477 Property Insurance jobs in India

• Investigate and evaluate property insurance claims thoroughly.
• Determine coverage based on policy terms and conditions.
• Conduct on-site inspections of damaged properties.
• Document claim details, damages, and loss assessments accurately.
• Negotiate fair settlements with policyholders and relevant parties.
• Manage a caseload of complex property claims.
• Ensure compliance with all state and federal regulations.
• Identify and investigate potential fraudulent claims.
• Liaise with policyholders, witnesses, contractors, and legal representatives.
• Provide exceptional customer service throughout the claims process.

• Bachelor's degree in Business, Finance, or a related field.
• Minimum of 6 years of experience as a Claims Adjuster, with a specialization in property insurance.
• Proven experience in property damage assessment, estimation, and negotiation.
• In-depth knowledge of insurance policies, industry practices, and relevant laws.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong negotiation and communication abilities.
• Proficiency in claims management software.
• Ability to work independently and manage time effectively.
• Relevant insurance licenses are required or must be obtained.

• Investigate, evaluate, and adjust complex property insurance claims, including residential, commercial, and industrial properties.
• Conduct thorough on-site inspections to assess damages, determine cause of loss, and verify coverage under policy terms and conditions.
• Gather and analyze relevant documentation, such as police reports, contractor estimates, and policy information.
• Calculate and negotiate fair claim settlements with policyholders, claimants, and their representatives.
• Prepare detailed claim reports, estimates, and settlement documentation.
• Manage a caseload of claims efficiently, ensuring timely communication and resolution.
• Adhere to all company policies, industry best practices, and state regulations governing claims adjusting.
• Identify and investigate potential instances of fraud, waste, or abuse.
• Provide excellent customer service to policyholders throughout the claims process.
• Maintain accurate and organized claim files and documentation.
• Mentor and support junior claims adjusters, sharing expertise and best practices.

• Bachelor's degree in Business Administration, Finance, or a related field.
• Minimum of 5 years of experience as a Property Claims Adjuster, with a proven track record of handling complex claims.
• Possession of relevant state adjuster licenses (or willingness to obtain them promptly).
• Strong understanding of property construction, building codes, and damage assessment methodologies.
• Excellent analytical, negotiation, and problem-solving skills.
• Proficiency in claims management software and estimating tools (e.g., Xactimate).
• Exceptional communication, interpersonal, and customer service skills.
• Ability to work independently, manage time effectively, and travel to claim sites as needed.
• High level of integrity, attention to detail, and ethical conduct.
• Familiarity with hybrid work models and ability to transition between field and remote work seamlessly.

• Investigate and assess damage to properties resulting from various perils (fire, flood, wind, etc.).
• Interpret insurance policies to determine coverage and liability for claims.
• Conduct thorough on-site inspections of damaged properties, documenting findings with photographs and detailed notes.
• Estimate repair costs using industry-standard software and methodologies.
• Negotiate settlements with policyholders, contractors, and legal representatives.
• Manage a caseload of complex property claims from initial reporting to final settlement.
• Ensure claims are processed accurately, efficiently, and in compliance with company policies and regulatory requirements.
• Communicate effectively with policyholders, providing clear explanations of the claims process and status updates.
• Collaborate with internal departments such as underwriting and legal.
• Identify potential subrogation opportunities.
• Maintain organized and detailed claim files.
• Provide guidance and mentorship to junior claims adjusters.
• Stay current with industry trends, regulations, and best practices in property claims adjusting.
• Attend industry training and continuing education courses.

• Bachelor's degree in Business Administration, Finance, or a related field.
• Minimum of 5 years of experience in property insurance claims adjusting.
• Possession of relevant insurance adjuster licenses in applicable states/regions.
• Strong knowledge of property insurance policies, coverage, and claims handling procedures.
• Proficiency in estimating software (e.g., Xactimate) is a plus.
• Excellent negotiation, communication, and customer service skills.
• Strong analytical and problem-solving abilities.
• Ability to work independently and manage time effectively.

• Investigate, evaluate, and adjust property insurance claims.
• Conduct detailed property inspections to assess damages and determine cause.
• Interpret insurance policies to ascertain coverage and liability.
• Negotiate settlements with policyholders and third parties.
• Manage a caseload of complex claims efficiently and effectively.
• Prepare comprehensive claim reports and documentation.
• Ensure compliance with all relevant regulations and company procedures.
• Provide guidance and training to junior claims adjusters.
• Maintain professional relationships with policyholders, contractors, and legal representatives.

• Investigate, evaluate, and settle property insurance claims.
• Conduct thorough on-site or remote assessments of property damage.
• Interview claimants, witnesses, and other involved parties.
• Review policy documents to determine coverage and liability.
• Estimate repair costs and negotiate fair settlements with policyholders.
• Manage a caseload of diverse and complex property claims.
• Maintain accurate and detailed claim files and documentation.
• Prepare comprehensive reports on claim findings and settlement recommendations.
• Ensure compliance with all applicable insurance laws and regulations.
• Provide exceptional customer service to claimants throughout the claims process.

• Bachelor's degree in Business Administration, Finance, or a related field.
• Minimum of 4-6 years of experience as a Claims Adjuster, specializing in property insurance.
• Proven ability to assess property damage and estimate repair costs.
• In-depth knowledge of insurance policies, claims handling procedures, and relevant regulations.
• Experience with claims management software and estimation tools.
• Strong negotiation, communication, and interpersonal skills.
• Excellent analytical, problem-solving, and decision-making abilities.
• Ability to work independently and manage time effectively.
• Valid Adjuster's license is required.
• Experience handling commercial property claims is a plus.

• Investigate, evaluate, and settle property insurance claims in a prompt, fair, and equitable manner.
• Conduct thorough damage assessments, gather evidence, and determine coverage under policy terms.
• Communicate effectively with policyholders, claimants, witnesses, and legal representatives.
• Negotiate settlements with claimants and their representatives, reaching mutually agreeable resolutions.
• Manage a caseload of complex property claims, ensuring timely progress and documentation.
• Maintain detailed and accurate claim files, including all correspondence, reports, and financial transactions.
• Identify potential fraudulent claims and follow established procedures for investigation.
• Stay updated on relevant insurance laws, regulations, and industry best practices.
• Collaborate with underwriters, legal counsel, and other internal departments as needed.
• Provide guidance and support to junior claims adjusters.
• Continuously improve claims handling processes and customer satisfaction.
• Utilize claims management software and other tools to manage workload and reporting.

• Bachelor's degree in Business, Finance, or a related field.
• Minimum of 5 years of experience in property claims adjusting, with a proven track record in handling complex claims.
• Valid insurance adjuster license(s) as required by state/region.
• Strong knowledge of property insurance policies, construction principles, and damage assessment techniques.
• Excellent analytical, negotiation, and problem-solving skills.
• Proficiency in claims management software and Microsoft Office Suite.
• Exceptional written and verbal communication skills.
• High ethical standards and ability to maintain confidentiality.
• Ability to work independently, manage time effectively, and meet deadlines in a remote environment.
• Strong customer service orientation.

We are seeking a talented individual to join our Insurance Broking team at company. This role will be based in Pune. This is a hybrid role that has a requirement of working at least three days a week in the office.

We’re seeking for an individual who is ready to assist the onshore broking team in all aspects of client service, including client contact, administration, technical support and business development. Ensure the accurate, efficient and timely production of all clients, insurer and policy related documentation across the insurance life cycle.

We will count on you to:

Account Management

• Assist the onshore broking team with the development, implementation and management of risk management and insurance programs which accurately address client needs

• Assist the onshore broking team with the development and maintenance of effective long-term relationships with key client decision makers through regular meetings and liaison

• Work with the onshore broking team to gain an understanding of the client's business, risk management and insurance needs

• Implement renewal and broking strategies in accordance with instructions received from the onshore broking team

• Actively assist the onshore broking teams with the development of additional business from their existing portfolios and with the acquisition of new business.

• Assist the onshore broking teams with the implementation of appropriate account retention and defence strategies

• Assist the onshore broking and claims teams with the negotiation of equitable claim settlements on behalf of clients

• Monitor the accuracy and performance of outputs from the operations processing team

• Develop and maintain an understanding of new technologies and capabilities of the Company

• Participation in client/insurer meetings as required Administration & Technical

• Consistently use the required IT Applications to maintain compliance, accuracy and workload, contributing to resource allocation and process improvement

• Ensure the timely and accurate production/processing of client transactions including but not limited to:

o Premium and adjustment calculations

o Information and documentation for Pre-Renewal and Broking meetings

o Bespoke renewal reports and insurance manuals

o Certificates of currency

• Ensure the smooth functioning of transition of work between the broking business and the operations team. This includes providing accurate and timely information to operations and confirming the quality of the outputs returned to the broking team.

• Support effective working relationships with clients and insurers as required

• Ensure that accurate up to date records on all clients are always maintained

• Possess a thorough understanding of all major classes of insurance which the Company offers to its clients

• Possess a thorough working knowledge of all aspects of the Insurance (Agents & Brokers) Act, Insurance Contracts Act, Fire Services Levy, Stamp Duties, Worker's Compensation and other relevant legislation

• Acquire and maintain an awareness of the client's business and insurance needs, noting all briefing information provided by senior servicing and broking managers

• Develop and maintain a basic understanding of the core aspects of relevant Insurance and related legislation

• Adhere strictly to the Company's Quality practices and other systems and procedures

• Comply fully with the Company's errors and omissions avoidance policy

• Other duties as may be required from time to time.

What you need to have?

• A Graduate with 6+ years of relevant experience

• Meet the training requirements of Tier 1 FSRA Compliance

• Prior experience in general insurance or financial lines within a broking or underwriting environment preferred

• Degree in Insurance (or a related area) or Financial Services Diploma preferred

Key Competencies

• Collaboration – Acts as a connector between Broking and Operations, bring colleagues together to bring the best of the enterprise to client solutions. Comfortable working both independently and as part of a virtual team

• Initiative – Seeks out and acts on opportunities and calculated risks. Demonstrates a willingness to take on increased responsibilities and displays the ability to act independently with minimal yet appropriate reference back to manager/supervisor.

• Productivity & Efficiency – The efficient and timely completion of routine and assigned tasks to support internal and external client demands and the implementation of major projects.

• Technology - Understands and effectively applies the Company’s specialized technology resources to meet objectives and satisfy client needs.

• Organization – Considers future client needs and plans accordingly. Consistently operates with a highly self-organized style to produce accurate work on time; organizes group tasks and resources on behalf of the team; efficiently implements instructions delegated by manager/supervisor; produces work with the confidence of manager/supervisor.

• Communication - Conveys written and verbal messages effectively to various audiences, adapting approach as appropriate. Displays sound listening and comprehensive skills.

• Innovation - Develops new and alternative approaches to existing practices, creates new or improved processes, solutions, products and services. Maintains an openness to experiment with alternative approaches.

• Should be comfortable with 6.30 am – 3.30 pm

What makes you stand out?

• Meet the training requirements of Tier 1 FSRA Compliance

• Prior experience in general insurance or financial lines within a broking or underwriting environment preferred

• Degree in Insurance (or a related area) or Financial Services Diploma preferred

Experience:-4 to 10 years

Sal:- 13 to 18 lacs plus variable

Why join our team?

• We help you be your best through professional development opportunities, interesting work and supportive leaders.

• We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have impact for colleagues, clients and communities.

• Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being.