13,490 Wholesale Manager jobs in India

Role - Marketing Manager

Location - HSR Layout, Bangalore

Travel - As required

Salary - 30,000/- Fixed Salary with Incentive based on Performance 

Our Client Located in Bangalore, a growing company specializing in organic and natural health and food supplements, is seeking a dynamic Marketing Manager to drive wholesale and retail sales development. This individual contributor role based in Bangalore offers an excellent opportunity to lead growth initiatives, manage key accounts, and implement impactful sales and marketing strategies. The role includes working directly with senior management to expand our market presence and increase sales revenue. Travel as needed within assigned territories.

Proven sales marketing, wholesale channel development, retail sales growth, natural health products knowledge, communication skills, negotiation skills, relationship building, promotional campaign planning, market research, competitor analysis, digital marketing proficiency, CRM expertise, self-motivated, goal-oriented, analytical thinking, report preparation, client relationship management, time management, independent working, flexible travel

• Develop and implement effective sales and marketing strategies for wholesale and retail channels
  

• Identify and onboard new wholesale distributors, retail partners, and sales outlets
  

• Manage relationships with existing wholesale clients and retail partners to maximize sales potential
  

• Plan, execute, and monitor promotional campaigns for product launches and seasonal sales
  

• Conduct market research and competitor analysis to inform strategic decisions
  

• Provide sales and marketing support materials and training to internal and external stakeholders
  

• Track sales data, prepare reports, and present performance insights to senior management
  

• Collaborate with supply chain and product teams to ensure product availability and competitive pricing
  

• Gather customer feedback and support retention initiatives, loyalty programs, and after-sales service
  

• Travel as required to meet clients and support sales operations in various locations
  

• Bachelor’s degree in Marketing, Business Administration, or a related field
  

• 4 to 6 years of experience in marketing and sales development, preferably in health, wellness, FMCG, or related sectors
  

• Demonstrable success in wholesale and retail sales growth initiatives
  

• Strong organizational and time management skills with attention to detail
  

• Ability to work independently and take ownership of results
  

• Proficiency with MS Office, CRM software, and digital marketing platforms
  

• Flexible to travel as needed for client meetings and sales support
  

Sr. Key Responsibilities

1 Analyzing the credit proposal for the Wholesale Segment in line with Banks internal Credit risk policies guidelines and thorough credit analysis by way of : o In-depth analysis of operational, business, financial and managerial Risks aspects o Analyzing of the borrowers Industry - Market and Demand Analysis of the Industry, industry structure, Porters factor, SWOT analysis etc. o Technical & financial feasibility and due diligence study of the project. o Comprehensive analysis of financial statements of a proposal o To keep track of borrowers interim financials

2 To meet the client on regular basis for getting an update on the companys performance

3 Ongoing monitoring and risk management of an assigned portfolio of credit clients and report the same to seniors. Candidate will be directly responsible for the good health of the assigned portfolio.

4 To track external events impacting the borrower / industry and in case of any trigger of early warning signals then take appropriate action on exposure including escalation to senior management.

5 Working on delinquent accounts and following up DPDs to avoid moving to EWS/Watch List category in the portfolio.

6 To adhere to TAT for reviewing the credit proposal as defined and ensure that CAM output meet the bank's standard

7 To keep a track on exceptions particularly on the critical items such pending security perfection, covenant testing, pending documentation etc and escalate the issues if overdue for a long period.

8 Responsible for ensuring compliance to internal and external policies / regulatory regime (for example RBI's guidelines on lending, provision etc.)

Qualifications and Experience Requirement

Qualifications

Essential Graduate minimum ( Engineering graduates preferred )/ CA/ MBA

Experience

Essential 7 to 14 years

Sr. Key Responsibilities

1 Analyzing the credit proposal for the Wholesale Segment in line with Banks internal Credit risk policies guidelines and thorough credit analysis by way of : o In-depth analysis of operational, business, financial and managerial Risks aspects o Analyzing of the borrowers Industry - Market and Demand Analysis of the Industry, industry structure, Porters factor, SWOT analysis etc. o Technical & financial feasibility and due diligence study of the project. o Comprehensive analysis of financial statements of a proposal o To keep track of borrowers interim financials

2 To meet the client on regular basis for getting an update on the companys performance

3 Ongoing monitoring and risk management of an assigned portfolio of credit clients and report the same to seniors. Candidate will be directly responsible for the good health of the assigned portfolio.

4 To track external events impacting the borrower / industry and in case of any trigger of early warning signals then take appropriate action on exposure including escalation to senior management.

5 Working on delinquent accounts and following up DPDs to avoid moving to EWS/Watch List category in the portfolio.

6 To adhere to TAT for reviewing the credit proposal as defined and ensure that CAM output meet the bank's standard

7 To keep a track on exceptions particularly on the critical items such pending security perfection, covenant testing, pending documentation etc and escalate the issues if overdue for a long period.

8 Responsible for ensuring compliance to internal and external policies / regulatory regime (for example RBI's guidelines on lending, provision etc.)

Qualifications and Experience Requirement

Qualifications

Essential Graduate minimum ( Engineering graduates preferred )/ CA/ MBA

Experience

Essential 7 to 14 years

• To assess, evaluate review and approve credit proposals as a first level officer for the Wholesale Banking relationships which is referred to wholesale credit involving various products like Term Loans, Trade Finance, CC, ODs and PSR
• Complete ownership of assigned portfolio of accounts including regular monitoring, early warning identifications, deferral tracking and working on appropriate account strategy in conjunction with Business teams in line with the banks risk appetite
• Partner with business, CAD, Operations and compliance teams to help in meeting regulatory compliance with respect to credit dispensation and monitoring including end use.
• To convey a clear opinion regarding the acceptability of the proposed transaction/ facilities, from risk point of view, covering business model, industry risk, structure, financial risk & regulations
• Meet business counterparts on a defined periodicity (monthly or otherwise) for reviewing Early Warning Signals and Close Monitoring.
• Focused house-keeping which involves follow up on clearing deferrals/ overdue/delays appearing in daily MIS circulated by Operations team.
• To partner with business, CAD and operations and compliance
• To help review end use monitoring on defined periodicity (to be covered on a quarterly basis).
• To address issues/ responding to RBI auditors on credit matters.
• Appropriate level of client calling to develop strong understanding of client business and industry dynamics

Preferred candidate profile

• Strong technical & analytical skills.
• Strong written and verbal communication & negotiating skills
• Expert knowledge in analyzing financial statements.
• Banking Product & Process Knowledge
• Understanding of accounting principles, banking & commercial laws and Regulatory Knowledge
• Excellent knowledge of competition & current trends in financial Industry.

Sr. Key Responsibilities

1 Analyzing the credit proposal for the Wholesale Segment in line with Banks internal Credit risk policies guidelines and thorough credit analysis by way of : o In-depth analysis of operational, business, financial and managerial Risks aspects o Analyzing of the borrowers Industry - Market and Demand Analysis of the Industry, industry structure, Porters factor, SWOT analysis etc. o Technical & financial feasibility and due diligence study of the project. o Comprehensive analysis of financial statements of a proposal o To keep track of borrowers interim financials

2 To meet the client on regular basis for getting an update on the companys performance

3 Ongoing monitoring and risk management of an assigned portfolio of credit clients and report the same to seniors. Candidate will be directly responsible for the good health of the assigned portfolio.

4 To track external events impacting the borrower / industry and in case of any trigger of early warning signals then take appropriate action on exposure including escalation to senior management.

5 Working on delinquent accounts and following up DPDs to avoid moving to EWS/Watch List category in the portfolio.

6 To adhere to TAT for reviewing the credit proposal as defined and ensure that CAM output meet the bank's standard

7 To keep a track on exceptions particularly on the critical items such pending security perfection, covenant testing, pending documentation etc and escalate the issues if overdue for a long period.

8 Responsible for ensuring compliance to internal and external policies / regulatory regime (for example RBI's guidelines on lending, provision etc.)

Qualifications and Experience Requirement

Qualifications

Essential Graduate minimum ( Engineering graduates preferred )/ CA/ MBA

Experience

Essential 7 to 14 years

The Company: 
This leading electrical wholesaler has over 50 years of experience supplying electrical products across the UK and Europe. They operate over 400 branches across Europe and have an ambitious UK expansion plan to grow from 96 to over 200 branches in the next 10 years. The company is committed to staff development and offers clear career progression opportunities for those who are motivated and determined to succeed. 

Benefits of the Branch Manager 

The Role of the Branch Manager 

The Ideal Person for the Branch Manager

Job Purpose :

To ensure adherence of laid down policy, processes & Procedures at locations managed by

them with the objective of functioning within the defined framework.

To analyze every proposal in detail and ensuring all credit checks are carried out to the

satisfaction.

To ensure adherence of Credit TAT without compromising quality of the portfolio and to

deliver faster decision to the customer

Effective monitoring of vendors like CPA and Stock Auditor to ensure adherence of TAT and

quality

Ensuring co-ordination between other stakeholders for smooth functioning of all departments

in the interest of the Bank

Job Responsibilities(JR) :

Portfolio Management Working Capital Products

TAT Management

Monitoring of vendor performance

Adherence of Credit Policy & Processes

MIS Analysis

Compliance, Audit and CRU requirements .

Educational Qualifications  :

Chartered Accountant MBA from reputed Institute

Experience Required :

Minimum experience in years 1 yr for ST-CM and 5 years for LT-CM Exposure to banking preferable

Job Purpose :

To ensure adherence of laid down policy, processes & Procedures at locations managed by

them with the objective of functioning within the defined framework.

To analyze every proposal in detail and ensuring all credit checks are carried out to the

satisfaction.

To ensure adherence of Credit TAT without compromising quality of the portfolio and to

deliver faster decision to the customer

Effective monitoring of vendors like CPA and Stock Auditor to ensure adherence of TAT and

quality

Ensuring co-ordination between other stakeholders for smooth functioning of all departments

in the interest of the Bank

Job Responsibilities(JR) :

Portfolio Management Working Capital Products

TAT Management

Monitoring of vendor performance

Adherence of Credit Policy & Processes

MIS Analysis

Compliance, Audit and CRU requirements .

Educational Qualifications  :

Chartered Accountant MBA from reputed Institute

Experience Required :

Minimum experience in years 1 yr for ST-CM and 5 years for LT-CM Exposure to banking preferable

Role:  Credit Manager

Industry Type:  Banking

Department:  BFSI , Investments & Trading

Employment Type:  Full Time, Permanent

Role Category:  Lending