117 Risk Management jobs in Bengaluru

Company Description

PInterview is an innovative online platform dedicated to providing high-quality online practice and learning experiences. It aims to transform how people prepare and practice for interviews, aiding career advancement. Through live online video/telephonic sessions, PInterview offers Online Mock Interviews to help students and professionals enhance their interview skills for real-life scenarios. We focus on reshaping interview preparation processes and providing top-notch career consulting services from industry experts worldwide, empowering future leaders to achieve their true potential.

Role Description

This is a full-time on-site role located in Bengaluru for a Risk Management Specialist. The Risk Management Specialist will be responsible for identifying, assessing, and mitigating risks within the organization. Day-to-day tasks include conducting risk analyses, creating risk management strategies, collaborating with various departments to implement risk controls, and ensuring compliance with regulatory requirements. The role also involves continuous monitoring and reporting of potential risks and recommending improvements to enhance enterprise risk management.

Qualifications

• Enterprise Risk Management and Risk Analysis skills
• Strong Analytical Skills and proficiency in Finance
• Excellent Communication skills for effective collaboration and reporting
• Attention to detail and ability to work under pressure
• Bachelor's degree in Risk Management, Finance, or related field
• Experience in risk management, financial analysis, or similar roles
• Professional certifications in risk management or finance are a plus

At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking.

At Capital One India, we are at the cutting edge of solving fundamental business problems using advanced data methodologies, statistics, and machine learning algorithms. We analyze data to derive valuable business insights, make decisions, and develop innovative and patentable products.

As a Manager, you will have responsibilities associated with Capital One India’s Risk Management team, helping to ensure a timely and accurate month-end risk reporting, in addition you will help consult on initiatives, programs, and projects to raise their game in Information Security and Risk Management. You are pragmatic and practical in your understanding of risk and security, but also willing to know when to pull in experts and escalate. You collaborate and innovate with other teams within Capital One to push the envelope. Ensure all strategic initiative coming your away is delivered in a timely manner

Responsibilities

• As part of the India Risk Management team ensure timely completion of all activities, adequate cross-training and backup, completion of requests from India Leadership, and strategic planning for the Risk Management function.
• Manage PSP - Governance (Policies, Standards & Procedures) by reviewing and ensuring compliance with the Enterprise Policy Program standard, reporting on the creation of new documents, renewals/expiry of existing documents, and Standard Adherence Assessments conducted by CPO (Corporate Policy Office), maintaining a repository of India-wide documents, influencing updates to policies and standards to enhance risk management activities, and maintaining Risk Management PSPs and SOPs while drafting new documents as the team's scope of work expands.
• Oversee Corporate Insurance by renewing and maintaining various policies like Worker’s Compensation (WC), Property Insurance, Directors and Officers Liability (D&O), and Commercial General Liability (CGL), while also coordinating with the insurance broker to facilitate claims
• Manage Physical Records by facilitating the storage and transport of physical records via a third-party and maintaining an Inventory Index to track data and retention requirements by law
• Oversee Internal Audit by finalizing the vendor to conduct the annual audit, drafting the scope and IA calendar, coordinating with internal teams to facilitate the audit, assisting in the timely closure of observations/recommendations, and reporting the status and details of observations to the Leadership Team (LT)
• Prepare risk reports at the India site level within the Enterprise Risk Management framework, including key topics such as phishing drill reports to the Leadership Team (LT), bi-annual Official Records (non-HR GDrive) certification and reporting to the Risk Head, quarterly Sensitive Data Assessments and reporting to the Risk Head, monthly Hard Disk Drive (HDD) remediation reports to the LT, and monthly Iron Mountain document storage reports to file managers and respective LTs
• Constantly work with US Risk Office and Cyber teams to expand the scope of Risk Reporting
• Prepare Assurance Reports , including monthly Controls execution reports to owners and relevant LTs, and coordinating with Capital One US and India support teams to report on the status of IA TPM, ABAC, BCP testing, Standard Adherence Assessments, and Statutory Audits
• Work closely with LT to maintain artefacts (like Vision, Roadmap, etc) in the internal portal for Capital One internal Lean - Six Sigma based framework
• Present Risk and Assurance reports to the Leadership Team (LT) in the Monthly Business Review (MBR), chaired by the India head, US Risk Office head, and US Legal head, as well as in the Quarterly Risk, Legal & Tech Committee, chaired by the India head, US Risk Office head, US Legal head, and US Tech Head
• Ideate and implement Risk Management framework across Risk Taxonomy and refresh framework based on evolving business needs/ risks
• Partner with other Risk Management functions across the company and cross functional teams to conduct Process Level Assessments
• Maintain relationships with key stakeholders to ensure timely delivery of commitment

Basic Qualifications

• Bachelor’s degree/MBA
• 10-14 years of overall experience
• Atleast 5 years of experience in Enterprise Risk Management
• Good knowledge on Enterprise Risk Management framework and implementation, 3 Lines of Defense framework & handling/ facilitating Internal Audit
• Good communication skills - Verbal, written and presentation

Preferred qualifications

• Majority of the experience in risk management
• Experience in Banking or consulting preferred
• Enterprise Risk Management - Level 2 qualified (by IRM - Institute of Risk Management)
• COSO framework, ISO 31000 and ISO 27001

• Opportunity with TEKsystems
• SAP TRM, Treasury Risk Management
• 4 to 6 Years

Roles And Responsibilities

• SAP Treasury & Risk Management Senior Consultant having relevant experience of 6-8 Years.
• Overall, the candidate should have experience in at least 1 full life cycle SAP Treasury Implementations, and involved in at least 2 SAP Treasury Implementations. The candidate also should have experience in handling Support for SAP TRM Implementations.
• Should be skilled in and should have experience in SAP Treasury & Risk Management Foreign Exchange and Derivatives module of Transaction Manager with end-to-end process knowledge
• Should be skilled in and should have experience in SAP Treasury & Risk Management Money Markets module
• The Candidate should have working experience in New Cash Management in S/4 HANA and comparison with Classic Cash Management
• The Candidate should have working experience on the Risk Analyzers – namely the Market Risk Analyzer and the Credit Risk Analyzer
• The Candidate should have knowledge on Exposure Management and Hedge Management
• The Candidate should have good communication skills

Location: Bangalore

Work Mode: Hybrid(2 days from Office)

TImings: 6:30 to 3:30 PM or 1:30 to 10:30 PM

Title: Director
**Location: Bangalore, India

Role overview:**
The Director - Risk Management will lead TerraPay's global risk strategy, ensuring the company's operations, financial transactions, and regulatory obligations are safeguarded against potential threats. This role is pivotal in maintaining TerraPay's reputation for secure and compliant financial services and will work closely with the CFO and other senior leaders to embed a culture of proactive risk management across the organization.

How you will create impact:
Responsibilities:
Risk Management & Assessment

• Lead the development and implementation of TerraPay's enterprise risk management (ERM) framework
• Identify, assess, and monitor risks across operational, financial, technological, and strategic domains
• Design and execute risk mitigation strategies to reduce exposure and ensure business continuity
• Manage incident response and resolution for risk events, data breaches, and operational disruptions

Compliance & Regulatory Knowledge

• Ensure adherence to AML/CTF regulations and global financial crime compliance standards
• Oversee risk controls related to fraud, bribery, and corruption
• Maintain compliance with electronic money licenses (EMI) and regulatory frameworks across UK, EU, Africa, and Asia
• Liaise with regulators and compliance bodies across 32 licensed markets
• Monitor and manage risks arising from data flows across jurisdictions, ensuring compliance with international data protection norms, especially GDPR

Financial & Credit Risk

• Monitor financial exposures including liquidity, credit, and counterparty risks
• Develop models and tools to assess and report on financial risk metrics
• Support treasury and finance teams in managing insurance programs and financial risk hedging

Business Continuity & Disaster Recovery

• Develop and maintain robust business continuity plans (BCP) and disaster recovery plans (DRP)
• Lead crisis management planning and execution to minimize operational impact during disruptions
• Conduct regular testing and audits of contingency plans

Third-Party & Vendor Risk

• Establish frameworks for assessing and monitoring risks associated with third-party vendors, partners, and service providers
• Conduct due diligence and periodic reviews of external relationships

Risk Reporting & Governance

• Prepare and present risk reports to the Executive Committee and Board
• Lead crisis management and incident response planning
• Promote a culture of risk awareness through training and communication

Skills & Attributes

• Strategic thinker with strong analytical and problem-solving skills
• Excellent communication and stakeholder management abilities
• Ability to lead cross-functional teams and influence at senior levels
• High integrity and commitment to ethical standards
• Proficiency in risk assessment tools and data analytics platforms

Essential qualifications:

• 12+ years of experience in risk management, preferably in fintech, payments, or financial services
• Proven leadership in enterprise risk, operational risk, and regulatory compliance
• Strong understanding of cross-border payments, digital wallets, and financial infrastructure
• Experience working with global regulators and managing multi-country risk frameworks
• Advanced degree in Finance, Business Administration, Risk Management, or related field
• Professional certifications such as FRM, CRM, CRISC, or CERA are highly desirable

Why TerraPay:
TerraPay is a global money movement player on a mission to build a borderless financial world. We believe payments should be instant, reliable, transparent, seamless, and fully compliant.

Registered and regulated across 31 global markets, we are a leading payments partner for banks, mobile wallets, money transfer operators, merchants, and financial institutions.

We are proud to be a twice-certified Great Place to Work and were featured in the 2023 CB Insights Fintech 100 and the 2024 Financial Times 1000 lists.

Read more about TerraPay here.

Our culture & core values:
At TerraPay, we don't just talk about our values—we live by them.
Humility, ownership & responsibility, entrepreneurship, global citizenship, and trusting empowerment
are the principles that guide everything we do. If you're looking for a career that offers abundant opportunities for innovation and a culture of excellence, TerraPay is the place to be.

With comprehensive healthcare benefits, cab facilities for our India-based employees, and a generous leave policy, we've got you covered. Join us in one of our
10 offices worldwide and
collaborate with a diverse team representing
40+ nationalities
.

Explore more vacancies here.

Risk Management Expert with 6-8 years of experience in 3rd party Risk Assessments. Having ISMS Auditing skills are added advantage. Candidate must be well versed with Risk Assessments performed and not restriciting to checklist assessments. Need thorough knowledge of Information Security.

Roles and Responsibilities

• Experience in conducting Business Impact Analysis and Risk Assessments for third-party companies / third-party applications / information systems with business stakeholders.
• Ability to identify information security risks and provide recommendations, including compensating controls for third-party companies / third-party applications / information systems.
• Summarize findings and recommendations in the risk report.
• Experience in communicating with business stakeholders / non-technical stakeholders to explain information security risks and mitigation plan.
• Review third-party contractual agreements to ensure alignment with internal policies.
• Conduct audits to verify the compliance to organization security policies / standards.
• Expertise in cyber security / information security standards / frameworks such as ISO27001, NIST CSF, etc.
• Experience with TPRM tools such as Archer, OneTrust is an advantage.
• Experience working with geographically distributed teams.
• Excellent organizational, presentation & communication skills and ability to handle multiple assessment request and deliverables it within the specific timelines.

Risk Management Expert with 6-8 years of experience in 3rd party Risk Assessments. Having ISMS Auditing skills are added advantage. Candidate must be well versed with Risk Assessments performed and not restriciting to checklist assessments. Need thorough knowledge of Information Security.

Principal Accountabilities

• Provide Risk Management professional advice to Project and Programme Managers.
• Application of risk management processes and systems.
• Lead the identification of risks on behalf of the Project Manager, providing experience based independent challenge to the project team and stakeholders Role Profile
• Lead the retrieval and analysis of background information from Project and Programme Managers/ project documentation, its environment and lessons learnt from previous related projects.
• Research into projects key stakeholders prior to risk workshops to inform the capture of appropriate Risks.
• Organise and facilitate risk workshops with all relevant team members and external stakeholders to ensure effective contributions to the forming of the risk register.
• Across multiple complex projects and programmes, capture all risks to the appropriate level of detail, applying a range of techniques, such as brainstorming workshops, prompt lists, Delphi techniques and one to one interview.
• During risk workshops/ reviews, provide independent challenge based on expert experience to ensure all relevant risks are considered, proposing new ideas based on your previous experience or knowledge of similar projects.
• Ensure all required information is captured clearly and unambiguously within the Risk Register, including owners, actions, dates, categories. assumptions and risk mitigation actions, as defined in the Risk Management Procedures.
• Administration responsibility of risk management database.
• Define the project or programme risk appetite to determine the risk tolerance level in relation to project overall cost and using your own professional judgement establish whether a risk should be assessed quantitatively/ qualitatively.
• Carry out complex project and programme Quantitative Cost Risk Analysis (QCRA) and Programme Schedule Risk Analysis (QSRA) using industry recognised risk analysis software to ensure suitable project budget and a deliverable project schedule is established.
• Review QRA model outputs and provide recommendations to key stakeholders and the project team on the significance of the potential delays and/or cost increase.
• Be the risk technical specialist actively contributing to relevant working/steering groups.
• Identify and report risk trends and highlighting the top risks (Critical and High) to project delivery. Actively review and monitor those risks to reduce the overall risk profile.
• Work to tight deadlines and timescales, resulting from significantly changeable priorities, producing quality, complex reports and analyses based on risk and issues relating to each Project.
• Prepare and lead on periodic reports to inform others, including the production and update of Risk Management written reports and provision of any associated information in a timely manner, to meet the wider project reporting and management requirements, ensuring quality outputs.
• Close liaison with Project Managers of any outstanding risk management activities undertaken by them to ensure risk is managed effectively on their projects.
• Actively input into the continuous improvement of the Risk Management Department.

Essentials:

• 8 to 12 years of experience with a strong working knowledge of risk management in a project execution related environment
• Experience of developing QSRA models
• Risk management application knowledge at project & programme levels.
• Strong analytical skills and problem-solving skills.
• Professional level associated qualifications or Postgraduate qualifications are not essential but advantageous if degree is in an unrelated subject (i.e. undergraduate/postgraduate degree, IRM Diploma or Certificate, APM Risk Certificate, PMI-RMP, MoR Practitioner)
• Appropriate Membership of one or more risk management / project management professional bodies (i.e. IRM / APM)

Mandatory Skills

Risk Assessment, Risk Identification, Risk Mitigation