8,817 Review Analyst jobs in India

Position: Fraud Review – Analyst

About:

bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based in Pune. We build all our solutions while leveraging the latest technology stack in AI, ML and NLP combined with decades of experience in risk management at some of the largest financial services firms in the world.

Our clients are some of the biggest and the most progressive names in the financial services industry. We are entering a significant growth phase and are looking for individuals with entrepreneurial mindset who want to join us in this exciting journey.

Job Description:

• Monitor and identify high risk transactions within the business portfolio.

• Observe customer transactions to identify fraudulent activity such as account take over, friendly fraud, theft and similar other risks.

• Identify fraudulent transactions and cancel them from further processing.

• Resolve queued transactions within the service level agreements to reduce potential revenue losses.

• Interact with customers to validate information and to confirm or cancel authorizations.

• Monitor constantly customer and transactional records to identify unauthorized transactions and fraudulent accounts.

• Ensure confidentiality of all information collected during investigation.

• Determine existing fraud trends by analyzing accounts and transaction patterns.

• Identify system improvements to prevent fraudulent activities.

• Recommend anti-fraud processes for changing transaction patterns and trends.

• Maintain fraud analysis models, trackers to improve efficiency and effectiveness of company systems.

• Maintain the performance as per KRA.

• Undertake other responsibilities as may be assigned/approved by management from time to time.

Skills & Experience Required:

• 1+ year(s) experience in fraud investigation or KYC/AML process is preferable.

• Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy.

• Proficient in MS Office.

• Bachelor’s Degree in related field like accounting, economics, business management, statistics, etc.

• Good communication skills, with proficiency in English and to be able to communicate with the US based client directly.

Location: C - 3010, Solitaire Business Hub, Viman Nagar, Pune - 411014, Maharashtra, India

Mode of Work: Onsite / Work from Office (WFO)

Working Days: 5 Days a Week - Mondays to Fridays Shift Timings: Day

Shift - 11 AM to 8 PM IST with slight flexibility which could be required at times

The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

1. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company.
   
2. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
   
3. Provides final approval underwriting of mortgage loans – Conventional, Correspondent, FHA, VA, Reverse.
   
4. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
   
5. Sign off conditions in a timely manner set by management.
   
6. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit’s policies and practices.
   
7. Manage loans by using all functions of Encompass.
   
8. Effectively communicate underwriting decisions with processors and advisors
   
9. Maintain high level of customer service and communication with other departments.
   

• Bachelor’s degree or equivalent of fifteen years of education mandatory
  
• Minimum of 1 years of experience in Mortgage Underwriting with thorough knowledge of Financial and nonfinancial supporting documentation, Income calculations, Asset/ Liabilities & Appraisal verification, Credit report review.
  
• Knowledge about risk and compliance in Lending especially the FNMA & FHLMC Underwriting standards.
  
• Knowledge about Underwriting procedures of Conventional, Correspondent Lending, Reverse mortgage, FHA, VA (Government loans) underwriting
  

• Ready to do any shifts including night shift as per Business unit requirements.
  
• Ready to travel to office for training and other learning work related activities as per Business unit requirements.
  

The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

1. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company.
   
2. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
   
3. Provides final approval underwriting of mortgage loans – Conventional, Correspondent, FHA, VA, Reverse.
   
4. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
   
5. Sign off conditions in a timely manner set by management.
   
6. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit’s policies and practices.
   
7. Manage loans by using all functions of Encompass.
   
8. Effectively communicate underwriting decisions with processors and advisors
   
9. Maintain high level of customer service and communication with other departments.
   

• Bachelor’s degree or equivalent of fifteen years of education mandatory
  
• Minimum of 1 years of experience in Mortgage Underwriting with thorough knowledge of Financial and nonfinancial supporting documentation, Income calculations, Asset/ Liabilities & Appraisal verification, Credit report review.
  
• Knowledge about risk and compliance in Lending especially the FNMA & FHLMC Underwriting standards.
  
• Knowledge about Underwriting procedures of Conventional, Correspondent Lending, Reverse mortgage, FHA, VA (Government loans) underwriting
  

• Ready to do any shifts including night shift as per Business unit requirements.
  
• Ready to travel to office for training and other learning work related activities as per Business unit requirements.
  

Position: Fraud Review – Analyst

About:

bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based in Pune. We build all our solutions while leveraging the latest technology stack in AI, ML and NLP combined with decades of experience in risk management at some of the largest financial services firms in the world.

Our clients are some of the biggest and the most progressive names in the financial services industry. We are entering a significant growth phase and are looking for individuals with entrepreneurial mindset who want to join us in this exciting journey.

Job Description:

• Monitor and identify high risk transactions within the business portfolio.

• Observe customer transactions to identify fraudulent activity such as account take over, friendly fraud, theft and similar other risks.

• Identify fraudulent transactions and cancel them from further processing.

• Resolve queued transactions within the service level agreements to reduce potential revenue losses.

• Interact with customers to validate information and to confirm or cancel authorizations.

• Monitor constantly customer and transactional records to identify unauthorized transactions and fraudulent accounts.

• Ensure confidentiality of all information collected during investigation.

• Determine existing fraud trends by analyzing accounts and transaction patterns.

• Identify system improvements to prevent fraudulent activities.

• Recommend anti-fraud processes for changing transaction patterns and trends.

• Maintain fraud analysis models, trackers to improve efficiency and effectiveness of company systems.

• Maintain the performance as per KRA.

• Undertake other responsibilities as may be assigned/approved by management from time to time.

Skills & Experience Required:

• 1+ year(s) experience in fraud investigation or KYC/AML process is preferable.

• Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy.

• Proficient in MS Office.

• Bachelor’s Degree in related field like accounting, economics, business management, statistics, etc.

• Good communication skills, with proficiency in English and to be able to communicate with the US based client directly.

Location: C - 3010, Solitaire Business Hub, Viman Nagar, Pune - 411014, Maharashtra, India

Mode of Work: Onsite / Work from Office (WFO)

Working Days: 5 Days a Week - Mondays to Fridays Shift Timings: Day

Shift - 11 AM to 8 PM IST with slight flexibility which could be required at times

As a Software Engineer - Model Risk Governance & Review - Analyst in Model Risk Governance & Review (MRGR) team, you will be developing tools for MRGR Analytics to improve efficiency and reduce duplication of effort, including resource management and cost optimization tools. You will provide support for model reviewers and governance teams in building independent testing and efficiency tools. You will be delivering high-quality solutions by emphasizing the importance of data controls, testing, user experience and continuously seek input from users to align efforts with their objectives.

Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. MRGR is a global team of modeling experts within the firm’s Risk Management and Compliance organization. The team is responsible for conducting independent model validation and model governance activities to help identify, measure, and mitigate Model Risk in the firm. Within MRGR, the Chief Operating Office (COO) supports model risk stakeholders in their review and governance activities, and drives certain governance activities itself, with responsibility for: product ownership, process engineering and software development for model risk technology and analytics; model risk reporting; administration of oversight committees; project management of the review and governance pipeline; coordination of regulatory/audit deliverables including capital stress testing exercises; and general business management. Within COO, MRGR Analytics provides technology solutions for MRGR and its clients, assisting them in performing their tasks more efficiently, accurately, and with better control. Majority of the solutions are built within Athena (JPMorganChase’s proprietary framework using Python language), Tableau and QlikView/QlikSense frameworks.

Job responsibilities

Required qualifications, capabilities, and skills

Preferred qualifications, capabilities, and skills

• Video Reviewing process
• Good communication skills (written and verbal).
• Confidence, good team player, and a quick learner.
• High on Observation and Analytical Skills.
• Ability to concentrate, review videos without distraction to resolution.
• Maintain regular and reliable attendance, flexible with the working schedule.
• Ability to analyze information and evaluate results to choose the best solution and solve problems
• Ensure that appropriate steps were taken to resolve customers problems and providing feedback accordingly
• Conduct quality monitoringAssociate/Analyst – Review Operations