly preferred
+ Advanced proficiency in Excel and PowerPoint required, knowledge of SQL and Python strongly preferred
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Schedule** Full-time
**Req ID:**
This advertiser has chosen not to accept applicants from your region.
3
Analyst-Risk Management
Haryana, Uttar Pradesh
American Express
Posted 4 days ago
Job Viewed
Job Description
**Description**
**You Lead the Way. We've Got Your Back.**
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
The Enterprise Data Strategy team, in Credit and Fraud Risk Management is responsible for optimizing risk decisions through the lifecycle by identifying, testing, and integrating internal data with external data assets. The team manages strategic global relationships and data strategy for key third party data providers and contribution policy with external data partners (including credit bureaus) to support risk products in prospecting, new accounts, customer management, and collection practices. The team also serves as a critical channel for the exploration of new data opportunities for the firm.
The incumbent would be part of the Enterprise Data Strategy team based in Gurgaon and reporting into Sr. Manager - International Commercial Data Strategy. The incumbent will be responsible for conducting detailed analysis on third-party vendor data to drive bureau/alternate data strategy, manage strategic Commercial data relationships and will partner closely with modeling, strategy, and risk product teams to drive innovative solutions and solve challenges.
Analyst will be responsible for data analysis to challenge the status quo, identifying use cases for leveraging external data and will serve as a critical point for exploration of new data opportunities in Commercial.
1. Drive Commercial data strategy across the customer lifecycle through structured and risk-based principles.
2. Explore traditional and alternative Commercial credit data/services.
3. Be responsible for data mining, analytics, research, and capabilities development supporting regulated data (e.g. credit bureau information) and non-regulated data (e.g. aggregated or vertically compiled) to support Change Management, Operational Risk Events, and Strategic Decisions.
4. Interacting and collaborating with partners across multiple lines of business including credit risk, fraud risk, market risk, capabilities, compliance, operations to develop, implement and optimize the Commercial data strategies including new third-party data vendor onboarding and existing products.
5. Ensuring compliance with all regulatory requirements through robust risk policies
6. Periodically review cases to identify modeling/strategy opportunities and improve customer experience.
7. Evaluate new external data sources like Open banking, financials, credit bureau, Insurance, Firmographics, digital, etc. to improve risk models/strategies.
8. Closely partner with external data vendors, internal capabilities, and internal Commercial risk teams to ingest new data sources for models/strategies.
9. Drive profitability through advanced analytical techniques.
10. Put enterprise thinking first, connect the role's agenda to enterprise priorities and balance the needs of customers, partners, colleagues & shareholders.
11. Lead with an external perspective, challenge the status quo and bring continuous innovation to our existing offerings.
12. Demonstrate learning agility, make decisions quickly and with the highest level of integrity.
13. Should possess strong analytical and problem-solving skills and a tremendous will to win.
14. Strong relationship building, management and influencing skills.
15. Exceptional verbal, written, and interpersonal communication skills.
**How will you make an impact in this role?**
Responsible for conducting detailed analysis on third-party vendor data to drive the data strategy in New Accounts, Customer Management and Marketing models and strategy for International Commercial business.
**Minimum Qualifications**
+ 0 -3 years of experience in analytics/credit risk or related work experience
+ Strong data handling and ability to apply statistical / quantitative techniques and methods to drive business results.
+ Bachelor's / master's degree in a quantitative field (e.g., Finance, Engineering, Mathematics, Statistics, Computer Science or Economics) from a top tier institute
+ Strong quantitative, analytical, project management and structured problem-solving skills with proficiency in Python, SQL, HIVE & EXCEL
+ Ability and willingness to work in a fast-paced environment and on aggressive timelines.
+ Effective team player and be able to manage multiple projects.
+ Excellent oral and written communication skills
+ Experience in analyzing data, drawing inferences, and making recommendations.
+ Strong relationship management and negotiation skills
+ Understanding of credit card business economics
+ Demonstrated ability to succeed in high performing teams.
+ Ability to grasp business problems/identify business opportunities and provide modeling solutions to solve them.
+ Demonstrated ability to drive innovation.
+ Experience in handling/influencing senior leaders/partners across geographies is preferred.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurgaon
**Schedule** Full-time
**Req ID:**
**You Lead the Way. We've Got Your Back.**
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
The Enterprise Data Strategy team, in Credit and Fraud Risk Management is responsible for optimizing risk decisions through the lifecycle by identifying, testing, and integrating internal data with external data assets. The team manages strategic global relationships and data strategy for key third party data providers and contribution policy with external data partners (including credit bureaus) to support risk products in prospecting, new accounts, customer management, and collection practices. The team also serves as a critical channel for the exploration of new data opportunities for the firm.
The incumbent would be part of the Enterprise Data Strategy team based in Gurgaon and reporting into Sr. Manager - International Commercial Data Strategy. The incumbent will be responsible for conducting detailed analysis on third-party vendor data to drive bureau/alternate data strategy, manage strategic Commercial data relationships and will partner closely with modeling, strategy, and risk product teams to drive innovative solutions and solve challenges.
Analyst will be responsible for data analysis to challenge the status quo, identifying use cases for leveraging external data and will serve as a critical point for exploration of new data opportunities in Commercial.
1. Drive Commercial data strategy across the customer lifecycle through structured and risk-based principles.
2. Explore traditional and alternative Commercial credit data/services.
3. Be responsible for data mining, analytics, research, and capabilities development supporting regulated data (e.g. credit bureau information) and non-regulated data (e.g. aggregated or vertically compiled) to support Change Management, Operational Risk Events, and Strategic Decisions.
4. Interacting and collaborating with partners across multiple lines of business including credit risk, fraud risk, market risk, capabilities, compliance, operations to develop, implement and optimize the Commercial data strategies including new third-party data vendor onboarding and existing products.
5. Ensuring compliance with all regulatory requirements through robust risk policies
6. Periodically review cases to identify modeling/strategy opportunities and improve customer experience.
7. Evaluate new external data sources like Open banking, financials, credit bureau, Insurance, Firmographics, digital, etc. to improve risk models/strategies.
8. Closely partner with external data vendors, internal capabilities, and internal Commercial risk teams to ingest new data sources for models/strategies.
9. Drive profitability through advanced analytical techniques.
10. Put enterprise thinking first, connect the role's agenda to enterprise priorities and balance the needs of customers, partners, colleagues & shareholders.
11. Lead with an external perspective, challenge the status quo and bring continuous innovation to our existing offerings.
12. Demonstrate learning agility, make decisions quickly and with the highest level of integrity.
13. Should possess strong analytical and problem-solving skills and a tremendous will to win.
14. Strong relationship building, management and influencing skills.
15. Exceptional verbal, written, and interpersonal communication skills.
**How will you make an impact in this role?**
Responsible for conducting detailed analysis on third-party vendor data to drive the data strategy in New Accounts, Customer Management and Marketing models and strategy for International Commercial business.
**Minimum Qualifications**
+ 0 -3 years of experience in analytics/credit risk or related work experience
+ Strong data handling and ability to apply statistical / quantitative techniques and methods to drive business results.
+ Bachelor's / master's degree in a quantitative field (e.g., Finance, Engineering, Mathematics, Statistics, Computer Science or Economics) from a top tier institute
+ Strong quantitative, analytical, project management and structured problem-solving skills with proficiency in Python, SQL, HIVE & EXCEL
+ Ability and willingness to work in a fast-paced environment and on aggressive timelines.
+ Effective team player and be able to manage multiple projects.
+ Excellent oral and written communication skills
+ Experience in analyzing data, drawing inferences, and making recommendations.
+ Strong relationship management and negotiation skills
+ Understanding of credit card business economics
+ Demonstrated ability to succeed in high performing teams.
+ Ability to grasp business problems/identify business opportunities and provide modeling solutions to solve them.
+ Demonstrated ability to drive innovation.
+ Experience in handling/influencing senior leaders/partners across geographies is preferred.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurgaon
**Schedule** Full-time
**Req ID:**
This advertiser has chosen not to accept applicants from your region.
4
Mgr-Risk Management
Haryana, Uttar Pradesh
American Express
Posted 4 days ago
Job Viewed
Job Description
**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
**You Lead the Way. We've Got Your Back.**
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you're finding new ways to prevent fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.
**How will you make an impact in this role?**
The incumbent will lead the customer management for the US portfolio for both consumer and sbs portfolios within the CBO strategy team.
Credit Bust Out (CBO) begins when a person establishes credit: under their own name or by creating a synthetic identity (or business). The individual either busts out immediately as a first payment defaulter or may work to build a strong credit profile, making on-time payments, increasing credit limits, and applying for more cards. After credit is built, the "bust-out" takes place. The individual maxes out the credit accounts and ceases making payments. These schemes are often orchestrated by highly sophisticated individuals or criminal rings/networks working in tandem.
You will work in a highly dynamic and exciting environment and will have the opportunity to enhance the strategies for the customer management functions of US portfolio. You will be responsible to enhance and create new strategies & uplift and automate processes/procedures and controls.
You will lead a high-performing and motivated team, where defining what winning looks like will be critical to staying ahead of the fraudsters. In addition, collaborating with partners in other Risk teams, Global Servicing, Legal/Compliance, and Technologies will essential to create world-class strategies and capabilities.
**Responsibilities:**
* Create and Enhance Customer Management strategies for different functions (RLA/ POS D/ Case Set Ups)
* Work with credit partners, GSG teams, international teams and tech teams to seamlessly implement customer management strategies
* Design, develop, deploy and monitor strategies and rules-based business solutions to minimize CBO losses while ensuring superior customer experience
* Identify emerging trends and potential threats quickly
**Minimum Qualifications**
* At least 3 years' experience in the risk management field
* Proven track record of driving results with strong thought leadership and complex problem solving skills
* Flexibility and adaptability to work within tight deadlines and changing priorities
* Ability to influence others, be creative and manage multiple concurrent projects in a dynamic environment
* Strong communication, interpersonal skills and ability to work effectively in a team environment
**Preferred Qualifications**
* Masters or PhD degree in Business, Statistics, Economics, Engineering or related fields is strongly desired
* Ability to handle large datasets using SQL, Python or other programming language
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Schedule** Full-time
**Req ID:**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
**You Lead the Way. We've Got Your Back.**
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you're finding new ways to prevent fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.
**How will you make an impact in this role?**
The incumbent will lead the customer management for the US portfolio for both consumer and sbs portfolios within the CBO strategy team.
Credit Bust Out (CBO) begins when a person establishes credit: under their own name or by creating a synthetic identity (or business). The individual either busts out immediately as a first payment defaulter or may work to build a strong credit profile, making on-time payments, increasing credit limits, and applying for more cards. After credit is built, the "bust-out" takes place. The individual maxes out the credit accounts and ceases making payments. These schemes are often orchestrated by highly sophisticated individuals or criminal rings/networks working in tandem.
You will work in a highly dynamic and exciting environment and will have the opportunity to enhance the strategies for the customer management functions of US portfolio. You will be responsible to enhance and create new strategies & uplift and automate processes/procedures and controls.
You will lead a high-performing and motivated team, where defining what winning looks like will be critical to staying ahead of the fraudsters. In addition, collaborating with partners in other Risk teams, Global Servicing, Legal/Compliance, and Technologies will essential to create world-class strategies and capabilities.
**Responsibilities:**
* Create and Enhance Customer Management strategies for different functions (RLA/ POS D/ Case Set Ups)
* Work with credit partners, GSG teams, international teams and tech teams to seamlessly implement customer management strategies
* Design, develop, deploy and monitor strategies and rules-based business solutions to minimize CBO losses while ensuring superior customer experience
* Identify emerging trends and potential threats quickly
**Minimum Qualifications**
* At least 3 years' experience in the risk management field
* Proven track record of driving results with strong thought leadership and complex problem solving skills
* Flexibility and adaptability to work within tight deadlines and changing priorities
* Ability to influence others, be creative and manage multiple concurrent projects in a dynamic environment
* Strong communication, interpersonal skills and ability to work effectively in a team environment
**Preferred Qualifications**
* Masters or PhD degree in Business, Statistics, Economics, Engineering or related fields is strongly desired
* Ability to handle large datasets using SQL, Python or other programming language
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Schedule** Full-time
**Req ID:**
This advertiser has chosen not to accept applicants from your region.
5
Analyst-Risk Management
Haryana, Uttar Pradesh
American Express
Posted 4 days ago
Job Viewed
Job Description
**Description**
**You Lead the Way. We've Got Your Back.**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
Join Team Amex and let's lead the way together.
**Overview of the Business:**
Credit and Fraud Risk (CFR) team helps drive profitable business growth by reducing the risk of fraud and maintaining industry lowest credit loss rates. It uses an array of tools and ever-evolving technology to detect and combat fraud, minimize the disruption of good spending, and provide a world-class customer experience. The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation.
A single decision can have many outcomes. And when that decision affects millions of customers, it needs to be the right one. That's where our Credit & Fraud Risk (CFR) Analytics & Data Science CoE team comes in. The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation, every day. Right from targeting the right customer for our products to underwriting them to managing their experience with Amex when they get onboarded, every decision is advised by groundbreaking analytics & data science. We help the company grow its business profitably while delivering the world's best customer experience, all powered by data. We are the backbone of all financial services operations at American Express and impact every aspect of the company.
As a part of the team, you'll have the opportunity to work in one of the best companies for data scientists in the country. You will solve real world business problems while getting exposure to the industry's top leaders in analytics, data science and machine learning. If you're passionate about solving complex problems and crafting solutions that impact millions, you should consider a career in CFR.
**Description on the role**
**Responsibilities:**
* Understand the core business of AXP and the levers behind various decisions
* Analyze large amounts of data to derive business insights and create innovative solutions
* Leverage the power of closed loop through Amex network to make decisions more intelligent and relevant
* Innovate with a focus on developing newer and better approaches using big data & machine learning solution
* Clear articulation and structuring of business findings across prospect and customer domain to the leadership and key partners
* Maintain external lens and be aware of developments in the field of Finance/Payments/Analytics etc.
**Minimum Qualifications**
* MBA, Master's Degree In Economics, Statistics, Computer Science Or related fields
* **0-18 months of experience** in analytics
* Ability to drive project deliverables to achieve business results
* Ability to work effectively in a team environment
* Strong communication and interpersonal skills
* Innovative problem solver with ability to learn quickly and work independently with complex, unstructured initiatives
* Ability to Integrate with Cross-Functional Business Partners Worldwide
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Schedule** Full-time
**Req ID:**
**You Lead the Way. We've Got Your Back.**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
Join Team Amex and let's lead the way together.
**Overview of the Business:**
Credit and Fraud Risk (CFR) team helps drive profitable business growth by reducing the risk of fraud and maintaining industry lowest credit loss rates. It uses an array of tools and ever-evolving technology to detect and combat fraud, minimize the disruption of good spending, and provide a world-class customer experience. The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation.
A single decision can have many outcomes. And when that decision affects millions of customers, it needs to be the right one. That's where our Credit & Fraud Risk (CFR) Analytics & Data Science CoE team comes in. The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation, every day. Right from targeting the right customer for our products to underwriting them to managing their experience with Amex when they get onboarded, every decision is advised by groundbreaking analytics & data science. We help the company grow its business profitably while delivering the world's best customer experience, all powered by data. We are the backbone of all financial services operations at American Express and impact every aspect of the company.
As a part of the team, you'll have the opportunity to work in one of the best companies for data scientists in the country. You will solve real world business problems while getting exposure to the industry's top leaders in analytics, data science and machine learning. If you're passionate about solving complex problems and crafting solutions that impact millions, you should consider a career in CFR.
**Description on the role**
**Responsibilities:**
* Understand the core business of AXP and the levers behind various decisions
* Analyze large amounts of data to derive business insights and create innovative solutions
* Leverage the power of closed loop through Amex network to make decisions more intelligent and relevant
* Innovate with a focus on developing newer and better approaches using big data & machine learning solution
* Clear articulation and structuring of business findings across prospect and customer domain to the leadership and key partners
* Maintain external lens and be aware of developments in the field of Finance/Payments/Analytics etc.
**Minimum Qualifications**
* MBA, Master's Degree In Economics, Statistics, Computer Science Or related fields
* **0-18 months of experience** in analytics
* Ability to drive project deliverables to achieve business results
* Ability to work effectively in a team environment
* Strong communication and interpersonal skills
* Innovative problem solver with ability to learn quickly and work independently with complex, unstructured initiatives
* Ability to Integrate with Cross-Functional Business Partners Worldwide
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** India-Haryana-Gurugram
**Schedule** Full-time
**Req ID:**
This advertiser has chosen not to accept applicants from your region.
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Risk Management Specialist
Bengaluru, Karnataka
Maneva Consulting Pvt. Ltd.
Posted 5 days ago
Job Viewed
Job Description
Location - Bangalore( Hybrid)
Experience - 7 -15Years
Notice Period: Immediate to 30days
Responsibilities:
Oracle RMC analyst is responsible for managing the Oracle RMC Module designing and implementation of security control with Oracle RMC, driving remediation with business and engineering team and providing audit support and reporting the risk within the Oracle system.
This advertiser has chosen not to accept applicants from your region.
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Risk Management Associate
Noida, Uttar Pradesh
HCLTech
Posted 7 days ago
Job Viewed
Job Description
HCLTech is hiring for Cyber Security Experts - Risk & Compliance Associate
Job Title
GET - Risk & Compliance Associate
Job Location
Noida/Chennai/Bangalore (Should be flexible to work from any of these locations)
Roles & Responsibility
- Understands Risk & Compliance domains and functions such as Information Security, IT Risk Management / Cyber Security, Enterprise Risk Management, Business Continuity Management, Privacy & Data Protection, Third Party Risk Management, Data Governance and Operations Risk to perform following activities as per applicability.
- Assist in conducting periodic risk assessments / compliance reviews and identify gaps / non-compliances.
- Drive risk remediation efforts and governance as per the defined risk management process.
- Provide the required support during the external/client information security audits under the guidance of experienced R&C professional.
- Contribute to the development of policies & procedures related to risk management and project execution.
- Establish ability to work in virtual team with help of tools and technologies.
- Demonstrates good inter-personal skills, high standards of professional behavior in dealings with business customers, colleagues, and staff.
- Engage in professional development opportunities to improve knowledge and skills relevant to the role.
- Support on the MIS related work on reporting of risks and metrics through excel/presentations.
Certification such as ISO 27001/ISO 31000/ISO 22301 will be expected to be achieved within first year of employment.
Qualification & Experience (if required)
- Graduate Engineer – B.Tech. Computer Science (Tech background), preferred with Cyber security/Information security graduate workstreams.
Skill Sets required
- Strong analytical and problem-solving skills, with a keen attention to detail
- Excellent interpersonal skills and effectively communicate with diverse groups of people
- Demonstrate ability to manage time effectively, prioritize tasks, and meet deadlines in a fast-paced environment.
- Professional demeanor, with a commitment to ethical conduct and maintaining confidentiality.
- Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint) and experience with MIS tools is preferred.
- A proactive attitude and willingness to take on new challenges.
This advertiser has chosen not to accept applicants from your region.
8
Manager, Risk Management
Bengaluru, Karnataka
Capital One
Posted 7 days ago
Job Viewed
Job Description
At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking.
At Capital One India, we are at the cutting edge of solving fundamental business problems using advanced data methodologies, statistics, and machine learning algorithms. We analyze data to derive valuable business insights, make decisions, and develop innovative and patentable products.
As a Manager, you will have responsibilities associated with Capital One India’s Risk Management team, helping to ensure a timely and accurate month-end risk reporting, in addition you will help consult on initiatives, programs, and projects to raise their game in Information Security and Risk Management. You are pragmatic and practical in your understanding of risk and security, but also willing to know when to pull in experts and escalate. You collaborate and innovate with other teams within Capital One to push the envelope. Ensure all strategic initiative coming your away is delivered in a timely manner
Responsibilities
- As part of the India Risk Management team ensure timely completion of all activities, adequate cross-training and backup, completion of requests from India Leadership, and strategic planning for the Risk Management function.
- Manage PSP - Governance (Policies, Standards & Procedures) by reviewing and ensuring compliance with the Enterprise Policy Program standard, reporting on the creation of new documents, renewals/expiry of existing documents, and Standard Adherence Assessments conducted by CPO (Corporate Policy Office), maintaining a repository of India-wide documents, influencing updates to policies and standards to enhance risk management activities, and maintaining Risk Management PSPs and SOPs while drafting new documents as the team's scope of work expands.
- Oversee Corporate Insurance by renewing and maintaining various policies like Worker’s Compensation (WC), Property Insurance, Directors and Officers Liability (D&O), and Commercial General Liability (CGL), while also coordinating with the insurance broker to facilitate claims
- Manage Physical Records by facilitating the storage and transport of physical records via a third-party and maintaining an Inventory Index to track data and retention requirements by law
- Oversee Internal Audit by finalizing the vendor to conduct the annual audit, drafting the scope and IA calendar, coordinating with internal teams to facilitate the audit, assisting in the timely closure of observations/recommendations, and reporting the status and details of observations to the Leadership Team (LT)
- Prepare risk reports at the India site level within the Enterprise Risk Management framework, including key topics such as phishing drill reports to the Leadership Team (LT), bi-annual Official Records (non-HR GDrive) certification and reporting to the Risk Head, quarterly Sensitive Data Assessments and reporting to the Risk Head, monthly Hard Disk Drive (HDD) remediation reports to the LT, and monthly Iron Mountain document storage reports to file managers and respective LTs
- Constantly work with US Risk Office and Cyber teams to expand the scope of Risk Reporting
- Prepare Assurance Reports , including monthly Controls execution reports to owners and relevant LTs, and coordinating with Capital One US and India support teams to report on the status of IA TPM, ABAC, BCP testing, Standard Adherence Assessments, and Statutory Audits
- Work closely with LT to maintain artefacts (like Vision, Roadmap, etc) in the internal portal for Capital One internal Lean - Six Sigma based framework
- Present Risk and Assurance reports to the Leadership Team (LT) in the Monthly Business Review (MBR), chaired by the India head, US Risk Office head, and US Legal head, as well as in the Quarterly Risk, Legal & Tech Committee, chaired by the India head, US Risk Office head, US Legal head, and US Tech Head
- Ideate and implement Risk Management framework across Risk Taxonomy and refresh framework based on evolving business needs/ risks
- Partner with other Risk Management functions across the company and cross functional teams to conduct Process Level Assessments
- Maintain relationships with key stakeholders to ensure timely delivery of commitment
Basic Qualifications
- Bachelor’s degree/MBA
- 10-14 years of overall experience
- Atleast 5 years of experience in Enterprise Risk Management
- Good knowledge on Enterprise Risk Management framework and implementation, 3 Lines of Defense framework & handling/ facilitating Internal Audit
- Good communication skills - Verbal, written and presentation
Preferred qualifications
- Majority of the experience in risk management
- Experience in Banking or consulting preferred
- Enterprise Risk Management - Level 2 qualified (by IRM - Institute of Risk Management)
- COSO framework, ISO 31000 and ISO 27001
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