246 Underwriter Commercial Insurance jobs in India
Senior Underwriter - Commercial Property Insurance
400001 Mumbai, Maharashtra
₹70000 Annually
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A leading insurance provider is seeking a highly skilled Senior Underwriter specializing in Commercial Property Insurance to join their esteemed team in Mumbai, Maharashtra, IN . This is a challenging hybrid role that requires a blend of on-site presence for strategic team collaboration and client interaction, along with remote work for in-depth risk assessment and policy analysis. The successful candidate will be responsible for evaluating and accepting risks associated with commercial property insurance applications, ensuring profitability and compliance with company guidelines. You will play a crucial role in assessing property values, identifying potential hazards, and determining appropriate premium rates and coverage terms. Your expertise will extend to analyzing financial statements, business operations, and historical loss data to make informed underwriting decisions. This position demands exceptional analytical, decision-making, and negotiation skills. You will also be expected to build and maintain strong relationships with brokers, agents, and internal stakeholders. Staying abreast of market trends, regulatory changes, and emerging risks within the commercial property sector is vital. The ability to mentor junior underwriters and contribute to underwriting best practices will be highly valued.
Key Responsibilities:
Key Responsibilities:
- Evaluate and underwrite commercial property insurance applications, assessing risks and exposures.
- Determine appropriate coverage terms, conditions, and pricing to ensure profitability.
- Analyze financial statements, property reports, and other relevant documentation.
- Conduct site inspections (as necessary) and review survey reports for risk assessment.
- Develop and maintain strong relationships with brokers, agents, and clients.
- Stay informed about market trends, competitor activities, and regulatory changes.
- Collaborate with claims and loss control departments to manage risks effectively.
- Provide expert advice and guidance to internal teams and external partners.
- Contribute to the development and refinement of underwriting policies and procedures.
- Mentor and train junior underwriting staff.
- Bachelor's degree in Finance, Business Administration, or a related field.
- Minimum of 5 years of experience in commercial property insurance underwriting.
- Strong understanding of property risk assessment, insurance principles, and policy wording.
- Proven analytical and decision-making skills with a keen eye for detail.
- Excellent negotiation and communication abilities.
- Experience with underwriting software and systems.
- Ability to work effectively in a hybrid environment.
- Professional designations (e.g., CPCU, ARM) are a significant advantage.
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0
Senior Commercial Insurance Underwriter
160001 Chandigarh, Chandigarh
₹70000 Annually
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Our client is seeking an experienced Senior Commercial Insurance Underwriter to join their esteemed team. This role involves evaluating and accepting or rejecting commercial insurance risks, determining appropriate premiums, and setting policy terms and conditions. The position is based in Chandigarh, Chandigarh, IN and offers a hybrid work model, allowing for a balance between remote flexibility and in-office collaboration. You will be instrumental in managing a portfolio of commercial clients, ensuring profitability and adherence to underwriting guidelines. This role requires a deep understanding of commercial insurance products, market trends, and risk assessment methodologies. Key Responsibilities:
- Analyze and underwrite new and renewal commercial insurance applications, assessing risks accurately.
- Determine policy terms, conditions, and pricing based on risk evaluation, market conditions, and company guidelines.
- Build and maintain strong relationships with brokers and agents, providing exceptional service and technical expertise.
- Monitor portfolio performance, identify trends, and implement strategies to optimize profitability.
- Conduct market research to stay informed about industry changes, competitor activities, and emerging risks.
- Collaborate with claims, legal, and sales departments to ensure seamless policy management and client satisfaction.
- Provide guidance and mentorship to junior underwriters.
- Develop and implement underwriting strategies to meet business objectives.
- Prepare reports on underwriting activities and portfolio performance.
- Ensure compliance with all regulatory requirements and company policies.
- Bachelor's degree in Finance, Economics, Business Administration, or a related field.
- Minimum of 5-7 years of experience in commercial insurance underwriting.
- In-depth knowledge of commercial lines of insurance (e.g., General Liability, Property, Workers' Compensation).
- Strong analytical, quantitative, and decision-making skills.
- Excellent communication, negotiation, and interpersonal skills.
- Proficiency in insurance underwriting software and MS Office Suite.
- Relevant professional designations (e.g., CPCU, AU) are a plus.
- Ability to work effectively in a hybrid environment, balancing remote and in-office responsibilities.
This advertiser has chosen not to accept applicants from your region.
1
Senior Commercial Insurance Underwriter
682001 Kochi, Kerala
₹1000000 Annually
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Posted 1 day ago
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Our client is seeking an experienced and detail-oriented Senior Commercial Insurance Underwriter to join their dynamic team in Kochi, Kerala, IN . This role involves evaluating and assessing risks associated with commercial insurance applications, determining appropriate coverage, and setting premium rates to ensure profitability and competitive market positioning. The ideal candidate will have a strong understanding of commercial insurance products, underwriting principles, and risk management strategies. You will be responsible for analyzing financial statements, business operations, loss history, and market conditions to make sound underwriting decisions. This position requires excellent analytical skills, a keen eye for detail, and the ability to communicate complex underwriting concepts clearly. You will collaborate with brokers and agents to understand client needs and provide solutions. Furthermore, you will stay informed about industry trends, regulatory changes, and emerging risks to adapt underwriting guidelines accordingly. We are looking for a proactive individual who can manage a portfolio of commercial risks effectively and contribute to the growth of the business. The successful candidate will be instrumental in maintaining the company's underwriting standards and profitability.
Responsibilities:
Responsibilities:
- Evaluate and underwrite commercial insurance applications, assessing risks and exposures.
- Determine appropriate coverage terms, conditions, and pricing for new and renewal policies.
- Analyze financial statements, business operations, and loss data to make informed underwriting decisions.
- Maintain a profitable book of business by adhering to underwriting guidelines and risk appetite.
- Develop and maintain strong relationships with brokers and agents.
- Stay current with industry trends, market conditions, and regulatory changes.
- Collaborate with claims, actuarial, and other departments to ensure effective risk management.
- Provide guidance and mentorship to junior underwriters.
- Identify opportunities for business growth and portfolio optimization.
- Communicate underwriting decisions and rationale clearly to internal and external stakeholders.
- Bachelor's degree in Business Administration, Finance, Insurance, or a related field.
- Minimum of 5-7 years of experience in commercial insurance underwriting.
- In-depth knowledge of various commercial insurance lines (e.g., General Liability, Property, Workers' Compensation).
- Strong understanding of risk assessment, financial analysis, and pricing methodologies.
- Excellent analytical, problem-solving, and decision-making skills.
- Proficiency in underwriting software and Microsoft Office Suite.
- Strong negotiation and communication skills.
- Ability to work independently and manage a diverse workload.
- Relevant professional designations (e.g., CPCU, ARM) are a plus.
This advertiser has chosen not to accept applicants from your region.
2
Senior Commercial Insurance Underwriter
520010 Krishna, Andhra Pradesh
₹700000 Annually
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Posted 1 day ago
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Our client, a prominent name in the insurance sector, is actively seeking a seasoned Senior Commercial Insurance Underwriter to join their fully remote team. This role is critical for assessing and managing risk for a diverse portfolio of commercial clients, requiring an individual with exceptional analytical skills and a profound understanding of the insurance landscape. You will be instrumental in evaluating insurance applications, determining risk exposure, and setting appropriate premiums and policy terms. The ideal candidate will possess a strong background in commercial property, casualty, or specialty lines insurance. Responsibilities include analyzing financial statements, reviewing loss history, and assessing operational risks of potential policyholders. You will collaborate closely with brokers and agents to gather necessary information and provide expert guidance. This position demands a meticulous approach to underwriting, ensuring profitability while maintaining competitive market positioning. The ability to make sound underwriting decisions independently and effectively communicate rationale is paramount. You will also be involved in developing underwriting guidelines and contributing to the training of junior underwriters. This is an excellent opportunity to advance your career in a flexible, remote-first work environment, contributing to the strategic direction of the company. The role is tied to **Vijayawada, Andhra Pradesh, IN**, but the position is entirely remote.
Responsibilities:
Responsibilities:
- Evaluate and underwrite complex commercial insurance applications.
- Assess risks associated with various commercial businesses and industries.
- Determine appropriate policy terms, conditions, and pricing.
- Analyze financial statements, loss runs, and other risk-related data.
- Build and maintain strong relationships with brokers and agents.
- Ensure compliance with underwriting guidelines and regulatory requirements.
- Develop and refine underwriting policies and procedures.
- Contribute to the development and profitability of the commercial lines portfolio.
- Provide mentorship and guidance to junior underwriting staff.
- Stay current with industry trends, market conditions, and emerging risks.
- Bachelor's degree in Business, Finance, Risk Management, or a related field.
- Professional insurance designations (e.g., CPCU, ARM) are highly preferred.
- Minimum of 5 years of experience in commercial insurance underwriting.
- Strong understanding of commercial property and casualty lines of business.
- Excellent analytical, problem-solving, and decision-making skills.
- Proficiency in underwriting software and MS Office Suite.
- Exceptional communication and negotiation skills.
- Ability to work independently and manage a book of business effectively in a remote setting.
- High ethical standards and attention to detail.
This advertiser has chosen not to accept applicants from your region.
3
Senior Commercial Insurance Underwriter
226001 Lucknow, Uttar Pradesh
₹900000 Annually
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Posted 2 days ago
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Job Description
Our client is looking for an experienced Senior Commercial Insurance Underwriter to join their growing team. This is a fully remote position, offering an exceptional opportunity to leverage your underwriting expertise from the comfort of your home office. You will be responsible for evaluating, selecting, and pricing commercial insurance risks to ensure profitability and adherence to company guidelines. This role demands a deep understanding of various commercial lines of business, risk assessment techniques, and market conditions. You will analyze complex risk exposures, negotiate terms and conditions, and build strong relationships with brokers and agents.
Key Responsibilities:
Qualifications:
This unique opportunity is located in **Lucknow, Uttar Pradesh, IN**, and is exclusively remote. If you are a seasoned underwriter looking for a challenging and rewarding remote role, we encourage you to apply.
Key Responsibilities:
- Analyze and underwrite new and renewal commercial insurance business across multiple lines (e.g., property, casualty, professional liability).
- Assess the risk profile of potential clients by reviewing financial statements, loss history, and operational data.
- Determine appropriate coverage, pricing, and terms and conditions based on risk appetite and market strategy.
- Collaborate with brokers and agents to gather necessary information and explain underwriting decisions.
- Develop and maintain strong working relationships with external partners and internal stakeholders.
- Monitor portfolio performance, identify trends, and recommend adjustments to underwriting strategy.
- Mentor and provide guidance to junior underwriters.
- Ensure compliance with all regulatory requirements and company policies.
- Stay informed about industry trends, competitor activities, and emerging risks.
- Contribute to the development and refinement of underwriting guidelines and processes.
Qualifications:
- Bachelor's degree in Business, Finance, Insurance, or a related field.
- 5+ years of progressive experience in commercial property and casualty insurance underwriting.
- Proven expertise in underwriting complex risks and large accounts.
- Strong analytical and decision-making skills, with a keen eye for detail.
- Excellent negotiation and communication abilities.
- In-depth knowledge of insurance contracts, regulations, and market practices.
- Ability to work independently, manage time effectively, and meet deadlines in a remote setting.
- Professional designations (e.g., CPCU, AU) are highly desirable.
- Proficiency in underwriting systems and MS Office Suite.
- Demonstrated ability to foster teamwork and provide leadership.
This unique opportunity is located in **Lucknow, Uttar Pradesh, IN**, and is exclusively remote. If you are a seasoned underwriter looking for a challenging and rewarding remote role, we encourage you to apply.
This advertiser has chosen not to accept applicants from your region.
4
Insurance Underwriter - Commercial Lines
462001 Bhopal, Madhya Pradesh
₹850000 Annually
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Posted 1 day ago
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Job Description
Our client is seeking a knowledgeable and detail-oriented Insurance Underwriter specializing in Commercial Lines to join their team in Bhopal, Madhya Pradesh, IN . This role is crucial for assessing and evaluating risks associated with commercial insurance policies, determining coverage, and setting appropriate premiums. The ideal candidate will possess a strong understanding of insurance principles, risk management, and commercial business operations. You will be responsible for analyzing insurance applications, reviewing financial statements, assessing potential hazards, and gathering relevant data to make informed underwriting decisions.
Your duties will include evaluating the acceptability of risks, selecting appropriate policy terms and conditions, and accurately pricing policies to ensure profitability while remaining competitive. You will collaborate with insurance brokers and agents to gather necessary information and explain underwriting decisions. Maintaining up-to-date knowledge of industry regulations, market trends, and product offerings is essential. This role requires excellent analytical skills, strong decision-making abilities, and effective communication. You should be adept at working with underwriting guidelines and internal systems, while also having the judgment to make exceptions when warranted. A commitment to providing exceptional service to both internal and external clients is paramount.
Responsibilities:
Qualifications:
Your duties will include evaluating the acceptability of risks, selecting appropriate policy terms and conditions, and accurately pricing policies to ensure profitability while remaining competitive. You will collaborate with insurance brokers and agents to gather necessary information and explain underwriting decisions. Maintaining up-to-date knowledge of industry regulations, market trends, and product offerings is essential. This role requires excellent analytical skills, strong decision-making abilities, and effective communication. You should be adept at working with underwriting guidelines and internal systems, while also having the judgment to make exceptions when warranted. A commitment to providing exceptional service to both internal and external clients is paramount.
Responsibilities:
- Evaluate commercial insurance applications and assess risks.
- Analyze financial data, business operations, and hazard exposures.
- Determine policy terms, conditions, and pricing to ensure profitability.
- Select risks that align with the company's underwriting guidelines and appetite.
- Collaborate with agents and brokers to obtain necessary information.
- Communicate underwriting decisions and rationale clearly.
- Maintain a thorough understanding of insurance products and market trends.
- Ensure compliance with all relevant insurance laws and regulations.
- Process policy renewals and endorsements accurately.
- Contribute to the development and refinement of underwriting strategies.
- Provide guidance and support to junior underwriters.
Qualifications:
- Bachelor's degree in Business Administration, Finance, Risk Management, or a related field.
- Minimum of 5 years of experience in underwriting, with a focus on commercial lines (e.g., General Liability, Commercial Property, Workers' Compensation).
- Strong understanding of insurance principles, risk assessment, and financial analysis.
- Proficiency with underwriting software and systems.
- Excellent analytical, critical thinking, and decision-making skills.
- Strong negotiation and communication skills.
- Ability to work independently and manage a caseload effectively.
- Relevant professional designations (e.g., Associate in Commercial Underwriting - ACU, Chartered Property Casualty Underwriter - CPCU) are a plus.
- Detail-oriented with strong organizational skills.
This advertiser has chosen not to accept applicants from your region.
5
Senior Insurance Underwriter - Commercial Lines
380001 Ahmedabad, Gujarat
₹950000 Annually
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Our client, a highly respected insurance provider, is seeking an experienced Senior Insurance Underwriter specializing in Commercial Lines to join their expanding, fully remote team. This position offers the flexibility to work from any location, focusing on assessing and pricing commercial risks for a diverse portfolio of businesses. You will be responsible for evaluating insurance applications, determining policy terms and conditions, and setting appropriate premium rates to ensure profitability and manage risk exposure. Key duties include conducting in-depth risk analysis, reviewing financial statements and loss history, and liaising with brokers and agents to gather necessary information. The ideal candidate will have a comprehensive understanding of commercial insurance products, underwriting principles, and regulatory requirements. A proven track record of successful underwriting in commercial property, casualty, or specialty lines is essential. A Bachelor's degree in Finance, Business, or a related field is required; relevant insurance designations (e.g., CPCU, AU) are highly desirable. Exceptional analytical, decision-making, and communication skills are critical, as is the ability to work independently and manage a significant workload in a remote setting. We are looking for a meticulous and strategic underwriter who can contribute to the growth and success of our client's commercial insurance division. This remote role is ideal for a seasoned professional seeking autonomy and impact.
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6
Lead Insurance Underwriter - Commercial Lines
380001 Ahmedabad, Gujarat
₹90000 Annually
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Our client, a prominent insurance provider, is seeking an experienced Lead Insurance Underwriter specializing in Commercial Lines for their operations in Ahmedabad, Gujarat, IN . This senior role involves evaluating and pricing complex commercial insurance risks, developing underwriting guidelines, and mentoring junior underwriters. The ideal candidate will possess a strong analytical mindset, a comprehensive understanding of commercial insurance products, and proven experience in risk assessment and management. Responsibilities include analyzing financial statements, loss history, and other relevant data to determine risk acceptability and appropriate pricing for commercial policies. You will work closely with brokers and agents to understand client needs and provide tailored insurance solutions. This position requires the ability to make sound underwriting decisions, manage a portfolio of complex accounts, and contribute to the overall profitability of the underwriting department. The Lead Underwriter will also play a key role in training and developing less experienced members of the underwriting team, fostering a culture of continuous learning and professional growth. You will collaborate with claims, actuarial, and marketing departments to ensure cohesive product development and risk management strategies. A deep understanding of regulatory requirements and industry best practices is essential. This role offers a challenging and rewarding career opportunity with excellent growth potential for a highly skilled and motivated professional.
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7
Senior Insurance Underwriter - Commercial Lines
400001 Mumbai, Maharashtra
₹75000 month
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Posted today
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Job Description
Our client is seeking an experienced Senior Insurance Underwriter specializing in Commercial Lines to join their fully remote underwriting team. This role offers the flexibility to work from any location, focusing on assessing and managing risk for a diverse portfolio of commercial clients. You will be responsible for evaluating insurance applications, determining coverage terms, setting premiums, and ensuring profitable underwriting results. The ideal candidate possesses a comprehensive understanding of commercial insurance products, risk assessment principles, and regulatory compliance. Your responsibilities will include analyzing financial statements, business operations, and loss history to accurately price risk; developing strong relationships with brokers and agents; and providing expert guidance on underwriting policies and procedures. You will also be involved in identifying emerging risks and market trends, and contributing to the development of new insurance products. A strong analytical mindset, exceptional decision-making skills, and meticulous attention to detail are essential. This role demands the ability to interpret complex data, communicate underwriting decisions clearly, and manage a substantial workload efficiently. You will play a crucial role in the financial health and stability of the organization by making sound underwriting judgments. Experience with underwriting software and a commitment to continuous professional development are highly valued. This is an excellent opportunity for a seasoned insurance professional to leverage their expertise in a remote-first environment and contribute to the strategic growth of our client's commercial insurance division.
Key Responsibilities:
Qualifications:
Key Responsibilities:
- Evaluate commercial insurance applications and assess risk exposures.
- Determine appropriate coverage, terms, conditions, and pricing for policies.
- Analyze financial data, business operations, and loss trends.
- Develop and maintain strong relationships with brokers and agents.
- Ensure underwriting decisions comply with company guidelines and regulations.
- Identify emerging risks and market opportunities.
- Contribute to the development of new insurance products and strategies.
- Provide expert advice on underwriting best practices.
- Manage a portfolio of commercial insurance risks.
- Track and report on underwriting performance and profitability.
Qualifications:
- Bachelor's degree in Finance, Business Administration, or a related field.
- Minimum of 7 years of experience in commercial insurance underwriting.
- Proven expertise in various lines of commercial insurance (e.g., General Liability, Commercial Property, Workers' Compensation).
- Strong understanding of risk management principles and financial analysis.
- Excellent analytical and decision-making skills.
- Proficiency in underwriting systems and software.
- Strong communication and negotiation abilities.
- Ability to work independently and manage time effectively in a remote setting.
- Relevant professional designations (e.g., CPCU, CIC) are a strong asset.
- Keen attention to detail and commitment to accuracy.
This advertiser has chosen not to accept applicants from your region.
8
Senior Insurance Underwriter - Commercial Lines
641001 Coimbatore, Tamil Nadu
₹1600000 Annually
WhatJobs
Posted 1 day ago
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Job Description
Our client is seeking a seasoned Senior Insurance Underwriter specializing in Commercial Lines to join their esteemed team on a fully remote basis. This pivotal role is responsible for evaluating, selecting, and pricing commercial risks to ensure profitability and maintain a strong balance sheet for the organization. The ideal candidate will possess a comprehensive understanding of commercial insurance products, risk assessment methodologies, and regulatory requirements. You will manage a portfolio of complex commercial accounts, make informed underwriting decisions, and develop strategies to achieve business objectives. Key responsibilities include analyzing financial statements, business operations, and risk exposures; determining appropriate coverage terms, conditions, and pricing; and negotiating with brokers and agents to secure profitable business. This is a remote-first position, demanding strong analytical skills, excellent decision-making abilities, and the capacity to work independently and collaboratively within a virtual environment. You will play a crucial role in underwriting complex commercial risks, including property, casualty, and specialty lines. A commitment to continuous learning and staying abreast of market trends and emerging risks is essential. Join a leading insurance provider and contribute your underwriting expertise to a dynamic and growing remote team.
Responsibilities:
Qualifications:
Responsibilities:
- Evaluate and underwrite complex commercial insurance risks across various lines of business.
- Analyze policy applications, financial statements, and loss history to assess risk exposure.
- Determine appropriate coverage terms, conditions, limits, and pricing.
- Make sound underwriting decisions to ensure profitability and portfolio balance.
- Negotiate with brokers and agents to bind business within established guidelines.
- Develop and maintain strong relationships with external partners.
- Monitor market trends, competitor activities, and regulatory changes.
- Provide technical guidance and mentorship to junior underwriters.
- Ensure compliance with underwriting policies and regulatory requirements.
- Contribute to the development and refinement of underwriting strategies and tools.
Qualifications:
- Bachelor's degree in Business Administration, Finance, Economics, or a related field.
- Minimum of 7 years of experience in commercial lines insurance underwriting.
- Proven track record of successfully underwriting complex risks and managing a profitable book of business.
- Strong knowledge of commercial property, casualty, and specialty insurance products.
- Excellent analytical, critical thinking, and decision-making skills.
- Proficiency in underwriting systems, risk assessment tools, and MS Office Suite.
- Strong negotiation and communication skills.
- Ability to work independently and manage workload effectively in a remote setting.
- Relevant professional designations (e.g., CPCU, AU) are a plus.
This advertiser has chosen not to accept applicants from your region.
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