Relationship Manager - HDFC Bank Asset Channel
Posted today
Job Viewed
Job Description
Join Tata AIA Life Insurance, a leading and fastest-growing life insurance provider in India, established in 2001 as a joint venture between Tata Sons Pvt. Ltd. and AIA Group Ltd. Our company embodies a legacy of trust, integrity, and excellence, combining Tata's esteemed leadership with AIA's extensive pan-Asian expertise. At Tata AIA, our vision is to be the pre-eminent protection provider enabling dreams and inspiring healthier, happier lives.
We foster a culture of innovation, inclusivity, and continuous learning, offering dynamic career growth opportunities and a supportive work environment. Recognized as a "Great Place to Work" and recipient of the Kincentric Best Employer Award, we are committed to employee satisfaction and holistic well-being. Our core value, "People - Our Core," emphasizes our dedication to inspiring our employees to be and deliver their very best. Our aim is to attract, hire and develop highly capable leaders who are just, fair, ethical, and accountable for their actions. We strive to provide our employees with the right training, technology, equipment, resources, and guidance to perform their job effectively. Our promise to you is to provide for a diverse, equitable, and inclusive work environment, where each employee is valued as an individual and treated with respect, care, and compassion.
Fuel your future with us, find your wings, and . – Shape opportunities, Optimize your potential, Accomplish meaningful work, and Reap holistic growth.
A. Position Overview
Position Title
Relationship Manager - HDFC Bank Asset Channel
Department
Partnership Distribution
Level/ Band
209
Role Summary :
-Provide support in Sales of Life Insurance business through bank customers at bank branches across assigned locations.
B. Organizational Relationships
Reports To
AM/ TM
Supervises
NA
Job Dimensions
Geographic Area Covered
Zone/ Cluster
Stakeholders Internal
Training
Branch Operations
Distribution Operations
Stakeholders External
Channel Partner
C. Key Result Areas
Sales
·Achieve pre-set business targets on WNBP, persistency, case count, active branch, active sales staff and various KPIs for designated branches
·Working jointing with the Branch Manager on Business Implementation plan
·Driving and motivating the branch staff and providing support for logging in applications sourced
·Tapping the right database of the branch and ensure authentic documentation
·Build relationship with the HDFC branch staff and ensure the business targets and Productivity targets of the allocated branches are met effectively
·Prospect and meet customers within and outside the Branch as when required
·To develop, agree and implement short term and long-term plans to achieve sales targets
·To achieve branch staff activation targets
·Work collectively with HDFC staff and conduct joint sales calls as a team to achieve business nos.
·Seek commitment from the partner towards achievement of business objective
Relationship Management
·Managing the relationship between internal team and channel partner so as to
·Foster sales for the company and maintain utmost levels of responsiveness to requirements from the Channel Partner
·Provide all possible support to the channel partner as a face of parent company
·Effectively execute all Marketing activities as per Partners requirement
·Ensuring timely issuance of policies with resolving all pending etc.
·Adhere to the customer touch-point engagement in order to service his portfolio of customers
·To maintain the desired persistency ratio
·Prompt post-sales service with respect to all domains
·Strategize and interact closely with the HDFC branch manager on business plan execution
Ensure Compliance
·Ensure compliance to internal sales process & other compliance standards
·Should be process & product champion to ensures adherence to policies and procedures to cultivate a compliance culture in the team
MIS
·Adhering to the Training Road map.
·Providing timely reports to the Supervisor as per the requirement.
·Adhering to the TALIC code of conduct.
·Participate in risk mitigation plans, contingency planning, business continuity programs by executing and reporting within defined timelines. Highlight and recommend process gaps, flaws and process changes.
D. Skills Required
Technical
·Product/Subject matter expertise
·Business perspective & planning
·Finance / Insurance industry awareness
·Self-management
·Problem solving skills
·Peer level co-ordination and influencing skills
Behavioral
Essential
Desired
Interpersonal skills
·
Communication skills
·
Creative thinking skills
·
Supervising/Leadership skills
Associate Territory Manager - HDFC Bank Asset Channel
Posted today
Job Viewed
Job Description
Join Tata AIA Life Insurance, a leading and fastest-growing life insurance provider in India, established in 2001 as a joint venture between Tata Sons Pvt. Ltd. and AIA Group Ltd. Our company embodies a legacy of trust, integrity, and excellence, combining Tata's esteemed leadership with AIA's extensive pan-Asian expertise. At Tata AIA, our vision is to be the pre-eminent protection provider enabling dreams and inspiring healthier, happier lives.
We foster a culture of innovation, inclusivity, and continuous learning, offering dynamic career growth opportunities and a supportive work environment. Recognized as a "Great Place to Work" and recipient of the Kincentric Best Employer Award, we are committed to employee satisfaction and holistic well-being. Our core value, "People - Our Core," emphasizes our dedication to inspiring our employees to be and deliver their very best. Our aim is to attract, hire and develop highly capable leaders who are just, fair, ethical, and accountable for their actions. We strive to provide our employees with the right training, technology, equipment, resources, and guidance to perform their job effectively. Our promise to you is to provide for a diverse, equitable, and inclusive work environment, where each employee is valued as an individual and treated with respect, care, and compassion.
Fuel your future with us, find your wings, and . – Shape opportunities, Optimize your potential, Accomplish meaningful work, and Reap holistic growth.
A. Position Overview
Position Title
Associate Territory Manager – HDFC Bank Asset Channel
Department
HDFC Asset Channel
Level/ Band
Assistant Manager/301
Role Summary :
-To manage sales and business objective of the cluster, meeting or exceeding key targets
-To ensure achievement of sales targets with optimal market coverage
-To plan resource allocation and be responsible for financial viability of the cluster.
-To effectively lead and manage his sales team by providing them with ongoing coaching
-To ensure that the sale behavior, sales ethics and sales practices of the sales team comply with company standards and regulations
-To closely work with the branch / channel head to design sales strategies and initiatives that will cause improvement of sales performance across business.
B. Organizational Relationships
Reports To
Regional Manager/ Zonal Head
Supervises
Relationship Managers
Job Dimensions
Geographic Area Covered
Branch/ Cluster
Stakeholders Internal
Training
Product Management
Marketing
Branch Operations
Distribution Operations
Stakeholders External
Channel Partner
C. Key Result Areas
Achieve ANP targets through assigned branches
·Achieve pre-set business targets on ANP, case count, active branch, active sales staff and various KPIs for designated branches/cluster
·Develop joint business and implementation plans with branch manager
·Interact regularly with Sales/ operations team to set targets & achieve required sales
·Initial grooming of the RMs in presentation & selling skills
·Make joint calls with sales team, if required during the initial months
·Accompany the sales team on calls with high-ticket clients
·Build up and maintain solid relationship and rapport with partner’s district managers, branch managers and all frontline sales
Training of the sales team
·Provide on-going training to partner’s staff, including products, sales technique, prospecting, objection handling and sales operation and process etc.
·To train the RMs on Presentation and Selling Skills
Monitor sales & provide support
·Analyze the productivity of Sales / operation team to ensure they are delivering as per expectations
·Ensure that the high performers are suitably rewarded & kept motivated
·Counsel the low performers to assess the reasons for low productivity
·Accompany the low performers on calls & give them special attention to motivate them
·Organize trainings for low performers to ensure they are conceptually strong
·Maintain and observe Company’s internal control and standards
·Implement and observe the Company’s Compliance Policy
·Act as an escalation point for issues pertaining to policy issuance
Arrange various contests & events for the sales team as well as the customers
·Execute templated events for channel partner
·Fulfill the approval requirements
·Analyze the customer response to events to judge the feasibility of the events in terms of leads generated vs. the money spent
MIS & Reporting
·Design and circulate business MIS and reports to various stakeholder as required
·Analyze data cuts on Business Performance and share the findings with the supervisors
D. Skills Required
Technical
·Product/Subject matter expertise
·Team Management skills
·Mentoring skills
·Business perspective & planning
·Performance Management skills
·Finance / Insurance industry awareness
·Interviewing skills
·Self-management
·Problem solving skills
·Peer level co-ordination and influencing skills
Behavioral
Essential
Desired
Interpersonal skills
·
Corporate Account Manager - HDFC Bank Branch Banking
Posted today
Job Viewed
Job Description
JOB DESCRIPTION
A Position Overview
Position Title
Corporate Account Manager
Department
HDFC Bank –Branch Banking
Level/ Band
Executive
Role Summary: Provide support in Sales of Life Insurance business through bank customers at bank branches across assigned locations.
B Organizational Relationships
Reports To
Territory Sales Manager
Supervises
NA
C Job Dimensions
Geographic Area Covered
Branches / Cluster
Internal Stakeholders
Training
Branch Operations
Distribution Operations
External
Channel Partner
D Key Result Areas
Organization Process
Key Contributions
Sales
·Drive wallet Share in the allocated bank branches with focus product mix.
·Achieve pre-set business targets on ANP, case count, active branch, active sales staff and various KPIs for designated branches
·Working jointly with the Branch Manager on Business Implementation plan
·Driving and motivating the branch staff along with Bank RM and providing support for logging in applications sourced
·Tapping the right database of the branch and ensure authentic documentation.
·Build relationship with the Bank Sales/ operations team and ensure the business targets and Productivity targets of the allocated branches are met effectively.
·Prospect and meet customers within and outside the Branch as when required.
·To develop, agree and implement short term and long-term plans to achieve sales targets
·To achieve branch RM activation targets
·Work collectively with Bank Sales / operations team and conduct joint sales calls as a team to achieve business nos.
·Seek commitment from the partner towards achievement of business objective.
Relationship Management
·Managing the relationship between internal team and channel partner as to foster sales for the company and maintain utmost levels of responsiveness to requirements from the Channel Partner
·Provide all possible support to the channel partner as a face of parent company.
·Effectively execute all Marketing activities as per Partners requirement
·Ensuring timely issuance of policies with resolving all pending etc.
·Adhere to the customer touch-point engagement in order to service his portfolio of customers.
·To maintain the desired persistency ratio
·Prompt post-sales service with respect to all domains.
·Strategize and interact closely with the RM on business plan execution.
Ensure Compliance
·Ensure compliance to internal sales process & other compliance standards.
· Should be process & product champion to ensures adherence to policies and procedures to cultivate a compliance culture in the team.
MIS
·Adhering to the Training Road map.
·Providing timely reports to the Supervisor as per the requirement.
·Adhering to the TALIC code of conduct.
E Skills Required
Technical
Behavioral
Essential
Desired
Interpersonal skills
·
Communication skills
·
Financial Services Associate
Posted today
Job Viewed
Job Description
Role: Financial Services Associate
Location: Goregaon, Mumbai
JD:
- Bachelors degree, or equivalent, in Accounting, Finance, or related business field
- A minimum of three to five years of investment accounting experience
- Prior experience in private equity/real estate or private equity/real estate fund of funds investment accounting is preferred but not required. Knowledge of hedge fund accounting and/or derivatives, or experience with Investran, is a plus.
- Strong organizational and analytical skills, ability to effectively summarize findings, both verbally and in writing, in a clear and concise manner
- Demonstrate ability to work effectively in a team-oriented environment and flexible to adapt to changing needs and requirements
- Investor Service, Mutual Fund, Hedge Fund, Capital Statement.
- Portfolio Service background.
Regards
Praveen Prabhakaran
Sr. Talent Acquisition Lead & CRM
Mobile : +91
Financial Services Associate
Posted 12 days ago
Job Viewed
Job Description
Role: Financial Services Associate
Location: Goregaon, Mumbai
JD:
- Bachelors degree, or equivalent, in Accounting, Finance, or related business field
- A minimum of three to five years of investment accounting experience
- Prior experience in private equity/real estate or private equity/real estate fund of funds investment accounting is preferred but not required. Knowledge of hedge fund accounting and/or derivatives, or experience with Investran, is a plus.
- Strong organizational and analytical skills, ability to effectively summarize findings, both verbally and in writing, in a clear and concise manner
- Demonstrate ability to work effectively in a team-oriented environment and flexible to adapt to changing needs and requirements
- Investor Service, Mutual Fund, Hedge Fund, Capital Statement.
- Portfolio Service background.
Regards
Praveen Prabhakaran
Sr. Talent Acquisition Lead & CRM
Mobile : +91
Customer Experience, Financial Services
Posted 8 days ago
Job Viewed
Job Description
About the Team: Customer Experience team, being the custodians of the customers, is the central team ensuring to provide best-in-class experience for the customers by closely collaborating with cross-functional teams across the organization
Roles and Responsibilities:
- Map overall customer journey, milestones and identify necessary interventions to improve customer experience and reduce customer contacts
- Share data, insights and best practices from within the company and outside to constantly help improve customer experience.
- Create BRDs, SOPs, etc. and collaborate with various cross-functional teams to implement enhancements
- Create and enforce the right customer experience guardrails, exception handling mechanisms and business throttles to ensure that sub-par experience is not delivered or removed immediately once identified
- Proactively identify trends of CX metric to prevent / identify customer impacting issues
- Be data-driven, translating insights into actionable improvements through customer journey mapping and process optimization.
- Liaise with multiple products / business / tech teams’ stakeholders to implement the
necessary changes
- Review the process/strategy for new constructs from end-to-end customer experience point of view
- Design & create workflow for Self-service options for customers to improve the experience
- Design & create Customer Service chatbot journeys to resolve complex problems in a structured manner
- Monitor effectiveness of bots and self-serve tools, understand customer feedback and take corrective actions
- Lead and manage a team to ensure successful delivery of projects and initiatives.
Critical Competencies for the role
- Program Management
- Stakeholder Management
- Problem Solving
- Communication skills
- Team Building
Desired Skills and Experience
- Educational Qualifications: Graduate
- Experience: 6-10 Years of experience in Customer Experience and have experience in Financial Services Products like Payments (UPI & Bill Payments), Lending, Investment Products.
Customer Experience, Financial Services
Posted 8 days ago
Job Viewed
Job Description
Roles and Responsibilities:
- Map overall customer journey, milestones and identify necessary interventions to improve customer experience and reduce customer contacts
- Share data, insights and best practices from within the company and outside to constantly help improve customer experience.
- Create BRDs, SOPs, etc. and collaborate with various cross-functional teams to implement enhancements
- Create and enforce the right customer experience guardrails, exception handling mechanisms and business throttles to ensure that sub-par experience is not delivered or removed immediately once identified
- Proactively identify trends of CX metric to prevent / identify customer impacting issues
- Be data-driven, translating insights into actionable improvements through customer journey mapping and process optimization.
- Liaise with multiple products / business / tech teams’ stakeholders to implement the
necessary changes
- Review the process/strategy for new constructs from end-to-end customer experience point of view
- Design & create workflow for Self-service options for customers to improve the experience
- Design & create Customer Service chatbot journeys to resolve complex problems in a structured manner
- Monitor effectiveness of bots and self-serve tools, understand customer feedback and take corrective actions
- Lead and manage a team to ensure successful delivery of projects and initiatives.
Critical Competencies for the role
- Program Management
- Stakeholder Management
- Problem Solving
- Communication skills
- Team Building
Desired Skills and Experience
- Educational Qualifications: Graduate
- Experience: 6-10 Years of experience in Customer Experience and have experience in Financial Services Products like Payments (UPI & Bill Payments), Lending, Investment Products.
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Customer Experience, Financial Services
Posted today
Job Viewed
Job Description
About the Team: Customer Experience team, being the custodians of the customers, is the central team ensuring to provide best-in-class experience for the customers by closely collaborating with cross-functional teams across the organization
Roles and Responsibilities:
- Map overall customer journey, milestones and identify necessary interventions to improve customer experience and reduce customer contacts
- Share data, insights and best practices from within the company and outside to constantly help improve customer experience.
- Create BRDs, SOPs, etc. and collaborate with various cross-functional teams to implement enhancements
- Create and enforce the right customer experience guardrails, exception handling mechanisms and business throttles to ensure that sub-par experience is not delivered or removed immediately once identified
- Proactively identify trends of CX metric to prevent / identify customer impacting issues
- Be data-driven, translating insights into actionable improvements through customer journey mapping and process optimization.
- Liaise with multiple products / business / tech teams’ stakeholders to implement the
necessary changes
- Review the process/strategy for new constructs from end-to-end customer experience point of view
- Design & create workflow for Self-service options for customers to improve the experience
- Design & create Customer Service chatbot journeys to resolve complex problems in a structured manner
- Monitor effectiveness of bots and self-serve tools, understand customer feedback and take corrective actions
- Lead and manage a team to ensure successful delivery of projects and initiatives.
Critical Competencies for the role
- Program Management
- Stakeholder Management
- Problem Solving
- Communication skills
- Team Building
Desired Skills and Experience
- Educational Qualifications: Graduate
- Experience: 6-10 Years of experience in Customer Experience and have experience in Financial Services Products like Payments (UPI & Bill Payments), Lending, Investment Products.
Python Developer- Financial Services
Posted today
Job Viewed
Job Description
Job description
Position Summary
We are seeking an experienced and highly motivated Python Developer, ideally with a strong background in risk management systems to join our technology team. The ideal candidate will bring hands-on development experience in front-office risk, market risk, or credit risk platforms, and possess deep technical proficiency in Python, MongoDB, SQL Server, and real-time messaging platforms such as Kafka and/or IBM MQ.
Key Responsibilities
Design, develop, and enhance scalable risk management applications for front office and risk users
Collaborate with risk managers, quantitative analysts, and front office stakeholders to translate requirements into technical solutions
Implement and support risk analytics engines, scenario analysis, stress testing, and real-time market data ingestion
Develop microservices and APIs using Python, integrated with MongoDB and SQL Server backends
Ensure high reliability and performance of risk systems by integrating robust messaging architectures using Kafka or MQ
Participate in DevOps and CI/CD processes including testing, deployment automation, and monitoring
Troubleshoot production issues, optimize system performance, and ensure compliance with regulatory and security standards
Qualifications
Required Qualifications
5+ years of experience as a developer in financial services, preferably within front office risk, credit risk, or market risk technology teams
Strong programming experience with Python and database development using MongoDB and SQL Server
Solid understanding of risk data models, VaR, PFE, credit exposure, and market risk sensitivities
Familiarity with risk analytics libraries, pricing models, or integration with vendor risk engines (e.g., Murex, Calypso, or proprietary systems)
Experience working in agile development environments with source control (e.g., Git), automated testing, and CI/CD pipelines
Bachelor’s degree in Computer Science, Engineering, Finance, or related field; advanced degree a plus
Preferred Qualifications
Experience with cloud-native development (AWS, Azure)
Familiarity with containerization technologies (Docker, Kubernetes)
Exposure to regulatory frameworks such as Basel III, FRTB, or CCAR
Additional information
We believe in supporting our team professionally and personally.
OUR COMMITMENT TO DIVERSITY
At Sia, we believe in fostering a diverse, equitable and inclusive culture where our employees and partners are valued and thrive in a sense of belonging. We are committed to recruiting and developing a diverse network of employees and investing in their growth by providing unique opportunities for professional and cultural immersion. Our commitment toward inclusion motivates dynamic collaboration with our clients, building trust by creating an inclusive environment of curiosity and learning which affects lasting impact.
Please visit our website for more information.
Sia is an equal opportunity employer. All aspects of employment, including hiring, promotion, remuneration, or discipline, are based solely on performance, competence, conduct, or business needs.
Research Analyst (Financial Services)
Posted today
Job Viewed
Job Description
Let’s be #BrilliantTogether
ISS-STOXX is Seeking for Research Analysts for their Market Intelligence Research division at Mumbai - Goregaon (E). This represents an exciting opportunity to shape and make a significant contribution to the global research teams of ISS MI. The position of an Analyst on the Research Development team represents opens the door to different career pathways within MI Global Research organization.
Overview:
ISS MI provides critical data and insights to global asset managers, insurance companies, and distributors to help them make informed, strategic decisions to manage and grow their businesses. Through its combination of proprietary and integrated datasets, in-depth global research and trusted executive engagement, ISS MI delivers solutions for market sizing, competitor benchmarking, product strategy and opportunity identification across a wide range of financial products, including funds, annuities, insurance, mortgages, and other instruments. The ISS MI suite of solutions encompasses the industry-leading data platforms: Simfund, BrightScope, Local Market Share, Financial Clarity, as well as a full collection of global research and analytics services, including Investor Economics, Market Metrics, and Plan for Life.
ISS MI Research clients span a broad spectrum from major financial companies, including asset managers, banks, wealth managers, mutual fund companies, life insurers, and brokerage firms, to regulators, government agencies, and industry associations. Our research teams engage with multiple levels within our client organisations, ranging from analysts to C-suite business leaders, both as part of our research processes and through numerous individual and group client interactions.
We are a dynamic and intellectually curious team, with a passion for identifying and forecasting trends in the retail financial services industry. Becoming part of ISS opens a world of opportunities in the form of diverse career pathways and of participation in our multiple centers of excellence in research and analytical insights. The Analyst position will form an integral part of our global, as well as country-specific—US, Canadian and Australian—research operations, with exciting opportunities to contribute to growing our global research and analytical insights capital around the world.
Responsibilities:
The ongoing research responsibilities of the position feed into quarterly, semi-annual and annual subscription-based research publications, as well as being a key support for one-time engagements and research projects. The role involves ongoing tracking of product and distribution channel metrics, engaging with many research participants for both knowledge-building and client service perspectives.
Specifically, on a day-to-day basis the analyst's responsibilities could encompass the following:
Financial literacy – Should have a basic level of understanding of financial products across the financial spectrum (Banking, Insurance, Asset wealth management and Capital markets)
Develop necessary skillsets via training – Undergo training on data sources to collect information and produce content.
Information gathering : Conduct primary and secondary research on emerging trends in the financial services industry (esp. asset/wealth management, Insurance and Capital Markets, alternative private markets space. Compile a list of global trends, also covering ongoing tracking of industry metrics and developments.
Deliverables : Contribute to periodical research productions and other outputs as required by the global research team. Based on need, conduct competitive intelligence and prepare factsheets of players. Support for one-time engagements at ISS MI by conducting requisite secondary research to produce the output.
Team player - Proactively share knowledge and understanding of industry developments with the global ISS MI Research team, on a formal and informal basis.
Individuals who join the ISS MI team will enjoy:
Competitive compensation and benefits.
A highly interactive, collegial, and supportive culture.
Unparalleled engagement with senior and C-suite executives at firms across the wealth management, banking, retirement and insurance fields.
Qualifications:
The ISS MI Research environment is best suited to self-starting, highly motivated individuals who can deal with the pressures of learning/researching, developing analyses and delivering research outputs within specific timelines.
Candidates should have:
An undergraduate or graduate degree from a well-recognised university in economics, finance, commerce, or business administration. Other disciplines such as mathematics, statistics or social sciences will be considered in combination with experience.
1-2 years’ experience in the financial services or wealth management industries would be preferred (though not necessary)
Must be proficient in standard office software (MS Office Excel, Word, PowerPoint, Access).
Strong command and understanding of MS Excel and working knowledge of databases an asset.
High attention to detail and data integrity.
Well-developed verbal and written communication skills.
Strong interpersonal and people management skills.
Sense of responsibility for deadlines and deliverables.
The flexibility to adapt to changing priorities.
Excellent problem-solving skills.
#ASSOCIATE
#MIN
#LI-GS1
What You Can Expect from Us
At ISS STOXX, our people are our driving force. We are committed to building a culture that values diverse skills, perspectives, and experiences. We hire the best talent in our industry and empower them with the resources, support, and opportunities to grow—professionally and personally.
Together, we foster an environment that fuels creativity, drives innovation, and shapes our future success.
Let’s empower, collaborate, and inspire.
Let’s be #BrilliantTogether.
About ISS STOXX
ISS STOXX GmbH is a leading provider of research and technology solutions for the financial market. Established in 1985, we offer top-notch benchmark and custom indices globally, helping clients identify investment opportunities and manage portfolio risks. Our services cover corporate governance, sustainability, cyber risk, and fund intelligence. Majority-owned by Deutsche Börse Group, ISS STOXX has over 3,400 professionals in 33 locations worldwide, serving around 6,400 clients, including institutional investors and companies focused on ESG, cyber, and governance risk. Clients trust our expertise to make informed decisions for their stakeholders' benefit.
ISS Market Intelligence (ISS MI) is a leading provider of data, insights, and market engagement solutions to the global financial services industry. ISS MI empowers asset and wealth management firms, insurance companies, distributors, service providers, and technology firms to assess their target markets, identify and analyze the best opportunities within those markets, and execute on comprehensive go-to-market initiatives to grow their business. Clients benefit from our increasingly connected global platform that leverages a combination of proprietary data, powerful analytics, timely and relevant insights, in-depth research, as well as an extensive suite of industry-leading media brands that deliver unmatched market connectivity through news and editorial content, events, training, ratings, and awards.
Visit our website:
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Institutional Shareholder Services (“ISS”) is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. It is our policy to prohibit discrimination or harassment against any applicant or employee on the basis of race, color, ethnicity, creed, religion, sex, age, height, weight, citizenship status, national origin, social origin, sexual orientation, gender identity or gender expression, pregnancy status, marital status, familial status, mental or physical disability, veteran status, military service or status, genetic information, or any other characteristic protected by law (referred to as “protected status”). All activities including, but not limited to, recruiting and hiring, recruitment advertising, promotions, performance appraisals, training, job assignments, compensation, demotions, transfers, terminations (including layoffs), benefits, and other terms, conditions, and privileges of employment, are and will be administered on a non-discriminatory basis, consistent with all applicable federal, state, and local requirements.