3,892 Risk Analysts jobs in India
Credit Analyst
Posted 2 days ago
Job Viewed
Job Description
Key Responsibilities:
- Domain Related:
- Assist global Credit Analyst(s) in cash flow analysis for Structured Finance securities
- Prepare cash-flow Model for structured finance deals RMBS, across EMEA and US regions) using proprietary platforms (IMAKE, Cashflow Evaluator, Intex) and ensure the correctness of the cash flow output
- Cash-flow Modelling involves:
- Analyzing, comprehending, and interpreting transaction documents such as Offering Circular, Indenture, Term-sheet etc., to understand the structure and features of the deals
- Retrieve appropriate data (Asset and Liability level) to prepare cash-flow model set up files
- Scripting payment waterfalls and related conditions as per the deal covenants using pre-built functions in the scripting tools to generate the required cash-flow output
- Testing the Cash-flow model through scenario analysis to comply all the requirement of legal document and the Asset Specific Cash-Flow Criteria
- Work on resolving Queries w.r.t Cash-flow model outputs used for ratings process
- Model maintenance involves regular testing and validation of models based on the most recent investor reports, statements published by issuers, servicers and revising the model to be in sync with expected outcome
- Stay abreast with the latest developments in the structured finance market and understand / be able to comment on their potential impact
- Support Global Credit Analyst(s) in analyzing the performance of a portfolio of Structured Finance transactions for any credit event Process Adherence:
- Focus on quality review and add analytical inputs to processes as and when needed
- Create and maintain base level training material, process manuals and related documentation to ensure smooth execution of tasks
- Adopt the defined processes in day-to-day execution of assignments
- Identify process improvement avenues that leads to value addition to work
- Ensure gained knowledge is retained and documented through operating manuals
- Work with other teams and suggest methods to improve efficiency of the existing process
7. Strictly practice and follow all compliance, confidentiality and information security policies and procedures and related guidelines of the organization
Client Management / Stakeholder Management:
- Build and maintain relationships with onshore Analyst and respective stakeholders
- Set expectations with clients for the routine tasks (viz., scope of work, timelines, etc.) People Development:
- Provide mentoring / training to junior members of the team
- Implement team-level initiatives (co-curricular activities)
- Familiarize new recruits to the team and organization
Expected Candidate Profile: -
- Understanding of Fixed Income AND/OR Structured Finance / Securitization concepts
- Excellent oral and written communication skills
- Positive attitude with qualities of a team player and Solution oriented
- Ability to take ownership and execute tasks independently
- Ability to deal with pressure and open to new ideas and initiatives
- Ability to build client relations and take a view based on client guidance
Essential Qualification: -
Two years full-time MBA (Finance) OR Equivalent
Preferred Qualification: -
Two years full-time MBA/PGDM (Finance) OR Equivalent degree in Quantitative Finance OR (CFA / FRM) with 3-5 years of work experience in Structured finance (ABS / RMBS / CLOs).
Credit Analyst
Posted 2 days ago
Job Viewed
Job Description
Job Description:
ROLE PURPOSE & OBJECTIVE:
- This role prepares Credit assessment notes with detailed financial analysis for lending cases to various NBFCs and MFIs and presenting to Credit Committee.
- The incumbent meets clients and completes due diligence exercise as part of Credit appraisal process.
- Manage complete credit appraisal and due diligence on credit cases within defined TAT.
- Proper maintenance of Credit files as per Internal guidelines and regulatory guidelines
- Monitor portfolio assigned on regular basis and reporting any covenant breach/abnormal events to Management and suggesting remedial actions.
- Manage quicker TAT for processing cases
- Use Rating models to complete rating for all cases assigned
- Monitor of portfolio assigned on regular basis, testing financial covenants and periodic review of assigned portfolio
- Maintain timely review/renewal of all cases on due dates
- Maintain all Credit files systematically and in compliance with all Internal and regulatory guidelines
Credit Analyst
Posted 2 days ago
Job Viewed
Job Description
Job Title : Credit Analyst – Management Trainee
Department : Funding
Location : Bhubaneswar
Agreement : 2 Years
About the Role
We are seeking a Credit Analyst – Management Trainee to join our Funding Department. The role involves analyzing financials of prospective partners, lenders, and investment opportunities to support internal funding activities and decision-making.
Key Responsibilities
- Conduct credit analysis for funding opportunities by reviewing financial statements, projections, and business models.
- Prepare detailed credit appraisal reports to support funding decisions.
- Assist in structuring and evaluating funding proposals.
- Perform due diligence on funding opportunities and validate financial data.
- Monitor funded portfolios, including repayment schedules, compliance checks, and early warning signals.
- Maintain MIS reports and documentation for all funding transactions.
- Prepare presentations and reports for management review.
- Keep updated with funding regulations, credit policies, and financial trends.
Qualifications
- MBA in Finance (mandatory).
- CA Inter or CMA Inter candidates preferred.
- Strong understanding of credit risk assessment, funding structures, and financial modeling .
- Proficiency in MS Excel and analytical tools.
- Good communication, reporting, and problem-solving skills.
Contractual Terms
- The candidate must sign a 2-year service agreement .
- If the candidate resigns before completion of the agreement, they will be liable to pay 4 months’ gross salary to the company as compensation.
What We Offer
- Direct exposure to credit analysis and funding activities.
- Opportunity to work closely with the funding leadership team.
- Structured career path with learning and growth opportunities in the finance domain.
Credit Analyst
Posted 2 days ago
Job Viewed
Job Description
Job description
Position: Credit Analyst
Qualification: A Graduate Degree in Commerce/Finance/Business or a Semi Qualified CA (dropped)
Location: Mumbai (Mulund West)
Job Description: -
• Preparation of proposal notes related to Real Estate Finance
• Internal risk assessment and data analysis of proposals using MS Excel
• Preparation of CMA, Cash Flows, Fund Flows and Ratio Analysis
• Evaluating clients’ credit data and financial statements for preliminary risk assessment
• Interact with financial institutions and clients for due diligence and documentation.
Key Expectations -
- Good understanding of financial analysis of companies
- Intermediate level skills in MS Office – Good Keyboard skills and knowledge of shortcuts in MS Excel
- Understanding of various banking asset products
While we would prefer someone with up to a year of relevant experience, even freshers with a good knack for Excel and an interest in building a career in real estate finance are encouraged to apply.
Salary: Upwards of Rs 3 Lacs. Would not be a constraint for the right candidate.
Website:
Credit Analyst
Posted 19 days ago
Job Viewed
Job Description
Key Responsibilities:
- Analyze financial statements, credit reports, and other financial data to assess the creditworthiness of individuals and businesses.
- Prepare detailed credit proposals and recommendations for loan approvals or rejections.
- Monitor existing loan portfolios, identifying potential risks and recommending appropriate actions.
- Ensure compliance with internal credit policies, procedures, and relevant banking regulations.
- Conduct industry and market research to inform credit decisions.
- Develop and maintain strong relationships with clients, understanding their financial needs and objectives.
- Utilize credit scoring models and other analytical tools to evaluate risk.
- Prepare reports on credit quality, portfolio performance, and market trends.
- Collaborate with loan officers and other departments to facilitate the lending process.
- Stay updated on economic conditions and their potential impact on credit risk.
- Assist in the development and refinement of credit policies and procedures.
- Bachelor's degree in Finance, Economics, Accounting, or a related field.
- Minimum of 3 years of experience in credit analysis, loan underwriting, or a related banking/finance role.
- Strong understanding of financial statement analysis, ratio analysis, and cash flow assessment.
- Knowledge of credit risk principles and lending practices.
- Proficiency in Microsoft Excel and other financial analysis software.
- Excellent analytical, quantitative, and problem-solving skills.
- Strong written and verbal communication skills, with the ability to present complex information clearly.
- Attention to detail and a high level of accuracy.
- Ability to work effectively both independently and as part of a hybrid team.
- Understanding of banking regulations and compliance requirements.
Credit Analyst
Posted today
Job Viewed
Job Description
ROLE PURPOSE & OBJECTIVE:
This role prepares Credit assessment notes with detailed financial analysis for lending cases to various NBFCs and MFIs and presenting to Credit Committee.
The incumbent meets clients and completes due diligence exercise as part of Credit appraisal process.
Manage complete credit appraisal and due diligence on credit cases within defined TAT.
Proper maintenance of Credit files as per Internal guidelines and regulatory guidelines
Monitor portfolio assigned on regular basis and reporting any covenant breach/abnormal events to Management and suggesting remedial actions.
Manage quicker TAT for processing cases
Use Rating models to complete rating for all cases assigned
Monitor of portfolio assigned on regular basis, testing financial covenants and periodic review of assigned portfolio
Maintain timely review/renewal of all cases on due dates
Maintain all Credit files systematically and in compliance with all Internal and regulatory guidelines
Credit Analyst
Posted 1 day ago
Job Viewed
Job Description
- Domain Related:
Assist global Credit Analyst(s) in cash flow analysis for Structured Finance securities
Prepare cash-flow Model for structured finance deals RMBS, across EMEA and US regions) using proprietary platforms (IMAKE, Cashflow Evaluator, Intex) and ensure the correctness of the cash flow output
Cash-flow Modelling involves:
Analyzing, comprehending, and interpreting transaction documents such as Offering Circular, Indenture, Term-sheet etc., to understand the structure and features of the deals
Retrieve appropriate data (Asset and Liability level) to prepare cash-flow model set up files
Scripting payment waterfalls and related conditions as per the deal covenants using pre-built functions in the scripting tools to generate the required cash-flow output
Testing the Cash-flow model through scenario analysis to comply all the requirement of legal document and the Asset Specific Cash-Flow Criteria
Work on resolving Queries w.r.t Cash-flow model outputs used for ratings process
Model maintenance involves regular testing and validation of models based on the most recent investor reports, statements published by issuers, servicers and revising the model to be in sync with expected outcome
Stay abreast with the latest developments in the structured finance market and understand / be able to comment on their potential impact
Support Global Credit Analyst(s) in analyzing the performance of a portfolio of Structured Finance transactions for any credit event Process Adherence:
Focus on quality review and add analytical inputs to processes as and when needed
Create and maintain base level training material, process manuals and related documentation to ensure smooth execution of tasks
Adopt the defined processes in day-to-day execution of assignments
Identify process improvement avenues that leads to value addition to work
Ensure gained knowledge is retained and documented through operating manuals
Work with other teams and suggest methods to improve efficiency of the existing process
7. Strictly practice and follow all compliance, confidentiality and information security policies and procedures and related guidelines of the organization
Client Management / Stakeholder Management:
Build and maintain relationships with onshore Analyst and respective stakeholders
Set expectations with clients for the routine tasks (viz., scope of work, timelines, etc.) People Development:
Provide mentoring / training to junior members of the team
Implement team-level initiatives (co-curricular activities)
Familiarize new recruits to the team and organization
Expected Candidate Profile: -
Understanding of Fixed Income AND/OR Structured Finance / Securitization concepts
Excellent oral and written communication skills
Positive attitude with qualities of a team player and Solution oriented
Ability to take ownership and execute tasks independently
Ability to deal with pressure and open to new ideas and initiatives
Ability to build client relations and take a view based on client guidance
Essential Qualification: -
Two years full-time MBA (Finance) OR Equivalent
Preferred Qualification: -
Two years full-time MBA/PGDM (Finance) OR Equivalent degree in Quantitative Finance OR (CFA / FRM) with 3-5 years of work experience in Structured finance (ABS / RMBS / CLOs).
Be The First To Know
About the latest Risk analysts Jobs in India !
Credit Analyst
Posted today
Job Viewed
Job Description
Department : Funding
Location : Bhubaneswar
Agreement : 2 Years
About the Role
We are seeking a Credit Analyst – Management Trainee to join our Funding Department. The role involves analyzing financials of prospective partners, lenders, and investment opportunities to support internal funding activities and decision-making.
Key Responsibilities
Conduct credit analysis for funding opportunities by reviewing financial statements, projections, and business models.
Prepare detailed credit appraisal reports to support funding decisions.
Assist in structuring and evaluating funding proposals.
Perform due diligence on funding opportunities and validate financial data.
Monitor funded portfolios, including repayment schedules, compliance checks, and early warning signals.
Maintain MIS reports and documentation for all funding transactions.
Prepare presentations and reports for management review.
Keep updated with funding regulations, credit policies, and financial trends.
Qualifications
MBA in Finance (mandatory).
CA Inter or CMA Inter candidates preferred.
Strong understanding of credit risk assessment, funding structures, and financial modeling .
Proficiency in MS Excel and analytical tools.
Good communication, reporting, and problem-solving skills.
Contractual Terms
The candidate must sign a 2-year service agreement .
If the candidate resigns before completion of the agreement, they will be liable to pay 4 months’ gross salary to the company as compensation.
What We Offer
Direct exposure to credit analysis and funding activities.
Opportunity to work closely with the funding leadership team.
Structured career path with learning and growth opportunities in the finance domain.
Credit Analyst
Posted today
Job Viewed
Job Description
Position: Credit Analyst
Qualification: A Graduate Degree in Commerce/Finance/Business or a Semi Qualified CA (dropped)
Location: Mumbai (Mulund West)
Job Description: -
• Preparation of proposal notes related to Real Estate Finance
• Internal risk assessment and data analysis of proposals using MS Excel
• Preparation of CMA, Cash Flows, Fund Flows and Ratio Analysis
• Evaluating clients’ credit data and financial statements for preliminary risk assessment
• Interact with financial institutions and clients for due diligence and documentation.
Key Expectations -
Good understanding of financial analysis of companies
Intermediate level skills in MS Office – Good Keyboard skills and knowledge of shortcuts in MS Excel
Understanding of various banking asset products
While we would prefer someone with up to a year of relevant experience, even freshers with a good knack for Excel and an interest in building a career in real estate finance are encouraged to apply.
Salary: Upwards of Rs 3 Lacs. Would not be a constraint for the right candidate.
Website:
Credit Analyst
Posted 1 day ago
Job Viewed
Job Description
Job description
Position: Credit Analyst
Qualification: A Graduate Degree in Commerce/Finance/Business or a Semi Qualified CA (dropped)
Location: Mumbai (Mulund West)
Job Description: -
• Preparation of proposal notes related to Real Estate Finance
• Internal risk assessment and data analysis of proposals using MS Excel
• Preparation of CMA, Cash Flows, Fund Flows and Ratio Analysis
• Evaluating clients’ credit data and financial statements for preliminary risk assessment
• Interact with financial institutions and clients for due diligence and documentation.
Key Expectations -
- Good understanding of financial analysis of companies
- Intermediate level skills in MS Office – Good Keyboard skills and knowledge of shortcuts in MS Excel
- Understanding of various banking asset products
While we would prefer someone with up to a year of relevant experience, even freshers with a good knack for Excel and an interest in building a career in real estate finance are encouraged to apply.
Salary: Upwards of Rs 3 Lacs. Would not be a constraint for the right candidate.
Website: