19 Loan Officers jobs in Mumbai

Loan Officer

Thane, Maharashtra TATA Capital

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Job Description

10563
- To ensure the achievement of disbursement targets with minimum delinquency
- Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
- Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
- Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
- Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
- Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
- Undertake regular field visits, Centre Meeting and loan applican ts
- Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
- Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
- Ensuring weekly / daily meetings & visit to centre
- Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
- Basic understanding about Microfinance business and JLG model working would be preferred.

**Key Skills**
- Relationship management, Business sourcing
- Flair for sales
- Understand critical attributes of customer service

**Education **Graduate in any discipline
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Loan Officer

Mumbai, Maharashtra Datrax Services Pvt Ltd

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**Position** - Tele sales Executive

**Experience**:

- 2 - 3 yrs
**Location**:

- Thane/ Goregaon
- Good Communication Skills
- Experience from any
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Home Loan Officer

Navi Mumbai, Maharashtra Mastermind Money Solutions Pvt Ltd.

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Should Have Good Understanding Of Financials Like
- P&L / Balance Sheet And Financial Ratios Etc
- Underwriting Of Home Loan Cases Of Salaried Loan Applicants
- Support The Credit Managers Along With Keeping An Oversight Of Processes And Policies
- Virtual Discussions With Clients
- Responsible For Maintaining The Processing TAT
- Participate In And Clear Regular Internal And External Audits
- Responsibilities: Home Loan II Mortgage Sales II Customer Relationship
- Process Loan Applications Within Defined Constraints To Assess Creditworthiness
- Interact With Clients To Obtain Or Offer Information
- Evaluate Applicants To Determine Their Financial Eligibility And Loanability
- Complete Loan Contracts And Counsel Clients On Policies And Restrictions

**Salary**: ₹15,000.00 - ₹30,000.00 per month

**Benefits**:

- Food provided
- Leave encashment

Schedule:

- Day shift

Supplemental pay types:

- Performance bonus
- Yearly bonus

Ability to commute/relocate:

- Navi Mumbai, Maharashtra: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work (preferred)

**Speak with the employer**
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TELE CALLER LOAN OFFICER

Thane, Maharashtra Seven Consultancy

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JOB DETAILS


Job Profile Description • Bilingual Skills – Decent Communication • Pleasant Voice • Ability to Think and Make Decisions • An Outgoing Personality • A sense of Responsibility •
FUNCTIONAL AREA
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Loan Officer (Tele Sales - Home Loan)

Mumbai, Maharashtra HDFC Sales Private Limited

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Job Description

Roles & Responsibilities:

  • Prospecting with suspect leads. A suspect is a person who has still not decided on taking a loan.
  • Converting a suspect to a prospect. This involves the following: Establishing contact with the prospect, this could involve several calls and may need a call at a time beyond office hours. This will also involve making calls at different times in order to achieve success. Need Analysis Eligibility Profiling Setting up an appointment Follow up with the prospect post every meeting with the sales officer until conclusion
  • Basis feedback from the prospect, seek interventions from the senior sales resource or by your own-self in satisfying customer needs with the objective of converting the prospect to a customer
  • Responsible for conversion of suspects to prospects to customers
  • Provide support to the sales team in increasing conversions by: Prompt calling to all suspects / prospects Timely follow up with all prospects Cordial relationships with the sales officer mapped, collaborating with the sales officer in providing feedback, seeking feedback from him on your performance
  • Responsible for complete knowledge of company products and policies as well as those of competition 
  • Responsible for quality of the conversation, which entails the following: Accuracy Product Knowledge Appraisal Skills Punctuality & TOS TAT commitments
  • Ability to handle objections 
  • Updating the software. You must capture your conversation with the customer effectively such that a third person is able to carry on the conversation with the customer where you left off.
  • Generating References: The quality of your conversation and your ability to connect with the customer is also reflected in the number of references that you generate. 
  • Providing market feedback to the supervisor: It is important to share with your supervisor any trends that you come across whilst speaking to a prospect. Examples could be objections from prospects regards the processing fee being charged by us vis-à-vis the same being charged by a specific competitor.

  • Location:

    Chennai, Hyderabad, Kochi, Mumbai, New Delhi
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    Loan Officer-Reputed Loan Industry-Mumbai, Maharashtra, India-4 lakhs-Vishal

    Navi Mumbai, Maharashtra Seven Consultancy

    Posted today

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    Job Description

    JOB DETAILS


    1.Evaluate credit worthiness by processing loan applications and documentation within specified limits
    2.Interview applicants to determine financial eligibility and feasibility of granting loans
    3.Determine all applicable ratios and metrics and set up debt
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    Gold Loan Relationship Officer-loans Against

    Thane, Maharashtra Kotak Mahindra

    Posted today

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    Job Description

    JOB ROLE:
    Ensure Gold Loan targets of the branch are met month on month

    Ready to move in market and generate Gold loan leads

    Smooth Process of Gold loan is done at the branch

    Make sure they maintain good relations at branch level BM / BOM / RM / RO and Service staff

    Should always be market and Competition savvy

    100% maintaining compliance of processing Gold Loan

    Maintenance of Gold loan Registers at branch level

    To identify new assayers for the branch - Maintain 3 assayers for each branch

    Proper documentation of Gold loan and see that it has FPT (First Pass) Authorization

    To maintain Zero NPA of the branch

    TAT to be maintained while processing the Gold loan or Closure of Gold loan

    Closure documents to be sent to CPC Chennai within HO specified period.

    Make sure Weighing machine balance & Assayer agreements are renewed on time.

    JOB REQUIREMENT

    Graduation is must

    Good communication skills

    Should have good convincing skills
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    Gold Loan Relationship Officer-loans Against

    Mumbai, Maharashtra Kotak Mahindra

    Posted today

    Job Viewed

    Tap Again To Close

    Job Description

    JOB ROLE:
    Ensure Gold Loan targets of the branch are met month on month

    Ready to move in market and generate Gold loan leads

    Smooth Process of Gold loan is done at the branch

    Make sure they maintain good relations at branch level BM / BOM / RM / RO and Service staff

    Should always be market and Competition savvy

    100% maintaining compliance of processing Gold Loan

    Maintenance of Gold loan Registers at branch level

    To identify new assayers for the branch - Maintain 3 assayers for each branch

    Proper documentation of Gold loan and see that it has FPT (First Pass) Authorization

    To maintain Zero NPA of the branch

    TAT to be maintained while processing the Gold loan or Closure of Gold loan

    Closure documents to be sent to CPC Chennai within HO specified period.

    Make sure Weighing machine balance & Assayer agreements are renewed on time.

    JOB REQUIREMENT

    Graduation is must

    Good communication skills

    Should have good convincing skills
    This advertiser has chosen not to accept applicants from your region.
     

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