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Showing 1354 Underwriter jobs in India

Underwriter

Brace Infotech Private Ltd

Posted 1 day ago

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Job Description

Brace Infotech is hiring for one of our esteemed US-based clients with a strong presence in India and the Philippines !

We are looking for talented professionals with US Mortgage experience to join their expanding team.

Position Details:

  • Live Underwriter – US Mortgage
  • Experience: 2 to 10 years
  • Work Mode: Remote (Except for Bengaluru and Chennai Candidates)

Key Skills & Requirements:

  • Strong experience in US Mortgage Process
  • Hands-on expertise in Underwriting / Pre-Underwriting / Loan Origination / Pre-Purchase Review
  • In-depth knowledge of Live Underwriting with 4Cs (Credit, Capacity, Collateral & Capital)
  • Excellent analytical, communication, and documentation skills
  • Ability to work in a fast-paced, deadline-driven environment

Interview Process:

  • 3 Rounds (Virtual) Assessment | Operational | HR

If you have relevant US Mortgage domain experience and are looking to advance your career with a reputed global client, we’d love to hear from you!

Apply Now:

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Underwriter

Pune, Maharashtra WNS

Posted 10 days ago

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Job Description

Role: Mortgage Underwriter

Experience: Min 2 years

Shift timings: US Shift

Job location: Remote



Job Description:


  • The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans.
  • Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C s, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information or documentation for offering quality and efficient services
  • Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines.
  • Review all mortgage applications and documentation for accuracy and completeness. Review and be able to complete a full analysis of all types of income Self or Rental or Wage or etc, Assets, Liabilities, Credit and Collateral. Analyze credit, income, and assets on a loan by loan basis to properly assess individual risk and promptly provide underwriting decisions to Mortgage Originators.
  • Review property documentation including title commitments, sales contracts, insurance, and flood determinations.
  • Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud.
  • Review and analyze appraisals for value and compliance with industry requirements.
  • Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience Provide exceptional customer care both internal and external in a manner that satisfies the individual needs of each customer and builds loyalty to the client Maintain confidentiality of all customer and employee information Respond positively to feedback


Interested candidates please share your updated cv on

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Underwriter

Pune, Maharashtra Career Guideline

Posted 10 days ago

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Job Description

Full Job Description

Position Summary:

The Mortgage underwriting associate evaluate and determine the eligibility of loan applications

of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but

not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility decisions.

The incumbent ensures the accurate, efficient, and timely flow of information/documentation

for offering quality and efficient services.

Responsibilities:

 Knowledge of mortgage underwriting and Agency automated underwriting systems

Demonstrate a full understanding of agency guidelines as well as posted Lender internal

guidelines

eview all mortgage applications and documentation for accuracy and completeness

eview and be able to complete a full analysis of all types of income

(Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral.

nalyze credit, income, and assets on a loan-by-loan basis to properly assess individual

risk, and promptly provide underwriting decisions to Mortgage Originators

eview property documentation including title commitments, sales contracts, insurance,

and flood determinations

aintain a well-developed knowledge of loan product guidelines and industry

regulations, including assisting in the prevention, detection, and resolution of mortgage

fraud

eview and analyze appraisals for value and compliance with industry requirements

emonstrate the ability to independently make sound decisions based on the

creditworthiness of the applicants based on established underwriting guidelines,

policies, procedures, knowledge, and experience

rovide exceptional customer care (both internal and external) in a manner that

satisfies the individual needs of each customer and builds loyalty to the client

aintain confidentiality of all customer and employee information

espond positively to feedback and redirection

ully utilize systems, tools, training, and resources provided to maximize potential

ssist other departments as needed

eeting daily production.

eeting the daily SLA requirement

eeting the daily Quality requirements


Qualifications Education: Bachelors in any stream.

Experience : 2+ years’ increasingly responsible experience in related areas.

CTC: 12 Lacs

Work from home


Knowledge/Skills/Abilities:

 erienced mortgage professional with 2-3 years with mortgage underwriting.

as a complete understanding of Conventional, FHA and VA underwriting guidelines.

as working knowledge of real estate lending criteria and federal, state, and agency

compliance

an multi-task and manage time efficiently

as strong organizational skills, attention to detail, and basic Microsoft Office skills

ood analytical and problem-solving skills.

trong organization and verbal and written communications skills.

ighly adaptive and open to changes as the organization grows and its needs evolve.

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Underwriter

395001 Surat, Gujarat ₹60000 Annually WhatJobs

Posted 4 days ago

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Job Description

full-time
Our client, a rapidly growing insurance company, is seeking a detail-oriented and analytical Underwriter to join their team at their office in **Surat, Gujarat, IN**. This role is crucial in assessing and managing risks associated with insurance policies, ensuring the company's financial health and profitability. The Underwriter will be responsible for evaluating insurance applications, analyzing risk factors, determining appropriate coverage levels, and setting premium rates. You will work with a variety of insurance products, requiring a thorough understanding of policy terms, conditions, and regulatory requirements. Key responsibilities include reviewing application data, requesting additional information when needed, using underwriting tools and software to assess risk, and making informed decisions on policy acceptance or rejection. The ideal candidate will possess strong analytical and decision-making skills, excellent attention to detail, and the ability to interpret complex information. You should have a solid understanding of financial principles and risk management. Communication skills are important for liaising with agents, brokers, and internal departments. We are looking for individuals with a proactive approach, a commitment to ethical practices, and the drive to develop expertise in underwriting. This is a fantastic opportunity to build a rewarding career in the insurance sector, contributing directly to the company's success.

Key Responsibilities:
  • Evaluate insurance applications to assess risk exposure.
  • Determine appropriate coverage limits, deductibles, and premium rates.
  • Analyze financial statements, credit reports, and other relevant data.
  • Ensure compliance with underwriting guidelines, company policies, and regulatory requirements.
  • Communicate underwriting decisions and rationale to agents and brokers.
  • Review and approve policy endorsements and changes.
  • Maintain accurate and up-to-date underwriting files.
  • Identify and flag potential fraudulent applications.
  • Collaborate with claims and actuarial departments.
  • Stay informed about industry trends and changes in risk factors.

Qualifications:
  • Bachelor's degree in Finance, Economics, Business Administration, or a related field.
  • Minimum of 3 years of experience in insurance underwriting.
  • Strong analytical and quantitative skills.
  • Excellent attention to detail and accuracy.
  • Proficiency in underwriting software and standard office applications.
  • Good understanding of insurance principles and risk management concepts.
  • Effective communication and interpersonal skills.
  • Ability to make sound judgments and decisions under pressure.
  • Knowledge of relevant insurance regulations.
  • Professional certifications such as ACII or equivalent are a plus.
  • Demonstrated ability to manage a workload efficiently.
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Underwriter / Sr. Underwriter (US Mortgage)

Bengaluru, Karnataka Career Guideline

Posted 10 days ago

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Job Description

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Senior Underwriter

Chennai, Tamil Nadu Firstsource

Posted 4 days ago

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Job Description

Underwriter and Sr Underwriter

Experience required for the Job: 3+ years

Job Location: Chennai

Key skills: Residential Underwriting, US mortgage


Position Overview

  • Candidate should have total 3+ years of US mortgage underwriting experience.
  • Sound knowledge of US Residential mortgage.
  • Exposure of Underwriting processes & guidelines.
  • Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.
  • Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit
  • Should have good analytical and problem-solving skills
  • Should have decision-making skill when applying in business judgment
  • Evaluate complete loan documents and should provide approval or denial decision
  • Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
  • Thorough income calculation – Salaried income, business income, retired other income and rental income
  • Complete review of Collateral and property valuation
  • Assets verification include borrower’s bank account statement, retirement accounts, mutual funds and other investments.
  • Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer
  • Validating and processing the Loan documents on behalf a Mortgage lender organization.
  • Evaluating evidence of borrower’s willingness and ability to repay the obligation
  • Good communication, Presentation skills, Self-motivated and hard working

️ Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or email addresses.

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Senior Underwriter

Chennai, Tamil Nadu Firstsource

Posted 4 days ago

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Job Description

Job Description:

Underwriter and Sr Underwriter

Experience required for the Job: 3+ years

Job Location: Chennai

Work mode: WFH

Key skills: Underwriting, US mortgage


Position Overview


Candidate should have total 3+ years of US mortgage underwriting experience

· Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit

· Should have good analytical and problem-solving skills

· Should have decision-making skill when applying in business judgment

· Evaluate complete loan documents and should provide approval or denial decision

· Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation

· Thorough income calculation – Salaried income, business income, retired other income and rental income

· Complete review of Collateral and property valuation

· Assets verification include borrower’s bank account statement, retirement accounts, mutual funds and other investments.

· Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer

· Validating and processing the Loan documents on behalf a Mortgage lender organization.

· Evaluating evidence of borrower’s willingness and ability to repay the obligation

· Good communication, Presentation skills, Self-motivated and hard working


About Job:


• Minimum 3 years of Underwriting experience in US Mortgage.

• Sound knowledge of US Residential mortgage

• Exposure of Underwriting processes & guidelines.

• Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.


Interested candidates share resumes to or mobile:


️ Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or email addresses.

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Mortgage Underwriter

Chennai, Tamil Nadu Firstsource

Posted 4 days ago

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Job Description

Underwriter and Sr Underwriter

Experience required for the Job: 3+ years

Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad

Key skills: Underwriting, US mortgage


Position Overview

Candidate should have total 3+ years of US mortgage underwriting experience

· Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit

· Should have good analytical and problem-solving skills

· Should have decision-making skill when applying in business judgment

· Evaluate complete loan documents and should provide approval or denial decision

· Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation

· Thorough income calculation – Salaried income, business income, retired other income and rental income

· Complete review of Collateral and property valuation

· Assets verification include borrower’s bank account statement, retirement accounts, mutual funds and other investments.

· Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer

· Validating and processing the Loan documents on behalf a Mortgage lender organization.

· Evaluating evidence of borrower’s willingness and ability to repay the obligation

· Good communication, Presentation skills, Self-motivated and hard working


About you:

• Minimum 3 years of Underwriting experience in US Mortgage.

• Sound knowledge of US Residential mortgage

• Exposure of Underwriting processes & guidelines.

• Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.


️ Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @firstsource.com email addresses.

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Mortgage Underwriter

Brace Infotech Private Ltd

Posted 10 days ago

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Job Description

We are looking for different Positions.


Positions- Underwriters, Pre Underwriters, Loan Origination, Pre Purchase Review.

Exp- 2+ Above

Interview Mode- Face to Face.

Location - Chennai.

Notice Period - Immediate - 30 Days Joiners.

Work Mode- Work from Office.(Night shift).

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Mortgage Underwriter

Chennai, Tamil Nadu Brace Infotech Private Ltd

Posted 10 days ago

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Job Description

We are Looking for US Mortgage Underwriter.


Exp- 2+Above.

Interview Mode- F2F

Notice period- Immediate - 30days

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