272 Credit Analyst jobs in Mumbai

Sumitomo Mitsui Banking Corporation

• Perform financial number spreading and credit analysis
• Prepare financial projections
• Evaluate Model Grade analysis
• Preparation of credit applications
• Credit Analysis of Non-Banking Finance Companies (NBFC)
• Basic understanding of Pass Through Certificates (PTCs) & Securitisation
• Prepare industry update
• Complete Obligor Grade evaluation
• Prepare quarterly financial updates of corporates & NBFCs
• Closing instruction responses regularly
• Additional items related to the above designated by the Team Leads, Department Head from time to time.

Experience (preferred) : 3-5 years of analysis of FI clients (Banks, NBFCs, Insurance etc)

Educational qualifications: MBA / MCom / CA

The incumbent shall be responsible for performing Credit Analysis for corporate clients as part of Corporate Banking Team. He/she would also be providing transaction support to stakeholder and would be actively performing customer interaction as part of the role

Gathers and analyzes loan applicants' financial data to evaluate risk.

Assesses creditworthiness of individuals, companies, and institutions.

Makes recommendations about whether to increase, adjust, extend, or close lines of credit.

Role & responsibilities

• Collaborate with the UK-based investment team to develop investment recommendations for the Fund across all credit and credit-related instruments, with a focus on corporate credit. This will include both HY and IG credit.
• Perform investment research, including written opinions, financial models, and investment presentations within a collaborative environment. You will also participate in the allocation discussions.
• Track broader macro and idiosyncratic trends and understand the different and changing risk factors that influence credit and yields.
• Monitor existing investments and recommend trades to the Portfolio Managers Support marketing efforts and product development activities.
• Support convertible bond origination efforts of the Group by getting involved in the pricing discussions.

Qualifications

• 4-5 years of credit fundamentals research experience in high yield and convertible bond market at other buy-side/sell-side or rating agencies
• Ability to communicate your investment thesis and recommendations in a clear and succinct manner with consideration for the broader portfolio.

Preferred candidate profile

• Masters degree in finance or economics / CFA preferred

Job Description

Summary:

The purpose of the role is to support Australian mortgage brokers in document preparation, packaging, and submission of loan applications to a variety of lenders. The role will include conducting data entry into client-specific CRMs up to the lender online lodgement system via Apply Online and then onto Settlement.

Detailed Description:

• You must be honest and dedicated to adding value to your employer and the position held
• Excellent spoken and written English is a MUST
• You must have an outstanding phone manners. We are looking for applicants where phone manner and ability to connect with the caller type is one of their greatest strengths.
• Excellent attention to detail - focus on the task at hand
• Previous Data Entry experience across multiple systems displaying confidence to adapt quickly to a new system is favorable.
• Previous experience and educational qualifications in Accounting or Banking or Finance industry is favorable

Roles and Responsibilities

• Entering enquires into the company software program
• Manage the loan application process from start to finish for all finance requirements.
• Complete loan applications and client fact finds
• Perform credit assessments and loan servicing of clients applications
• Reviewing clients financial information where applicable
• Check files are compliant and ready to proceed
• Uploading and lodging applications
• Order valuations
• Liaising with banks, solicitors, accountants, and real estate agents to ensure smooth lending experience and settlements are met on time
• Liaising with clients throughout the loan application process
• Follow up communications with clients, lenders, and other professionals for any outstanding requirements
• Assist with administrative tasks as required
• Outbound calling to existing/dormant customers
• Excellent spoken and written English is a MUST
• You must have an outstanding phone manners. We are looking for applicants where phone manner and ability to connect with the caller type is one of their greatest strengths.
• Excellent attention to detail - focus on the task at hand
• Previous Data Entry experience across multiple systems displaying confidence to adapt quickly to a new system is favorable.
• Previous experience and educational qualifications in Accounting or Banking or Finance industry is favorable

Job Types: Full-time, Permanent, Fresher

Pay: ₹200, ₹300,000.00 per year

Benefits:

• Paid sick time
• Paid time off

Application Question(s):

• Do you have excellent written and oral English skills?
• The job will require you to work on some Saturdays (a maximum of 12 Saturdays a year), can you commit to this?
• When are you available to join?
• Can you commute to Borivali East every day (Monday to Friday)?
• The salary range for this job is 200,000 to 3,50,000 p.a, do you still wish to apply?
• What is your current location?
• Can you commit to working from 6 am to 2.30 pm every day (Monday to Friday)?

Work Location: In person

Roles and Responsibilities

• Prepare Sanction MEMOS for various loan products such as LAP, HL, OCS, CC, etc.
• Conduct credit analysis and appraisal of proposals to assess borrower's creditworthiness.
• Review financial statements, cash flow projections, and other relevant documents to evaluate loan applications.
• Collaborate with internal stakeholders to ensure timely disbursement of funds while maintaining compliance with regulatory requirements.
• Identify potential risks and develop strategies to mitigate them during the underwriting process.

Desired Candidate Profile:

• IMMEDIATE JOINER REQUIRED
• Strong understanding of working capital management principles and practices.
• Proficiency in Drawing power calculation and cash credits processing.
• Minimum Gradutation Required : BCOM or MCOM or graduation in finance
• Have knowledge on Advance Excel and ms word

Job Type: Full-time

Pay: ₹15, ₹19,000.00 per month

Benefits:

• Cell phone reimbursement
• Flexible schedule
• Health insurance
• Provident Fund

Work Location: In person

Hiring: Credit Analyst – SCF/WC | Mumbai (Kalina) | 4+ yrs exp | Role: Credit evaluation, risk assessment, underwriting, compliance & monitoring. | Immediate joiners or 30 days. Apply now-

Responsibilities:

* Conduct credit analyses and appraisals

* Evaluate creditworthiness of corporations

* Monitor credit risks and compliance

* Collaborate with clients on credit matters

* Prepare credit ratings and reports

Self-management, self-starter with strong grasp of financial products and services relevant to real estate development projects.

Team player

Detail-oriented and results-driven, with a focus on delivering high-quality work and achieving organizational objectives

Excellent communication and interpersonal skills, with the ability to collaborate effectively with internal and external stakeholders.

Strong Negotiation & liasoning with bankers, external agencies

Financial Modelling, Cash flow analysis, Analysis of various factors specific to real estate

Thinking skills (problem solving and decision making)

Microsoft proficiency (Excel, Word)

Key attributes:- Analytical skill, attention to detail, Financial acumen, Integrity

Interaction with the Clients, understanding their requirements, collating

required data for preparation and submission of the proposal to Banks/ FI's

Evaluating clients credit data and financial statements for preliminary risk assessment

In-depth credit assessment involving Financial, Credit, Legal, Technical, Economic and risk analysis.

Structuring the proposal, Review Information Memorandum, Teasers, Financial model, cash flow and CMA projections

Proficient in excel & preparation of CMA data, financials Solution-oriented attitude and resolving queries of all Banks and Clients

Ability to lead, negotiate and resolve, manage stakeholders expectations

Ability to build relationship at top levels of Financial institutions (FI)

Stay updated on market trends, competitor activities, and regulatory changes impacting the real estate finance landscape in Mumbai & Navi Mumbai, providing strategic insights to senior management. Financial market & economy.

Capability to interact with financial institutions for transaction structuring, due diligence and documents.

Handling of multiple transactions at a time

Minimum of 2 years of experience as Credit executive position within the real estate finance industry, with a strong grasp of financial products and services relevant to real estate development projects.

Credit Analyst BFIG Credit

Location: Mumbai

Job Role

• Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies.
• Credit risk assessment of securitisation transactions (PTCs)
• Preparation of credit appraisal notes covering detailed analysis of business, industry, management and financials.
• Doing client calls to understand their business model and risk management policies.
• Providing detailed recommendations to senior credit approvers on risk aspects and assessments for particular loans.
• Ensuring that loans adhere to program, compliance, due diligence and industry requirements.
• Continuous credit monitoring of the loan portfolio based on market information and periodic reviews of the performance of credit facilities sanctioned to clients.
• Escalate with action plan for non-compliances
• Co-ordinating with internal auditors and make representations to RBI for resolving queries raised by them in RBI audits

Job Requirements -

CA / MBA with at least 3-4 yrs relevant segment.

• Good understanding of Accounting Standards, Balance Sheet Analysis.
• Knowledge of RBI regulations, SEBI and other statutory bodies requirements.
• Good interaction and communication ability.
• Excellent verbal, written communication & presentation skills.