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Manager - Privacy Risk Assessment
Posted 2 days ago
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**You Lead the Way. We've Got Your Back**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
Enterprise Data Management & Products (EDMP), a key part of our Technology organization, focuses on delivering data products that fuel business growth and unlock value, while also shaping robust data management strategies and governance solutions. Our aim is to propel growth, unlock potential, enhance efficiency, manage risk, and foster talent. By prioritizing enterprise growth across all sectors, we create solutions that enhance satisfaction and value, streamline operations for scalability, and maintain trust and security.
**Role Description:**
The Privacy Program Enablement Manager will be an integral part of the team supporting the roadmap and development for this new Global Privacy Center of Excellence, facilitating the program's scope, processes, and deliverables, promoting awareness, collaboration, and engagement, and helping identify and manage risk.
**Primary Responsibilities:**
+ Work with partners to enhance assessment of enterprise-wide privacy risk in alignment with organizational best practices
+ Identify best practices for assessing and monitoring privacy risk to drive enterprise continuity across different regions and business units
+ Enhance user guidance for privacy risk, including control guidance, and training for business stakeholders
+ Collaborate with other teams to integrate privacy risk activities across existing processes and tools
+ Serve as the subject matter expert for identifying and implementing controls to manage privacy risk
+ Serve as the subject matter expert for identifying, documenting, and assessing privacy risk
+ Establish and socialize guidance document changes, as well as mapping changes to internal and external regulatory key milestones
**Qualifications:**
+ A strong strategic approach with 5 years prior experience including process improvement in privacy risk
+ Experience enhancing and uplifting privacy-related processes across an Enterprise or local level for a financial services company
+ Track record of being able to be a subject matter expert and using enterprise-thinking to quickly identify areas of improvement
+ High degree of organization, individual initiative and personal accountability and resiliency
+ Excellent communication skills with a demonstrated ability to engage, influence, and
+ encourage partners and stakeholders to drive collaboration and alignment
+ Proven ability to manage multiple demands successfully within a matrixed organization
+ Enjoys solving large and complicated problems
+ Ability maintains a positive, 'can-do' attitude
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Data Mgmt and Analytics
**Primary Location:** India-Haryana-Gurugram
**Schedule** Full-time
**Req ID:**
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Senior Risk Assessment Analyst
Posted 1 day ago
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Key responsibilities include conducting in-depth analysis of historical data to predict future risk trends, evaluating the effectiveness of existing risk controls, and recommending improvements. You will also play a crucial role in regulatory compliance, ensuring adherence to industry standards and reporting requirements. The ideal candidate will possess a strong understanding of insurance principles, statistical analysis techniques, and relevant software (e.g., R, Python, SQL). Excellent communication skills are paramount, as you will be presenting complex findings to stakeholders at all levels.
Qualifications:
- Bachelor's or Master's degree in Statistics, Mathematics, Finance, Economics, or a related quantitative field.
- Minimum of 5 years of experience in risk assessment, preferably within the insurance industry.
- Proven expertise in statistical modeling, data analysis, and risk management methodologies.
- Proficiency in data analysis tools and programming languages such as Python, R, SAS, or SQL.
- Strong understanding of insurance products, markets, and regulatory environments.
- Excellent analytical, problem-solving, and critical thinking skills.
- Exceptional written and verbal communication skills, with the ability to articulate complex concepts clearly.
- Ability to work independently and as part of a remote team, demonstrating strong organizational and time management skills.
- Experience with specific insurance risk management software is a plus.
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Actuarial Analyst - Risk Assessment
Posted 1 day ago
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Job Description
Responsibilities:
- Perform actuarial valuations and analysis for various insurance products (life, health, general).
- Develop, test, and implement pricing models and reserving methodologies.
- Analyze statistical data to assess risk and predict future claim costs.
- Assist in the development and maintenance of financial projections and solvency requirements.
- Collaborate with actuaries, underwriters, and product managers to support product development and strategy.
- Prepare regulatory filings and reports, ensuring compliance with industry standards.
- Use actuarial software and programming tools (e.g., SQL, Python, R, Prophet) for data analysis and modeling.
- Stay current with actuarial standards of practice, regulations, and industry trends.
- Communicate complex actuarial concepts and findings to non-technical stakeholders.
- Contribute to the continuous improvement of actuarial processes and methodologies.
- Support internal and external audits related to actuarial data and models.
- Mentor junior analysts and provide guidance on actuarial techniques.
Qualifications:
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
- Progress towards actuarial exams (e.g., ACET, IFoA, SOA/CAS) is strongly preferred.
- 2-5 years of experience in the insurance or actuarial field.
- Proficiency in actuarial modeling software and databases.
- Strong analytical, quantitative, and problem-solving skills.
- Excellent written and verbal communication skills.
- Familiarity with insurance products and regulatory requirements.
- Proficiency in Microsoft Excel and SQL is required. Experience with programming languages like Python or R is a plus.
- Ability to work effectively both independently and as part of a team.
- Attention to detail and commitment to accuracy.
This role is a fantastic opportunity for an ambitious Actuarial Analyst to advance their career within a leading insurance firm based in Vijayawada, Andhra Pradesh, IN . You will gain invaluable experience in risk assessment and product pricing, contributing directly to the company's financial health and strategic decisions. The position demands analytical rigor and a dedication to upholding the highest professional standards within the insurance industry. We encourage applications from individuals who are eager to learn, grow, and take on challenging responsibilities. Your contribution will be vital in navigating the complex financial landscape of insurance, ensuring our client remains competitive and secure.
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Risk Assessment & Assurance, Enterprise Risk, Director
Posted today
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Job Description
**Role Brief**
We are looking for an experienced team leader to manage the **RQA** **Risk Assessment & Assurance Team** in Mumbai, India.
**Business Overview**
Understanding and managing risk is the cornerstone of BlackRock's approach to responsible investing. The Risk & Quantitative Analysis (RQA) group provides independent oversight of BlackRock's fiduciary and enterprise risks. Our mission is to advance the firm's risk management practices and to deliver independent risk expertise and constructive challenge to drive better business and investment outcomes. RQA promotes BlackRock as a leader in risk management by providing independent top-down and bottom-up oversight to help identify investment, counterparty, operational, regulatory, technology, and third-party risks.
RQA is committed to investing in our people to increase both individual enablement and a strong collaborative environment. As a global group located all around the world, our goal is to create a culture of inclusion which encourages teamwork, innovation, diversity and the development our future leaders. We actively engage in discussions on career growth and work with team members to understand how personal passions and strengths connect with our purpose.
**Who We Are**
As part of the broader Thematic Risk Assessment team (TRA) within the Enterprise Risk Management group (a Second Line of Defense function), the **RQA Risk Assessment & Assurance (RAA) Team** is vital to the "true-up" understanding of our enterprise risk and control landscape, and continued confidence that our risk management processes are effective and reliable. These help provide assurance that the firm's enterprise risk management framework is adept at managing current and emerging risks, protects our clients and firm, and supports the achievement of firm-wide business goals within our risk tolerance. Key stakeholders include, but not limited to, broader RQA Enterprise Risk Management teams and leaders, Enterprise Technology Risk & Control (First Line of Defense risk function), Innovation Office and Information Security, and other risk and control functions.
**What You Will Be Doing** :
Your primary responsibilities include:
+ Lead and support risk assurance plans that evaluate, monitor and report on the design &/or effectiveness of enterprise risk assessment programs and its activities.
+ Perform and support thematic risk assessments that evaluate enterprise risks of interest.
+ Identify, dimension, and propose practical solutions for improving enterprise risk assessment programs, risk management processes, risk and control taxonomies, and risk and control assessment techniques.
+ Manage the RAA Team's and team members' performance.
+ Execute and support continuous improvements to enterprise risk assessment programs.
+ Identify and escalate potentially systemic enterprise risk issues in a timely manner.
+ Ensure risk assessment and assurance exercises are comprehensively documented and reported.
+ Be a risk champion within the wider BlackRock business.
**What We Look For** :
As a **Team Lead** with people management responsibilities, you must have:
+ Strong risk and control assessment expertise (especially in technology &/or information security).
+ Excellent attention to detail, strong work ethics, and able to work as part of a global team and make informed risk management decisions.
+ **17+ years** of practical experience in Enterprise &/or Technology Risk Management, Business Process Engineering, Quality Assurance, or Audit (experience earned in Asset Management or Banking industry is preferred).
+ **7+ years** of experience **leading and performance managing** a team (non-project-based).
+ **5+ years** of experience in **performing** risk and control assessments, quality testing, control testing, &/or IT auditing.
+ Demonstrable ability to identify and analyze process, risk and control issues, challenge the status quo, and work with cross-functional and international teams to ideate pragmatic solutions that strengthen the risk management framework.
+ Strong understanding of industry-leading practices and control frameworks (e.g. CRI Profile, NIST CSF, ISO 27001, SOC, SOX, SWIFT, and COBIT).
+ An ability to explain complex ideas &/or sophisticated technical concepts in simple but impactful terms and use effective communication to influence outcomes.
+ Familiarity with office productivity, usage of open-source frameworks and business intelligence tools, including (but not limited to) Microsoft Office, PowerBI &/or Tableau.
The following are competitive advantages that we are interested in:
+ You are a Certified in Risk & Information Systems Control (CRISC), a Certified Information Systems Auditor (CISA), &/or Six Sigma-certified.
+ You have both led and performed technology &/or business risk and control assessments.
+ You have automated control assessment activities or analytics using one or more of the following: Python, JavaScript, .NET &/or SQL.
+ Good understanding of worldwide regulatory requirements.
**Our benefits**
To help you stay energized, engaged and inspired, we offer a wide range of benefits including a strong retirement plan, tuition reimbursement, comprehensive healthcare, support for working parents and Flexible Time Off (FTO) so you can relax, recharge and be there for the people you care about.
**Our hybrid work model**
BlackRock's hybrid work model is designed to enable a culture of collaboration and apprenticeship that enriches the experience of our employees, while supporting flexibility for all. Employees are currently required to work at least 4 days in the office per week, with the flexibility to work from home 1 day a week. Some business groups may require more time in the office due to their roles and responsibilities. We remain focused on increasing the impactful moments that arise when we work together in person - aligned with our commitment to performance and innovation. As a new joiner, you can count on this hybrid model to accelerate your learning and onboarding experience here at BlackRock.
**About BlackRock**
At BlackRock, we are all connected by one mission: to help more and more people experience financial well-being. Our clients, and the people they serve, are saving for retirement, paying for their children's educations, buying homes and starting businesses. Their investments also help to strengthen the global economy: support businesses small and large; finance infrastructure projects that connect and power cities; and facilitate innovations that drive progress.
This mission would not be possible without our smartest investment - the one we make in our employees. It's why we're dedicated to creating an environment where our colleagues feel welcomed, valued and supported with networks, benefits and development opportunities to help them thrive.
For additional information on BlackRock, please visit @blackrock ( | Twitter: @blackrock ( | LinkedIn: is proud to be an Equal Opportunity Employer. We evaluate qualified applicants without regard to age, disability, family status, gender identity, race, religion, sex, sexual orientation and other protected attributes at law.
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Senior Insurance Underwriter - Risk Assessment
Posted today
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As a Senior Insurance Underwriter, your primary responsibility will be to analyze complex risk applications, conduct thorough due diligence, and make informed decisions on policy issuance. You will interpret financial statements, actuarial data, and loss history to accurately price risks and manage exposure. This involves staying up-to-date with market trends, regulatory changes, and emerging risks that could impact the insurance portfolio. You will collaborate with brokers, agents, and internal claims and legal teams to gather necessary information and negotiate policy terms. Developing and maintaining strong relationships with key stakeholders is paramount. You will also contribute to the development of underwriting guidelines and best practices, and mentor junior underwriters. Your insights will be vital in shaping the company's risk appetite and contributing to its long-term profitability.
The ideal candidate will possess extensive experience in underwriting within a specific line of insurance (e.g., property, casualty, life, health), with a strong understanding of risk management principles and insurance law. Exceptional analytical, quantitative, and decision-making skills are essential. You must be detail-oriented, possess excellent communication and negotiation abilities, and be adept at managing a high volume of complex cases. Relevant professional certifications (e.g., CPCU, ACII) are highly desirable. A Bachelor's degree in Finance, Economics, Actuarial Science, or a related field is required. If you are a seasoned underwriter looking for a flexible, remote-first opportunity to leverage your expertise and drive impactful decisions, we encourage you to apply.
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Senior Insurance Underwriter - Risk Assessment
Posted 3 days ago
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Job Description
Our client, a highly respected insurance provider, is looking for an experienced Senior Insurance Underwriter to join their fully remote team. This critical role involves evaluating and assessing insurance risks to determine coverage eligibility and premium rates. You will be responsible for analyzing complex applications, financial data, and risk factors to make informed underwriting decisions that align with the company's risk appetite and profitability goals.
Key responsibilities include reviewing and analyzing insurance applications for various policy types (e.g., life, health, property, casualty), assessing applicant history, and identifying potential risks and exposures. You will utilize actuarial data, industry trends, and internal guidelines to calculate appropriate premiums and set terms and conditions for policies. Collaboration with agents, brokers, and internal claims departments to gather necessary information and clarify details is essential. Maintaining a thorough understanding of relevant insurance regulations and compliance requirements is paramount. The ideal candidate will possess strong analytical and decision-making skills, with a keen eye for detail and a robust understanding of risk management principles. A Bachelor's degree in Finance, Economics, Business Administration, or a related field is required. Relevant professional designations (e.g., CPCU, AU) are highly advantageous.
This fully remote position requires a self-disciplined and motivated individual who can manage their workload effectively and independently. Excellent communication and interpersonal skills are necessary for interacting with clients and internal stakeholders. You should be adept at interpreting complex data sets and presenting findings clearly. Our client is committed to fostering a supportive and growth-oriented remote work environment, offering continuous learning opportunities and career advancement paths. If you are a seasoned underwriter with a passion for meticulous risk assessment and a desire to contribute to a leading insurance organization from anywhere, we encourage you to apply.
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Lead Insurance Underwriter - Risk Assessment
Posted 3 days ago
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Job Description
Key responsibilities include evaluating insurance applications, analyzing applicant data (e.g., medical history, financial records, driving records), and determining appropriate risk levels. You will set underwriting guidelines, establish pricing structures, and recommend policy terms and conditions that balance risk and profitability. This involves staying current with industry trends, regulatory changes, and market conditions that may impact underwriting decisions.
The Lead Insurance Underwriter will train and mentor junior underwriters, providing guidance on complex cases and ensuring adherence to company standards. You will collaborate with claims departments, actuaries, and sales teams to refine underwriting strategies and product offerings. Developing and implementing risk mitigation strategies and monitoring portfolio performance are also critical functions.
We require candidates with a Bachelor's degree in Finance, Economics, Business Administration, or a related field. A minimum of 8 years of experience in insurance underwriting, with a significant portion in a leadership or senior capacity, is mandatory. A strong understanding of various insurance products (e.g., life, health, property & casualty) and actuarial principles is essential. Excellent analytical, decision-making, and problem-solving skills are required.
The ideal candidate possesses strong leadership qualities, excellent communication skills, and a keen eye for detail. If you are a seasoned underwriting professional looking to take on a leadership role and contribute to the success of a leading insurance company in **Ghaziabad, Uttar Pradesh, IN**, we encourage you to apply.
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Senior Insurance Underwriter - Risk Assessment
Posted 1 day ago
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Job Description
Key Responsibilities:
- Analyze insurance applications to assess risks and exposures.
- Determine the eligibility of applicants and set appropriate terms, conditions, and premiums.
- Develop and maintain a thorough understanding of various insurance products and market trends.
- Communicate effectively with agents, brokers, and policyholders to gather information and explain underwriting decisions.
- Ensure compliance with company policies, procedures, and regulatory guidelines.
- Review and manage a portfolio of existing policies, making adjustments as necessary.
- Collaborate with the claims department to provide underwriting insights on complex cases.
- Contribute to the development and refinement of underwriting guidelines and strategies.
- Mentor and train junior underwriters.
Qualifications:
- Bachelor's degree in Finance, Economics, Business Administration, or a related field.
- Extensive experience as an Insurance Underwriter, with a specialization in a specific line of insurance (e.g., property, casualty, life).
- Strong knowledge of underwriting principles, risk assessment techniques, and insurance regulations.
- Excellent analytical, quantitative, and decision-making skills.
- Proficiency in underwriting software and Microsoft Office Suite.
- Strong negotiation and communication skills.
- Ability to work independently and as part of a team.
- Relevant professional designations (e.g., CPCU, AU) are highly desirable.
This hybrid role is based in Delhi, Delhi, IN . If you possess a keen eye for detail and a proven track record in insurance underwriting, we invite you to apply.
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Lead Actuarial Analyst, Risk Assessment
Posted 1 day ago
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As a Lead Actuarial Analyst, you will be instrumental in conducting complex actuarial studies, including mortality, morbidity, and lapse rate analyses. You will be responsible for the design, development, and implementation of sophisticated pricing models for various insurance products, ensuring competitive pricing while maintaining profitability. This role requires a deep understanding of regulatory requirements and solvency standards, ensuring compliance across all actuarial functions. You will mentor junior actuaries, guiding them through technical challenges and professional development. Collaboration with underwriting, product development, and finance departments will be essential to provide actuarial insights and support strategic decision-making. The ideal candidate will possess strong technical skills in actuarial software and programming languages, with a commitment to continuous learning and staying updated with industry best practices. Your analytical prowess will be key to identifying potential risks and developing mitigation strategies. This is an excellent opportunity to advance your actuarial career in a supportive and dynamic remote environment.
Responsibilities:
- Conduct comprehensive actuarial studies to assess risks related to insurance products.
- Develop, implement, and maintain pricing models for life, health, and other insurance lines.
- Analyze claims data, identify trends, and forecast future liabilities.
- Ensure compliance with all relevant insurance regulations and solvency requirements.
- Prepare actuarial reports for management, regulators, and other stakeholders.
- Mentor and guide junior actuarial staff, fostering their technical and professional growth.
- Collaborate with cross-functional teams to provide actuarial support for product development and business strategy.
- Utilize advanced statistical techniques and modeling software for actuarial analysis.
- Stay current with actuarial science advancements and industry best practices.
- Fellowship or Associate membership in a recognized Actuarial Society (e.g., IAI, SOA, CAS).
- Minimum of 8 years of actuarial experience in the insurance industry.
- Proven expertise in pricing, reserving, or modeling of life or health insurance products.
- Strong proficiency in actuarial software (e.g., Prophet, GGY Axis) and programming languages (e.g., R, Python, SQL).
- Excellent analytical, quantitative, and problem-solving skills.
- Strong understanding of Indian insurance regulations and solvency frameworks.
- Exceptional communication and presentation skills, with the ability to explain complex concepts clearly.
- Demonstrated leadership potential and experience mentoring junior professionals.
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Senior Insurance Underwriter, Risk Assessment
Posted 1 day ago
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Key Responsibilities:
- Evaluate and assess insurance risks associated with complex applications for various insurance products (e.g., property, casualty, life, health).
- Determine appropriate policy terms, conditions, coverage limits, and premiums based on thorough risk analysis.
- Analyze applicant information, including financial statements, loss history, medical records, and inspection reports.
- Utilize underwriting guidelines, regulatory requirements, and internal risk appetite to make informed decisions.
- Communicate effectively with brokers, agents, and clients to gather necessary information and explain underwriting decisions.
- Collaborate with claims, actuarial, and legal departments to manage risks and resolve complex cases.
- Identify opportunities for cross-selling and up-selling relevant insurance products.
- Stay informed about industry trends, market conditions, and changes in legislation affecting insurance.
- Develop and mentor junior underwriters, providing guidance on complex cases and best practices.
- Contribute to the development and refinement of underwriting policies and procedures.
- Ensure compliance with all applicable insurance laws and regulations.
- Maintain accurate and organized records of underwriting decisions and rationale.
- Bachelor's degree in Business, Finance, Risk Management, or a related field. Relevant insurance certifications (e.g., CPCU, FLMI) are highly desirable.
- Minimum of 5-8 years of experience in insurance underwriting, with a proven track record in risk assessment.
- In-depth knowledge of various insurance products, policy structures, and underwriting principles.
- Strong analytical, quantitative, and problem-solving skills.
- Excellent decision-making abilities and sound judgment.
- Proficiency in underwriting software and standard office applications.
- Effective written and verbal communication skills, with strong negotiation abilities.
- Ability to manage a high volume of applications while maintaining accuracy and efficiency.
- Understanding of actuarial principles and financial modeling is a plus.
- High ethical standards and commitment to professional integrity.
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