928 Mortgage Loan jobs in India

Company Description

Nalluri Associates is dedicated to providing a hassle-free lending process, particularly for Housing Loans which are long-term commitments. Choosing a good finance company is essential for a smooth experience, and Nalluri Associates emphasizes expert advice, high-quality service, and transparency throughout the lending process. The company also ensures seamless legal verification leveraging its vast domain knowledge.

Role Description

This is a full-time on-site role for a Mortgage Loan Officer, located in Hyderabad. The Mortgage Loan Officer will be responsible for assisting clients in securing mortgage loans applications, and underwriting. They will guide clients through the lending process, provide expert financial advice, and ensure a high level of customer service is maintained throughout.

Qualifications

• Experience as a Loan Officer and familiarity with Mortgage Lending
• Knowledge of the Mortgage Industry and Underwriting processes
• Strong Customer Service skills
• Excellent communication and interpersonal skills
• Ability to work independently and as part of a team
• Bachelor's degree in Finance, Business, or a related field

Address

We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

Office Location:

Fort Worth, Texas, United States

SCOPE/CONTACTS: Incumbent is responsible for providing secondary market mortgage loans to consumers. The incumbent has extensive contacts on a daily basis with Bank customers and personnel as well as outside contact with real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities to insure a competitive product that meets the customer's needs.

ESSENTIAL FUNCTIONS:

• Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals with Bank customers, real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities;
• Conducts interviews with prospective borrowers in order to analyze financial and credit data to determine customer financing objectives; 
• Advises customers of product/pricing policies and guidelines and gathers any additional required information;
• Continually identifies, develops and maintains a quality network of personal and business relationships that serves as a recurring source of referrals for new mortgage lending opportunities;
• Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements;
• Demonstrates a commitment to professional ethics.
• Participates in job specific training and other various bank training programs as required.
• Complies with all Federal and State Laws and Regulations including BSA, AML and all bank policies and procedures.
• Other duties as assigned.
• Actively participate in the sales and service culture, support the values of the organization and follow established Bank policies and procedures.

MINIMUM QUALIFICATIONS:

• High school diploma or equivalent
• Two years of mortgage loan experience, and one year of real estate/sales experience are required.
• Bachelor’s Degree with specialization in real estate or finance may substitute in lieu of experience.
• Working knowledge of mortgage lending and laws/regulations procedures is necessary.

• Must be familiar with FNMA, FHLMC, FHA, and VA regulations and guidelines as well and other loan

programs offered.

• Proficiency in Microsoft Word, Excel, and related computer applications is also required.
• Incumbent must be able to work with limited supervision.
• Professional demeanor as well as effective oral communication and interpersonal skills are essential.

Company Description

Nalluri Associates is dedicated to providing a hassle-free lending process, particularly for Housing Loans which are long-term commitments. Choosing a good finance company is essential for a smooth experience, and Nalluri Associates emphasizes expert advice, high-quality service, and transparency throughout the lending process. The company also ensures seamless legal verification leveraging its vast domain knowledge.

Role Description

This is a full-time on-site role for a Mortgage Loan Officer, located in Hyderabad. The Mortgage Loan Officer will be responsible for assisting clients in securing mortgage loans applications, and underwriting. They will guide clients through the lending process, provide expert financial advice, and ensure a high level of customer service is maintained throughout.

Qualifications

• Experience as a Loan Officer and familiarity with Mortgage Lending
• Knowledge of the Mortgage Industry and Underwriting processes
• Strong Customer Service skills
• Excellent communication and interpersonal skills
• Ability to work independently and as part of a team
• Bachelor's degree in Finance, Business, or a related field

Description

Job Role

Responsible to Evaluate, authorize, or recommend approval of credit loans. Advise borrowers on financial status and methods of payments. The vertical Business volume increase also will be a well appreciated trait. 

Eligibility

Profile Graduation (regular) or PG in any discipline with 2+ years of Experience in the same stream is appreciated. 

• Loan Application Processing :
• Review mortgage loan applications and assess the eligibility of applicants based on their financial status, credit history, and property details.
• Ensure completeness of documents required for loan processing and disbursement.
• Credit Assessment & Risk Analysis :
• Conduct comprehensive credit evaluations for mortgage applicants, including assessing their income, debt levels, credit scores, and loan repayment capacity.
• Utilize various risk analysis tools and credit models to evaluate the potential risk and profitability of loans.
• Loan Approval/Rejection :
• Make recommendations for the approval or rejection of mortgage loan applications based on creditworthiness, risk analysis, and compliance with company policies.
• Communicate the decisions clearly to clients and work with them to explain the reasons for approval or denial.
• Mortgage Loan Structuring :
• Propose appropriate loan terms, interest rates, and repayment structures tailored to the customer's financial profile and organizational guidelines.
• Customer Interaction :
• Assist customers with mortgage-related queries, ensuring they are well-informed about loan products, eligibility criteria, interest rates, and repayment plans.
• Guide clients through the mortgage process and provide updates on the status of their loan applications.
• Compliance & Regulatory Adherence :
• Ensure all mortgage loan applications comply with internal policies , regulatory requirements , and industry standards.
• Stay updated with the latest regulatory changes and implement them as necessary.
• Collaboration with Sales & Operations :
• Work closely with the sales and customer relationship teams to ensure smooth loan origination and processing.
• Provide support to sales teams in explaining credit policies and loan terms to prospective borrowers.
• Portfolio Management :
• Monitor the performance of the mortgage loan portfolio, including tracking payment delinquencies and defaults.
• Recommend corrective actions or adjustments for any non-performing loans.
• Reporting & Documentation :
• Prepare regular reports on mortgage loan applications, approvals, rejections, and portfolio performance for management review.
• Maintain accurate and up-to-date records for all mortgage transactions.
• Customer Service :
• Provide excellent customer service by addressing concerns or issues raised by clients regarding their mortgage applications or loan servicing.

• Loan Application Processing :
• Review mortgage loan applications and assess the eligibility of applicants based on their financial status, credit history, and property details.
• Ensure completeness of documents required for loan processing and disbursement.
• Credit Assessment & Risk Analysis :
• Conduct comprehensive credit evaluations for mortgage applicants, including assessing their income, debt levels, credit scores, and loan repayment capacity.
• Utilize various risk analysis tools and credit models to evaluate the potential risk and profitability of loans.
• Loan Approval/Rejection :
• Make recommendations for the approval or rejection of mortgage loan applications based on creditworthiness, risk analysis, and compliance with company policies.
• Communicate the decisions clearly to clients and work with them to explain the reasons for approval or denial.
• Mortgage Loan Structuring :
• Propose appropriate loan terms, interest rates, and repayment structures tailored to the customer's financial profile and organizational guidelines.
• Customer Interaction :
• Assist customers with mortgage-related queries, ensuring they are well-informed about loan products, eligibility criteria, interest rates, and repayment plans.
• Guide clients through the mortgage process and provide updates on the status of their loan applications.
• Compliance & Regulatory Adherence :
• Ensure all mortgage loan applications comply with internal policies , regulatory requirements , and industry standards.
• Stay updated with the latest regulatory changes and implement them as necessary.
• Collaboration with Sales & Operations :
• Work closely with the sales and customer relationship teams to ensure smooth loan origination and processing.
• Provide support to sales teams in explaining credit policies and loan terms to prospective borrowers.
• Portfolio Management :
• Monitor the performance of the mortgage loan portfolio, including tracking payment delinquencies and defaults.
• Recommend corrective actions or adjustments for any non-performing loans.
• Reporting & Documentation :
• Prepare regular reports on mortgage loan applications, approvals, rejections, and portfolio performance for management review.
• Maintain accurate and up-to-date records for all mortgage transactions.
• Customer Service :
• Provide excellent customer service by addressing concerns or issues raised by clients regarding their mortgage applications or loan servicing.

Description

Job Role

Responsible to Evaluate, authorize, or recommend approval of credit loans. Advise borrowers on financial status and methods of payments. The vertical Business volume increase also will be a well appreciated trait. 

Eligibility

Profile Graduation (regular) or PG in any discipline with 2+ years of Experience in the same stream is appreciated. 

• Loan Application Processing :
• Review mortgage loan applications and assess the eligibility of applicants based on their financial status, credit history, and property details.
• Ensure completeness of documents required for loan processing and disbursement.
• Credit Assessment & Risk Analysis :
• Conduct comprehensive credit evaluations for mortgage applicants, including assessing their income, debt levels, credit scores, and loan repayment capacity.
• Utilize various risk analysis tools and credit models to evaluate the potential risk and profitability of loans.
• Loan Approval/Rejection :
• Make recommendations for the approval or rejection of mortgage loan applications based on creditworthiness, risk analysis, and compliance with company policies.
• Communicate the decisions clearly to clients and work with them to explain the reasons for approval or denial.
• Mortgage Loan Structuring :
• Propose appropriate loan terms, interest rates, and repayment structures tailored to the customer's financial profile and organizational guidelines.
• Customer Interaction :
• Assist customers with mortgage-related queries, ensuring they are well-informed about loan products, eligibility criteria, interest rates, and repayment plans.
• Guide clients through the mortgage process and provide updates on the status of their loan applications.
• Compliance & Regulatory Adherence :
• Ensure all mortgage loan applications comply with internal policies , regulatory requirements , and industry standards.
• Stay updated with the latest regulatory changes and implement them as necessary.
• Collaboration with Sales & Operations :
• Work closely with the sales and customer relationship teams to ensure smooth loan origination and processing.
• Provide support to sales teams in explaining credit policies and loan terms to prospective borrowers.
• Portfolio Management :
• Monitor the performance of the mortgage loan portfolio, including tracking payment delinquencies and defaults.
• Recommend corrective actions or adjustments for any non-performing loans.
• Reporting & Documentation :
• Prepare regular reports on mortgage loan applications, approvals, rejections, and portfolio performance for management review.
• Maintain accurate and up-to-date records for all mortgage transactions.
• Customer Service :
• Provide excellent customer service by addressing concerns or issues raised by clients regarding their mortgage applications or loan servicing.