343 Stress Testing jobs in Bengaluru

Job ID: 39469

Location: Bangalore, IN

Area of interest: Audit, Accounting & Finance

Job type: Regular Employee

Work style: Office Working

Opening date: 11 Sept 2025

Job Summary

• The successful candidate for this position will play a key role in executing the stress test models in relation to Central & Others (excluding treasury) in the Bank's stress test exercises. He/She will be responsible for maintenance, execution & enhancement of a suite of Wholesale Credit risk and Central and Others items book excluding Treasury models.
• This will include Bank-of-England (BOE), Internal Capital Adequacy Assessment Process (ICAAP), Resolution Planning, Recovery Planning for the Group.
• In addition, he/she should be able to provide valuable inputs to help identify opportunities to improve on stress testing current processes and own quantitative changes and change requests.
• Responsible for the stress testing data sourcing and preparations, methodological calculations including the use of existing infrastructure and technology, producing quantitative charts and packs and other related requirements.
• Deliver a high quality Structured Template Data (STDF) Templates, as per the requirements set out by the Prudential Regulation Authority (PRA) in the Bank of England (BoE) stress test.
• Ensure that the stress testing methods employed are compliant with EST procedures and any deviation is properly documented and approved.
• Ensure compliance with the Operational Risk Framework requirements and that quantitative controls are in place and executed in full.
• Drive improvements in the stress testing computations and automate manual processes for more efficiency and productivity.
• Manage all correspondence via their nominated work stream leads, support functions and stakeholders.
• Ensure compliance with governance related aspects of EST production and delivery
• This is a rapidly evolving space so the role holder must be comfortable with ambiguity and change.
• The profile requires person should support in Finance data preparation both management and financial view to support to all the Enterprise-wide Stress testing initiatives like implementation of Group Stress Testing Data & Model.
• This includes developing and maintaining an efficient and controls design and operation, data management, regulatory compliance and overall documentation. The candidate will be involved in the Bank's stress test exercises such as Internal Capital Adequacy Assessment Process (ICAAP) and Bank-of-England (BOE).

Key Responsibilities

Finance Data Hub

• Finance Hub's primary responsibilities include Data Sourcing and Maintenance of Finance data. This involves a set of data wrangling activities – gathering, transforming, mapping, building business views and automation of sourcing processes that would help enrich the quality of data and make it appropriate for the downstream purposes such as analytics, reporting and visualization.

Strategy

• Help to carry out analytics to decipher insights from FPP reports, balance sheets, ensure analytics practice being established and deployed effectively in GBS.
• Work with partner teams to create and build next generation analytics solutions
• Assess problem statements & propose potential solutions by advocating and enabling data-driven analytics
• Conduct thorough validation and data quality checks to ensure accurate and value adding solutions being delivered
• Wider knowledge in Credit Risk, Capital, Liquidity, Financial and Management view of bank
• Knowledge in Financial systems like, MRC , BPC, Financial Analytics, Aspire and PSGL is desirable
• Knowledge in SAS, Python, R, Advanced Excel is preferred

Business

• The role holder is responsible for the following in undertaking the role:
• Deliver on the Credit Risk requirements for the Enterprise-wide Stress Testing (EST) exercises across the Group
• Carry out the EST stress testing analytics work for Retail Clients, Private Banking and Corporate and Institutional clients.
• Ensure compliance to EST procedures, methodologies and controls.
• Manage any all governance related aspects of the execution of credit risk testing
• Drive process improvements and best practices for more efficiency and productivity
• Lead and manage the support staff necessary for the production of credit risk stress calculation for with a focus on the banking book (this could be in one or all of wholesale, retail and private banking / wealth management)

• Support development and maintenance of underlying models to enhance credit risk stress testing methodology.

• Deliver adequate documentation on stress testing methodology subject to management, model validation, audit & regulatory scrutiny.

• Deliver on the operational risk framework for the credit risk stress test process.
• Work collaboratively with line manager support covering a wide range of stakeholders, across all seniority levels, to address urgent and strategic Finance management needs, conduct analytics and identify drivers of change in stress tests results
• Experience in handling Queries of regulators such as PRA (Bank of England)
• Work with Hub Model execution teams and onshore stakeholders to ensure accurate results are submitted to regulators and management
• Coordinate with ERM teams such as Stress Testing, ASPIRE ,Product controls and Finance Modelling to establish how existing results/analytics or processes can be leveraged

Processes

• Provide expertise in migrating PoC projects to productionise in collaboration with various teams

People & Talent

• Lead through example and demonstrate the bank's culture and values

Risk Management

• Identify, assess, monitor and mitigating risks to the Group relevant to Data Quality

Governance

• Ensure the adherence to Group BCBS 239 standards when appropriate
• Provide timely and high-quality responses to both internal and external queries and requests.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• CIB, Commercial & Retail model owners
• BVM stress testing
• Enterprise Risk Analytics
• CIB, Commercial & Retail Risk
• Group Internal Audit
• Group Operational Risk
• Technology
• CDO

Other Responsibilities

• Extensive knowledge in SQL, Python, SAS, Excel Automation and TABLEAU is an added advantage
• Strong analytical mindset with excellent analytical, logical, reasoning and problem solving skills.
• Bachelor or Master's degree with technical degree preferred (Finance, statistics, mathematics, computer science, etc.)
• Strong analytical mindset with excellent analytical, logical, reasoning and problem solving skills.
• Hands-on experience in handling Finance data and best practices in data management
• Previous experience on Financial & Management reporting is an added advantage
• Excellent written and oral communication skills at all levels (i.e. colleagues to senior management) and situations (i.e. one-on-one to presentations)
• Exposure to advanced machine learning methodologies is a plus
• Self motivated and pro active

Skills and Experience

• Financial Analysis
• Stress Testing
• Credit Risk management
• External Reporting
• Effective Communications
• Project Management
• SQL
• Excel
• Data Sciences

Qualifications

• Graduation/BE/B. tech/MBA/MSC Stats, Chartered Accountant, Post-Graduation in Finance and with relevant 8+ years of experience.

General Skill Set:

• Strong knowledge in Data Analytics
• Awareness of trading environment, macroeconomic fundamentals, market moves & potential impact on exposures.
• Excellent communication skills - verbal and written
• Ability to work under pressure
• Have excellent attention to detail
• Be able to work in a global team
• Expertise in programming language is not required but good to have
• Working knowledge in MS Excel, SAS, Python, Tableau, R
• Knowledge about Finance and various business products
• Knowledge of Wholesale and Retail Credit Risk and Stress Testing
• Documentation skills
• Working knowledge of the Group's businesses, governance structure and approach to risk management.
• Experience in team admin tasks/cost controller/project accountant role with familiarity to SCB project management standards / tools would be a distinct advantage
• Experience in Agile framework
• The role holder should comply with all mandatory e-learning as prescribed from time to time.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Job Description
JOB SUMMARY
The Capital Stress testing team forms an integral part of the capital adequacy assessment process. The team conducts balance sheet and income statement analysis to come up with projections for Equity, CET1 and other levels of capital, thereby helping to determine the capital cushion under various scenarios including economically stress ones. At a PLC level, stress testing exercises are conducted for BoE, ICAAP. Stress testing exercise is also carried out or supported for where the Bank has considerable footprint.

The position is for an Individual contributor role who would be able to understand concepts well, analyze, come up with findings and present the same to the leadership team to arrive at valuable insights, in addition to performing model execution and data extraction.

Below further outline tasks and responsibilities that could be expected:

• Deliver on the, Balance Sheet & Income Statement projections for the Enterprise-wide Stress Testing (EWST) exercises
• Carry out the movement analysis & narratives for BS/PnL metrics
• Carry out analysis on Capital numbers including CET1, Total capital and compare against Basel and reg requirements
• Ensure compliance to EWST procedures, methodologies, and controls.
• Manage all governance related aspects of the execution of stress testing
• Drive process improvements and best practices for more efficiency and productivity
• Support development and maintenance of underlying models to enhance stress testing methodology.
• Deliver adequate documentation on stress testing methodology subject to management, model validation, audit & regulatory scrutiny.

Deliver on the operational risk framework for the stress test process.

RESPONSIBILITIES

• Risk Management: Ensure all activity adheres to the Enterprise Risk Management Framework, relevant policies, and standards, with a specific focus on ensuring an effective framework for the management of operational risks as they pertain to the role.
• Processes: The role holder will need to support the establishment and documentation of all processes and effective controls for the hub team in accordance with the broader stress testing team
• Governance: Demonstrate an awareness and understanding of the regulatory framework in which SCB operates, and the regulatory requirements and expectations relevant to the role.
• Deliver 'effective governance'; capability to challenge colleagues effectively or escalate appropriately; and willingness to work in an open and cooperative manner with all.
• Regulatory & Business Conduct: Display exemplary conduct and live by the SCB's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Business

• Stress Testing, as part of Finance, is an independent group function responsible for projecting the financials and capital/liquidity ratios of the entity in question given certain assumptions about Bank's policies and economic variables. The function plays a critical role in strategic business, regulatory and infrastructure initiatives which forms the Bank's future.
• Internal Stress Tests: Internal Capital Adequacy Assessment Process (ICAAP), Management Stress Tests (MST) etc.
• Regulatory Stress Tests: HKMA SDST, MAS Stress Test, BOE Stress Test, BOT Stress Test, Reverse Stress Tests etc.
• Climate Risk Stress Tests: A new area of analysis focussing on the impact of climate change on Banking industry
• Driving 'Digitisation': Responsible for designing, prototyping, and implementing strategic change initiatives to increase business efficiency of stress testing processes.

The unit is Performance Driven with an aptitude to meet the expectations of Senior Management & Regulators by living the values of the organization in Doing the Right Thing and Better Together. The Never Settle attitude makes this unit unique in its approach to always be a Future-Fit organization

Processes
The role holder will need to support the establishment and documentation of all processes and effective controls for the hub in accordance with the broader stress testing team

Risk Management
Ensure all activity adheres to the Enterprise Risk Management Framework, relevant policies and standards, with a specific focus on ensuring an effective framework for the management of operational risks as they pertain to the role.

Governance

• Demonstrate an awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role. Deliver 'effective governance'; capability to challenge colleagues effectively, or escalate appropriately; and willingness to work in an open and cooperative manner with all.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank's Conduct Principles
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• Stress Testing Team
• Group Treasury
• 2nd line of defence
• Business leadership
• Stress Testing Transformation Programme Team
• Key operations and technology partners / vendors

Other Responsibilities

• As delegated by Head of Stress Testing from time to time.

Qualifications

• CA or Graduate + MBA (Finance) from a reputed institution.
• Good understanding of Balance Sheet/Income Statement accounting and/or Credit Risk concepts.
• Knowledge of Basel standards and IFRS9
• Inquisitive and strong inclination towards learning more about Stress Testing / Regulatory reporting.
• Knowledge of MS Excel ( Advance)
• Understanding of AGILE

Skills and Competencies

• Exceptional written / verbal communication skills – In this role you are expected to communicate with stakeholders across different levels of seniority.
• Flexible and adaptable; able to work in ambiguous situations independently.
• Display a methodical & meticulous approach to problem solving and root cause analysis
• Be a team player and able to work collaboratively with others

Desired Skills

• Knowledge of Python or equivalent software packages for data analysis
• Knowledge of data visualization tools like Tableau / Power BI
• Knowledge of IFRS9 Regulatio

Role Specific Technical Competencies

• Financial Analysis
• External Reporting
• Effective Communications
• Project Management
• Process Management

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together We

• Do the right thing
  and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle,
  continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together,
  we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer
In line with our Fair Pay Charter,
we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance,
  with flexible and voluntary benefits available in some locations.
• Time-off
  including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working
  options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support
  through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture
  to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation,
  one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Profile Description
Standard Chartered Bank

Job ID: 39617

Location: Bangalore, IN

Area of interest: Audit, Accounting & Finance

Job type: Regular Employee

Work style: Office Working

Opening date: 11 Sept 2025

Job Summary

• The successful candidate for this position will play a key role in executing the stress test models in relation to Central & Others (excluding treasury) in the Bank's stress test exercises. He/She will be responsible for maintenance, execution & enhancement of a suite of Wholesale Credit risk and Central and Others items book excluding Treasury models.
• This will include Bank-of-England (BOE), Internal Capital Adequacy Assessment Process (ICAAP), Resolution Planning, Recovery Planning for the Group.
• In addition, he/she should be able to provide valuable inputs to help identify opportunities to improve on stress testing current processes and own quantitative changes and change requests.
• Responsible for the stress testing data sourcing and preparations, methodological calculations including the use of existing infrastructure and technology, producing quantitative charts and packs and other related requirements.
• Deliver a high quality Structured Template Data (STDF) Templates, as per the requirements set out by the Prudential Regulation Authority (PRA) in the Bank of England (BoE) stress test.
• Ensure that the stress testing methods employed are compliant with EST procedures and any deviation is properly documented and approved.
• Ensure compliance with the Operational Risk Framework requirements and that quantitative controls are in place and executed in full.
• Drive improvements in the stress testing computations and automate manual processes for more efficiency and productivity.
• Manage all correspondence via their nominated work stream leads, support functions and stakeholders.
• Ensure compliance with governance related aspects of EST production and delivery
• This is a rapidly evolving space so the role holder must be comfortable with ambiguity and change.

Key Responsibilities

• The profile requires person should support in Finance data preparation both management and financial view to support to all the Enterprise-wide Stress testing initiatives like implementation of Group Stress Testing Data & Model.

• This includes developing and maintaining an efficient and controls design and operation, data management, regulatory compliance and overall documentation. The candidate will be involved in the Bank's stress test exercises such as Internal Capital Adequacy Assessment Process (ICAAP) and Bank-of-England (BOE).

Finance Data Hub

• Finance Hub's primary responsibilities include Data Sourcing and Maintenance of Finance data. This involves a set of data wrangling activities – gathering, transforming, mapping, building business views and automation of sourcing processes that would help enrich the quality of data and make it appropriate for the downstream purposes such as analytics, reporting and visualization.

Strategy

Help to carry out analytics to decipher insights from FPP reports, balance sheets, ensure analytics practice being established and deployed effectively in GBS.

• Work with partner teams to create and build next generation analytics solutions
• Assess problem statements & propose potential solutions by advocating and enabling data-driven analytics
• Conduct thorough validation and data quality checks to ensure accurate and value adding solutions being delivered
• Wider knowledge in Credit Risk, Capital, Liquidity, Financial and Management view of bank
• Knowledge in Financial systems like, MRC , BPC, Financial Analytics, Aspire and PSGL is desirable
• Knowledge in SAS, Python, R, Advanced Excel is preferred

Business

• The role holder is responsible for the following in undertaking the role:
• Deliver on the Credit Risk requirements for the Enterprise-wide Stress Testing (EST) exercises across the Group
• Carry out the EST stress testing analytics work for Retail Clients, Private Banking and Corporate and Institutional clients.
• Ensure compliance to EST procedures, methodologies and controls.

• Manage any all governance related aspects of the execution of credit risk testing

• Drive process improvements and best practices for more efficiency and productivity

• Lead and manage the support staff necessary for the production of credit risk stress calculation for with a focus on the banking book (this could be in one or all of wholesale, retail and private banking / wealth management)
• Support development and maintenance of underlying models to enhance credit risk stress testing methodology.
• Deliver adequate documentation on stress testing methodology subject to management, model validation, audit & regulatory scrutiny.
• Deliver on the operational risk framework for the credit risk stress test process.
• Work collaboratively with line manager support covering a wide range of stakeholders, across all seniority levels, to address urgent and strategic Finance management needs, conduct analytics and identify drivers of change in stress tests results
• Experience in handling Queries of regulators such as PRA (Bank of England)
• Work with Hub Model execution teams and onshore stakeholders to ensure accurate results are submitted to regulators and management
• Coordinate with ERM teams such as Stress Testing, ASPIRE ,Product controls and Finance Modelling to establish how existing results/analytics or processes can be leveraged

Processes

Provide expertise in migrating PoC projects to productionise in collaboration with various teams

People & Talent

Lead through example and demonstrate the bank's culture and values

Risk Management

Identify, assess, monitor and mitigating risks to the Group relevant to Data Quality

Governance

• Ensure the adherence to Group BCBS 239 standards when appropriate
• Provide timely and high-quality responses to both internal and external queries and requests.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• CIB, Commercial & Retail model owners
• BVM stress testing
• Enterprise Risk Analytics
• CIB, Commercial & Retail Risk
• Group Internal Audit
• Group Operational Risk
• Technology
• CDO

Other Responsibilities

• Extensive knowledge in SQL, Python, SAS, Excel Automation and TABLEAU is an added advantage
• Strong analytical mindset with excellent analytical, logical, reasoning and problem solving skills.
• Bachelor or Master's degree with technical degree preferred (Finance, statistics, mathematics, computer science, etc.)
• Strong analytical mindset with excellent analytical, logical, reasoning and problem solving skills.
• Hands-on experience in handling Finance data and best practices in data management
• Previous experience on Financial & Management reporting is an added advantage
• Excellent written and oral communication skills at all levels (i.e. colleagues to senior management) and situations (i.e. one-on-one to presentations)
• Exposure to advanced machine learning methodologies is a plus
• Self motivated and pro active

Qualifications

Graduation/BE/B. tech/MBA/MSC Stats, Chartered Accountant, Post-Graduation in Finance and with relevant 5+ years of experience.

Skills and Experience

General Skill Set:

• Strong knowledge in Data Analytics
• Awareness of trading environment, macroeconomic fundamentals, market moves & potential impact on exposures.
• Excellent communication skills - verbal and written
• Ability to work under pressure
• Have excellent attention to detail
• Be able to work in a global team
• Expertise in programming language is not required but good to have
• Working knowledge in MS Excel, SAS, Python, SQL, Tableau, R
• Knowledge about Finance and various business products
• Knowledge of Wholesale and Retail Credit Risk and Stress Testing
• Documentation skills
• Working knowledge of the Group's businesses, governance structure and approach to risk management.
• Experience in team admin tasks/cost controller/project accountant role with familiarity to SCB project management standards / tools would be a distinct advantage
• Experience in Agile framework
• The role holder should comply with all mandatory e-learning as prescribed from time to time.
• Financial Analysis
• Stress Testing
• Credit Risk management
• External Reporting
• Effective Communications
• Project Management
• SQL
• Excel
• Data Sciences

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Job ID: 36796

Location: Bangalore, IN

Area of interest: Audit, Accounting & Finance

Job type: Regular Employee

Work style: Office Working

Opening date: 14 Aug 2025

Job Summary

Assistant Manager will be responsible for execution & result analysis of capital stress testing mode

Responsibilities

• Enterprise stress testing comprises the stress tests required by the Group, regions, country and risk management teams, and other senior stakeholders as required to inform Risk Appetite and the stress tests required by the Bank's regulators.

• The team has responsibility for the execution of the Bank's stress test exercises internally and to external regulators. It is also the centre of excellence for all strategic changes and operational controls, compliance attestation and policy setting for stress testing in the enterprise. As such, this individual will be working as part of a cohesive "strategy and execution" function. The team sets and runs the production schedule for stress testing.

• The intent of the hub is to primarily run central workstream production tasks and sub-tasks during the running of each stress test exercise utilising ITO (Group IT) supported technology and produce management reporting on the same.

• The successful candidate for this position will play a key role in executing the stress test models in relation to the Balance Sheet and Capital and Liquidity Requirements in the Bank's stress test exercises.

• This will include Resolution Planning, Recovery Planning, Reverse Stress Testing, Internal Capital Adequacy Assessment Process (ICAAP), and Bank-of-England (BOE) Stress Test for the Group.

• In addition, he/she should be able to provide valuable inputs to help identify opportunities to improve on stress testing current processes and own quantitative changes and change requests.

• Responsible for the stress testing data sourcing and preparations, methodological calculations including the use of existing infrastructure and technology, producing quantitative charts and packs and other related requirements.

• Ensure compliance with governance related aspects of EST production and delivery

• This is a rapidly evolving space so the role holder must be comfortable with ambiguity and change.

Business

• The role holder is responsible for the following in undertaking the role:
• The role holder is responsible for the following in undertaking the role:
• Strong Focus on Capital metrics like CET1 ratio, tier1 ratio, tier2, ratio double leverage ratio, etc
• Strong Focus on Liquidity metrics like LCR, NSFR, etc
• Execution of the capital and liquidity stress test models for the entire balance sheet for the Group/Solo
• Consider all different dimensions –segment, geographies, and products – of the bank
• Ensure input data quality, reconciliation, validation, consistency with various sources
• Support documentation of stress test model methodology, ensuring it is compliant with group governance standards
• Produce related data templates for external regulators (STDF)

Processes

• The role holder will need to support the establishment and documentation of all processes and effective controls for the hub in accordance with the broader stress testing team

Risk Management

• Ensure all activity adheres to the Enterprise Risk Management Framework, relevant policies and standards, with a specific focus on ensuring an effective framework for the management of operational risks as they pertain to the role.

Governance

• Demonstrate an awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.
• Deliver 'effective governance'; capability to challenge colleagues effectively, or escalate appropriately; and willingness to work in an open and cooperative manner with all.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank's Conduct Principles
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Serve as a Director of the Board
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Associatio

Key stakeholders

• Stress Testing Team
• Enterprise Risk Management members
• Key Risk colleagues
• Business leadership
• Risk Transformation Programme Team
• Key operations and technology partners / vendors

Other Responsibilities

• As delegated by Head of Stress Testing from time to time.

Skills and Experience

• Finance
• Risk
• SAS
• Python

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Job Description
Job Summary
Assistant Manager will be responsible for execution & result analysis of capital stress testing mode

Responsibilities

• Enterprise stress testing comprises the stress tests required by the Group, regions, country and risk management teams, and other senior stakeholders as required to inform Risk Appetite and the stress tests required by the Bank's regulators.
• The team has responsibility for the execution of the Bank's stress test exercises internally and to external regulators. It is also the centre of excellence for all strategic changes and operational controls, compliance attestation and policy setting for stress testing in the enterprise. As such, this individual will be working as part of a cohesive "strategy and execution" function. The team sets and runs the production schedule for stress testing.
• The intent of the hub is to primarily run central workstream production tasks and sub-tasks during the running of each stress test exercise utilising ITO (Group IT) supported technology and produce management reporting on the same.
• The successful candidate for this position will play a key role in executing the stress test models in relation to the Balance Sheet and Capital and Liquidity Requirements in the Bank's stress test exercises.
• This will include Resolution Planning, Recovery Planning, Reverse Stress Testing, Internal Capital Adequacy Assessment Process (ICAAP), and Bank-of-England (BOE) Stress Test for the Group.
• In addition, he/she should be able to provide valuable inputs to help identify opportunities to improve on stress testing current processes and own quantitative changes and change requests.
• Responsible for the stress testing data sourcing and preparations, methodological calculations including the use of existing infrastructure and technology, producing quantitative charts and packs and other related requirements.
• Ensure compliance with governance related aspects of EST production and delivery
• This is a rapidly evolving space so the role holder must be comfortable with ambiguity and change.

Business

• The role holder is responsible for the following in undertaking the role:
• The role holder is responsible for the following in undertaking the role:
• Strong Focus on Capital metrics like CET1 ratio, tier1 ratio, tier2, ratio double leverage ratio, etc
• Strong Focus on Liquidity metrics like LCR, NSFR, etc
• Execution of the capital and liquidity stress test models for the entire balance sheet for the Group/Solo
• Consider all different dimensions –segment, geographies, and products – of the bank
• Ensure input data quality, reconciliation, validation, consistency with various sources
• Support documentation of stress test model methodology, ensuring it is compliant with group governance standards
• Produce related data templates for external regulators (STDF)

Processes

• The role holder will need to support the establishment and documentation of all processes and effective controls for the hub in accordance with the broader stress testing team

Risk Management

• Ensure all activity adheres to the Enterprise Risk Management Framework, relevant policies and standards, with a specific focus on ensuring an effective framework for the management of operational risks as they pertain to the role.

Governance

• Demonstrate an awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.
• Deliver 'effective governance'; capability to challenge colleagues effectively, or escalate appropriately; and willingness to work in an open and cooperative manner with all.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank's Conduct Principles
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Serve as a Director of the Board
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Associatio

Key stakeholders

• Stress Testing Team
• Enterprise Risk Management members
• Key Risk colleagues
• Business leadership
• Risk Transformation Programme Team
• Key operations and technology partners / vendors

Other Responsibilities

• As delegated by Head of Stress Testing from time to time.

Skills and Experience

• Finance
• Risk
• SAS
• Python

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together We

• Do the right thing
  and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle,
  continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together,
  we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer
In line with our Fair Pay Charter,
we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance,
  with flexible and voluntary benefits available in some locations.
• Time-off
  including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working
  options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support
  through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture
  to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation,
  one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Profile Description
Standard Chartered Bank

About Northern Trust:

Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889.

Northern Trust is proud to provide innovative financial services and guidance to the world’s most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world’s most sophisticated clients using leading technology and exceptional service.

Associate Consultant – Capital Market Risk

Northern Trust is looking to recruit professionals for its Bangalore/Pune Centre. Successful recruit would be part of Northern Trust’s Capital Markets Credit Risk Team. This is a highly visible role, to work on key regulatory projects, frequent interaction with business partners across the globe.

Job title: Associate Consultant

Location: Bangalore/ Pune (Hybrid model, 3 days per week in office)

Experience: 4+ years of relevant experience

Job Duties:

• Well versed with risk related concepts, capital market product and Stress testing process.

• Evaluating the potential impact of stress scenarios on various business lines and risk types.

• Continuous monitoring and reporting of stress test results

• Partnering with business units and underwriters to develop and implement risk mitigation strategies.

• Facilitate and Support strong controls over data, reports, and analysis, including automation, reconciliation and testing

• Work closely with oversight risk committees presenting explanations for trends and issues identified through the analysis, monitoring and reporting process

• Perform documentation, procedures and controls to enable accurate and timely reporting

• Understand and quickly adapt to risk systems and technology to design strategies and support complete, correct and timely reporting

Qualification:

• Master/Bachelor Degree in Finance/Statistics/FRM

Skills Required:

• 4+ years of experience as a Risk Analyst

• Strong analytical and problem solving skills

• Knowledge of risk management principles and practices

• Good understanding of capital market products and stress testing

• Excellent communication and collaboration skills

• Knowledge of any one or more tools such as Risk Manager, Power BI, Incorta, Adenza, Azure Dev ops.

Working with Us:

As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas.

Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose.

We’d love to learn more about how your interests and experience could be a fit with one of the world’s most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater

Reasonable accommodation

Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at .

We hope you’re excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people.

Apply today and talk to us about your flexible working requirements and together we can achieve greater.

About Our Bangalore Office

The Northern Trust Bangalore office, established in 2005, is home to over 5,600 employees. In this stunning office, space, we offer fantastic amenities which include our Arrival Hub – Jungle, the GameZone, and the Employee Experience Zone that appeal to both clients and employees. 

JOB DESCRIPTION

You are a strategic thinker passionate about driving solutions in Financial Analysis. You have found the right team.

As a Financial Analyst in our Finance team, you will spend each day defining, refining and delivering set goals for our firm.

Job Responsibilities

• Developing expertise in forecasting and analyzing trends in business drivers, balance sheet and income statement across stress testing forecasts and business planning
• Managing and analyzing business strategic inputs and assumptions used in the forecasting model
• Analyzing performance and revenue drivers to influence model choice decisions
• Acting as key supporting role with Sub-LOBs, and Corporate and Others (i.e. Challenger, Business Control Officers, MRGR) for various capital stress testing and forecast & optimization projects
• Creating executive presentations that summarize forecast results, and issues/risks or address ad-hoc requests
• Performing quality control and necessary secondary review for deliverables, such as CCAR narratives documented by all CCB sub-LOBs
• Supporting other aspects of CCB stress testing processes, including but not limited to, strategic forecasting
• Driving forecast automation & improvement initiatives, improving productivity, quality & alignment to target state platforms

Required qualifications, capabilities, and skills

• Master in finance or economics / CA / CFA / Master in Business Administration / PGDBM from top Tier institute is required
• Minimum 3 years of post-qualification experience in finance and related domain
• Strong analytical skills and attention to detail
• Technical experiences BI tools, PPT, and advanced Excel
• Excellent and proven communication skills, both written and verbal. Perform under high stress and fast paced environment
• Strong track record of delivering challenging initiatives using advanced program/product/function management skillset
• Excellent relationship skills, highly collaborative – can build rapport and credibility quickly with all levels of the organization
• Detailed oriented, organized, process oriented & control mindset
• Good prioritization skills. Skilled in negotiation, problem solving and analytical reasoning

Preferred qualifications, capabilities, and skills

• Shift Timings - 2pm -11pm IST. This may vary due to business requirements
• Previous experience in FP&A, Finance Analytics, finance modeling, Business valuations is a plus

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.