257 Safety Plans jobs in India

Location - Bangalore( Hybrid)

Experience - 7 -15Years

Notice Period: Immediate to 30days

Responsibilities:

Oracle RMC analyst is responsible for managing the Oracle RMC Module designing and implementation of security control with Oracle RMC, driving remediation with business and engineering team and providing audit support and reporting the risk within the Oracle system.

HCLTech is hiring for Cyber Security Experts - Risk & Compliance Associate

Job Title

GET - Risk & Compliance Associate

Job Location

Noida/Chennai/Bangalore (Should be flexible to work from any of these locations)

Roles & Responsibility

• Understands Risk & Compliance domains and functions such as Information Security, IT Risk Management / Cyber Security, Enterprise Risk Management, Business Continuity Management, Privacy & Data Protection, Third Party Risk Management, Data Governance and Operations Risk to perform following activities as per applicability.
• Assist in conducting periodic risk assessments / compliance reviews and identify gaps / non-compliances.
• Drive risk remediation efforts and governance as per the defined risk management process.
• Provide the required support during the external/client information security audits under the guidance of experienced R&C professional.
• Contribute to the development of policies & procedures related to risk management and project execution.
• Establish ability to work in virtual team with help of tools and technologies.
• Demonstrates good inter-personal skills, high standards of professional behavior in dealings with business customers, colleagues, and staff.
• Engage in professional development opportunities to improve knowledge and skills relevant to the role.
• Support on the MIS related work on reporting of risks and metrics through excel/presentations.

Certification such as ISO 27001/ISO 31000/ISO 22301 will be expected to be achieved within first year of employment.

Qualification & Experience (if required)

• Graduate Engineer – B.Tech. Computer Science (Tech background), preferred with Cyber security/Information security graduate workstreams.

Skill Sets required

• Strong analytical and problem-solving skills, with a keen attention to detail
• Excellent interpersonal skills and effectively communicate with diverse groups of people
• Demonstrate ability to manage time effectively, prioritize tasks, and meet deadlines in a fast-paced environment.
• Professional demeanor, with a commitment to ethical conduct and maintaining confidentiality.
• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint) and experience with MIS tools is preferred.
• A proactive attitude and willingness to take on new challenges.

At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking.

At Capital One India, we are at the cutting edge of solving fundamental business problems using advanced data methodologies, statistics, and machine learning algorithms. We analyze data to derive valuable business insights, make decisions, and develop innovative and patentable products.

As a Manager, you will have responsibilities associated with Capital One India’s Risk Management team, helping to ensure a timely and accurate month-end risk reporting, in addition you will help consult on initiatives, programs, and projects to raise their game in Information Security and Risk Management. You are pragmatic and practical in your understanding of risk and security, but also willing to know when to pull in experts and escalate. You collaborate and innovate with other teams within Capital One to push the envelope. Ensure all strategic initiative coming your away is delivered in a timely manner

Responsibilities

• As part of the India Risk Management team ensure timely completion of all activities, adequate cross-training and backup, completion of requests from India Leadership, and strategic planning for the Risk Management function.
• Manage PSP - Governance (Policies, Standards & Procedures) by reviewing and ensuring compliance with the Enterprise Policy Program standard, reporting on the creation of new documents, renewals/expiry of existing documents, and Standard Adherence Assessments conducted by CPO (Corporate Policy Office), maintaining a repository of India-wide documents, influencing updates to policies and standards to enhance risk management activities, and maintaining Risk Management PSPs and SOPs while drafting new documents as the team's scope of work expands.
• Oversee Corporate Insurance by renewing and maintaining various policies like Worker’s Compensation (WC), Property Insurance, Directors and Officers Liability (D&O), and Commercial General Liability (CGL), while also coordinating with the insurance broker to facilitate claims
• Manage Physical Records by facilitating the storage and transport of physical records via a third-party and maintaining an Inventory Index to track data and retention requirements by law
• Oversee Internal Audit by finalizing the vendor to conduct the annual audit, drafting the scope and IA calendar, coordinating with internal teams to facilitate the audit, assisting in the timely closure of observations/recommendations, and reporting the status and details of observations to the Leadership Team (LT)
• Prepare risk reports at the India site level within the Enterprise Risk Management framework, including key topics such as phishing drill reports to the Leadership Team (LT), bi-annual Official Records (non-HR GDrive) certification and reporting to the Risk Head, quarterly Sensitive Data Assessments and reporting to the Risk Head, monthly Hard Disk Drive (HDD) remediation reports to the LT, and monthly Iron Mountain document storage reports to file managers and respective LTs
• Constantly work with US Risk Office and Cyber teams to expand the scope of Risk Reporting
• Prepare Assurance Reports , including monthly Controls execution reports to owners and relevant LTs, and coordinating with Capital One US and India support teams to report on the status of IA TPM, ABAC, BCP testing, Standard Adherence Assessments, and Statutory Audits
• Work closely with LT to maintain artefacts (like Vision, Roadmap, etc) in the internal portal for Capital One internal Lean - Six Sigma based framework
• Present Risk and Assurance reports to the Leadership Team (LT) in the Monthly Business Review (MBR), chaired by the India head, US Risk Office head, and US Legal head, as well as in the Quarterly Risk, Legal & Tech Committee, chaired by the India head, US Risk Office head, US Legal head, and US Tech Head
• Ideate and implement Risk Management framework across Risk Taxonomy and refresh framework based on evolving business needs/ risks
• Partner with other Risk Management functions across the company and cross functional teams to conduct Process Level Assessments
• Maintain relationships with key stakeholders to ensure timely delivery of commitment

Basic Qualifications

• Bachelor’s degree/MBA
• 10-14 years of overall experience
• Atleast 5 years of experience in Enterprise Risk Management
• Good knowledge on Enterprise Risk Management framework and implementation, 3 Lines of Defense framework & handling/ facilitating Internal Audit
• Good communication skills - Verbal, written and presentation

Preferred qualifications

• Majority of the experience in risk management
• Experience in Banking or consulting preferred
• Enterprise Risk Management - Level 2 qualified (by IRM - Institute of Risk Management)
• COSO framework, ISO 31000 and ISO 27001

Job Purpose

This role is envisaged to operationalize various aspects related to Risk review, control and monitoring. Market Risk monitoring The role is to ensure strict adherence to various regulatory guidelines and BASEL requirements related to credit risk Review & Monitoring function. This role also envisages monitoring various aspects related to market risk including regulatory requirements. It would also include assisting the Chief Risk Officer (CRO), India on various aspects of credit, market risk and operational risk.

Key Result Areas

Credit Risk – Review, Monitoring & Control: Assist Chief Risk Officer (CRO), India in review of credit proposals and ensure that the business and customers are within credit risk guidelines laid down by the Head Office.

Ensuring the appropriateness of credit rating assigned to counterparties as per H.O. requirements. Undertake peer group comparison and industry / sector analysis. Make customer calls as and when needed to assess borrower’s credit worthiness.

On-going monitoring of credit portfolio through early warning signals like share price, adverse industry / company information. Pro-active identification of potential weak credits to ensure maintaining credit quality and minimizing credit cost / losses.

On-going monitoring of system reports to identify irregularities including overdrawing and overdue. Escalating the same to senior management Assisting CRO, India in drafting changes / modification in local credit policies and procedures (i.e - based on changes in local regulatory – RBI guidelines). Monitoring / exercising due date control to ensure timely submission of annual review of credit lines and rating.

Use Monitoring of RBI - local regulatory requirements including prudential norms to ensure adherence to- Single & Group Borrower norms, Large exposures, Sectoral / Industry limits, PSL, Country/Bank limits. Preparation of presentation material for Risk Management Committee meetingsincluding credit portfolio reports.

Vetting of loan / security documents including sanction letters. Periodic checks to ensure adherence to covenants and credit conditions as stipulated in related loan agreements.

Market Risk: Assist Chief Risk Officer (CRO), India in ‘Market Risk management’ within Mumbai branch independent of dealing / trading (front) and dealing back office functions. On-going monitoring of various limit’s both internal (HO) and regulatory (RBI) with respect to dealing activities (FOREX & Money Market).

Monitoring of various prudential limits and ratios pertaining to market risk. Assist CRO, India in implementation of Regulatory guidelines related to BASEL implementation related to market risk. Prepare MIS reports including presentations related to market risk for Asset Liability Committee (ALCO) and Risk Management Committee (RMC).

Assist CRO, India during Annual Regulatory (RBI) inspection, statutory and internal audits. Assist CRO India in drafting policies and procedures related to Market risk.

ICAAP reporting and stress testing related to relevant risk.

Ensuring implementation of BASEL norms for credit and market risk as prescribed by local regulator – RBI.

Operational Risk: Reviews of Risk Registers, conducting RCSAs, undertaking BIA/BCP and other Operation Risk management issues.

All other activities/assignments, as may be assigned by CRO/CEO India in line with Business need.

Operating Environment, Framework and Boundaries, Working Relationships

The function will be independent from the business units and is part of the bank’s risk management function.

The role, however, requires a high level of interaction and working relationship with front office, back office, Finance & Reporting functions.

Problem Solving

High level of understanding of various aspects related to credit risk monitoring. The role also requires flexibility and a positive business approach to support trading / dealing activities of Mumbai branch.

Decision Making Authority & Responsibility

The Job holder will be responsible in assisting the CRO, India to ensure highest level of credit quality for the loan portfolio of Mumbai branch. He has to ensure adherence to sanction terms. The job holder is responsible for spotting credit weakness, irregularities and alerting front office for corrective action. The job holder will be responsible to assist CRO, India in implementation of various regulatory guidelines pertaining to market and operation risk including BASEL requirements. The job holder will be responsible in on-going monitoring of market and ops risk including prudential limits, ratios and related functions.

Knowledge, Skills and Experience

Minimum 8-10 years’ experience in risk management in a bank in India. University Graduate & Masters Qualifications in Finance / Chartered Accountancy (CA). Advanced credit skills broad understanding on credit rating process. Excellent written / verbal communication skills. Adequate knowledge on RBI regulations related to corporate lending. Working awareness on loan documentation and various loan / credit products. Proficiency in quantitative and financial techniques / skills.