476 Transaction Paralegal jobs in India

About this role:

Wells Fargo is seeking a Due Diligence Coordinator.

FCO performs screening and alert dispositioning for over match score of 84% & above of Wells Fargos customer relationships, as well all international and domestic wire transfers, global remittances, ACH, credit card/prepaid cards, trade finance, official checks and other payment products. The Consultant will perform screening to detect politically exposed persons (PEPs) & MRB holding accounts directly or indirectly through beneficial ownership. The role also entails Negative News screening for certain account/customer records.

In this role, you will:

• Support Due Diligence group
• Seek ways to improve client onboarding process, on-going periodic client reviews and quality control activities
• Conduct complex comprehensive research or background investigations on transactions, individuals, entities, organizations or locations to identify and mitigate associated sanctions, financial crime, and reputational risks
• Receive direction from supervisor and escalate non-routine questions
• Interact with immediate team and Due Diligence area on wide range of information
• Engage with clients indirectly through relationship managers to support meeting policy and regulatory requirements

Required Qualifications:

• 2+ years of Due Diligence experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Minimum 2 years' Experience in Financial Crimes, Operational Risk, Fraud, Sanctions, Anti-Bribery, Corruption, or equivalent experience.
• Screens customers, prospects and/or transactions against various regulatory reporting lists and regionally based sanctions watch lists.
• Evaluates risks to determine permissibility under sanctions, regulations and/or BSA/AML regulations. Reviews transactions / profiles of high risk customers (e.g. casinos, MSBs, payment processors) to understand controls and activities.
• Escalates confirmed PEP matches. MRB, Negative News and other risks appropriately.

Job Expectations:

• Conducts reviews of bank customers (individuals/entities), related parties (owners, board of directors, executives) and/or transactions that present a moderate degree of complexity and risk to determine appropriateness for Wells Fargo.
• Conducts comprehensive research and/or background investigations on individuals, entities, organizations or locations to identify and mitigate associated sanctions, credit, financial crime, and reputational risks and thoroughly documenting findings.
• Reviews & analyzes due diligence data from a variety of sources to determine overall risk.
• Ensures compliance with guidelines set forth in federal/state anti-money laundering laws and regulations including the Bank Secrecy Act and various sanctions regulations, and in accordance with policy/procedures set by the bank.
• Consults with peers, line of business managers & other external parties regarding due diligence findings.
• Shift time: Flexible

Role:  Banking Operations - Other

Industry Type:  IT Services & Consulting

Department:  BFSI, Investments & Trading

Employment Type:  Full Time, Permanent

Role Category:  Banking Operations

Education

UG:  Any Graduate

PG:  Any Postgraduate

Job description

A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.

Key Responsibilities:

• Loan Application Review:

Analyse and verify loan applications, ensuring all required documents are complete and accurate.

Assess the borrower's credit history, employment, income, and debt levels.

Confirm the property's value through appraisal reports.

• Credit and Financial Analysis:

Evaluate credit reports to determine the borrower's creditworthiness.

Analyse financial statements, tax returns, pay stubs, and other income documentation.

Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.

• Property Valuation Review:

Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.

• Compliance and Risk Assessment:

Ensure loans comply with all federal, state, and local regulations.

Adhere to company policies and guidelines.

Identify potential risks and assess the overall risk level of the loan.

Essential skills and requirements:

Any bachelor s degree.

Proven experience in mortgage processing or underwriting.

Strong knowledge of mortgage industry regulations and procedures.

Excellent analytical and problem-solving skills.

Detail-oriented with exceptional organizational abilities.

Proficiency in using mortgage processing software and financial tools.

Effective communication and interpersonal skills.

Ability to work efficiently under pressure and meet tight deadlines.

Solid understanding of financial statements and credit reports.

Certification in mortgage underwriting or related fields is a plus.

Shift timing: Night Shift

Location: Chennai

Experience: 0.6 months 8 years

• Support Due Diligence group
• Seek ways to improve client onboarding process, on-going periodic client reviews and quality control activities
• Conduct complex comprehensive research or background investigations on transactions, individuals, entities, organizations or locations to identify and mitigate associated sanctions, financial crime, and reputational risks
• Receive direction from supervisor and escalate non-routine questions
• Interact with immediate team and Due Diligence area on wide range of information
• Engage with clients indirectly through relationship managers to support meeting policy and regulatory requirements

• 2+ years of Due Diligence experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

About Vcheck

Vcheck is a human-led, technology-enabled due diligence background check firm, annually conducting over 18,000 international investigations. We specialize in risk-based assessments for lending, investments, KYC, vendor onboarding, M&A, IPOs, executive placements, and overall third-party portfolio risk. Our hybrid approach delivers the financial and reputational intelligence needed for confident decision-making.

Founded in 2012 and based in New York City, Vcheck has experienced rapid growth, industry recognition, and five consecutive appearances on the Inc. 5000 list.

About the role

Vcheck is seeking a motivated and detail-oriented Due Diligence Intern to join our Pune office. This entry-level role is ideal for individuals eager to immerse themselves in the field of due diligence and begin a promising career path towards becoming a seasoned investigator.

As a Due Diligence Intern, you will participate in conducting comprehensive investigations, gaining invaluable experience in researching, analyzing, and compiling critical data. This position offers significant learning opportunities with exposure to seasoned professionals, providing a solid foundation for professional growth and career advancement within Vcheck. This position is an onsite role in our Pune office.

What you'll do

• Conduct detailed public record due diligence investigations on individuals and entities for investment and lending purposes
• Confirm identities and search for alias through various third-party resources
• Identify, analyze, and intelligently summarize complex legal documents including liens, judgments, bankruptcies, criminal records, complaints, and other recorded documents
• Conduct research on social media profiles, derogatory news, and general online presence
• Create detailed, well-written reports for clients based on findings
• Produce accurate, precise reporting in a timely manner
• Communicate with the Customer Success team to ensure deliverables and timelines are achievable
• Collaborate with outside third-party firms for document retrieval, court runner services, and additional research
• Performs other duties as assigned

Key requirements

• Bachelor's degree in forensic science or currently pursuing a relevant undergraduate program from a recognized university in India.
• Interest in due diligence investigations, research methodologies, and risk assessment.
• Fundamental analytical skills with acute attention to detail and a strong willingness to learn.
• Proficiency in effective verbal and written communication.
• Basic knowledge of Microsoft Office Suite (Excel, Word, PowerPoint) is advantageous.
• Ability to work harmoniously in a collaborative team environment and manage tasks efficiently.
• Driven and proactive towards acquiring new skills and expanding knowledge.

Why us?

You will be joining a cutting-edge company, where you will tackle complex challenges and work with the very best in the industry. In addition, we offer:

• Competitive compensation package
• Comprehensive benefits, including GHI coverage for you & your loved ones
• Flexible vacation policy, encouraging you to take the time you need
• Comfortable shift(s) to maintain work life balance
• Annual wellness allowance to support your health and well-being
• Quarterly team events, fun team activities monthly happy hours to refresh mind and soul.
• A fun and collaborative work environment where you'll be supported by a team of dedicated and collaborative colleagues
• Additional equipment support, if needed, for workplace
• A vital role in shaping our company's future

Please be aware that Vcheck uses AI-powered note-taking, interview recording, and transcription tools to ensure accuracy and efficiency during our talent acquisition processes. By participating in the application and interview stages, you acknowledge and consent to the use of these technologies.

Vcheck Global is proud to be an equal opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, color, ancestry, religion, sex, age, national origin, sexual orientation, gender identity, disability, genetic information, veteran status, or any other factor protected by applicable law. This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, recall, transfer, leave of absence, compensation, benefits, and training.

Vcheck Global expressly prohibits discrimination and harassment of any kind based on race, color, ancestry, religion, sex, age, national origin, sexual orientation, gender identity, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

No matter what background you bring with you, if you are committed to excellence and good at what you do, we welcome you to apply to join us and encourage you to come as you are.

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About this role:

Wells Fargo is seeking a Due Diligence Consultant. We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a supportive environment where you can learn and grow.

In this role, you will:

• Own client onboarding process to mitigate risk through a due diligence process
• Participate in conducting less complex client due diligence processes, research and identify opportunities to mitigate risk
• Consult and provide support to interpret policies, guidelines and governance programs
• Support business in execution of due diligence reporting processes and controls
• Review and analyze client onboarding processes or challenges that require research, evaluation, and selection of alternatives
• Exercise independent judgment to guide medium risk deliverables
• Aggregate, evaluate and report results and escalate where necessary
• Present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in the due diligence function, policies, procedures and compliance requirements
• Collaborate and consult with peers, colleagues, managers and internal and external customers to resolve issues and achieve goals

Required Qualifications:

• 2+ years of Due Diligence experience, or equivalent (including risk management, client service, operations support, or business process management) demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Conduct comprehensive research and background reviews of transactions, individuals, entities, organizations or locations to identify and mitigate risks through documenting findings and escalation
• Perform EDD reviews in line with client policy to fulfil Know Your Customer (KYC) requirements.
• Research business escalations to review potential negative news or financial crimes-related potential matches, research and provide recommendation based on findings
• Review basic issues, policies or procedures for which answers can be quickly obtained related to lower risk tasks and deliverables with narrower impact
• Perform tasks to support regular reporting routines and/or ad-hoc requests, which include report review, analysis, research and documentation
• Gather and input data utilizing resources to identify documentation required to meet policy or regulatory requirements
• Evaluate output from the Due Diligence Group which includes Corporate Politically Exposed Persons, Global Sanctions Screening & Reporting, and Enhanced Due Diligence Center
• Receive direction from supervisor and exercise judgment while developing understanding of function, policies, procedures, and compliance requirements
• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
• 2+ years of Experience in AML Investigations, EDD Reviews, PEP Investigations, Fraud Investigations, customer/transactional activity research, domain knowledge within banking and BSA/AML/OFAC Regulatory Compliance related review of Customer relationships
• 2+ years of experience in financial crimes and thorough understanding of CIP/CDD/EDD requirements
• Experience in Process Review Activity (QA/QC)
• Extensive knowledge and understanding of research and analysis
• Strong time management skills and ability to meet deadlines
• Would be required to demonstrate logical thinking, good numeric abilities, domain understanding.
• Ability to foresee risks, be proactive and predictive while developing risk mitigation plans.
• Good verbal and written communication skills
• Strong analytical, critical thinking and problem-solving skills. Ability to prepare management level presentations, present reports to and interact with senior leaders
• Experience delivering results in a fast-paced, deadline driven environment while balancing multiple priorities
• Able to articulate a complex problem, design, build and implement a solution and communicate in clear business terms the benefits of the proposed risk management approach
• Provide the highest quality of work in support of the achievement of business goals.
• Exercise independent judgement and discretion handling highly sensitive casework.
• Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members
• ossess good knowledge in US regulations (Bank Secrecy Act, USA PATRIOT Act and Economic Sanctions laws)
• Excellent communication and relationship/partnership building skills.
• Proficiency in Office Suite (Excel, Word, PowerPoint, Outlook) and SharePoint.
• Bachelors degree in Business, Finance or Economics

Job Expectations:

• Flexibility of working in shifts

Diligence associate

This role is specific for our equity investments, we want someone who can engage with investee companies on a regular basis and act as a financial controller to enable investee companies to establish processes and systems and be involved in deep cleaning of the Companies for overall value creation.

The role would involve 2 parts:

1. Prior to investment - diligence of equity transactions involving legal, tax, financial diligence. Would involve establishing the group and team structure, identifying accounting policies, secretarial diligence, and post diligence identifying gaps in the Company systems and accounting.

2. Post investment role - this would involve preparing a plan for process improvement, engaging with teams to deep clean the issues identified in diligence, identifying the resource mismatches and engaging with HR to place apt team at right places, removing bottlenecks in financial processes, preparing MIS formats and training management teams in handling of processes and MIS, tracking overall improvement and engaging with third parties, investors, management on equity raise rounds if any. (Like a virtual CFO role)

Qualification - CA from FDD and audit background with experience of 4yrs+

Salary - 18 lakhs CTC, can consider carve out from equity gains in the fund.

• Our professionals analyze investment need, financial and operational results of company through reviewing records, understanding industry and conducting interviews with management.
• Prepare zero-defect, review-ready excel worksheets (Work Products)
• Develop a quick understanding of clients businesses and its derivers
• Conduct extensive research into companies and individuals
• Interpret, evaluate and prepare analysis of balance sheets, cash flow statements and business plans
• Preparing analytical schedules to be used in discussions with Management companies
• Identifying transaction focus areas based on preliminary analysis
• Researching public industry and competitor information relevant to the company
• Examining historical trends and discussing significant fluctuations and non-recurring items between periods
• Managing and contributing to complex areas of the IM-writing process
• Assisting in reviewing historical performance by identifying KPI s, preparing MIS and analyzing operational information.

Team Work

• Proactively ensure that skills and capabilities of the team are growing
• Develop constructive working relationships with the team and assist team during time crunch
• Promote team culture and build trust
• Seeks guidance and feedback for growth and demonstrates the commitment to develop
• Mentor juniors and provide them with on-the-job training

Building on our past. Ready for the future

Worley is a global professional services company of energy, chemicals and resources experts. We partner with customers to deliver projects and create value over the life of their assets. We’re bridging two worlds, moving towards more sustainable energy sources, while helping to provide the energy, chemicals and resources needed now.

Moving forward together

We’re committed to building a diverse, inclusive and respectful workplace where everyone feels they belong, can bring themselves, and are heard. We provide equal employment opportunities to all qualified applicants and employees without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by law.

We want our people to be energized and empowered to drive sustainable impact. So, our focus is on a values-inspired culture that unlocks brilliance through belonging, connection and innovation.

And we're not just talking about it; we're doing it. We're reskilling our people, leveraging transferable skills, and supporting the transition of our workforce to become experts in today's low carbon energy infrastructure and technology.

Whatever your ambition, there’s a path for you here. And there’s no barrier to your potential career success. Join us to broaden your horizons, explore diverse opportunities, and be part of delivering sustainable change.