2,148 Risk Managers jobs in India

The financial risk analyst role involves identifying and managing potential financial risks. This includes analyzing market conditions, economic trends, credit risks, and operational risks to provide recommendations for mitigating exposure.

Responsibilities include data analysis, financial modeling, forecasting, and utilizing quantitative and qualitative risk assessment techniques. Regular reports are prepared to update stakeholders on the organization's exposure to financial risks.

Key tasks include evaluating creditworthiness, monitoring outstanding loans, investments, and credit portfolios, and developing strategies to minimize credit risk exposure.

• Risk Analysis
• Risk Assessment Techniques
• Financial Modeling and Forecasting
• Credit Risk Evaluation
• Risk Mitigation Strategies

This role requires strong analytical skills, attention to detail, and excellent communication skills. A background in finance or a related field is required.

Role Objective:

1. To monitor counterparty Limits, Currency Limit, Stop Loss Limit, Liquidity Limits preparations and submission of various reports to RBI/ Head office/ local office pertaining to Liquidity and Interest Rate Risk.
2. Preparation and submission of Structural Liquidity Statement, Interest Risk Sensitivity Statement, Basel III regulatory reports to RBI.

Detailed Roles and Responsibilities:

A) Main Duties

• Monitoring Dealer and Currency wise Limit
• Monitoring of Counter Party Limits
• Monitoring of Overdraft in Nostro and Vostro Accounts
• Monitoring of NOP (Net Open Position), AGL (Aggregate Gap Limits)
• Monitoring of Stop Loss Limits
• Generating VAR
• Monitoring MTM of FX, Investment, Derivatives
• Monitoring PV 01, Modified Duration Limits
• Preparation of NSFR (Net stable funding ratio)
• Preparation of LCR (Liquidity Coverage Ratio)
• Preparation of SLS (Structured Liquidity Statement), IRS (Interest Rate Sensitivity) returns
• Responding to DAKSH queries, Audit/ Inspection queries, Head Office requirements
• Monitoring additional limits, if any, defined in Bank’s Policy & Procedures/ defined by regulator
• Creating/ Amending counter party in Treasury System
• Monitoring VAR Back Testing results

B) Main Duties (Monthly)

• Preparation and submission of Basel III Liquidity Report
• Generating, Preparation and submission of Liquidity Return to RBI
• Generating, Preparation and submission of Interest rate Sensitivity Return to RBI
• Preparing Asset Liability Committee, Investment Committee agenda & minutes
• Month end price generation and verification for investments, Forex, Derivatives
• Monitoring Dealer Call records
• Maintaining proper record of counterparty limits in Treasury System in co-ordination with Head Office
• Coordinating with Vendors/ IT team for Treasury system upgrades/ issues
• Submission of regulatory returns/ Head office returns/ local office returns of Market Risk department

C)Main Duties (Quarterly)

• Market Risk and counterparty Capital charge computation
• Preparation of Counterparty wise Risk Statement
• Submission of Risk Appetite figure pertaining to Mid-Office Dept.

D) Main Duties (Half Yearly)

• Preparing Half yearly Investment Review
• Conducting Stress test as per defined frequency

E) Main Duties (Yearly)

• To Compile RBS Data related to Market/ Liquidity Risk to be submitted to RBI
• Conducting behavioral analysis for SLS, LCR, NSFR, IRS
• Reviewing policies and procedures pertaining to Market Risk

Essential Skills/Qualifications/Experience required:

a) Professionally qualified (CA, MBA, CFA, FRM, Certificate in Risk in Financial services)

b) At least 5 years of experience in the Market/ Liquidity Risk management

c) Proficiency in MS-Excel/ VBA

d) Fluent communication skills

e) Good understanding of Treasury Systems like Bloomberg, Refinitiv, Finacle Treasury etc

About ZET:

At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians.

Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability.

On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets.

Raising $13M in our series A funding in March 2022, we are proud to be backed by General Catalyst, Nexus, Sequoia Surge, Waterbridge and other leading Angel Investors. Starting with only two in 2019, we are now a workforce of high spirited people diligently striving to enable fintech for Bharat.

Problems we are solving

• Lack of Awareness: Many consumers, especially those in Tier 3/4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same.
• Reaching Bharat: Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks.
• Trust: The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion.

The rise of ZET

• April 2019, Founded by Manish Shara & Yash Desai
• August, 2020, Raised Seed Funding led by Waterbridge Ventures
• July 2021, Raised $ M led by Sequoia’s Surge, Nexus Venture Partners & renowned Angel investors.
• March 2022, Raised $1 M in Series A round led by General Catalyst & renowned Angel investors.

Angel Investors who trust our mission

• Kunal Shah - Co Founder, CRED
• Kalyan Krishnamurthy- CEO Flipkart
• Harshil Mathur - Co Founder, Razorpay
• Vidit Aatrey - Founder & CEO, Meesho
• Sujeet Kumar - Co Founder, Udaan
• Lalit Keshre - CEO, GROWW
• Gaurav Munjal - Co-founder & CEO, Unacademy
• Aakrit Vaish - Co-founder & CEO, Haptik
• Jitendra Gupta - Founder, Jupiter
• Amrish Rau - CEO PineLabs
• Gokul Rajaram - Product & Business, Doordash

Why ZET

• High-end Technology
• Make in India
• Accelerated Growth
• Build for next Billion users
• Fast pace & Innovation
• Opportunity to Thrive

Risk Analytics Manager

Responsibilities

• Design, develop, and validate risk models (scorecards, look-alike models, behavioural risk models) to optimize credit decisioning.
• Conduct portfolio analytics to monitor delinquency trends, vintage analysis, and risk-return trade-offs.
• Leverage statistical and machine learning techniques to improve customer underwriting, fraud detection, and collection strategies.
• Work closely with credit, product, and technology teams to implement and refine data-driven risk policies.
• Identify early warning signals and recommend changes in credit approval criteria.
• Perform A/B testing and back-testing of models to ensure robustness and accuracy.
• Partner with credit bureaus, data providers, and internal teams to source and integrate new data variables.
• Create dashboards, MIS, and insights for leadership to enable risk-based decision-making.
• Accustomed to dealing with ambiguity in a fast-paced environment.
• Proven ability to collaborate successfully across cross functions.

Requirements

• 3+ years of experience in risk analytics within an NBFC, fintech.
• Strong exposure to AI/ML, credit risk modelling, portfolio analytics, and policy formulation.
• Hands-on experience with look-alike models, scorecards, and data modelling techniques.
• Proficiency in SQL, Python/R, and statistical modelling techniques.
• Understanding of credit bureau data (CIBIL, Experian, Equifax, CRIF) and alternate data usage.
• Strong analytical, problem-solving, and communication skills.
• Educational background in Statistics, Mathematics, Economics, Engineering, or related fields (Tier-1/Tier-2 institute preferred).

Hiring For USA Based Multinational Company

We are seeking a detail-oriented Financial Risk Analyst to join our Risk Management team. The ideal candidate will be responsible for identifying, analyzing, and managing potential financial risks to the organization. This includes evaluating market conditions, economic trends, credit risks, and operational risks, and providing recommendations to mitigate financial exposure. The role involves utilizing data analysis, financial modeling, and forecasting techniques to assess risk, ensuring that the company’s financial health and objectives are protected.

• Identify, assess, and monitor financial risks including market, credit, operational, and liquidity risks across all business units.
• Conduct financial analysis, stress tests, and scenario modeling to evaluate the potential impact of various risk factors on the organization’s financial position.
• Use quantitative and qualitative risk assessment techniques to provide actionable insights to senior management and business stakeholders.
• Build and maintain financial models to forecast potential risks under different economic conditions and market scenarios.
• Perform sensitivity analysis on financial metrics such as interest rates, exchange rates, commodity prices, and credit spreads.
• Provide forecasts on potential risk impacts and recommend risk-mitigating actions (e.G., hedging, diversification).
• Prepare regular risk reports, including risk dashboards and performance metrics, to update stakeholders on the organization’s exposure to financial risks.
• Document risk management processes, methodologies, and strategies, ensuring that all analyses are clearly communicated and comply with regulatory requirements.
• Present risk findings to senior management, risk committees, and relevant stakeholders.
• Evaluate the creditworthiness of potential clients, vendors, and business partners, using financial analysis and credit scoring models.
• Monitor and review outstanding loans, investments, and credit portfolios to ensure they align with risk tolerance limits and business objectives.
• Develop and implement strategies to minimize credit risk exposure, including setting up appropriate credit limits and payment terms.
• Monitor financial markets and economic indicators to identify trends and potential risks affecting the company’s assets and liabilities.
• Analyze the company’s liquidity position, ensuring adequate cash flow and working capital are available to meet short-term obligations.
• Advise management on strategies to manage market risks, including the use of hedging instruments, diversifying investments, or altering portfolio allocations.
• Ensure compliance with financial risk management regulations, including those related to Basel III, Dodd-Frank, MiFID II, and other relevant local and international standards.
• Assist in audits and regulatory reviews of financial risk management practices and controls.
• Stay current on changes in financial regulations and adjust risk management policies and procedures accordingly.
• Work closely with other departments, such as accounting, treasury, and operations, to develop and implement effective risk management strategies.
• Provide strategic recommendations for mitigating risk while supporting the company’s financial goals.
• Collaborate with external stakeholders, such as auditors, consultants, and regulators, to improve risk management practices.

Nomura Overview:

Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit

Nomura Services, India supports the group’s global businesses. With world-class capabilities in trading support, research, information technology, financial control, operations, risk management and legal support, the firm plays a key role in facilitating the group’s global operations.

At Nomura, creating an inclusive workplace is a priority. Our approach to inclusion encompasses a variety of initiatives, including sensitization campaigns, implementing conducive policies & programs, providing infrastructure support and engaging in community events. Over time, we have made meaningful progress in these areas, and this commitment has been well-recognized across the industry. We are proud recipients of the prestigious Top 10 Employers award by the India Workplace Equality Index (IWEI), IWEI Gold Employer of Choice awards, India CSR Leadership Award 2024 for Holistic Village Development Program and the YUVA Unstoppable Changemaker Awards.

Division Overview:

The Risk Management Division encompasses the firm's comprehensive risk framework responsible for determining and managing the overall risk appetite for the firm. The division is responsible for effectively managing the firm's risk-return profile that ensures the efficient deployment of the firm's capital. It is one of the firm's core competencies and is independent of the trading areas and operational areas.

Business Unit Overview:

Market Risk Management works to identify, monitor and control the firm’s exposure to risk, analyze stress test results, and provide analysis on new products and businesses. Powai Market Risk managers liaise with the risk managers in the trading centers on a daily basis to help manage their market exposure, set & review risk strategies. Major activities involve daily analysis and interpretation of the results of risk sensitivities;
validation of VaR, Incremental Risk Change, Economic Capital numbers and sign-off on the relevant Risk systems & preparation of risk reports for traders and senior business management. Risk managers are also expected to re-engineer the risk reporting process and provide ad-hoc risk views and drill down analysis of less transparent risks and issues of importance to senior Risk Management/Trading Heads

What We Offer:

• We support employee wellbeing by ensuring a sense of purpose and belonging.
• We offer a comprehensive range of wellbeing services which allows employees to get access to the assistance they need at any point in their wellbeing journey.
• Our bespoke benefits support employees and their family’s holistic wellbeing and are inclusive of diverse identities and family structures.

Position Specifications:

Corporate Title: Analyst/Associate

Functional Title: Analyst/Associate

Experience: 2- 5 years

Qualification: Graduate / Post Graduate

Role & Responsibilities:

The role involves daily analysis and sign-off for FRTB PLA under the Global Rates products desk of Nomura as per the IMA FRTB framework. The key objective is to identify, analyse, and resolve discrepancies between Risk Theoretical P&L and Front Office Hypo P&L while ensuring ongoing compliance with regulatory back-testing requirements under the implemented IMA FRTB model. The role also includes supporting the transition of FX business to IMA framework through detailed analysis and issue resolution.

The role entails collaborating with Global cross-functional teams such as

• Risk Methodology team and Product Level Risk Managers to identify issues/limitations/solutions in the valuation of different products
• IT Team to identify system limitations and improvements
• Market Risk Infrastructure Team to deploy the necessary changes in the risk valuation

Mind Set:

Domain

• Good knowledge of Financial Products (especially derivatives), Financial Markets, Economics
• Understanding of risk sensitivities, VaR and economic capital
• Background in a numerical discipline: engineering;
  math;
  science;
  etc.
• Strong analytical, quantitative and technical abilities
• Strong communication skills (oral and written)

Technical

• Certification in CFA/FRM
• Python for Finance
• Knowledge of Power BI, Alteryx
• Advanced Excel
• Good knowledge of FRTB regulations

We are committed to providing equal opportunities throughout employment including in the recruitment, training and development of employees. We prohibit discrimination in the workplace whether on grounds of gender, marital or domestic partnership status, pregnancy, carer’s responsibilities, sexual orientation, gender identity, gender expression, race, color, national or ethnic origins, religious belief, disability or age.

*Applying for this role does not amount to a job offer or create an obligation on Nomura to provide a job offer. The expression "Nomura" refers to Nomura Services India Private Limited together with its affiliates.

*The benefits are subject to change and will be in accordance with Company’s policies as may be applicable from time to time).

What impact will you make?

Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where you’ll find unrivaled opportunities to succeed and realize your full potential

Deloitte is where you’ll find unrivaled opportunities to succeed and realize your full potential.

The Team

Discover the various Financial Risk services, we offer to help organizations across the full life cycle of financial transaction. From governance and processes to technology and reporting, our services can enhance transparency, efficiency, compliance and financial integrity.

Work you’ll do

As a AM/DM in our team you’ll build and nurture positive working relationships with teams and clients with the intention to exceed client expectations.

Required skill set:

• ECL Computation
• Credit Risk
• IFRS9
• PD, EAD, LGD

Job Purpose

Within the practice, the group is designed to take a risk based approach help clients improve performance and operating efficiency. We work closely and collaboratively with our clients, providing the full range of services. Supporting them to be effective and efficient through usage.

Key Job Responsibilities:

· Understand business requirements

- Data Analytics, SAS, Python

- Credit Risk

- IFRS9, PD, EAD, LGD

Qualifications

• Graduates with relevant experience can also be considered.
• M.Sc.IT, MBA, M.Tech, MCA, Any PG

Your role as a leader

At Deloitte India, we believe in the importance of leadership at all levels. We expect our people to embrace and live our purpose by challenging themselves to identify issues that are most important for our clients, our people, and for society and make an impact that matters.

In addition to living our purpose, Deputy Managers across our organization:

• Builds own understanding of our purpose and values;
  explores opportunities for impact
• Demonstrates strong commitment to personal learning and development;
  acts as a brand ambassador to help attract top talent
• Understands expectations and demonstrates personal accountability for keeping performance on track
• Actively focuses on developing effective communication and relationship-building skills
• Understands how their daily work contributes to the priorities of the team and the business

How you’ll grow

At Deloitte, our professional development plan focuses on helping people at every level of their career to identify and use their strengths to do their best work every day. From entry-level employees to senior leaders, we believe there’s always room to learn. We offer opportunities to help build world-class skills in addition to hands-on experience in the global, fast-changing

business world. From on-the-job learning experiences to formal development programs at Deloitte University, our professionals have a variety of opportunities to continue to grow throughout their career. Explore Deloitte University, The Leadership Centre.

Benefits

At Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits.

Learn more about what working at Deloitte can mean for you.

Our purpose

Deloitte is led by a purpose: To make an impact that matters .

Every day, Deloitte people are making a real impact in the places they live and work. We pride ourselves on doing not only what is good for clients, but also what is good for our people and the communities in which we live and work—always striving to be an organization that is held up as a role model of quality, integrity, and positive change.

Learn more about Deloitte's impact on the world

Recruiter tips

We want job seekers exploring opportunities at Deloitte to feel prepared and confident. To help you with your interview, we suggest that you do your research: know some background about the organization and the business area you’re applying to.

Check out recruiting tips from Deloitte professionals.

About KPMG INDIA

KPMG entities in India are professional services firm(s). These Indian member firms are affiliated with KPMG International Limited. KPMG was established in India in August 1993. Our professionals leverage the global network of firms, and are conversant with local laws, regulations, markets and competition. KPMG has offices across India in Ahmedabad, Bengaluru, Chandigarh, Chennai, Gurugram, Jaipur, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, Noida, Pune, Vadodara and Vijayawada.

KPMG entities in India offer services to national and international clients in India across sectors. We strive to provide rapid, performance-based, industry-focused and technology-enabled services, which reflect a shared knowledge of global and local industries and our experience of the Indian business environment.

Credit Risk Role

• Should have prior experience in model development, model validation or model monitoring with Indian Banks.
• Good understanding of Credit Risk Model Development steps starting with exploratory data analysis, roll rate, vintage analysis, good/bad definitions, factor selections, logistic/ linear regressions including assumptions and limitations, scorecard calibration
• Credit Risk Model Validation starting from data preparation and analysis, validation tests, back testing, scenario analysis, sensitivity analysis
• Time Series analysis and forecasting
• Economic Capital computation
• Sound knowledge of IRB, IFRS 9, CECL, CCAR, SR-11-7, Scorecard, Wholesale & Retail Portfolio, credit card, CRD, CRR guidelines.
• Regulatory Guideline - PRA, EBA, FED, HKMA

Degree/ Qualified accountant/FRM with regulatory reporting background

• Strong quantitative and analytical skills with attention to detail and accuracy
• A power user of Excel spreadsheet and PowerPoint. Acumen and demonstrated knowledge to use visualization tools (i.E., Power BI) will be advantageous
• Investment banking product knowledge and other regulatory development around IB
• SAS, Python, R
• CA/MBA(Finance)/ M.SC (stats)
• Certifications in CFA/ FRM

Good communication skills, analytical and presentation skills are mandatory for the above skill set.

If interested please send in your Cvs to

• Looking for selected candidates to join within 30 to 45 days or an immediate joiner.

Equal employment opportunity information

KPMG India has a policy of providing equal opportunity for all applicants and employees regardless of their color, caste, religion, age, sex/gender, national origin, citizenship, sexual orientation, gender identity or expression, disability or other legally protected status. KPMG India values diversity and we request you to submit the details below to support us in our endeavor for diversity. Providing the below information is voluntary and refusal to submit such information will not be prejudicial to you

Job Purpose

The candidate will work with the FX & Rates Solutions team of the Bank across key Asian markets. The client team provides risk management and hedging solutions across FX, Rates and other asset classes to corporate clients and financial sponsor clients across APAC and is one of the market leaders in this space.

Key Responsibilities

The candidate will be expected to work on the below mentioned tasks to begin with and depending upon the candidate’s proficiencies and interest can be scaled up –

• Conducting macroeconomic research across FX and Rates markets to provide actionable insights for client strategy and risk management decisions
• Preparing market updates, pitch books, market trackers, opportunities etc.
• Support the pricing and structuring of derivative trades across FX and Rates asset classes and ideate/ propose trade ideas and market themes
• Preparing term-sheets and documents for bespoke derivative trades
• Working on different stages of trade life cycle including, onboarding, booking, confirmations, settlement, reconciliation, and payments
• Interfacing with trading desks, legal, and client on Legal agreements execution and negotiations
• Supporting client’s leadership team by preparing custom MIS reports and tracking client trade portfolios

The candidate will be expected to

• Contribute toward managing project timelines and quality of deliverables in a manner to ensure “high client satisfaction”
• Demonstrate strength and flair in client/requester relationship building and management, information/knowledge needs assessment

Required Background

• Graduation / Post-Graduation in Finance or Engineering or an equiv. qualification (including Chartered Accountants,)
• 5+ yrs. of work experience;
  at-least 3+ years of which have been in the Finance Industry
• Well versed with Microsoft Office - Word, Excel and Power Point
• Ability to handle pressure of working in fast-paced environment, strong problem-solving skills, and willingness to work with strong dedication and commitment
• Excellent communication skills, both written and verbal
• Working knowledge of databases such as Bloomberg, FactSet, Dealogic, Debtwire, LCD Comps etc. will be an added advantage

Interested can also mail the resume on a

Company Description

QuintEdge is a finance exam preparation platform based in India. The platform offers top-notch preparation services for finance exams like CFA, FRM, financial modeling, valuations, corporate finance, ACCA, and CPA. With thousands of practice questions, adaptive MCQs, summary notes, and videos, QuintEdge aims to provide a comprehensive learning experience. The company's expert faculty, composed of industry veterans from companies like Bain and Goldman Sachs, ensures quality coaching support for students.

Please Read before applying-

Role Description

This is a full-time on-site role in Mumbai for a FRM-Financial Risk Manager Teacher at QuintEdge. The role involves conducting financial risk management classes, preparing course materials, providing coaching support to students, and helping them prepare for the FRM exam.

Qualifications

Prior FRM teaching experience is must.

Must have cleared FRM.

• We are currently not looking for freelancing faculties.

Please mail and Whatsapp these details:

Current In hand

Current CTC

Current Location

Notice Perod

Warm Regards

Anmol Dhawan

(Whatsapp)

Must vsiti website before applying -